Finance Department of Huaxia Bank Beijing Branch

"Boss Jiang, what kind of wind is blowing you here today? Last time, Kanazawa's account was abducted from me, and we haven't counted it yet, have we? ”

Ji Mingbu looked at Jiang Yelin on the chair opposite and teased with a smile.

"Mr. Ji, it's not my fault that Zewen left Huaxia Bank, it was you who betrayed your best friend's trust, I'm not wrong, not to mention that Yelin Company Temple is shallow......

It's not something we can invite a talent like Sawawen, so I'll introduce you to the new financial director of Yelin Company.

Miss Matsushima, a top student of Kyoto University, who is also the executive vice president of Yelin Company, came to Huaxia Bank today in the hope of giving up the past and creating a better future with you. ”

Jiang Yelin's expression remained unchanged, and he didn't want to waste his tongue on the incident of Jin Zewen's departure, and now that he came, it naturally had something to do with financing loans.

The so-called fertile water does not flow into the fields of outsiders, if Huaxia Bank can agree to a loan, the same 8 points of commercial loan interest, why cheap Huifeng or Mitsubishi Bank?

At present, Yelin Company does not carry out import business and overseas investment, and the foreign currency loan, whether it is Hong Kong dollars or Japanese yen, will lose a lot of handling fees when settling foreign exchange.

"Miss Matsushima, I wonder if the matter of Ye Lin's loan of 450 million from Mitsubishi Bank was caused by Miss Matsushima?

Mitsubishi Bank's business is developing rapidly, but doesn't the bank know about the situation of Yelin's company? A loan with collateral alone is not a good loan.

Yelin Company lacks main business and profit income, which, as a professional financial practitioner, Miss Matsushima doesn't know if you can see it? ”

Ji Mingbu was amazed by the island beauty named Matsushima in front of him, the other party's appearance was so outstanding, especially when he came in just now, he couldn't hide his proud figure under the professional attire......

This Jiang Yelin doesn't look like a thing, how long has Sawabun been abroad, and he directly recruited a beautiful section chief from Mitsubishi Bank to Yelin Company as the financial director.

Isn't this a demonstration, against himself, at Sawafumi, and even the success of the loan from Mitsubishi Bank is itself a slap in the face to Huaxia Bank!

Matsushima was also surprised by the strong woman demeanor embodied in Yoshimeibu, although the scale of Huaxia Bank is far inferior to Mitsubishi Bank, but it is also one of the five major commercial banks in China.

The 36-year-old Ayumu Yoshiaki is a very difficult achievement for a female employee at Mitsubishi Bank......

looks like a beautiful woman in her early twenties, her appearance is not inferior to her ten years younger, and her aura is even stronger......

"Mr. Ji, I have now left Mitsubishi Bank to join Yelin Company, so I am unable to judge the standards and conduct of Mitsubishi Bank in the commercial loan business.

However, there is an old saying in Huaxia, called that heroes see the same thing, and the first commercial loan of Ye Lin Company was signed with Mr. Ji's Huaxia Bank.

At this level, how did Huaxia Bank make a judgment, then it is estimated that Mitsubishi Bank also made that judgment, my boss and Yelin Company are a gold mine that can constantly surprise people, isn't it? ”

"Miss Matsushima, the success or failure of the company is all on your boss alone, the potential risk is not small at all, when Boss Jiang used the temptation of 500,000 annual salary to kidnap the best account manager under me......

I wonder what kind of conditions he used to invite you out of Mitsubishi Bank? "Ayumu Yoshiaki is trying to stir up a wedge between the beautiful Matsushima and Eyebayashi.

"Mr. Ji, regarding the salary of Yelin Company, as one of the company's operational secrets, I would like to advise you, the treatment my boss gave me is enough to make me happy, one of them.

Second, the boss's trust and reliance on me are far more attractive to me than material treatment, so any attempt to provoke my relationship with the boss and my relationship with Yelin Company will not succeed.

I'm here because of my boss, and if I want to leave one day, it must have nothing to do with the treatment! ”

When Matsushima said this, her face was very solemn, this was the first time she defended her boss and Yelin Company in front of outsiders, and it was also the first time she was in a third party.

Confiding in his heart is not so much a demonstration to Ji Mingbu as it is to express his heart to the boss around him.

"Mr. Ji, every employee who joins Yelin Company is not simply for treatment and salary, so outsiders try to use high salary differentiation to break their loyalty to the boss and the company, and I don't think it will succeed.

Mr. Ji, although Zewen abandoned me, but I asked myself if there was no place to be sorry for Zewen, Huaxia Bank reversed its word last time, in the case of collateral identification and evaluation.

Overcoming the promise and refusing the loan is a disservice to me and Yelin's company, in order to make up for the gap between the two parties, and also to repay the gratitude.

After all, the loan of Yuan Qinghua Guiguzi Xiashan Tu Da Jar has always been there for the credit for Ye Lin Company's take-off......"

"So Mr. Jiang wants to continue to finance loans from Huaxia Bank? Are you not afraid that you will be betrayed by me again? Ji Mingbu bit his lip and said quietly.

"Of course, I hope that the two sides can continue to work together, I personally believe that the last accident was not Mr. Ji's original intention, there must have been some forces to exert pressure.

I also have no intention of investigating who is doing the tricks, in fact, the Northern Song Dynasty official kiln Cong bottle as collateral successfully borrowed from Mitsubishi Bank, should let those people know that the ghost tricks can't stop the progress of Ye Lin Company......

