Huang Naixiang proposed that the company should recruit some talents from some large companies and bring them over with a lot of money. Meizi asked him if he had a goal, and Huang Naixiang said that some of his former colleagues could be used as targets for excavation. Meizi discussed with Long Dan, and Long Dan also thought it was feasible, so he agreed to the plan. So, Huang Naixiang took a few days off and returned to his original unit. Huang Naixiang consulted Meizi, and then arranged them in the three sales departments and served as the deputy managers of the three sales departments. The original three managers, Li Qing, Wang Xi, and Liu Chen, were not professionals in precious metal trading, but were placed in the business department as Meizi's descendants. Since Huang Naixiang poached three professionals from his original unit, the female managers of the three sales departments are much more relaxed, and they only need to look at the reports and inquire about their performance every day.

However, the three deputy managers of the business department are skilled in business, and they are brought in by Huang Naixiang, and they are obedient to Huang Naixiang's words, but the words of the three female managers are sometimes not so bright. The managers of the three business departments had some opinions, so they reported the situation to Meizi, who thought about it for a while, and asked the three deputy managers, and the three deputy managers all said in unison that they couldn't tell the manager about the business, because they didn't understand, so they had to discuss it with Director Huang. As soon as Meizi heard it, she also made sense, so she explained to the three beautiful managers: Business matters, just let them toss, you just need to look at the report and check it well, as long as there is no big mess. The three female managers saw that Meizi explained like this, and they were happy to worry a lot, anyway, Meizi would not give her less salary, and the commission would also be returned, so she was relieved.

After a month, Huang Naixiang introduced the three deputy managers also lived up to expectations, because they are very skilled in the operation of precious metals speculation, although the company's entire benefit is not as good as Long Dan's personal luck when he operated, but it is also decent, and there is a lot of profit. Meizi mentioned yì to Long Dan, so he asked Long Dan to worry as little as possible, and to be idle, Long Dan read the report and felt good, so he no longer squatted in the company every day to work, sometimes he went back to Long's company in Luzhong City, and sometimes he went to Liu Xin to stay for a day, and the days were full of happiness. Since Long Dan commutes to and from work normally and is no longer on duty at night, Li Xiaoli no longer has to accompany Long Dan during the day, so she goes to work in her own Long's investment fund company every day.

During this period, Qian Yiduo also came to Long's Investment Fund Company many times in person to give advice to Li Xiaoli. Although Li Xiaoli is the CEO of an investment company, she is not very familiar with the way of fund investment, and it is Qian Yiduo who personally came forward to find him a lot of professionals, which is the normal operation of the company's business. Qian Yiduo gave Li Xiaoli an idea, in order to absorb funds from the society, Long's Investment Fund Company linked to the business of Bank G, and Long's Investment Fund Company took out a part of the profits to reward the linked banks. Originally, Li Xiaoli admired Qian Yiduo very much, so she obeyed her words, and Qian Yiduo used her authority to assign the task of absorbing funds from Long's Investment Fund Company to the subordinate banks of Bank G all over the country, and introduced 100 billion yuan of settled funds for Li Xiaoli's company in two months.

Qian Yiduo used his personal connections to release the funds of the Long's Investment Fund Company to some high-quality customers, so that the business of the Long's Investment Fund Company is equivalent to sitting at home and counting the money, and the annual income of the Long's Investment Fund Company to the savings customers is 5%, and the annual income of the funds released is more than 20%, so that the net profit is 15%, if there is 100 billion, the annual net profit is 15 billion. In Long's Investment Fund Company, Bank G only accounts for 10% of the shares, but Long Dan accounts for 90%, that is to say, Li Xiaoli sleeps at home every day, and can earn 13.5 billion yuan for Long Dan every year. Of course, the Long's Investment Fund Company managed by Li Xiaoli not only has an account balance of 100 billion, but at least 10 billion registered companies, and can earn 1.5 billion yuan a year.

Besides, Huang Naixiang, because of the work of the three deputy managers he pulled, the company's business is thriving, Huang Naixiang's work is getting easier and easier, and he is not as conscientious as when he first came, but wearing famous brands, going in and out of luxury cars, and constantly inviting Meizi to go out to watch a concert, listen to an opera or something, that is, the interest comes, and he goes to the nightclub to have a supper or something, and the Meizi who is waiting is very comfortable. Meizi compared Huang Naixiang with Long Dan, and felt that Huang Naixiang could take care of people more than Long Dan. In addition, Huang Zixiang deliberately stammered Meizi and spoke with a nice sound, Meizi couldn't help but have a better and better impression of Huang Zixiang in his heart.

