Chapter 452: Lao Tzu who borrowed money
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The temptation to borrow money is quite great for both John and Murdoch. Although they can also borrow money from banks, and with their current strength, it is not very difficult to borrow money.www.biquge.info But how can the money borrowed by the bank be so useful as the money borrowed by private individuals? Even with the same interest rate, these bigwigs would rather borrow money from private individuals than from banks. Because bank borrowing is usually a big cat.
Banks have never been a place for good people, their loans, especially those from European and American banks, are basically a virtue and loan sharks, and banks with good relationships, that is, small profits but quick turnover, you borrow 10 million, I will give you 9 million, and then when you pay it back, it will be almost the same according to the normal procedure, so it is a bank with a good conscience, and you can't get it at all.
And if the relationship is average, if you borrow 10 million, in fact, the bank will only give you 8 million, and then when you pay it back, it will be almost the same according to the normal procedure. If it really doesn't matter, and you have potential, if you borrow 10 million in this way, you can only get 7 million. This is equivalent to a quote. To be ruthless, just like the saying goes, nine out of thirteen, that is, borrowing nine million and repaying thirteen million, this is definitely not a joke, but a fact.
So the bank's money, for these bigwigs, borrowing sincerity is not so convenient, thinking about the old Yuan's aftermath of the big loan, even more tragic than this, 25 million pounds, really in hand, is about 18 million pounds, and it is still a long-term loan, the annual interest rate is very high, this is not a cheat, what is even more cheating, after the money is borrowed, when you use the money, you can only buy things from the borrowing country, and the price of things is also very international.
For a dollar thing, he gives you an offer of three yuan, which is very conscientious, and the cost of industrial products is usually about five cents. It is equivalent to earning double your profit from the actual price, and when you go to Lao Yuan, you have to add 600% of the price, so that the real goods bought with this loan are actually sky-high. When Lao Yuan borrowed money, it was the banks of major countries that operated this business.
Therefore, the bank borrows, no matter when, it is not something that ordinary people can afford to borrow, if you can't pay it back, hehe, what you get out, it will be someone else's at that time. This kind of thing is also an unspoken rule of the bank, and it is still very popular, so the private borrowing of Li Mingbao, a rich man, is great news for John and Murdoch.
So when they heard Li Mingbao's words, both Murdoch and John asked in unison: "Can you really lend us the money you have?" How much is there? ”
Seeing that as soon as he spoke, he immediately seduced Murdoch and John, Li Mingbao said with a smile: "The money I have in Standard Chartered Bank can be used, almost 300 million US dollars, and the money that can be used by the United States is also 100 million US dollars, but this money, I will put it first, maybe it will be useful when the time comes, so I can really lend you money, that is, 300 million US dollars in cash."
Private borrowing naturally can't be as exaggerated as banks. Therefore, although the rules are in accordance with the rules of the bank, the money I give must be real, and the return period can also be relatively long, three years as the benchmark, so that you can have a more relaxed environment no matter what.
Of course, if I make money so fast, and I can't use so much money for the time being, then you can borrow it if necessary, as long as it doesn't affect my layout, then everything is negotiable. ”
"$300 million in cash is enough." Murdoch said happily. He really didn't expect that Li Mingbao was so powerful, he could release 300 million US dollars in cash without blinking an eye, so much money, even in the United States, is not a small amount, and a slightly smaller bank may not be able to take it out. Not even small banks, even JPMorgan Chase and Citigroup are not so easy to come up with so much money at once.
But Li Mingbao's side will have such a big surprise, and their News Corporation and Twentieth Century Fox are completely different things. Until now, Murdoch has discovered that although Li Mingbao's ability in the industry is very far behind them, Li Mingbao is indeed a real rich man, and he is the kind of real thing, not a relatively virtual thing like stocks, such a person, even if the industry is weaker, is not a real sheep, whoever fights such a person's idea, his life is destined not to be too easy.
If he had known that Li Mingbao had so much cash, Murdoch's tone would not have been so big at the beginning. Everything is easy to discuss, Nima, Li Mingbao and these people are completely opposite people, they are also rich people, in Europe and the United States, it is difficult to see a rich man has money, especially if he has cash to such an extent, they can spend as much as they can, and they are actually discounting their capital in the bank.
