However, after the launch of Yue Bao by Quick Money, you can have 2.7% interest in the Yue Bao deposit, and you can withdraw it at any time, and you can also shop directly. ◇↓

So who will put it in Alipay?

In the past few days, many people have transferred money from Alipay and deposited it into Yuebao, which is fast money.

Of course, Alipay did not use the money as an investment to make money, and even in order to prove its innocence, it regularly published the number on the Internet.

But slightly. The letter also has a mall, and the Chinese can be said to be very superstitious about Wang Zixuan, although the prince technology did not vigorously promote micro-business, but many enterprises, businesses are still in line with the idea of seizing the opportunity, scrambling to be the first in the micro. letter to apply for an official account, and get a micro-business.

The money has been transferred to Yu Bao, micro. You can also shop on the letter, so will these users transfer the money to Alipay and then go to Taobao to shop?

Small. The letter has just come out three days ago, and Ma Yun can't see it accurately. In the end, whether he can become big in the field of e-commerce, but the loss of Alipay users alone makes him restless.

Just like Taobao can drive Alipay's users.

In turn, micro. Credit payment can also drive the development of micro-business.

Regulators have liberalized the T+O of money market funds. Credit Pay can cooperate with Huaxia Fund to get Yu Bao, and Alipay can also get some treasure with other funds.

There are users lost every minute, and Ma Yun didn't dare to delay, so she immediately found Harvest Fund, which is second only to China Asset Management in scale, to cooperate with something similar, but this is not a handshake that can make a product.

Technical opening, formalities for approval......

Every step takes time.

Ma Yun could only urge Alipay to get the technology done on the one hand, and lobby the regulatory authorities to do their best to review it.

On Thursday, the scale of ChinaAMC cash money market fund reached 4.7 billion.

Affected by the rise in the overnight lending rate of banks in the past two days, the annualized interest rate of Yu'e Bao soared to 3% on the 7th.

The current one-year fixed interest rate is only 2.25%, and the 3% yield of Yu'e Bao is already very attractive to many people, not to mention that the yield of Yu'e Bao is still rising!

Although there was no run, a large amount of deposits flowed into Yue Bao. It also caused a shortage of bank liquidity, and the overnight call rate in the interbank market rose again.

Some time ago, Wang Zixuan sang short in the stock market, leading a large amount of funds to flow out of the stock market, and interbank funds were loose, which is also one of the reasons why ICBC dared not accept money market funds.

Unexpectedly, Wang Zixuan gave the bank a blow so soon.

The central bank has vigorously frozen funds in the open market, raised the reserve requirement ratio three times, and continuously issued a large number of three-year central bank bills. They can't resist the urge of banks to lend.

Because if you borrow more, you can make more money.

The eldest son of the republic is so capricious.

Although hundreds of billions of yuan is not much for banks in the long run, it is unbearable for all banks in the short term, and the Industrial and Commercial Bank of China, which yesterday refused to accept deposits under the agreement of the money market with deep pockets, has also begun to borrow funds in the interbank market.

You know, it's usually these big banks that lend money to small and medium-sized banks.

The one with a large amount of money in the interbank market is the China Cash Fund.

On Thursday, the interbank market interest rate soared directly to 8%.

In the past, when the interbank market was tight in May, the interest rate was just over 2%.

Now it's in trouble.

A number of bank executives criticized Yu Yu Bao for disrupting the financial order and demanded that the central bank limit the size of Yu Yu Bao.

However, Zhou Xiaochuan also rarely came forward to express his support for financial innovations such as Yu Bao, and at the same time criticized major banks for excessive lending, resulting in a shortage of funds.

Friday. Yu'e Bao's seven-day annualized rate of return also soared, reaching 3.7%.

The rise in the yield of Yu'e Bao has also attracted more people to open fast money and transfer money to Yu'e Bao.

The first batch of pre-sold Prince phones have also arrived.

The praise rate on the official website is still above 9 points, and the proportion of users who return and exchange at the Prince's House has also remained below 1%.

All the machines that have problems are returned to the factory for repair. Change the serial number and get ready to sell it for 999.

Many people are waiting to buy a refurbished machine, but the Prince's House is not on sale yet.

These days, Wang Zixuan has also become an otaku. Every day, I watch TV and surf the Internet at home, and I don't go out.

An Ran also occasionally went out to do spa or something with An Yixuan's daughters, and came back by the way to play a game with Wang Zixuan.

Ten o'clock. A guest came to the king's house.

After seeing someone get out of the car outside, Wang Zixuan came to the door to greet him.

Ma Yun got out of the car and followed the butler who greeted him inside.

Receiving Wang Zixuan's invitation, he agreed without hesitation.

Although he has been very busy recently, and a large part of the work has been brought to him by Wang Zixuan, he also wants to know what Wang Zixuan invited him to do.

Declare war?

It doesn't seem necessary.

Although he Ma Yun is very good.

A year ago, whether it was the Internet or any field, he didn't take everyone seriously.

But after Wang Zixuan was born, he knew what an alien was.

The two are not at the same level at all.

Wang Zixuan donated more money than Alibaba's current market value.

Even if Alibaba is a leader in the field of e-commerce, with Wang Zixuan's status, there is no need to declare war with him.

Cooperate?

It's still quite possible.

These days, he has been making people play micro. Letter.

Of course, it's not about shaking and looking for excitement, but to learn more about this thing.

Understand his relationship chain, understand his social attributes, and understand what his e-commerce can do.

Many executives gave him an evaluation that the social relationship determines that it is difficult for micro-businesses to achieve the scale of Taobao.

However, Ma Yun did not dare to underestimate the enemy, because Wang Zixuan had proved his business vision and accurate judgment of the Internet trend.

If you can cooperate, it is the best, and it will undoubtedly take great courage to fight with Wang Zixuan in Huaxia.

But how to cooperate is a big problem.

"If you miss the distance, Mr. Ma will forgive me."

As soon as I arrived at the door, I saw Wang Zixuan greet him with a smile.

Wang Zixuan and Ma Yun had met twice before, but because of the large number of people, they didn't talk much.

Wang Zixuan still has some respect for this short person.

When Ma Yun saw Wang Zixuan coming out, she hurriedly smiled and stretched out her hand and said, "I'm very happy to receive the prince's invitation." ”

Wang Zixuan shook hands with Ma Yun and said with a smile: "I have prepared a good tea, please inside." ”

"Okay."

Two men walked into the living room.

Wang Zixuan personally poured a cup of tea for Ma Yun and said with a smile: "The best big red robe, I don't know if it suits your taste." ”

Ma Yun was a little flattered to take the tea and said with a smile: "Just smelling the fragrance of this tea, you know that it is not the best Da Hong Pao on the market." It's time for today. (To be continued!)

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