Qin Ran's doctoral dissertation is a detailed summary of China's real estate development process, so he can be said to have a leading foresight advantage in China's real estate industry for more than ten years.

In 1997, Hong Kong returned to China, and the things and situations he encountered in life were also consistent with those he had experienced in the original time and space. Although he may have some butterfly effect, he firmly believes that if he follows the trend, he will be able to make a career. Since God has given him a second chance, he must live well this time.

Selling cabbage and earning money from selling white flour is the true portrayal of Chinese real estate developers in the future. Now that God has prepared the threshold for him, it would be a big joke for him not to set foot in the real estate industry and make a career.

Despite his ambitions, he still had to eat the rice one bite at a time, and Qin Ran didn't want to end up with a heart higher than the sky and a life thinner than paper.

So Qin Ran was now sitting in an open-air food stall and hurriedly took a bite of food.

Yulan County is located in the northeast of Jiangsu and Zhejiang provinces, close to the sea, so it is rich in seafood products.

A plate of hot roasted oysters was served on the table, and the oyster meat continued to open and close under the stimulation of the high temperature, and the garlic was sprinkled on top and filled with fragrance.

"Come, Uncle Chen, give it a try. It is said that this is a good thing for men. Qin Ran used chopsticks to give a piece of oyster to Chen Hao.

"Thank you, this thing is a big supplement, you young man is full of blood and energy, eat less." In the evening, Qin Ran pulled Chen Hao and said that he wanted to have a treat, but he also guessed that Qin Ran had something to talk to him about.

asked the boss to serve four bottles of West Lake cold beer, Qin Ran opened the posture and directly blew a bottle with Chen Hao.

"Uncle Chen, when my father was alive, he said that you were his good brother. Now that he's gone, I'm honest, I'm the only one in the company I can trust. In the afternoon, what you said to me was because my second uncle went to look for you. ”

After drinking most of the bottle, the atmosphere was warm, and Qin Ran decided to go straight in.

Just as he was drinking beer, he heard Qin Ran ask so directly, Chen Hao was stunned for a moment, and then nodded slightly.

"Uncle Chen, don't worry, I'm not stupid, I can see the second uncle's tricks clearly. Now, despite the great pressure from the outside world, as long as we can complete the project smoothly and get the construction payment, the problem will be solved. ”

Chen Hao just nodded subconsciously, Qin Ran knew that he didn't have enough confidence in himself in his heart. After all, you're a junior high school graduate, you don't understand anything, and it's already good if you don't make a mess.

"This morning, someone from the insurance company came and said that our family vehicle damage insurance has a compensation of 56,000, and it is estimated that it will arrive in half a month at most. So this month's salary will definitely be guaranteed. Now that the project is being completed, how much more do you estimate to invest in it? ”

"At most, 50,000 yuan will be needed!" Chen Hao gave the answer based on years of experience.

Qin Ran stared at Chen Hao's eyes and said, "I'm going to mortgage our small building to the bank to borrow some money, and I estimate that at least 50,000 yuan can be loaned." With this money, you should rest assured that the project will definitely be completed on time. ”

After thinking about it in his heart, Chen Hao nodded and agreed with Qin Ran's opinion.

"I think you're very different from what you used to be, you used to look at people who were always evasive and didn't like to talk. Now I find that I don't look at your age, I always think that it is an old Jianghu who is talking, and you have the shadow of your father. Chen Hao raised his head and took a sip of beer with emotion.

"Haha, people always change, the times make people, I have experienced so many difficulties recently, I always have to grow. Uncle Chen, do you believe in fate? If I say that if you follow me, you will not only be able to build a building in the capital Tianjing in the future, but also become a multimillionaire, believe it or not? Qin Ran's face was relaxed when he said this, as if this temptation was within reach.

A young man said to you, follow me to have meat to eat, and you can become a multimillionaire, will you scold him for being insane?

