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Fang Zhicheng had lunch with Wen Ling, mainly to talk about Wen Ling and Liang Fang. Last time on Wen Ling's birthday, Fang Zhicheng felt that something was wrong, judging from the way the two communicated today, Wen Ling seemed to bite the bait thrown by Liang Fang.

Wen Ling helped Fang Zhicheng make a meal and said with a smile: "I know that you don't particularly like meat, so I picked a few vegetables for you." I don't know if it fits?"

Fang Zhicheng smiled faintly: "I didn't eat less food in the canteen of the city government. It tastes good, but it's not as good as Kasumi's food. ”

Wen Ling's eyes flashed with a strange color, and said: "Xiaguang's canteen is famous for its deliciousness, I have also heard of it, next time you have a flight attendant, you can invite me." ”

Fang Zhicheng smiled angrily: "It's just a canteen, and it's not a big meal, what is there to invite?" ”

Wen Ling smiled: "I feel different, I always feel that I can take advantage of it, and my psychology will be more comfortable." ”

Fang Zhicheng nodded, finally brought the topic to the right track, and asked lightly, "What is the relationship between you and that Liang Fang?" ”

Wen Ling was slightly stunned, and said truthfully: "Friend, you also know that I came from Yinzhou, and I have no relatives here in Hanzhou, and I have never gotten along with any suitable friends." And Liang Fang is a good person, we usually go shopping and eat together. ”

Fang Zhicheng shook his head, sighed with a wry smile, and said, "People's hearts are separated from their bellies, have you ever thought about why she is different from others and takes the initiative to approach you." ”

Wen Ling sighed lightly: "People don't go without profit. Liang Fang approached me, in fact, she wanted me to buy her insurance. ”

Fang Zhicheng continued: "It's not that simple. You guys chatted that day, and I listened to some of it. ”

Wen Ling said: "That's right, she asked me to invest in a project with spare money. Brother-in-law, as you know, although the salary of a civil servant is not bad, it is difficult to get rich and expensive, so we put two years of savings into that project. You can benefit 30% a year, and if you don't manage your money, your money will ignore you. Engage in some side hustle investment, right? ”

Fang Zhicheng sighed and said, "It's right to learn to invest and manage money." But only if you understand what the project looks like. ”

Wen Ling said with a smile: "Brother-in-law, I have learned about the project, it is an Australian overseas Chinese enterprise, the company has a registered capital of more than one billion, and there are several large-scale "summer grass" cultivation bases in Yunzhou and other provinces in southern Hunan, which has been invested for more than ten years, and will be marketized this year and next year, and then the company is ready to create a great publicity momentum, so it also needs a lot of money, so it will be financing for the whole country. ”

Fang Zhicheng said: "Everyone can tell the story, but it is not true, only seeing is believing." ”

Wen Ling said: "Sister Liang showed me the bank statement, and the company pays dividends every month according to the amount you invested." She invested 500,000 yuan, and her monthly income can be more than 10,000 yuan, which is higher than her salary. ”

Fang Zhicheng immediately analyzed the problem and questioned: "There is a contradiction in what you say, since there is no large-scale marketization, how can the dividends come from?" ”

Wen Ling also felt that there was a problem here, and said: "The main reason is that the company takes into account the enthusiasm of investors, so it uses this relatively novel investment method." ”

Fang Zhicheng smiled helplessly: "Wen Ling, you are also a college student and an adult, why can't you be sober in the face of such a simple scam?" ”

Wen Ling put down the spoon in his hand and asked in a low voice, "Brother-in-law, do you think I was deceived?" ”

Fang Zhicheng nodded and said, "It is still possible to give you dividends according to the company's annual net profit, but now it is a fixed amount to be returned every month, which is obviously a scam." When things go wrong, there must be demons, and there is no free lunch in the world. ”

"However, there is an insurance company to guarantee it." Wen Ling said in a low voice, "The insurance company guarantees our earnings. ”

Fang Zhicheng shook his head and said with a wry smile: "I have never heard that an insurance company will have this kind of business, and it will guarantee the annual income of a certain company to shareholders." I reckon this policy is also problematic. ”

Wen Ling was reminded by Fang Zhicheng like this, his face turned pale, and he said in a low voice: "Brother-in-law, what should I do?" I've already sent the money this morning. ”

Fang Zhicheng was slightly stunned, he didn't expect Wen Ling to move so fast, it was not a few days before Wen Ling's birthday, Fang Zhicheng pondered and took the time to tell Wen Ling, but he didn't expect that in a blink of an eye, Wen Ling had fallen into the trap and became a lamb to be slaughtered.

Fang Zhicheng was also a little remorseful, he knew that he would break it at the scene, but the two were chatting at the time, if Fang Zhicheng interjected, it would be too uneducated.

Fang Zhicheng is usually very busy with work, and when he saw Wen Ling and Liang Fang together today, he remembered to remind Wen Ling, but he didn't expect to be a step late.

Having said that, both of them lost their appetites.

