VIP reception room of Mitsubishi Bank Capital Branch

"Jiang Sang, I have good news and bad news here, which one do you want to hear first?"

The nine-headed model beauty Matsushima has a smile like a flower, charming eyes and snow-white skin, which is quite tempting to the lovelorn Jiang Yelin.

It's not that Brother Xiaoye's concentration has declined, but that Jin Zewen didn't even give him a chance to meet, and he waited downstairs with the rose downstairs of the People's Bank of China for three days.

At the end, the little nanny slipped down and whispered to sù this infatuation seed, my young lady had already gone abroad for further study three days ago, so don't be stupid and wait.

Don't ask migrant workers to read love letters with the microphone anymore, otherwise the Jin family should call the police!

Nima: What is this rhythm? Did Brother Xiaoye's first love end without a problem like this? After Jiang Yelin came back, he called Jing Jing and gave him a hard lecture.

Zewen has gone abroad, you haven't grasped the news, do you want to do it as the boss of the brokerage company? I don't want to say it straight, Liang Huan straightens it directly!

"Jiang Sang, are you listening?"

The beautiful Matsushima looked at the young boss in front of her in surprise, and couldn't help but ask again.

"Section Chief Matsushima, if you have something to say, just say it, all I got in the past two days is bad news, and I'm not afraid of one more!"

Jiang Yelin came back to his senses and took out the cigarette case, Matsushima was already familiar with the road when he saw this, and he lit a fire with a "pop", and lighting cigarettes for customers and bosses is a basic skill among Mitsubishi Bank employees.

"If you look at the bad mood and have something on your mind, let me tell you the good news first, because the amount of 320 million yen applied for by Yelin Company is relatively large......

Coupled with the fact that Yelin Company is a new customer, and there is a lack of historical support in all aspects of its main business and profits, it is unfortunate that the mortgage request was rejected. ”

Matsushima bit his lip, as if he was sorry for the posture, and bowed deeply, Jiang Yelin was a little stupid when he heard this, Nima's loan application was rejected This is good news???

Did my brother hear it wrong or did Matsushima get it wrong?

"You must be surprised, why applying for a loan rejection is good news, right? In fact, it is indeed good news, because of the Northern Song Dynasty official kiln Cong-style bottle.

Mitsubishi Bank hired the world's top ceramic experts to conduct a second appraisal, and it has been determined that it is the authentic product of the Northern Song Dynasty official kiln, and it is the fourth Northern Song Dynasty official kiln Cong bottle in the world, and the condition is ...... in good condition."

"Hey, I said beauty, can you not make such a big detour, if it is not the real official kiln of the Northern Song Dynasty, I will use it as collateral to apply for a loan, what kind of logic are you?

I came to apply for a loan together, just to fool you to find someone to have a second appraisal? Do you know what the Palace Museum is? Do you know it's called Porcelain Country?

I will give you the most authoritative appraisal certificate early in the morning! What kind of logic are you guys doing, identifying it as genuine, and then rejecting the mortgage?! Kid me?! ”

Jiang Yelin was angry, and the series of questions made Matsushima's face on the other side paler than before, and the beautiful head of the third section of the Ministry of Finance bowed his head vigorously "Hai, Hai" to express his apologies.

When Jiang Yelin's roaring attack was over, the girl explained resentfully,

"Jiang Sang, you really misunderstood us, I said this is good news, because according to the expert appraisal hired by the bank, this Northern Song Dynasty official kiln porcelain can be called a priceless treasure.

The market value is definitely more than 20 million yuan, and experts believe that if this bottle is put on the auction house, it can be auctioned for at least 20 million Hong Kong dollars, or even higher.

Therefore, if you apply for a loan of 320 million yen, it will only be about 14 million yuan when converted into RMB, and the market value of this bottle is 28 million RMB.

Even if the mortgage ratio is 70%, you can apply for a loan of 450 million yen with this bottle......"

As soon as Songdao said this, Jiang Yelin was even more confused, and this thing sneered and said,

"It's strange Miss Matsushima, since the collateral is more valuable, why did you reject my application for a loan of 320 million? What kind of logic is this?

My time is precious, and I don't bother to listen to the bad news, please go through the collateral return procedures, and I'll go to Citibank for a loan! ”

Saying that, Jiang Yelin stood up, and Matsushima on the opposite side hurriedly got up, bowed and apologized, and reached out to grab Jiang Yelin's arm, and said in a panic,

"Jiang Sang, please listen to me, please be sure to listen to me!"

Jiang Yelin snorted twice, and finally sat back for the sake of the beauty, muttering in his heart, what kind of perfume does this Songdao use, and why does it smell so good?

Brother's concentration in front of the beauty is now plummeting, is it a relationship that has been held back for too long? Hmph, hum! Sawawen went back on his word and abandoned me, can't my brother find a suitable girl in the wind like this?!

It's not bad to look at this Matsushima in front of you! "Jiang Sang, the good news is that the value of your collateral far exceeds your previous valuation, and because the value of the collateral far exceeds the amount of the loan you applied for, you have to be rejected by our bank.

The bad news is that if you reapply for a $450 million collateral loan, we are running out of money towards the end of the month.

Therefore, you will need to wait until the beginning of next month to receive the loan, provided that you increase the loan amount to 450 million yen. “

Matsushima's Chinese level is quite good, like a tongue twister, he finally explained the ins and outs of the matter, and then the girl clasped her hands.