"Hehe, I'm just a big boss, how can I see the problem so far. But I was born to work part-time, and it's not the same as any boss. But I promise that I will never consider leaving until the completion of the construction of the Education Bureau building, and I will definitely work as hard as I always do. ”

Chen Hao is not a hairy boy, he is fooled and bows down when his blood surges. He was thinking about what to do in the future, after all, after the completion of the construction of the Education Bureau building, it remains to be considered where the construction team will go.

Qin Ran knew that it was impossible to subdue Chen Hao with just his words, and now that he was willing to open his mouth to accept the completion of the Education Bureau building project, it was already a good result. Empathy, Qin Ran knows that without excellent capital, a person like Chen Hao with a skill will not follow you with all his heart, and it is estimated that other bosses have promised good conditions for him to change jobs.

"Okay, with Uncle Chen, I'm already very satisfied. Come, touch one, happy cooperation! ”

Since it was decided to use the house mortgage, the next day Qin Ran brought the real estate certificate and Chen Hao to the county agricultural bank to start the mortgage.

As soon as he arrived at the Agricultural Bank, Qin Ran encountered a problem, and the name of Qin Guangzong was written on the real estate certificate. Qin Ran had to spend another three days running to the police station and the real estate bureau, replacing the real estate certificate with his own name, and also applying for a personal ID card by the way.

Fortunately, Chen Hao's face is familiar, and the loan is quite smooth, but the assessed house is only worth 80,000 yuan, and the bank lends 40,000 yuan in a fixed amount, but it takes at least 15 days to disburse the loan.

40,000 is 40,000, it's better than nothing, as long as you insist on the completion and acceptance of the loan, it is easy to do.

These days, the second uncle Qin Yaozu came to Qin Ran once, but he hit a soft nail again, so he had to slip away.

However, he came up with a ruthless plan to draw wages from the bottom of the kettle.

Through guò connections, he contacted the director of the office of the county education bureau. Qin Ran's hope was that the project money would be in hand, and Qin Yaozu decided to start with the payment of the project money, preparing to drag Qin Ran to death and force him to fall into desperation. Because the 150,000 private loan will expire on August 15, as long as Qin Ran can't come up with the money by then.

Under the condition that the number of policies issued by Qin Ran was inversely proportional to the time, Li Desheng used all his strength to get the compensation payment for Qin Ran on the seventh day.

Fifty-six thousand arrived, of course Qin Ran did not break his word, and spent two thousand five on the spot to buy seven personal accident insurance. However, in view of the restriction that a beneficiary can only correspond to one at most, Qin Ran handed over the remaining six to Chen Hao to deal with, and asked him to select a suitable middle-level gift in the company.

However, Chen Hao and Wang Changchun were designated by Qin Ran as gifts, and the rest was left to Chen Hao to play freely. Wang Changchun is unreliable, Qin Ran knows it, but now is not the time to get rid of him and let him continue to play a role for the time being.

After getting the money, Qin Ran called his second uncle Qin Yaozu and gave him 37,000 yuan, and the extra 1,000 yuan was bank interest. When repaying the money, Qin Ran specially asked Chen Hao to testify on the side, and asked Qin Yaozu to write a receipt.

"Alas, Qin Ran, we are a family, and we shouldn't have talked about money. But now my business is also anxious to wait for the capital turnover, so I will take the money first. If you need money, just let me know at any time. "Qin Yaozu's true purpose was not successful, so he didn't tear his face with Qin Ran, and still pretended to be pretending. Now he can't wait for Qin Ran to have as little money in his hand as possible, and now that his nephew takes the initiative to repay the money, how can he not accept it.

"Second uncle, I'm relieved to have your words. As my only relative on earth, who can I count on if I don't rely on you in the future? ”

Qin Ran was a man in two lifetimes, and he had great ambitions, and began to hone a certain city government, and he worked hard to cooperate with Qin Yaozu to star in a drama with deep love between uncle and nephew.

Chen Hao, who knew the two of them carefully, felt in a trance when he watched the two of them laugh and not laugh, and at the same time, he had a deeper understanding of Qin Ran in his heart.

