205 rises, interests are the best bond

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Gu Qiancheng is definitely the daughter of a wealthy family in modern times. (Please search, the novel is better and faster!) According to their family-care rules, every child will be given a sum of money as an adult as a start-up and life fund.

That amount of money is by no means a small amount, no matter what Gu Qiancheng wants to do, or if she doesn't do anything, that amount of money alone is enough for her to squander her life......

Gu Qiancheng had no intention of starting a business back then, she directly handed over the money on hand to a specialized financial planner and lawyer to take care of, and she only needed to get the income every year.

Here, where will Gu Qiancheng go to a financial planner to take care of her investment?

But holding money in his hands is not Gu Qiancheng's character. So she would rather put this silver in Qin Xiaoyan's hands than hold it herself.

Such a large sum of silver, not to mention that it is not safe to put in his own hands, it is not of any use, but it can still come in handy in Qin Xiaoyan's hands.

Gu Qiancheng was afraid that Qin Xiaoyan would think too much, so in order to show that he didn't want to secretly lend him the silver, but sincerely asked Qin Xiaoyan to help her keep the silver, Gu Qiancheng said his difficulties very sincerely.

"Man dies for wealth, and birds die for food. Your Highness also knows that the Gu family, except for my grandfather, is not a fuel-efficient lamp, and they want to know that I have such a large sum of silver, and they may be thinking about how to kill me. ”

"In addition, I am locked up in the backyard all day long, I don't have the ability or the energy to invest, the money is useless in my hands, in your Highness, you may be able to make money, if you make money, Your Highness will give me a little dividend at that time, if you don't make money, it doesn't matter, Your Highness will not take advantage of me."

Gu Qiancheng admitted that she was a little sinister, and she just wanted to make money and didn't want to lose.

Qin Xiaoyan didn't bother with her, Gu Qiancheng said this, he estimated that he thought so, anyway, he didn't have any money now, but he still had Gu Qiancheng, but ......

"Investment? What is that? ”

"It's money that makes money, Your Highness, you have to go to the household department to practice, you should be able to come into contact with these, right?" Gu Qiancheng didn't know much about Daqin's economic system, so he didn't dare to say more.

"Tobe? The household department is only in charge of the treasury revenues and local expenditures, regardless of these. "Qin Xiaoyan wants to go to the six departments to study, and he knows the functions of each ministry very well.

"Oh......" Gu Qiancheng answered without asking much, it was not her turn to take care of these things.

But Qin Xiaoyan didn't let her go, Qin Xiaoyan was very interested in Gu Qiancheng's words about making money and making money: "When you say money makes money, do you mean opening a shop to do business?" ”

Although this can make money, it is too slow, and several big commercial houses are controlled by King Zhou, King Zhao and King Rong, so he can't interfere at all.

"Open a shop to do business? This money comes too slowly, and it's very tiring, don't build yì to do. "Opening a shop to do business, such a basic business, it is too waste of time and energy for King Qin to do it.

"Oh? If you don't open a shop to do business, what good way do you have to make money? Qin Xiaoyan asked casually, he didn't pay attention to Gu Qiancheng's answer, he didn't think that Gu Qiancheng, a woman raised in the backyard, understood this, but ......

Gu Qiancheng gave him an answer: "The best and fastest way to make money, the most suitable for Your Royal Highness King Qin is to open a money bank and lend silver to those merchants, and earn interest from it." ”

The third generation of the emperor at the top, with such a powerful background, he can't do anything.

Of course, Qin Shiyan knew that he would open a money bank to make money, but he was just ......

"Everyone knows that money banks make money, but not everyone can open a money bank. Not to mention how much money is needed to open a bank, it is not a simple matter to open a ticket number all over the country. ”

If you want to open a bank, you must have a lot of money as a backing, and you must have ticket numbers in various places to facilitate people to withdraw money, so that you can open it......

