Chapter 87: Asking for a loan

In the past few days since he returned to Xiangjiang, Li Xuechu has really a lot of things piled up under his hands, looking for a bank for a loan, the economic storm in Xiangjiang two months later, the red and white machine, and of course, the trip to the United States that is about to start.

Find a loan first.

I remember Youde saying that there are people in Standard Chartered who are 'interested' in him. Well, I happen to be 'interested' in people now, and I still want to borrow money from my door. It's a pity that no one's phone number, not one of the Governor's. Although people praised themselves like a flower at the beginning, they were not enough in the end. Verbal praise doesn't cost a dime and can't be taken seriously.

Fortunately, there are Li people.

"Hehe, I finally got a call from you, and I thought you had forgotten about us old men."

"Uh, how is that possible?"

"Chu Zai, I heard that you went north some time ago, did you gain anything?"

"Originally, it was just for the movie, but I really found a project, and I plan to build an electronics factory."

"Electronics factory?" There was a pause on the other end of the phone: "This project is also a bit of a head. ”

As soon as the country opened, smuggling has seen a certain amount of growth, and this industry that is not easy to see the light has given the Xiangjiang manufacturers who are suffering from heavy internal and external pressure a chance to breathe. But after all, the clouds are still hanging overhead, and now there are many factories that have started the idea of building factories in the north, in addition to shoes and clothing, the number of small electronics factories is the largest. Li probably thought that he also wanted to get an electronic watch or something.

Li Xuechu has no plans to explain, he plans to eat this piece of cake alone, at least in the first few years of the profiteering, he has no intention of setting aside a share.

"Uncle Cheng, do you have the contact information of Standard Chartered?"

"What, you want a loan?" Li Ren was obviously a little surprised: "Chu Zai." Aren't you playing too big in the north and aren't you afraid of getting stuck in it? ”

Li Xuechu's assets are very easy to check in Xiangjiang. The biggest source of money is toys, and the profits from the import and export of such physical objects cannot be concealed from playing finance. It's almost all spread out in front of people. Therefore, the rich people in Xiangjiang also understand how 'abundant' the funds on hand are, and there is no place to put the money, and they still need loans?

"Hehe, it's just a little fun over there." Li Xuechu said with a smile: "Now that the real estate market is good, I want to try it out and save money to put mold in the bank." ”

There was another pause on the other end of the line.

"It's a big deal." Li Ren sighed: "I have saved so much on hand, and I have to continue to borrow." Seriously, I was going to borrow some money from you in two days, but it seems hopeless. ”

"Oh. Uncle Cheng, do you have something wrong? Li Xuechu was surprised.

"Hehe, it's not a big deal, it's just that Hutchison is a little troublesome, and I plan to sell some of the real estate. How about it, are you interested? ”

Li Xuechu was speechless for a while, of course he was interested, but not now, but at least three months later, or half a year and a year later. It's a fool's errand to buy it now.

"I'll have to look at it again. After all, I'm still a novice and don't understand the market. Mr. Lee, let me think about it. ”

"It's right to think about something like that. Well, I'll give you the phone first. It's never too late to discuss other things later. Li Ren smiled. In fact, as long as your company makes a phone call. People will come to talk about it, after all, your company is now a star enterprise in Xiangjiang. If I didn't know that you were reluctant, I would have wanted to get involved. ”

"Huh. Uncle Cheng laughed. ”

……

Hanging up the phone, Li Xuechu shook his head and smiled. Neither of them told the truth. Are Li people short of money? It is estimated that he has the same idea as himself, and he will do his best to cash out and observe the future. Although they are not hereafter. But every time before a crisis comes, you can get out on time, and the accuracy of judgment is staggering.

With the victory of the Falklands, the real estate has shown a slight upward momentum against the downturn, and in addition to a few small players such as Li Xuechu's Kowloon Bank, several giants including Hutchison have quietly invested real estate assets into the real estate market arbitrage.

The Bank of Kowloon is small, and Li Xuechu doesn't want to delay his big things for a little profit, so he makes a quick move, and Huang's actions are relatively slow. Every word and deed of the real estate giant has been noticed by Xiangjiang, and it is inconvenient to do things. At this time, if you want to put a large number of properties into the market, I am afraid that the price of real estate will plummet immediately, and it is the best choice to quietly find someone to take over.

Hutchison now controls more than half of the British, and Li Ren can't command in the general direction, but it looks like Li Ren is trying his best to find someone to take over, and the current slow motion is not to his liking.

"Cow man." This Li Xuechu only admires it, but if he wants to find him as a Kaizi, he will be grateful for it.

With the two major powers co-opting the rich circle, the attitudes of both sides must have been heard by all the wealthy families in Xiangjiang, but some people listened to it and some people didn't. The Falklands victory allowed the British to relive the glory of a great power, and many wealthy people did not seem to take the negotiations two months later seriously, and their confidence in the British side was so high that it was beyond the charts.

……

I was about to call over, and the old British man on the other end of the phone was quite enthusiastic, and the two made a direct appointment for an interview tomorrow.

"Mr. Bowman."

"Oh, Lee!" There are many foreigners who speak the unfamiliar Xiangjiang language, and it seems that they can speak the Xiangjiang language. The old white man in his early fifties got up enthusiastically and shook his hand vigorously.

"Li Sheng came to find the old man, what are you doing?"

I can't help but crack my mouth, it's a 'China expert' again? It's like a person from the Republic of China.

, Listening to the previous tone, this is probably the one who is interested in himself in Youde's mouth. But it's easy to do.

"That's right, Mr. Bowman, I'm here to get a loan from your bank."