As the construction of the Education Bureau Building entered the final stage, Qin Ran sat in the on-site office every day during the holidays to ensure that nothing went wrong.

50,006 compensation, 2,050 insurance, 37,000 for the second uncle, 15,000 for salary, only about 1,000 yuan remained.

Fortunately, at this time, the bank loan was approved, and Qin Ran's loan was a one-year interest rate of 8.64%, but he only got 36,000 yuan of 40,000 yuan, and according to the unspoken rules, the interest of 3,500 yuan of this money was automatically deducted by the bank first.

With this infusion, on July 25, the new building of the Education Bureau was completed. A week later, the supervision company hired by the Education Bureau completed the acceptance of the new building, and Qin Ran signed the handover contract on behalf of Party B.

When Qin Ran was full of hope and waited for the county education bureau to allocate the project funds, he encountered soft nails again and again.

He took the contract to the Education Bureau to ask for money, and the finance said that it would be approved by the leaders and asked him to find the office director. However, Director Zhao of the office, who had no hair left, said that the leaders in charge of the bureau did not approve it, and asked him to find the deputy director in charge. Deputy Director Huang, who was in charge, said that the bureau leaders had not collectively studied this matter, and that they would notify him to come and collect the money when the study was completed. wanted to find Director Lu, but caught up with the national inspection of "universal nine-year compulsory education", Director Lu has been researching in various towns and towns, and Qin Ran has not seen anyone. Once in a while, I only hurriedly said two sentences before we could get to the point, and the director was called to the county for a meeting.

It is the uncle who owes the money, and it is the grandson who collects the debt.

Qin Ran, who had been busy for a week, understood the profound meaning of this sentence.

"Haha, thank you two leaders for your help. In fact, when my eldest brother and sister-in-law were alive, they intended to hand over the business to me to take care of, think about how a hairy boy who graduated from junior high school can cope with it! Young people just let him endure hardships, hit a wall in society, and let him know that society is not what he imagines in books. In fact, it is also helping him change his concept and help him grow. My nephew admits death, and his heart can't turn for a while, and I hope the leaders will bear with me. In the box of a restaurant in the county seat, Qin Yaozu, who was drunk and flushed, raised his wine glass and said to the two visitors from the Education Bureau.

Picking up the wine glass and touching it with Qin Yaozu, Director Zhao stood up and said, "It's easy to say, in fact, these are all taken care of by Director Huang, if you want to thank you later, you can pay a few more glasses to Director Huang." ”

"Lao Zhao, what you said is not right. We all act according to the rules, and it is true that the bureau has no time to pay attention to this matter now. The work of 'Pujiu' is the No. 1 project in the county, and we must devote ourselves to it. Deputy Director Huang of the Education Bureau waved his hand and replied with a wine glass.

"The deep meaning of the two leaders is really not something that mortals like me can understand, I understand the mistakes of the leadership, and I will punish myself three cups first." Qin Yaozu got a relationship with the two leaders of the Education Bureau, and secretly stumbled for Qin Ran.

Seeing that Qin Yaozu had three cups of self-cooking, Director Zhao said with a slight sternness: "Boss Qin, this matter has been delayed for a while, after all, we signed a contract." ”

"Don't worry, I understand, as long as the leaders help him not get the money before August 15. Oh, I received news that my nephew is likely to go to court to sue. ”

"Haha, sue, you let him go, who's afraid of whom. If he dares to go to court, he won't even want to get money! Deputy Director Huang snorted and replied gloomily.

"Prosecution does not work, and if the case is filed and reviewed, the time has long passed. The last thing we can afford now is time, and we have to pay back 150,000 yuan by mid-August. And if it can't be repaid at that time, the person who asks for the debt will come to the door together, and it will be in the hands of my second uncle. Qin Ran, who was in the office of the construction site, shook his head and categorically rejected Chen Haoti.

In fact, Chen Hao didn't want to take this matter to court, he just had no choice but to say it casually.

There are less than 8 days left to the 15th, and from the analysis of the current situation, there is no hope that Qin Ran will be able to get the money in time.