Fang Zhicheng sighed heavily and said, "How much money have you invested?" ”

Wen Ling's eyes turned red, and he said, "About 300,000, including 50,000 for my parents and 100,000 for his parents." ”

300,000 is not a small amount for ordinary people. With the current housing prices in Hanzhou, 300,000 yuan can buy a commercial house with a good location and an area of more than 100 yuan.

Fang Zhicheng guessed that this money was probably saved by Qin Lang and his wife to buy a house, but now that it has been lost, Wen Ling is naturally flustered.

However, it is also understandable why Wen Ling invested the money, according to the 30% dividend, 300,000 can be distributed 90,000 yuan per year, and more than 7,000 per month is received, which has already exceeded the salary income of Wen Ling and Qin Lang.

Fang Zhicheng sighed softly: "Don't be impatient, maybe there is still room for maneuver." ”

Wen Ling comforted herself and said, "Yes, maybe it's not a liar." ”

Fang Zhicheng smiled helplessly, and then said in a low and serious voice: "Wen Ling, don't have any luck now, this company called Kaires International is definitely a liar, but now they are casting a long line to catch a big fish, and they haven't closed the net yet, so we still have a chance to find out this scam company." ”

In fact, this kind of fraud is not uncommon, using private equity to engage in financing, promising to lure members with high profits. Generally, in order to make the snowball bigger, within one to two years, the fraudulent company will fulfill its promise and give members a high amount of dividends. In fact, this part of the money is wool out of the sheep, and the company will return a part of the amount you invested to you every month. But it won't be too long, and when it reaches a certain rate, the company will run away with the money. ”

After Fang Zhicheng's explanation so clearly, Wen Ling suddenly came to his senses, reached out and grabbed Fang Zhicheng's arm, begged with tears in his eyes, and said, "Brother-in-law, you must help me." ”

Fang Zhicheng frowned, and secretly sighed that Wen Ling was a woman with a lively mind. There are pros and cons to this - the advantage is that she always knows what she needs, and then uses methods to achieve her own goals, but the disadvantage is that she is often smart and mistaken by cleverness, and when you calculate others, others are also calculating you. When a well-planned scam is directed at you, it is often easier to fall for it.

Fang Zhicheng said in a low voice: "Don't worry, I won't tell Qin Lang or Yuming about this matter, and at the same time, you have to keep the same as usual, how to contact Liang Fang, then how to contact, you can't startle the snake." I'll arrange for someone to investigate Careys International to see what kind of company it is. ”

Wen Ling nodded and said, "Brother-in-law, I'll leave everything to you." ”

Fang Zhicheng saw Wen Ling's gloomy expression, sighed, and comforted: "Although it is a large amount, you don't have to worry too much, life is so long, and you will only grow when you encounter a little setback." ”

Wen Ling said remorsefully: "I was also blinded by money to do such a stupid thing. ”

Fang Zhicheng gently patted Wen Ling's shoulder and said in a low voice: "There is still room for redemption, relax your heart." You're getting married next month, so focus on getting married. ”

Wen Ling knew what Fang Zhicheng meant, no matter what he had, he should not affect the marriage.

After breaking up with Wen Ling, Fang Zhicheng called Xiang Xin and asked him to investigate the situation of Kaireis International. After returning to the district party committee office from the city government, Xiang Xin called back and said, "It is true that there is this company, but the company has some problems." Its headquarters is registered in Kunwu City, Yunzhou Province, not too long, established at the end of 2oo7, so far only a year and a half, and from the industrial and commercial system data, the company has had many disputes. As for the company's legal person information, there is nothing special about it. I guess it's a company that borrowed someone else's name to register. ”

Fang Zhicheng sighed and said, "This is a company that illegally raises funds and exercises fraud. ”

Xiang Xin smiled bitterly: "The company's headquarters is outside the province, and the inter-provincial investigation is not beneficial to us. ”

Fang Zhicheng nodded and said, "There should be an office of Kaires International here in Hanzhou, and you can arrange someone to find out." There are already quite a few people who have been scammed, and I hope the number of victims will be a little smaller. ”

Fang Zhicheng can understand Xiang Xin's difficulties, such fraudulent companies are habitual offenders, they have a whole set of procedures on how to cheat money, and at the same time, they are very professional in how to prevent being investigated. The three holes of the cunning rabbit, Fang Zhicheng estimated that the headquarters registered in Yunzhou was just a shell, and he rushed directly to Yunzhou, and it was difficult to catch those core figures.

Xiang Xin still has some experience in handling this matter, and said: "We will wait and see if we can find the main person in charge of Hanzhou, catch the core figures, get clues, and maybe have the possibility of catching all the fraud companies." ”

Fang Zhicheng nodded and said: "Deal with it as soon as possible, remember to investigate secretly, don't startle the snake, in addition, I will give you the contact information of a victim, you contact her to see if you can come to meet with each other." ”

Xiang Xin was stunned for a moment, realizing that the reason why Fang Zhicheng let him handle this case was probably related to this victim. Xiang Xindao: "Please rest assured, Secretary Fang, I will definitely do my best to handle this case." ”