A new money bank cannot be opened without more than ten years, without accumulating credit for more than ten years, and it cannot be trusted by the people and businessmen.

Opening a money bank is not an easy task. King Zhou and they can only cooperate with mature money banks, and it is impossible to open a money bank by themselves.

"Your Highness, you think too much, open a money bank, who stipulates that you must open shops all over the country?" Gu Qiancheng shook his head, and wrote five words on the table with his fingers: "Empty glove white wolf"

Looking up, seeing Qin Shiyan's uncertain expression, Gu Qiancheng explained: "Your Highness, if you want to open a bank, there is no need to go to the whole country to open a shop, you can use the now mature bank, let them give you a huàn, as long as you take the ticket number issued by your bank, you can exchange huàn in any bank." ”

"It's too idealistic, why should those money houses exchange huàn silver for the money houses opened by this king? If this king opens a bank, he will rob them of their business. Qin Xiaoyan admitted that Gu Qiancheng was a good way, but no matter how good the method was, it was not practical.

"What about robbing them of their business? They are not the only ones who can earn the silver in this world. Gu Qiancheng said strongly, with a hint of coldness on his expression.

"Kaiqian Zhuang is not only fighting for silver, but also fighting for the relationship behind it, who has a strong background, who has the right to speak. If Your Highness wants to open a money bank, you must not open it alone, interests are the best bond of cooperation, you must win over others, and let the powerful big family get a piece of the pie. ”

"And the most powerful person in the world is not Your Highness, but the Emperor, isn't Your Highness just going to the household department to train? It's a good opportunity......"

Gu Qiancheng smiled incomprehensibly, Qin Xiaoyan became interested and asked, "What kind of opportunity?" ”

Gu Qiancheng didn't sell Guan Zi either, and said: "Your Highness, you can take the opportunity to persuade the emperor to open a money bank in the name of the household department, and the household department accounts for sixty percent, and takes out forty percent to absorb the initial capital." These forty percent are allowed to be purchased by the clan magnates, Your Highness, you keep one percent for yourself, and the remaining thirty percent are sold to the clan magnates, and one percent is sold for one million taels, and many of them are allowed to buy one percent in total, and dividends are distributed according to the proportion of capital contribution. ”

"In this way, not only can you make money, but you can also win over those powerful people and let them stand on the side of the king." Qin Xiaoyan's eyes suddenly lit up, Gu Qiancheng didn't say much, but these were enough......

"That's right, there are some powerful people in charge, what does Your Highness want to do? This money bank can be related to their income, and even if His Highness doesn't do some things, they will come forward to settle for His Highness. "Identity is a thing that is sometimes very useful, especially when it is used to deal with people who also have status......

"There is no problem with opening a money bank, this king can convince the imperial grandfather, those powerful clans will definitely contribute when they see that it is profitable, but the problem is ......" Qin Xiaoyan looked at Gu Qiancheng with burning eyes, and was very glad that he had gone to the Gu family and met this woman......

This woman's brain, I don't know what to do.

"What's the problem?" Gu Qiancheng blinked, not understanding for a while.

In her opinion, the biggest problem has been solved, with the emperor and so many powerful people as the backstage, what else can't be done in Daqin?

"How can this king get a few other money houses to agree to exchange our silver tickets?" There are four money banks in Daqin, all of which have deep backgrounds and strong capital, and if they really want to use imperial power to suppress them, when they are killed, maybe Daqin's economy will collapse......

Moreover, the mountain is high and the emperor is far away, even if they use their rights to force them to redeem huàn, they may also disobey the yang and yin, and the ticket number issued by the time will not be able to redeem the silver, what credit does their money bank have at all?

"This is very simple, the business field, naturally, is to use business methods, using power to force people to bow their heads, it will only backfire."

Gu Qiancheng tapped on the table and looked at Qin Xiaoyan with a smile, but he didn't say the way......

A word to readers: My head hurts, I'll change three chapters first, and strive for another chapter tomorrow!