Short-term loans and short-term loans seem to mean the same thing, both mean short-term loans, and at some point, the two terms are not separated. But in Hong Kong today, the difference between the meanings of these two words is really too big.

Short-term loans and short-term loans, in Hong Kong today, actually contain two diametrically opposed meanings, short-term loans should be compared to conscientious loans, then short-term loans are basically equivalent to black-hearted, the meaning is similar.

Short-term loans in Hong Kong now have the meaning of relief, although the interest rate is almost one or two times higher than the interest rate of long-term loans, but in fact it is still very affordable. But short-term borrowing is definitely not a good word, and it is basically a little more humane than the profit rolling interest of the Black Society, but it is not much better.

Hong Kong businessmen, if they really have no choice, will never engage in short-term lending, especially between banks, because it is very easy to turn their own industry into someone else's industry. At least 50 points of interest rate, that is to say, if you borrow 1 million today, you will have to repay 1.5 million a month later, this is only a month of borrowing, if you borrow for three months, then basically you borrowed 1 million, and when you repay, you will have to repay more than 200 or 3 million, an interest rate of more than 15 percent, which will definitely make you miserable.

With such an interest rate, not everyone can get it, you must have your own guarantee, and if you can't pay it when it expires, then your company is my company, and if your wife and daughter are worthy of me, they are also mine. It's a little better than the black club's mortgage, but it's not a rolling interest, and it's still calculated on a monthly basis.

If it is calculated according to the interest rate of 20 points, if you originally borrowed 1 million, the next day it will be 1.2 million, the third day will be 1.44 million, and the fourth day will be 1.728 million. On the fifth day, I got two million.

Compared with such an interest rate, short-term lending can basically be regarded as a conscientious price. Among the three types of borrowing in Hong Kong, short-term loans are the most humane, and short-term lending is not kind, as for usury and rolling interest, unless it is a person who has reached a dead end, basically will not consider such a loan, and it is difficult to repay such a loan.

As an elite in the Hong Kong business community, none of the three people present are simple, even if Huo Zhengting is a little younger, but he can be regarded as a family scholar, so the concept of Li Mingbao's short-term borrowing is understood at once, but it is precisely because of this understanding that Huo Zhengting feels that Li Mingbao's funds are sometimes a hot potato.

"Short-term lending? Why can't you take out a short-term loan? In the final analysis, everyone was born in Hong Kong, although your Xiao Li has been up for a short time, but you are also Chinese, everything should be considered more for us Chinese, especially in such a big event, some money, if you can't make it, don't make it, how much can you have a good popularity, right? Huo Zhengting said slowly.

Hearing Huo Zhengting's words, Li Mingbao no longer pretended to be pitiful and innocent: "Yes, in the final analysis, everyone is a Hong Kong businessman, and the imprint of identity cannot be erased no matter how much it is erased, especially when dealing with British capital on such a large scale, it is even more necessary to unite." If you had invited me earlier, even if I made an interest-free short-term loan and made a good reputation, it didn't matter, after all, Hong Kong is only so big, and I can't see you when I look down, and I am too stingy to be a man, and it will not be so easy.

But I wanted to contribute before, but no one could look up to me, and since everyone didn't accept my intentions, then don't blame me for talking business. When there are benefits, everyone is a Hong Kong businessman, and when there is no benefit, everyone doesn't look at me, such a good popularity, Mr. Huo, do you think I should want it? Or shouldn't you want it?

Everyone thinks that I, Li Mingbao, have come so far, but because I am lucky, I am not on the same level as you, so I can do whatever I want, let me contribute, it is to give me face, I don't want me to contribute, that is what I asked for. I really don't dare to ask for a fate like this, who knows what difficulties I will encounter in the future, will this fate be of any use? To put it bluntly, for you, I, Li Mingbao, am actually an outsider, and I am actually similar to those British capital.

In that case, why should I be sentimental? Anyway, I'm in this industry now, and the relationship with everyone is not too big, since you don't care about my identity, I'll do it myself, you take your Yangguan Road, I take my single-plank bridge, for the sake of all Chinese, I will do short-term borrowing.

Otherwise, if I am really ruthless, I can still unite with the brothers to make usury, borrow money, and who will I not borrow? It's all profits, and the profits of usury are so much higher, but the reputation is not very good. But reputation is not too important to me Li Mingbao, everyone knows that I Li Mingbao has been a gangster since I was a child, and my reputation is not good anyway, it is better to go all the way to the black. ”

Li Mingbao's words were unkind, but in fact they were also facts, so even Huo Zhengting had no way to refute them. The Hong Kong business community has really not done a good job of a new star like Li Mingbao, as long as Li Mingbao is discussed, most of them will say that this guy is a tyrant. Not to mention Li Mingbao, even if it is Li Ren, when he does not have the strength to completely crush it, he is not less said by those veteran Hong Kong people.

