"Brother Xiaoye, we are familiar with each other, but your company has just been established, there are no fixed assets, and there is no operating money-making project, although the registered capital has actually reached 2 million, but it is a bit difficult for our bank to lend you money!"

Kanazawa is an account manager in the finance department, and is also responsible for the deposit and loan business of corporate customers, so people almost don't say that private leather bag companies have no collateral, so there is no need to talk about credit.

"Fixed assets are easy, you see that my loan is to quickly expand the scale of the company's fixed assets, as for the collateral, I spent 400,000 yuan just bought a brand-new Mercedes-Benz 230E sedan is not the best collateral?"

Jiang Yelin gently spit out a smoke ring, and then another, the two smoke rings were superimposed together, the outer one was still a circle, and the inner one changed to form a three-way sword, which together was just a vivid Mercedes-Benz logo!

2 million can do things, it must be less than 20 million, and it will reach 100 million assets in three years, since Jiang Yelin's words came out, he didn't plan to break his word and get fat, not to mention that today I originally wanted to talk about loans.

"Ouch, my little Brother Ye, I said that you can spend money, but you didn't spend 400,000 yuan to buy a luxury car, and in a blink of an eye, you are mortgaged to the bank at a seven-fold discount.

Then you could have used 400,000 yuan, but now you can borrow back 280,000 flowers, and if you count the interest, isn't this a loss-making transaction? The beautiful manager covered her mouth and smiled, probably thinking that Jiang Yelin was joking.

"Hey, I said Miss Jin, are you burying me on the street and not knowing the knowledge of finance? Our Yuetan Xiaoye brother is mixed up in the antique shop in the capital,

Although I didn't go to college and studied finance, I still know one or two tricks of this financing to grow and develop through chicken and egg laying, and I don't buy Mercedes-Benz 230E with my 400,000, then it's still 400,000.

I bought a car at this time, and I used the car as collateral to take out a loan, and my total assets are 680,000, but I have 280,000 more debts! Besides, I still use that car?! ”

Jiang Yelin showed a little smug smile on his face, he could already see that the beautiful manager was testing himself, of course, you can also say that the other party was knocking on the side.

Isn't it just trying to figure out what kind of so-called "cultural media investment company" registered with an investment of 2 million yuan?

What does Yelin Company do to make money? Couldn't it be possible to rely on the loan of the white wolf with empty gloves? The loan has to be repaid, and there is a lot of interest burden!

"Brother Xiaoye, I'll be honest, many new companies just didn't balance their cash flow at the beginning, blindly borrowed to expand the scale of assets, and finally had to close down when the capital chain broke.

A company with collateral alone is not a high-quality loan object for the bank, our bank pays more attention to the development prospects and profitability of the customer's main business, and just buying a Mercedes-Benz 230E cannot prove that your company will flourish.

What great achievements do you want to do in this company? Kanazawa was very curious and serious.

"Hehe, Miss Jin, what you said is so frank, aren't you really afraid that I will really become hundreds of millions of dollars in three years, and then I will come to invite you with a sedan chair, right? Are you optimistic about me, or are you optimistic about me?! ”

Jiang Yelin stepped forward, but the manager of the beautiful bank did not retreat, the two of them looked at each other at close range without blinking for a long time, and each other could smell each other's breath of the opposite sex.

"Okay, I surrender, I shouldn't doubt Miss Jin's sincerity before, I won't tell you, I, a cultural media investment company, are of course the main business of appraisal, collection, investment, transaction intermediary and auction of antiques and cultural relics......

We also make other investments related to culture, media and entertainment, and the company initially intends to set up a China AMC Angel Fund and a China AMC Golden Shield Fund.

Of course, the size of the fund cannot be too much at the beginning, and I want to invest 20% of the company's annual profits in these two funds......"

Jiang Yelin's words surprised Jin Zewen very much, the intellectual beauty who is usually not surprised is surprised and a little confused and a little moved at this time, she doesn't think that Jiang Yelin is bragging and deceiving herself.

Jin Zewen believes in his own vision of looking at people, but Xiao Yege's way of thinking is still much beyond ordinary people, 2 million assets said that it will become hundreds of millions in three years, in a blink of an eye, why is it not scored, this Yelin company plans to set up 2 funds to repay the society?

What's on this guy's head? If you haven't learned to walk, you want to run, and if you can't run, you're going to fly? Is this possible?

