Chapter 141: The Greasy of Investment Advisors

At the same time, Tang Hao copied the paragraph just now, pasted it into the other 8 stock groups, and then quickly turned off QQ.

"Hey, what are you doing so fast?" Ding Xu also wanted to see the chat history.

Tang Hao smiled and replied, "Didn't you hear them call me Immortal and Boss?" As soon as I show up, many people will come to me to talk privately about stocks, asking how the stock is, whether I should buy that stock, or whether I should sell it. You also know that my stock analysis level is still a little weak, how dare I take the pulse for them? Besides, I don't have the time and energy, after all, I don't charge for it, I don't rely on this to eat, and it's not cost-effective to spend a lot of time in the stock group all day. ”

"Then you don't take care of the stock group, how can you keep so many people?" Ding Xu was a little surprised.

"There are some masters in the group, including some of my classmates, as well as a few brothers and sisters introduced by Mr. Du to my group for internships, and they will be responsible for communicating with the group friends." Tang Hao smiled, "Besides, every time I follow your operation, the announced operation strategy is more effective, and it can make them make a lot of money, how dare they not pay attention to my words?" Who is willing to leave these groups? ”

"What are you trying to do here?" Ding Xu scratched his head and said suspiciously, "You are a very lazy person, but you have made nine free stock groups in a row, if you want to say that it is just to bet on Chen...... I really can't believe it. ”

"It's very simple, the nine groups I run are a resource in themselves, and if I become an analyst and investment consultant like Qi Fei in the future, these are the loyal customers I have cultivated for many years. As long as I say a word, they all have to transfer to our Sun Securities. And become my client. Right? ”

Tang Hao said with a smile. "In addition, this is similar to the shell resources of some junk listed companies. One day I don't want to play, so if I sell these groups to any classmate, I can at least sell them for a sum of money. Of course, more importantly, with these stockholders from all over the world, I guess I can find someone to drink with in any city I go to in the future. If you're lucky. Hey hey ......"

When he said the last sentence, Tang Hao's eyes were about to narrow into a slit, and his smile looked a little obscene. Trifling.

Ding Xu pursed his lips speechlessly, not knowing what to say.

At this time, Liu Yue asked again: "Ding Xu, we recently went to several securities companies to investigate, and since the beginning of this year, with the continuous decline of the market and individual stocks in the bear market, many retail investors who have been trapped in strict terms have chosen to lie down on the spot and no longer trade. The stock account goes into hibernation. As a result, brokers' commissions have also been declining. Whether you're an analyst or an investment advisor, it's a hard time. However, there are also some operation teams composed of investment consultants, which have still achieved good operating results, and some have even reached a beautiful performance that is nearly doubled, which does not seem to be much worse than your performance this year. What do you think about this? ”

"This question is actually very simple, it just so happens that I paid attention to this issue some time ago, and I also discussed it in detail with analyst Qi Fei. For example, a trading team called 'Fortune Center' of Sun Securities has a unified portfolio yield of 96% this year. Note, however, that as far as I know, this yield should also be preceded by a word, 'analog', i.e. simulated unified portfolio yield! ”

Ding Xu said with a smile, "That is to say, when this trading team guides customers, it naturally guides the real operation, but they themselves do a simulated market, that is, a simulated market like a stock trading competition." And you must know that the standards for doing simulated stocks are different from those for real trading, and there is basically no pressure, so you can naturally choose strong stocks to gamble. If this operation team does not make it, there is the next operation team. ”

"Well, there's a big difference." Liu Yue nodded.

Ding Xu continued: "At the same time, some of the contracted customers of the Wealth Center have continued to lose money under the guidance of investment advisers, and some customers suspect that the investment advisers have ethical problems and deliberately mislead investment, so they complain to the securities company. It's just that the client failed to provide any strong evidence. However, from what I have learned within the securities company, even if those investment advisers only do simulated trading, they still have the problem of obviously manipulating performance. ”

"Oh, how?" Liu Yue asked curiously.

"Generally speaking, customers should bear the risk of investment decisions on their own, and investment advisers only provide investment references, but some clients follow the operation of investment advisers, and what stocks the investment adviser buys, the client will follow what stocks he buys, and the same is true when selling stocks. However, there is a huge contrast between the simulated disk combination and the actual operation of the customer, and the income is very different, which is boring! Ding Xu explained.

This question also appeared a few days ago.

Sun Securities' operation team called Fortune Center, in March 2oo6, belongs to the Sun Securities brokerage business headquarters, general manager Zhao Gang is a strategic analyst of Sun Securities, master of mathematics and economics, according to the website, he is good at using mathematical statistical models to analyze market trends and stock price changes, and the independent "multivariate statistical quantity model" has experienced the test of nearly 3oo stocks, with an accuracy rate of up to 87%, and has a greater influence in the market.

For brokers, compared with banks, insurance companies, and fund companies, the advantages are only reflected in the recommended stocks, so most of the brokers' investment advisory business revolves around recommending stocks.

Like other brokerages, the investment advisory team of Sun Securities Wealth Center also provides investment advice to customers, according to the amount of customer assets, equipped with corresponding investment consultants, and provides investment consulting services by telephone, email, text message, etc.