Even now that Li Ren has a human name, there are still people who say this about him, but they say it behind his back. This is still because Li Ren's current strength can be said to be the top in Hong Kong, so it was changed to say it behind his back, but for young people like Li Mingbao, they don't have such good morals, even if their so-called old family capital is not as much as Li Mingbao, but they occupy a well-connected position, they will not buy Li Mingbao's account too much.

Especially in the special situation of Li Mingbao's industry, it is even more difficult for them to accumulate virtue than Li Ren. The film industry, in fact, wants to be special, there is no upstream and downstream enterprises to influence the outside world, unlike building a factory, which requires upstream to provide raw materials, needs the downstream market, and is not like the real estate industry, where there are more people who need to be contacted.

The film industry is relatively simple, with film companies shooting movies and theaters showing movies, which is almost over, and there are not many industries affected in total, which are relatively independent. Therefore, Li Mingbao is not afraid of offending those local tyrants in Hong Kong, and those local tyrants are not afraid of offending Li Mingbao, because there are not many intersections, unless Li Mingbao controls part of the Hong Kong press, then under the pressure of public opinion, others may look at Li Mingbao, but as far as the movie is concerned, Li Mingbao can threaten too few people.

Today's movies don't pay attention to sponsorship advertisements, and there are not even such things, why should others give Li Mingbao a good face? That's why Li Mingbao is treated like a rag, if he changes to the sixth uncle, because he controls the TV station, others have some scruples. Therefore, although Uncle Six's property in Hong Kong is not too rich, others respect him more after all.

Because Li Mingbao's words were polite, the originally relatively harmonious atmosphere was inadvertently broken, but fortunately, at this time, there were old rivers and lakes like Li Ren and Wang Dehui in the box.

Especially Li Ren, Li Mingbao said that his treatment is similar to that of a rag, it is completely said that he has his heart, when Li Ren started his business, other Hong Kong businessmen treated Li Ren in the same way, and they all said that Li Ren was lucky, if he didn't get a good wife, where could there be the current Li Ren? The treatment he and Li Mingbao received was actually similar, and now they have finally come to an end, but they were aroused by Li Mingbao again.

Xiao Li said this, although it was a bit excessive, but it was not nonsense. I think I was treated similarly to Xiao Li at the beginning, and they both came over like this, so I won't say more. Since Xiao Li is such a mind, it is useless to talk too much. Short-term borrowing is short-term borrowing, and when it is really urgent, there may not be a place to borrow.

Now that Xiao Li has made such a promise, it is not bad, at least let everyone have a retreat, and when I go back, I will tell you Xiao Li's request, those in need, just contact you directly when the time comes, I won't interfere much. The interest rate of the loan will go according to the market price, and they will give you whatever price is outside. ”

"When I say this, I don't mean to offend anyone, mainly because our family business is small, we can't stand the toss, and we can't get benefits for nothing, and it's not a thing. If I had a net worth of tens of billions now, even if I did good deeds, it wouldn't be a big deal.

But after all, I'm still a little shrimp now, I can't take care of myself, how can I take care of others? Even though my money is in the bank and doesn't seem to be moving, who knows when I'm going to use it? Just like this time to completely renovate the movie theater, even I didn't know that I needed to do so many things before the shareholders' meeting, so a little money on hand is a good thing for anyone. Mr. Huo, Mr. Wang, and Mr. Li, but don't think that I really got into the money hole.

Since I said that short-term lending can be done, then in addition to leaving some guaranteed capital, other money can be used, at least 200 million US dollars, presumably for the acquisition of such a thing, it is also a help, as long as the time goes according to the market price, what currency will be borrowed will be repaid, as long as I agree to these two points, and then sign the agreement, then there is no problem with my side of the loan. In the end, Li Mingbao put forward another key request.

Repay what you borrow. He didn't want the Hong Kong businessmen to borrow their dollars and then return a bunch of Hong Kong dollars. Li Mingbao believes that as long as he does not have such a restriction, even if such a thing is the norm, those Hong Kong businessmen dare to disobey the rules and borrow US dollars to repay Hong Kong dollars, and still repay them at the official price.

If this is the case, it will definitely not take long for Li Mingbao to borrow the dollars that he borrowed will be robbed by Hong Kong businessmen, even if they don't use them for emergency relief, they can make a lot of money just by taking them to the black market to speculate in foreign exchange.

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