"Brother Xiao Ye, I know that when you are an expert in the antique industry, you can make a fortune by picking up treasures in Panjiayuan, practicing stalls, and leading a company to engage in antique appraisal, collection, trading, auction, and development, which are completely two different concepts.

These assets of your company, in fact, go to Hainan to speculate in real estate or to the Shenzhen and Shanghai Stock Exchange to speculate in stocks, with Brother Xiaoye's vision and luck, maybe it is faster than pounding antiques! ”

Kanazawa, who majored in capital and finance at Imperial University's Department of International Finance, believes that the domestic real estate and stock markets are just emerging, and various aspects are still being explored.

Hainan's real estate and Shenzhen and Shanghai stock markets, although they are all zero-sum foolish money games, but as long as the timing is right, with Xiao Yege's character ability, the probability of digging the second pot of gold in his life is still very high, of course, the cowhide of more than 100 million assets in three years is still blowing the sky.

"Hmm, does Manager Jin have research on real estate and stocks? Then I have to pay more attention, the company's goal of hundreds of millions of assets in three years must be achieved as much as possible......

When the time comes, you will come over and be my deputy and investment director, specializing in managing the investment projects of real estate and listed companies for the company......"

Jiang Yelin didn't feel that he was bragging too much, what did he think in his heart, he said what he said, and then lowered his voice and said,

"Of course, the collateral of a Mercedes-Benz 230E is far from enough, I brought a piece of porcelain today, which was recently collected, and I want to hand it over to the bank as collateral......"

What Jiang Yelin didn't say was that if you don't mortgage it, you have to store this blue and white jar in the bank vault, and if you mortgage it, the handling fee will be saved, and you have to leave it at home, and you can't worry about going out, right?

"I mean, is that what's in this box next to you? Can you show me? ”

Jin Zewen was actually very curious about the wooden box that Brother Xiao Ye was carrying when he came in, it was obviously a newly customized antique box, but he didn't know what treasure was in it, the girl's concentration was very strong, and she didn't talk about this box until this time.

The antique box made of high-quality iron power wood, of course, is the latest custom-made product of Jiang Yelin for the Yuan blue and white jar, which looks unpretentious on the outside, but after opening it, Kanazawa Wen saw that the inner lining pad was extremely exquisite.

The blue and white fat round jar about 27 centimeters high was properly cared for, the beautiful manager took a step back, and her hands were behind her back, Jiang Yelin put on white gloves, carefully took the baby out of the box, and placed it properly on the coffee table in the VIP room.

"Serious Yuan blue and white big pot, Guiguzi descending the mountain!" Jiang Yelin's words were concise and to the point.

"Uh...... Yuan blue and white big pot?! Is it genuine? How much is it worth? ”

Jin Zewen's eyes narrowed, and Brother Xiao Ye solemnly took out the baby, although the shape and quality of the device were perfect, the girl still asked a little nervously.

"Of course it's genuine, what my brother Xiao Ye likes is definitely a genuine product, it's hard to say how much it can be worth, the hottest porcelain in Beijing in the past two years is Yuan Qinghua.

A small cup and a small bottle that has been repaired cost about 200,000 yuan, and I am such a perfect character story jar, it is simply a priceless treasure!"

Of course, Jiang Yelin can't say that he has probed with the golden eye of the devil's clutches, and the information he got is: mineral porcelain, 651 years old, 27.5cm high, 21.5cm in diameter, 34.5cm in abdominal diameter, and 20.5cm in foot diameter.

651 years old means that this Guiguzi descending picture is a serious Yuan blue and white, not to mention that after being brought home from Panjiayuan Market, after careful and careful cleaning, this large jar of bud rice seeds that was originally put at home by the township farmer stall owner exudes a dazzling lustre.

After the celadon lid of Wenger's period, which misled everyone and didn't know where to get it, was removed by Jiang Yelin, a Yuan Qinghua General jar that everyone mistook for a fabrication turned into a Yuan Qinghua character story jar!

"Uh...... Brother Xiao Ye, although our Huaxia Bank is one of the five major banks, if you really want to invite experts from the Palace Museum and the National Cultural Relics Appraisal Committee to appraise and evaluate this thing, you have to pay for the appraisal carriage and horse fees! ”

After circling around the big tank for a long time, the beautiful manager finally nodded.