In that case, why can't we bridge the relationship between the two sides and work together again? ”

Jiang Yelin's words were extremely sincere, and he could faintly perceive in his heart that the failure of the loan from Huaxia Bank last time was related to someone wanting to buy the Northern Song Dynasty official kiln Cong bottle.

Even, the twists and turns in the loan of Mitsubishi Bank, perhaps for the same reason, but the people who blocked Huaxia Bank from lending to themselves wanted to force themselves to sell their collateral and cash out.

And the guy who instigated Mitsubishi Bank to increase the loan limit may be hoping that when the time comes, his capital chain will be broken and he will not be able to repay the loan, so he will justifiably confiscate the collateral.

"Okay, Mr. Jiang, I think you have convinced me, Yelin Company's current assets are no longer the 2 million when they first came to take out a loan, nor are they the 40 million when they came to take out a loan for the second time.

Since Yelin Bank is already a big customer of Huifeng Bank and Mitsubishi Bank, with assets close to 90 million yuan, and two real estate buildings, I believe that I can convince my boss.

Continue to carry out cooperation with Yelin Company, however, what do you plan to use as collateral this time, in the case of no guarantee, Huaxia Bank still cannot give you a credit loan! ”

Ji Mingbu was actually very annoyed the second time, when the Yelin Building in the Beiying Community was a high-quality asset that could be used as collateral.

But for the sake of safety, he refuted Kanazawa's face, found an unreasonable reason, and refused to give Yelin Company another loan, but Jiang Yelin turned around and successfully borrowed from Huifeng Bank.

For the third loan of the Northern Song Dynasty official kiln Cong-style bottle, he was in the mood to make up for it, and specially issued an official letter stamped with the official seal of the bank, and asked the Institute of Ceramics of the Palace Museum to issue an appraisal report.

As a result, due to the top-down interference of third-party factors, the loan was not counted, and he also lost his girlfriends and good subordinates like Kanazawa.

This time, Ji Mingbu doesn't plan to continue to miss it, Ye Lin Company may really be able to develop by leaps and bounds in the hands of this handsome and tall young boss in front of him.

The successful opening of Yelin Serviced Apartments has proved a lot, and I heard that Yelin Hotel will also start operating after the completion of the renovation, with an area and three times the number of rooms for serviced apartments, and is a 3-star foreign-related hotel.

Moreover, Yelin Hotel is backed by the relationship of the Ministry of Forestry, and the room occupancy rate is absolutely guaranteed, and the base areas and conference affairs of the forestry departments of various provinces and cities into Beijing are naturally arranged by Yelin Hotel.

Maybe the Beijing offices of the forestry departments of various provinces and cities are located in Yelin Hotel, which is a prime location in the East Third Ring Road like Hepingli, and the revenue is absolutely guaranteed.

"Mr. Ji, Huaxia Bank still has too little courage to eat crabs......

If it weren't for my boss's insistence on giving Huaxia Bank a chance, with Yelin's current asset-liability ratio of less than 50%, we could have obtained a credit loan of no less than 2,000 yuan from Mitsubishi Bank.

Even if the credit loan is 20 million, the asset load ratio of Yelin Company will only rise to 60%......"

Songdao, as the financial director of Yelin Company, burned a fire on the side, and was able to hit the strong woman on the other side who made the boss suffer, and the island beauty felt in a good mood.

"Well, Matsushima-kun, although what you said is right, Huaxia Bank is a large state-owned enterprise, and it has always had strict approval procedures for large loans to private enterprises.

With only three months of history, it is almost impossible to obtain a credit loan unless it is guaranteed by other state-owned enterprises or banks.

Is Mitsubishi Bank willing to guarantee Yelin? If Mitsubishi Bank is willing to provide a guarantee, then Huaxia Bank can consider providing a credit loan to your company! ”

Ayumi Yoshiaki said this, the original intention was to let Matsushima retreat from the difficulty, don't blow it up, say that Mitsubishi Bank can provide credit loans, but you may not agree to provide guarantees! If no guarantee can be provided, how can a line of credit be provided?

Unexpectedly, as soon as Ji Mingbu said this, Matsushima's eyes really lit up, and he turned his head and whispered to Jiang Yelin,

"Boss, Mr. Ji's words reminded us that although we apply for a credit loan from Mitsubishi Bank, the procedures are also cumbersome and there are many approval steps.

However, if we only provide guarantees for Ye Lin's credit loan in Huaxia Bank, it should be much less difficult, should we consider it? ”

"Songdao, you are the financial expert of Yelin Company, and you should make up your mind for the boss and the company for such a thing as financing.

We now have a 5-storey, 150-room 16,000-square-meter Yelin Hotel, with a minimum market value of 18 million, if Mitsubishi Bank can provide a guarantee, why not?

I don't see a reason why it can't be! Jiang Yelin was really a little surprised in his heart, he thought that he could only apply for a mortgage, but he didn't expect that he would have the opportunity to empty the white wolf, and our Yelin company also had the opportunity to take out a credit loan?

"Boss, I understand, just leave it to Nanako!" Saying that, Matsushima turned around and smiled at the Yoshiaki trail,

"Mr. Ji, then it's decided, I will be responsible for the guarantee of Mitsubishi Bank, and Yelin Company will apply for a credit loan of 18 million from Huaxia Bank, please!"