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It is not difficult for PayPa1 to open money market fund products, but the difficulty lies in the financial risks caused by getting involved in financial products and the ensuing public relations crisis.

Therefore, although he asked paypa1 to set up a money market fund business, it was very important to act cautiously before the operational ideas were formed.

In fact, as far as Song Chen thinks, the best market for launching Yu'e Bao is not in the United States, but in China.

As early as the 7o years of the last century, the United States began the process of interest rate marketization, investors took out their savings and invested in high-yield fund products, which directly led to the scale of the money market fund rising year by year, and ordinary people have sufficient investment channels.

In the process, the common people of the United States have benefited immensely.

In China, the process of economic reform has been accompanied by a long period of high inflation, and because inflation is higher than bank deposit rates, wealth has not increased, but has depreciated as prices have risen.

The inversion of interest rates has made the real rate of return on people's deposits negative every year, and in this long and ugly process, it is already a matter of adulthood to truly feel the cruelty that hurts to the bone marrow.

Letting Alipay launch Yu'e Bao ten years ahead of schedule can't actually save anything, and it may be accompanied by great policy risks, but Song Chen is still trying to do something to let the people share the benefits brought by Alipay's growth - putting aside the so-called conscience and business ethics, this is probably the greater the power. The greater the responsibility, the truth.

……

Online payment companies launched currency products based on the profit impulse of "unwilling to waste precipitated funds" and "increase revenue", and fund institutions in the United States also carried out online sales at the end of the last century. But most of them die between creativity and real-world problems.

When Song Chen said the product concept of Yu Bao, Gerald? Beilu was not surprised, but he could still detect some problems from Song Chen's mouth that his peers had not considered.

That is, the convenience of Yue Bao funds can be bought and redeemed at any time, and it is not difficult to achieve this, only the money market fund under the Meisheng Group needs to re-launch the corresponding currency products according to the requirements of Paypa1!

The question is, will Paypa1 be successful? The answer seems optimistic.

Paypa1 is the largest and most technologically advanced compared to its competitors in the industry.

Paypa1 vs. Fund Institution. The most eye-catching point is that paypa1 is not short of popularity, not to mention paypa1's millions of member users, just say that the Chenxing Group behind it can introduce inexhaustible marketing resources and potential customers for paypa1 - and this is precisely how to obtain the accumulated "gold mine" of paypa1's peers and even fund institutions!

Whether driven by profit or the position of the Mason Group as a shareholder of Paypa1, Gerald? Beilu naturally agreed to Song Chen's request: "Actually, our subordinate money market fund also has short-term currency products, but it doesn't matter, before the end of this month." I'll ask HQ to design a paypa1 currency product! ”

Ambiguous flashing neon lights, playing with staggered cups, and frantically writhing crowds...... In a high-end bar that targets the middle and high-income groups in Silicon Valley, Song Chen and Gerald? Belu sat side by side in front of the bar stool, swallowing a glass of brandy, and the conversation was very impressive. If someone who doesn't know sees it, they will think that they are very good friends!

Shaking the crystal clear wine glass, Song Chen said unhurriedly: "This matter is not in a hurry, we also need to sort out the feasibility of this business!" Especially when it comes to risk control, we don't know anything about it! ”

Gerald? Belu said with a smile: "If it's a financial talent." We can help! You know, when I was teaching at New York University. There are a lot of good seedlings that can also be introduced to you! ”

Song Chen shook his head and said disapprerovingly: "Wall Street has a deep heritage, what kind of financial talents do you want?" However, there are many people who understand finance, and there are not many people who understand the Internet at the same time! ”

Nodding, Gerald? Belu glanced back at the men and women behind him who were writhing wildly in the music, and he sighed and said, "This is the best high-end bar in Silicon Valley, and every year when I come to Mountain View on a business trip, I stop here to kill my boring time!" Here, many people will vent the tiredness of the day, and I have to say that compared to last year's excitement, there are many fewer people coming here today! ”

Song Chen glanced back and said with a smile: "This year, there are naturally fewer high-spirited entrepreneurs and well-paid employees!" The U.S. government must have a headache right now, and unemployment and a runaway economy are destined to be the keywords of the year! That's it, I'm going home! ”

Seeing Song Chen pick up the blazer placed next to him, Gerald? Belu was surprised and said, "Gone? Not looking for some fun? You don't look like a family person! ”

Song Chen smiled and said, "Although I am romantic, I prefer to hide women at home and enjoy them, although there is no shortage of beautiful women here...... But not to my liking! ”

Towards Gerald? Beilu blinked, and Song Chen added, "What's more, I like virgins!" ”

Virgin? There are really few young girls in the United States who can meet Song Chen's requirements, no wonder he is surrounded by Ashley? Fanning, that woman doesn't have a Western woman!