So, Huang Zixiang asked Yiì Meizi to go to other precious metal exchanges to see how others operated, so that they could be used in his own company in the future. Meizi has also been at home for a long time, and she also wants to go out to have a look. Meizi discussed with Long Dan, and Long Dan excused himself from having no time and was unwilling to investigate, so Meizi decided to be accompanied by Huang Naixiang to go to several famous precious metal trading cities in the country.

Meizi's first stop came to Hanwu City, which is located on the edge of the Yangtze River, where gold trading companies are all over the place, precious metal trading is in the ascendant here, there are as many as thousands of precious metal trading companies here, the streets and alleys are full of the smell of speculating in gold and silver, and even primary school students can tell the spot price of gold and silver nowadays. The first impression of Meizi is that he has entered the ocean of precious metals, and he can't help but be full of expectations for his trip to Hanwu, many precious metal trading companies in Hanwu, Huang Naixiang is very familiar, Meizi feels strange, Huang Naixiang explained that he has been in the Jingang Precious Metals Exchange for so many years, and the precious metal trading companies in the country are linked to the Jingang Exchange, so there are a lot of business contacts, and he is responsible for the business, so he knows a lot of people.

Meizi is inspected in Hanwu, the biggest impression is that most of the precious metal trading companies in Hanwu City are headquarters, there are many branches below, headquartered in Hanwu City, subordinate branches all over the country, don't look at a small trading company in Hanwu City, but maybe there are hundreds of branches in the country, and the funds it solicits can have tens of billions, Meizi was stunned when he saw it. Under the vigorous promotion of Longdan, his company has accepted billions of funds, and he is busy enough, but in Hanwu City, an inconspicuous company can operate tens of billions of funds, how do they operate?

After a detailed understanding, Meizi learned that these companies do not speculate on gold and silver at all, but guide customers to speculate, they have no risk, transfer all the risks to customers, and only charge handling fees. In this way, it greatly reduces the pressure of their own trading, and the benefits are not less, because there is a large amount of base in it, and the daily handling fee is a big number, for example, this company has 20,000 customers, although they are all retail investors, but each person's trading average is 10 hands, and the handling fee of 100 yuan is charged, and everyone can earn 1,000 yuan, and 20,000 customers are 2 million yuan of income, and there can be close to 500 million yuan of income in a year. Meizi was eye-opening, but she just said yes again and again.

Then, Meizi and Huang Naixiang went to Nanyang Province, where the precious metal trading companies are not large, but there are many. Meizi asked Huang Naixiang what the reason was, and Huang Naixiang smiled mysteriously, saying that he wanted Meizi to see it for himself. After Meizi went to a few trading companies, she became more and more confused. Meizi asked Huang Naixiang: "Director Huang, the precious metal trading company here does not charge transaction fees at all, how does their company make money?" ”。 Huang Naixiang said: "Mr. Mei, you don't understand, although they don't charge fees, but precious metals trading has a profit and loss, if you win, the company will naturally have no benefit, but if you lose, then where do the lost funds go?" Haven't you gone into the pockets of a trading company? ”。

Meizi was surprised and said, "What? Got into the pockets of a trading company? How come, don't trading companies go to the market? Huang Naixiang smiled and said: "Mr. Mei, such a company does not go to the market at all, it is a private market, it is a large market program prepared by the company privately, and it is a disk that corresponds to the operation of each customer, and the operating customers will not buy it right at all, no matter how you look at it, it is profitable, but after the operation, it is a loss."

Meizi was even more confused and asked: "If you don't go to the market, how can the gold and silver indices be displayed and out of sync with the international market?" Huang Naixiang said: "Wrong, the private market is synchronized with the international market, otherwise it will be exposed." Meizi said: "Then how to make money from customers?" Huang Naixiang said: "It's very simple, the disk program used by each customer, although the market is synchronized, but the kernel program corresponding to the order is one-to-one, no matter how you operate, you are buying the wrong one, so you can't make money at all."

Meizi understood it, and said in surprise: "This is not a crime, in this case, it is taking the customer's old capital, how can it last for a long time?" ”。 Huang Naixiang sneered: "Mr. Mei, do you want to work in your precious metal trading company for a lifetime?" Meizi said: "But at least you can't fool people, right?" ”。 Huang Naixiang said: "There are more such trading companies, and when they have made enough, they will dissolve the company, and they will already immigrate to the moldy country to enjoy it, and they still care about the life and death of customers."

Mei Zi said: "According to what you say, if there are many trading companies doing this, then the country's precious metal trading companies will be implicated", Huang Naixiang said: "Mei finally understands, in my opinion, the country's precious metal trading is a few years of good time, as long as there are hundreds of such companies in the country, the State Banking Regulatory Commission will control our precious metal trading companies, or restrict, then our companies will be in trouble, therefore, our company must follow the trend, otherwise it will fall behind." ”。 When Meizi heard this, she asked Huang Naixiang suspiciously: "Do you also want our company to do this?" ”。