"Oh, Mr. Li, are you also short of money? Your company's profitability is the envy of the whole of Hong Kong. ”

"Hehehe, who would be afraid of less money? It's not a matter of sitting idle in the bank, and now that real estate is on fire, I plan to invest money in it, but now this little money doesn't have much weight, so I want to borrow more. ”

"Be modest, be modest, if it is a small amount of money of more than 2 billion, there will be few rich people in Xiangjiang."

Damn, hiding and hiding is still revealed. The old bottom was reported at once, and Li Xuechu was slightly depressed. There is no way, the money obtained by the industry cannot be hidden.

"Compared to Your Excellency's Standard Chartered. What do I get for this little money, hehehe. It's up to you. ”

"Hahaha, Standard Chartered isn't mine. And the money in it is also from customers. Old man Bowman laughed.

"Okay, let's get down to business first, how much do you want to borrow, Mr. Li?"

"Two billion, with Oriental DreamWorks as collateral." Li Xuechu also got straight to the point: "Mr. Bowman should know that I can afford it, and the profitability of Oriental DreamWorks in the past two years is first-class, and it is definitely worth the price." ”

"No, no, no, Oriental DreamWorks is not worth the price, and you have to borrow two billion unless you come up with something else." Bowman refused.

"Mr. Bowman, do you know how profitable my company has been over the past year?"

"I've heard of it. Mr. Li, you are amazing. Bowman complimented him with a smile.

"In the past year, Oriental DreamWorks' earnings have approached this number." Li Xuechu was slightly dissatisfied: "A company with a profitability of two billion a year is not worth two billion in the eyes of Mr. Bowman?" ”

"Mr. Li, that's not how banks judge the company's assets. Mr. Li, aren't you also in the banking industry? Bowman was unmoved: "We are more concerned about fixed assets, what does Oriental DreamWorks have?" Only one animation company can be settled into fixed assets, and even the company's premises are rented, which will not be given by any bank. ”

"Mr. Bowman, don't you think that patents and cultural property rights are worthless? This is not the idea of a British who values patents and cultural property rights. ”

"No, no, as you say. I also think it's important, and that's what I admire most about you. But these are time-sensitive, and your company's profits are gradually decreasing during this time, am I right? ”

"Huh. This is temporary. ”

β€œoh,idontthinkso。”

Li Xuechu secretly hated that Hasbro had already made the 'American version' of Transformers. As expected, the quality is good. Relying on local advantages and extensive publicity. There is a great tendency to catch up. Fortunately, I was 'original', and I entered it in advance. Although the market is squeezed, it can still stand still.

The biggest blow is still the 'combination of King Kong', this 'big killer' that he tried his best to hide failed to hide from the other party during the negotiation, and the professional team composed of professionals, patent experts and negotiators has almost no dead ends, and they dare not apply for patents, and they are not robbed by others first, and they really fulfill Hasfield's words. "Maybe we'll meet again."

I don't want to ask others for patent authorization in turn, just make it difficult for people, and beg to go to the door, lose face and don't say it, and the outcome is not optimistic.

But fortunately, the profit-heavy Yankees will not play the means of lowering prices and suppressing each other with money, after all, the production cost of Lao Mei is higher than that of Xiangjiang. The two sides also tacitly maintained some rules of the game in the competition, and the other party helped them to evenly share the strong call for price reduction in various places, and the pressure was much lighter.

"Even so, I still insist that my company is worth two billion. Mr. Bowman, our company's films are also quite profitable. ”

"I've already counted that."

The foreigner who doesn't eat oil and salt makes Li Xuechu feel helpless, don't you appreciate me very much? Why don't you take a little bit of actual representation? Of course, this is angry talk. Li Xuechu also did not expect the other party's IQ to suddenly decrease.

"Mr. Li, you can count the shares of the bank you have on hand, so that we can consider providing a loan of two billion."

Still playing the bank idea?

"Unfortunately, I'm not going to use this as collateral." Li Xuechu shook his head and refused.

"It's just a mortgage, and you can get it back after you pay it back. Is Mr. Li not confident in his project? ”

"It's a matter of principle."

Li Xuechu is full of confidence in profits, the butterfly effect can't change the shape of the country, you have to lose, and you have to leave if you are not happy after 97.

But to put the bank in, the old man had to split himself. I can't get into the habit of 'stud' on a regular basis, and who knows at which point there will be changes? If you go back to the pre-liberation period overnight, you won't be able to find a place to cry.

"That's a pity, I can only promise a billion." The old man Bowman shrugged his shoulders and said as if he was 'regretful': "Mr. Li, I think you are still a little too conservative. ”

Li Xuechu didn't change his mind because of a sentence, and said with a smile: "Isn't Your Excellency also very conservative?" It is not appropriate for a company with an annual profit of nearly 2 billion yuan to borrow less than 2 billion yuan. ”

"I've said the reason before, and it's a pity that I won't change my mind."

Stubborn as a stone.

"Mr. Bowman, may I think about it for two more days?" It doesn't seem to have changed.

"This kind of thing really needs to be considered, and Mr. Li should also consider my opinion." The old white man smiled in understanding.

Li Xuechu said goodbye and left.

Before leaving, he secretly looked forward to the possession of the white old man's clothing store owner, and added a sentence at the end. "Hey, come back, come back, I'm really afraid of you, two billion is two billion, and it won't be a good thing to change to another bank."

Unfortunately, it didn't work out.

Back in the car, Li Xuechu was very dissatisfied.

"A company with such a good profit can't borrow two billion, and the store is a big bully." But there are alternatives, take a look again: "Uncle Ming, then transfer to HSBC to see." ”

In fact, my motives for coming this time are not pure, the exchange rate of the Hong Kong currency will fall next year, and the one-year loan will be taken back next year, and the interest is not as valuable as it is now.

Although he is a pit person, he is still not happy if there are fewer pits. (To be continued!)

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