The corresponding investment advisory services are linked to the commission rate of the client's securities transaction. The profit model of the Wealth Center basically relies on commission sharing. For example, the brokerage company pays a commission of 1/1000 to general customers, and the commission of customers who sign contracts with the wealth center will be increased to 3/1000, of which about half will be allocated to the wealth center.

However, according to the relevant regulations, the investment advisory team does not have the power to operate in real terms at all, but only uses guò simulation to reflect its own performance and attract customers.

Because it is a simulated disk, Zhao Gang is more aggressive, specializing in picking strong stocks, and his performance has nearly doubled in one year. And the rest of the investment team. It's good to be able to guarantee no losses this year. Even if there is a profit, it is generally only about 1o%-3o%. Therefore, in the recent evaluation of the securities industry, Fortune Center won the "Hunan Most Popular Investment Advisory Team" award by a media, and Zhao Gang also won the Star Investment Consultant Award.

But Qi Fei dismisses this, according to him, the reason for the high performance of the Wealth Center's simulated portfolio is very simple, that is, manual adjustment.

Qi Fei said that according to a friend of the securities company, he sued him. Zhao Gang only made retrospective adjustments at the beginning, and then directly adjusted, and there was a big gap between the simulated disk and the public text message to the customer in many cases.

"If it is a real simulation, then it is an intraday automatic transaction and cannot be artificially entered. However, the simulated disk of the Fortune Center is not a real simulation at all, and it can be artificially entered. And their adjustment of the simulation portfolio is not a big adjustment every once in a while, but a little fine-tuning every day, and only supplementing the simulation portfolio in the way that can best earn the yield. In this way, the results after compounding are amazing. Actually, to put it bluntly. The computing platform of the simulation combination of the Fortune Center is an exce1 table, and it is also a platform for after-hours supplementation, and there is no real-time operation platform yet, so there is a lot of room for adjustment. Qi Fei explained it this way.

According to Qi Fei's other situations, this kind of cattiness is even more reflected.

For example, in the text message to customers, Fortune Center said that it was optimistic about consumer electronics, but in Zhao Gang's simulated portfolio, it sold consumer electronics stocks, and similar operations often occurred......

Because of this, under the glorious performance halo of the Fortune Center, customers did not get the expected benefits, and some customers even incurred huge losses.

For example, there is an online media that has been exposed, a Shanxi coal boss named Qian Rong, who entered the market with 1ooo yuan in the 2oo7 bull market, and became a diamond-level customer of the wealth center, accepting Zhao Gang's personal guidance, but only more than 5oo yuan was left soon after. Later, under the guidance of Zhao Gang, he invested in a stock with a full position, and finally lost 2.67 million yuan, and now the principal is only more than 2 million.

Qian Rong claimed in an interview with the media that whenever Zhao Gang claimed which stock he bought and asked Qian Rong to follow up, once Qian Rong followed the purchase, he would often lose a lot of money soon, for example, a stock bought in September 2oo7 lost nearly 5o%, and lost nearly five million.

Qian Rong suspected that Zhao Gang himself was also speculating in stocks, and he was tricking himself into taking his plate at a high position, or taking someone else's plate, in short, sacrificing his own interests to transfer benefits for others.

"There is a stock, the trend is obviously bad, Zhao Gang also notified me to raise funds to cover a large number of positions, he hinted to me that they have a connection with the main force, there is inside information, coaxed me to add a few million." Qian Rong said in an interview.

It's a pity that this qiē is just Qian Rong's speculation, and Qian Rong has not been able to defend his rights so far.

"It looks like there's a lot of cats!" Hearing this, Liu Yue said with emotion.

"Well, in fact, there are still a lot of problems in this area, such as customer service personnel who do not have securities investment consulting qualifications to carry out securities investment consulting services in violation of regulations, and some securities investment consulting companies charge investment advisory fees through personal accounts, which is also illegal, on the one hand, they want to evade taxes, and on the other hand, because many stock recommendations are not visible, such as the cooperation reached through guò recommendation insider information."

Ding Xu also introduced, "In addition, some securities consulting companies treat customers unfairly, making a large number of phone calls after the core customers open positions, recommending stocks to customers or even strangers, just hoping that someone can carry a sedan chair for their core customers." Well, that's all I know. ”

"Thank you very much for sharing with Tang Hao and Ding Xu." Du Yucheng smiled and said.

The students applauded enthusiastically.

At this time, it was already half past nine, and the stock market opened.

For the remaining half an hour, Tang Hao walked around his stock group, Ding Xu followed the three stocks he recommended to Tang Hao, and Mr. Du Yucheng operated a few short-term stocks, but did not buy the three stocks that Ding Xu was optimistic about.

Soon it was ten o'clock, the class ended, and this long exchange class finally ended.

The reason why the word long is used is because Tang Hao and Ding Xu have said too much, and they only feel that their throats are a little dry.

However, it is precisely because of this class that Ding Xu and Tang Hao have made a little name in the Department of Economics, Ding Xu has gained a firm foothold, and Tang Hao has become a little popular. (To be continued!)

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