On July 7, 1997, the college entrance examination came......

Wang Qinian braved the scorching sun and rushed to the examination room. Banners such as "Warmly Celebrate Hong Kong's Return to the Motherland" were also hung in the examination room.

Many candidates talk to each other before the exam. Wang Qinian looked around the examination room, he didn't know many people, and the only candidate in the same class was a fat girl who weighed 12o kilograms.

Finally......

Exams are on!

The moment the scroll was in his hand, Wang Qinian stroked his glasses, and a cold light appeared from the lenses, and he began to answer the question......

Contrary to the fact that many candidates start to answer questions in order, Wang Qinian likes to write essays first and then go back to answer the previous questions.

The essay topic has three paragraphs, all about being helpful, the first paragraph is about a student carrying a disabled classmate to school and home, and one memorization is three years. In the second paragraph, the magazine interviewed the students and asked what is the most valuable quality, and the answer was helpfulness. The third paragraph of the material, but it is an anonymous questionnaire, if you encounter someone in trouble, how to deal with it, answer, "quietly walk away" There are many people.

The materials in these three paragraphs are essentially similar to the later "whether to help the elderly when they fall", which is similar to moral torture. It's just that the time to help the elderly in later generations, whether or not to help them, will lead to greater social shock and reflection.

After reading the three paragraphs, Wang Qinian had an idea and decided to write the later life's "Helping the Elderly" into a short story. A brief introduction shows that an old man is falling, and a good man helps the old man to the hospital, but he is framed as a hitter and is forced to go bankrupt. After this story was widely reported by the media, countless old people rushed to follow suit, and the blackmail time continued, and good people no longer dared to do good deeds.

It is no longer important who is wronged between the old man and the good man in the story, the key is that after this kind of thing is born, there will be a large-scale regression in the morality of the society.

Who is to blame? Old people, good people, or the media, judges? Or is it the human heart?!

After writing, Wang Qinian couldn't help but break out in a cold sweat, not because of the off-topic or quality problems, but because of his career as an online writer in the previous life, he was good at writing long stories, and he almost forgot to control the length, and if he was not careful, it might not be 8oo words, but 3ooo words in a chapter.

Therefore, the draft of "Helping the Elderly" was written in length of 17oo words.

Fortunately, this is a draft, not written directly on the exam paper.

Wang Qinian settled down and began to compress the number of words and streamline the content, spending 2o minutes to reduce the length of the essay to about 8oo words, and after deletion, the quality of the article has been improved to a certain extent. Not only did he deduct the essay question, but he also said something, and the number of words was also suppressed.

After the composition was solved, Wang Qinian went back to other topics.

……

After completing Chinese, English, Mathematics, Physics, Chemistry, Biology, Politics, ...... Among so many disciplines, politics is actually a liberal arts, but in 97, whether it is a liberal arts or a science, it is necessary to take the political examination.

Unlike later exams, the science college entrance examination began to be canceled. Of course, with the rise of China's economy, self-confidence increased, and it seemed that even English had to be excluded from the scope of the college entrance examination, and it became an irrelevant subject from a compulsory subject.

A few days after the college entrance examination, Wang Qinian did not seem to suffer as much as other admissions, but went to the small market opened by his parents to help.

Compared with many large cities, "Little Prince City" has a small business area, 5o square meters, and is only a convenience store.

Most of the goods sold are liquor, cigarettes, beverages, snacks, condiments, tissues, toothpaste, etc., which are lower in price but have higher gross margins......

The gross profit of each single product is between a few cents and a few dollars, mainly relying on small profits and quick turnover, in order to obtain higher profits.

The popularity of the store has increased, mainly on July 1, the day of Hong Kong's return to the motherland, under Wang Qinian's construction, all daily necessities in the store are promoted at a 7.1% discount.

Although this activity reduced the gross profit of sales, some products even lost money. But the effect is obvious - the 60,000 yuan inventory of goods that could only be sold in a month was sold out in just one week. Of course, within this week, I also earned a profit margin of more than 5ooo. It is equivalent to the profit earned in 2o days last month, and more importantly, after the promotion on July 1, the store's fame has begun, and many repeat customers have been cultivated, who often come to buy daily necessities.

Therefore, his parents praised Wang Qinian's business acumen.

When Wang Qinian arrived at the store, in fact, he didn't help much, mainly running errands to the bank and depositing a large amount of change received every day into a bank account and becoming a demand deposit.

As a result, the interest rate of bank deposits surprised him, and the annual interest rate of demand deposits actually reached 1.96%! If you ask the bank counter, the interest rate of time deposits is as high as 7.47% per annum for 1-year time deposits and 9% for 5-year time deposits!

Such a risk-free interest rate is faster than catching up with the yield of the bank's risky wealth management products.

Wang Qinian said: "The city now has a monthly surplus of about 10,000 yuan, and before the scale is expanded, it will not need much cash, so it is best to save the money for a fixed time." The interest rate of fixed deposits is higher, even if you withdraw it in advance, it is only calculated according to the interest rate of demand deposits! If you survive directly, you will get a lot of interest less before you know it! In addition, inflation is very high now, and the value can be maintained and increased regularly, and current account is equivalent to depreciating wealth! ”

When my father and mother heard this, they also gladly accepted Wang Qinian's advice.

Next, Wang Qinian built a business for his parents, first saving money for business, and increasing the value of bank fixed deposits. The next step is to consider buying the shop, which can reduce the rent and increase the profit. In the future, when housing prices rise, there will be another benefit.

In fact, Wang Qinian's real thoughts are that the "talent" of his parents to make money may not be able to catch up with the rise in housing prices. If you don't buy the shop sooner, you may not be able to afford it again.

If you don't buy the shop early, the rent of the shop will rise faster than the profitability of the store in the future, and most retail stores will close down because they can't beat the rent increase.

It's quite profitable to open a store now.

However, in a few years, the one who opens the store will not make money, but the landlord will make more money! Landlords are the "real bosses" behind the scenes, and they don't have to work hard to think about how to improve efficiency, as long as they follow the market to increase rents year by year, they can outperform the profit growth of store operators.

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