Li Mingbao actually doesn't want to be an alternative among the rich, but he can't change this state for a while, it's a completely helpless thing. After all, the speed at which he makes money is much faster than the speed at which he spends money, and he generally does things with small investment and big returns, whether it is TV or movies, these are all profitable transactions, with little investment, fast results, and the flow speed is completely different from other industries.
That's it, although Li Mingbao seems to spend money very quickly, but the cash in his hand is constantly accumulating, just take the previous help of those Hong Kong and Hong Kong capital to buy the bottom, he didn't think about how much money he made on this, that is, he was familiar with everyone, and then in Hong Kong, so that no cat or dog didn't know his strength and made some idiotic moves.
But even if it is such an act that is not aimed at making money, in the end, the money he earned is not a small amount in Hong Kong, and the income of 40 million US dollars is almost 400 million when converted into Hong Kong dollars. And this investment, he actually did not last more than a year at most.
If you really want to compare, there is no one in other industries who can make money as easily as him, even if Li Chaoren is on this, he does not earn much, of course, it is only short-term interests, if it is long-term interests, Li Mingbao naturally does not earn as much as those people, but he really does not make less money.
Even the projects that he doesn't want to make money have, he has made a lot of money, and the projects he makes money on are only more. So even if Li Mingbao started construction on the mainland in a big way, it was hundreds of millions of yuan at every turn, but these expenses still didn't make his coffers drop much.
With his current speed of making money, if he doesn't have an industry with an extremely strong ability to absorb money, maybe his accumulation of cash will be as fast as others can't think of, so at this time, what Li Mingbao is most worried about is actually his own money, how to spend it, and now there are two people in front of him who really need money, if he doesn't sell his money, then it won't be Li Mingbao. Money is a thing that can only play its due role after it is circulated. Money that is not in circulation, and leaving it there is actually equivalent to waste paper, and it is taking the risk of depreciation every moment.
As for whether Li Mingbao will participate in the year-end action in Hong Kong after lending this money, it is not a matter at all. Because Murdoch, even if they want to use money, they need to make a plan first, and then start with the money. From the time the loan starts now, to the time when the money is actually used, it will take at least a year or two, so Li Mingbao does not have to worry about whether he can participate in the action at the end of the year.
And Li Mingbao also understood a thing at this time, he put the money in Hong Kong with a big grin, which may not be a good thing, although the money was placed in Hong Kong, and it was easy to mobilize when acting, but Li Mingbao's money was too much, and it was a relatively obvious move to put it in Hong Kong, such a large sum of money, it was impossible for the British government in Hong Kong not to monitor, who called Li Mingbao's money, which was stored in Standard Chartered Bank? As a bank that issues Hong Kong dollars, they are actually the equivalent of Hong Kong's financial management department.
Depositing money in such a bank, and also making up his mind to make a profit on the Hong Kong dollar exchange rate, Li Mingbao doesn't know how his brain was kicked in the first place. To put it bluntly, there is still not enough experience, whether it is Li Mingbao himself or the big guy, they rarely have access to this kind of financial knowledge, so it is worth forgiving for making such a low-level mistake.
But after arriving in the United States, and after flowing money to the mainland, even if Li Mingbao no longer understands finance, he understands that doing so is purely looking for death. So if he really wants to start with the Hong Kong dollar, this money must not be put in the Standard Chartered Bank, in case the Standard Chartered Bank knows Li Mingbao's intentions, and casually card Li Mingbao in time, his loss will be great, not to mention that he can't catch up with the opportunity to make money, and even whether he can get the money out is a big problem. If you know Li Mingbao's idea of playing Hong Kong dollars, then Standard Chartered Bank and the financial management department will be able to make Li Mingbao unable to eat and go around.
So this money must be made out, but if it is made like this, there is no reason, it didn't take long for the Hong Kong dollar to have an accident, and the flow is still very large, as long as you are not a fool, you will understand that Li Mingbao has played a certain role in this. When the time comes, if Li Mingbao can still have a good life, it will be a joke. This is equivalent to directly opposing the central bank, and then cooperating with the central bank, and the central bank will not call the central bank if it doesn't teach you a lesson.
Before, Li Mingbao was still worried about the reason, but now, with John and Murdoch, Li Mingbao's reason is too sufficient, even if it is Standard Chartered Bank, they are reluctant to fly away with this money, they have to let it go, and their banks are intervening in normal business activities, if such a scandal happens, the credibility of their Standard Chartered Bank will definitely lose more than the three or four billion dollars in savings.