Looking at the young Huaxia boss with an expectant face, although Matsushima, as the section leader, has seen countless customers with a higher net worth than Jiang Yelin, but he is so young and has such a cultural background, and he still works hard and does business on his own with his bare hands, which is only seen in his life.

Thinking of those national businessmen who coveted their beauty with fat brains and bellies, those guys thought that they could conquer a woman who needed to be conquered if they had money, it was really annoying! "Miss Matsushima, the logic of your bank's thinking is indeed very puzzling, why is the loan application rejected when the value of the collateral is high?

This sounds strange, could it be that my Chinese comprehension level has declined? “

Jiang Yelin raised his head and spit out a few smoke rings, which gradually converged into a few Chinese characters above the coffee table: "Why?" “

Matsushima's charming eyes widened, looking at the words that had turned into the smoke rings in the air after colliding, he couldn't believe his eyes, and the beautiful woman said, "Jiang Sang, your smoke ...... Your cigarette spells, it's amazing, you must be an amazing magician! “

When Jiang Yelin heard this, he smiled slightly, and then spit out a few smoke rings, and after colliding with the previous cigarette traces, it turned into such a handwriting: "Hug my brother"

These words Jiang Yelin has been used a lot to tease Liang Huan, a cute girl from Peking University, recently, and even Jing Jing has seen it a few times, and the girls will blush without exception.

Of course, what makes people hate is that the boss just talks and doesn't practice, he knows that he is teasing and teasing his beautiful subordinates, Liang Huan recently looked at the resume photos of the beauties who applied for the job in the first time, and felt that he was also beautiful and young in a trance.

What's more, the boss cares more about women's inner temperament, doesn't he? I have slept less these days, but I have lost a lot of weight. The words "hug my brother" turned into smoke in the air, and the beautiful section chief's eyes were confused and incredulous, and a trace of charming moans appeared in his throat, and he muttered, "Huaxia is really a magical country, Jiang Sang, you can call me Nanako, can I call you Brother Ye......" "Nanako Matsushima?" Okay, Nanako, let's get to know you officially, Gejiang Yelin, a native of the capital of China, loves antiques, and is now the owner of Yelin Company......"

Jiang Yelin stretched out his hand, and the beautiful Matsushima hurriedly stretched out his hands to hold the young boss's hand, and in an instant, the two of them had a wonderful reaction like electricity.

In Jiang Yelin's mind, such information emerged: human female, age 26 years old, height 171 cm, weight 48 kg, measurements 89/60/89

Matsushima, on the other hand, felt a cool breath coming from Jiang Yelin's palm, as if a gentle hand instantly caressed his whole body, bringing an indescribable sense of pleasure and pleasure.

The girl's throat couldn't help but let out a coquettish moan, her legs were tight, but she couldn't stop a hot current surging undercurrent...... "日吶、tired れましたが、本当に恥だ" Matsushima's snow-white skin had a layer of fine pimples, the tip of the nose was slightly sweaty, the small mouth was slightly open, and it looked like the starry eyes were blurred, and it was very charming. "Nanako Matsushima, 26 years old, from Kanagawa Prefecture, Brother Ye, please take care of me in the future......" Matsushima bowed deeply after speaking, to hide his gaffe.

"It's easy to say, Nanako, the logic of your bank's lending doesn't make sense, the value of the collateral is high, and the loan application is rejected, and it is said that the loan amount will be increased again and re-applied......

I asked myself if I wasn't stupid, but I couldn't understand it, what kind of secret was there here? Aha? ”

"Ye Gesan...... There really is no secret that there is no ulterior secret, and you know that Mitsubishi Bank, as the largest bank in the country, is relatively cautious and rigid in management.

The main problem is that since the market price of the collateral is assessed at 28 million RMB, if you only apply for a loan of 320 million yen from the Bank.

Then, if you apply for a loan of 130 million yen from another bank, it is perfectly fine, and at that time, the custody of the collateral.

There will be trouble, because the bottle of the official kiln of the Northern Song Dynasty cannot be divided and disassembled, and it will be very troublesome when the time comes......"

The beautiful Matsushima was still immersed in the afterglow of the wonderful feeling after being held by Jiang Yelin just now, and her voice was tinged with a hint of coquettishness.

The starry eyes flickered and looked at the man in front of him, he had the same demeanor, and the reasons for refinancing were also decent.

"Troublesome? Sounds like a bit of a hassle......"

Jiang Yelin scratched his head, and he couldn't refute it for a while, Mitsubishi Bank's loan system couldn't turn a corner? Or did Jiang Yelin think of another possibility, and asked tentatively,

"Nanako, since I'm your brother, my sister should tell my brother the truth, right? Is there someone who is looking forward to my brother's inability to repay the loan on time by then, and wants to hack my brother's Northern Song Dynasty official kiln Cong-style bottle? ”

"Ahh No, no, no, yes, yes, please be assured that Mitsubishi Bank would never have such a shameful idea of a customer's collateral.

It's just that if the collateral is insufficient, it will be a bit difficult to handle the custody and ownership of the collateral in the future, Ye Gesan, you must believe Nanako's words.

Just apply for a loan of 450 million in our bank, the procedures will be completed soon, and the loan will be available at the beginning of next month. Matsushima leaned down deeply.