Gerald? Belu laughed dumbly.

"See you at the airport tomorrow, then! Mr. Beru! Song Chen waved his hand without looking back.

"See you tomorrow!"

……

When Song Chen returned home, it was already 9 o'clock in the evening.

According to the daily schedule of the women in the family, many of them fell asleep, but tonight seems to be an exception. When the car drove into the vestibule, Song Chen saw that the living room was still brightly lit, and the soft and delicate laughter of the women came from the dining room connected to the living room.

"Rest early!" Song Chen glanced inside and said goodnight to the two humming generals.

"We will, but you, looks like there's still a battle to be fought?" Zhuang Murong and Wu Nan said with a smile.

Song Chen scolded with a smile: "Your mouths are getting poorer and poorer, yes, you better get married quickly!" I've been squeezed out of my temper by you! ”

"Haha!"

As soon as he walked into the entrance, he smelled the refreshing aroma of delicious food in the air, and in the distance, Song Chen saw a family of women sitting around the long dining table enjoying supper-Song Chen also saw his precious son who wanted to go to bed early, he was standing on the chair next to Zhang Ruoxi, holding a knife and fork in his hand and pointing at the steak on Jiang Yan's plate and calling something indistinctly.

Jiang Yan, Jiang Hongling, Bai Mengyao, Xu Xiaoling, Li Yinxin, Wen Yixian, Zeng Qian, Fan Xue, and Izui Caixiang ten women sat opposite each other on the left and right, and in front of them were not only Western-style meals, Japanese and Korean food, but also more than a dozen plates of Chinese food.

Because he was facing the gate, Song Can's bright and clear eyes slipped away, and he noticed his father who came in, and he immediately giggled: "Dad! ”

At this time, the women in the family noticed that the male owner was back, and Zhang Ruoxi said with a smile: "Come back so early? I thought you'd be out there at night! ”

Song Chen smiled, lowered his head and kissed Zhang Ruoxi's delicate face, and said heartily: "With you at home, how can I look down on those vulgar fans?" Don't doubt it, that's how I talk to Gerald? Belu is right! ”

"You ask the sisters present, who believes your words!" Taking a sip of wine, Jiang Yan smiled. Because she drank a lot of wine, her beauty was red, and she suddenly had a mature and glamorous royal sister temperament, which made Song Chen's heart pound and her index finger moved.

The other women all covered their mouths and laughed.

Song Chen didn't think it was angry, he hugged his son in his arms and kissed him, he asked curiously: "What day is today, you didn't go to sleep but ate supper?" ”

Zhang Ruoxi smiled: "Cancan doesn't go up and down to sleep today, and everyone happens to be watching TV, so everyone just decided to have a drink!" ”

"Oh!" Song Chen suddenly realized, pointed to the dishes on the table that seemed to be very well done, and said, "You made it yourself?" ”

"Yes, according to the existing ingredients in the refrigerator, those who can cook have gone up and cooked a plate of their own specialty dishes!" Zhang Ruoxi smiled slightly, glanced at Izui Caixiang with deep meaning, and said, "There are many dishes here that are made by Izui Caixiang, and there are also a lot of Chinese dishes, and the taste is okay, it can be seen that she has spent a lot of effort to integrate into this big family!" ”

Although I can't fully understand Zhang Ruoxi's words for the time being, it's still okay to even guess with Meng, being praised by Zhang Ruoxi like this, Izui Caixiang's smile is so bright that it makes people's hearts move.

"Huh, huh? Can Miss Qianjin also cook? Song Chen glanced at Izui Caixiang approvingly, and then looked at Li Yinxin, seeing her looking at him with bright and clear eyes, he teased, "Let me guess, you wealthy daughters may be able to play the piano, but you will definitely not be able to mix spoons without hands!" ”

Li Yinxin glanced at Song Chen, and didn't look at Song Chen, who was hugging left and right with a smug face, but Wen Yixian, who has been cooking since she was a child, smiled and said nothing, looking very confident - when it comes to Korean food, she is the person with the deepest skills here.

Jiang Yan, who is also considered a wealthy family, snorted lightly at Song Chen: "Shaohan, you can't talk about how delicious the food you cook yourself!" ”

Jiang Hongling, who was sitting next to her, asked in surprise, "He can also cook?" ”

Xu Xiaoling said proudly: "Brother Song's cooking is delicious, we have all eaten it!" (To be continued.) If you like this work, (.) vote for recommendation, monthly pass, your support is my biggest motivation. For mobile phone users, please go to M to read.