Chapter 430: Fifty million is not a small number
Wang Dongping, the head office of the credit cooperative, has been anxious during this period, and in the evaluation of the city's banking system, their credit cooperatives ranked at the bottom, whether it is the non-performing loan ratio, the deposit-loan ratio, and the deposit ratio, all of which have hit a record low. He was even directly called by the secretary of the municipal party committee to criticize him!
This is about to be New Year's Day, and he is urging the branches in his subordinate counties to pay close attention to absorbing savings, even if it is just a hand, as long as the books look good! And then it's even more surprise lending! As long as the credit rating is more reliable, apply for a loan!
As for bad loans, send more people down to collect the debts! Stalking! It's a penny to get it back.
"What's the matter?" Wang Dongping saw the tight secretary walk in.
"Director Wang, there is a young man outside who said that he came to you with Secretary Song's instructions!"
"Secretary Song's instructions, looking for me? Let him in! Although he didn't know who it was and what he was looking for, Wang Dongping decided to meet someone first before he spoke.
Wang Dongping soon saw a strange young man being ushered in by the secretary.
As soon as Tang Chendong saw this person, he suddenly remembered the uncle he had come to ask Secretary Song for directions that day, and it turned out that this uncle was Director Wang.
"Director Wang, hello! I haven't thanked you for helping me point out the way to Secretary Song's office last time, otherwise I might not be able to find it for a long time! ”
"Are you ......" Of course Wang Dongping didn't think of Tang Chendong, he was criticized by Secretary Song that day, and he was sulking in his heart!
"A few days ago, I went to the municipal party committee to do business, and you still showed me the way!"
Whether it is or not, Wang Dongping nodded. "So what are you looking for me to do today?"
Wang Dongping heard the secretary say that this person had Secretary Song's instructions, of course, he did not underestimate Tang Chendong, and his tone was as calm as possible.
"I'm here to get you a loan!"
"Loans?" Wang Dongping is anxious that the loan-to-deposit ratio is too low, so he sent someone to take out a loan! can get Secretary Song's instructions, then the background must not be simple!
"Yes! Let me introduce myself, I am Tang Chendong, director of the village committee of Gujing Village, Shiqiao Town, Beiyu County, and the legal representative of Gujing Tourism Culture Co., Ltd., a village-run enterprise in our village. Maybe Director Wang doesn't know that our village is now designated as a pilot village for deepening and innovation in the new countryside by the municipal party committee and municipal government, so I will take 2,000 acres of cultivated land in our village as a mortgage of 50 million! ”
"Wait a minute...... Cultivated land...... Loan...... Also 50 million? Wang Dongping thought what a big money owner he came. With 2,000 acres of cultivated land loan, 50 million yuan. That is, 25,000 per acre?
"The land in your village is very valuable, 25,000 per mu?" Wang Dongping didn't ask Tang Chendong to show Secretary Song's instructions, this is still the next question to ask!
"That's right. All the land in our village has been approved by the municipal party committee and municipal government. It is up to our village to change the nature of land use. So, I took out a mortgage on commercial construction land! 25,000 per mu is not too much! ”
"Shiqiao Town, Gujing Village!" Wang Dongping stood up and searched for it on the map of the city behind him. Finally found Beiyu County, Shiqiao Town, but didn't find Gujing Village!
"It looks like your village is a little far from the county seat! The development value of this land is not very high! "After all, Wang Dongping is the director, and while he is anxious to lend, he also does not want to add some bad debts.
"20 kilometers from the county seat to be exact! But it doesn't matter! What you are thinking about may be the problem of our village's ability to repay! You can rest assured that there is a request from the secretary of the municipal party committee! Tang Chendong handed over Song Ze's instructions!
Of course, Wang Dongping knew the handwriting of the secretary of the municipal party committee and the seal of the municipal party committee.
With Secretary Song's instructions and this new rural construction pilot village, the future development should be good! Wang Dongping has also been observing Tang Chendong and found that this young man's ability is definitely extraordinary, giving people a feeling of trust.
"If Director Wang is still not at ease, I can use my private company as a guarantee!"
"Your private company?" Wang Dongping thought to himself, this person is really extraordinary.
"Yes, my private Chendong Agricultural Technology Company! The company's tomato orchard is located in Gujing Village. Annual operating income of hundreds of millions! I think that if our village is unable to repay the loan, my personal company can rent these land or even buy it at that time, of course! It's okay for me to repay it directly! ”
"Chendong...... Tomato...... I see, you're the owner of the tomato that's very popular on the market right now? It turns out that Chendong Agriculture is in Gujing Village? Yes! No problem, I'll give you a loan! 50 million! You have Secretary Song's instructions, I will do a special thing, and I will receive you personally! ”
Tang Chendong was overjoyed when he heard it!
"Thank you so much, Director Wang!"
Because of Secretary Song's instructions, Wang Dongping didn't even want a kickback! This Tang Chendong is not simple, and he has a lot to do with Secretary Song, otherwise how could he get instructions. If you dare to ask for this kickback, I am afraid that I will be taken off my official hat and go to supply food for a few days.
"Please get all your formalities ready! The official seal of your village committee, the land use right certificate, the business license of your collective enterprise, and the organization code. I'll give you the lowest annual interest rate of 8%! What do you think? ”
Tang Chendong nodded.
Now when I go to major banks to apply for loans, many of them have reached an annual interest rate of 11 points! These 8 points are already very benevolent.
Although he has to lose 4 million in a year! But if he can use the 50 million cash in advance, he can create more benefits faster than 4 million.
"Originally, your company and your village collective do not have a credit rating in our credit union, and the audit should be very strict and the cycle will be very long! But if Guichendong Company can handle a capital turnover account in our credit union...... We'll be able to review the pass more quickly! Wang Dongping did not forget to absorb storage at this time.
"My company's basic account is opened in a credit union! Usually the main cash flow is also in the credit union! Of course, Tang Chendong is all because of Li Ruolan. He doesn't know anyone in other banks!
"That's great! We'll do it! I believe that within a month, the money will be transferred to your village company's account before the Spring Festival! ”
"Then I'll thank Director Wang first! Director Wang is a friend enough, and when he comes to Gujing Village in the future, the villagers of Gujing Village will not forget the great contribution made by Director Wang to the village! ”
"Huh...... Say! Please also ask Director Tang to say a few kind words for me in front of Secretary Song in the future! ”
Tang Chendong left a copy of the materials, as well as the fresh seal of the village committee and the fresh seal of the Gujing Company. Anyway, he still planned to invite Wang Dongping to lunch.
Just go to Zhang Daquan's Quanjin Fang.
Today's Quanjinfang seems to be about to become a golden signboard, and he is the best to make tomato soup in the entire Guangshan City.
In addition to some private clubs and high-end clubs, the general civilian consumption places are unsurpassed, and the business is booming!
Wang Dongping knew the relationship between Tang Chendong and Secretary Song, but he also happily went to the appointment, and did not propose other invitations! Being invited to a meal by Tang Chendong can be regarded as a happy thing! (To be continued......)