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Not only did the media have to sing praises to ICQ, but those who had various goals, expectations, or waiting to see jokes were frightened one by one: Hundreds of millions of dollars in sales every day, according to this momentum, isn't it impossible to properly exceed $40 billion a year, or even more than $50 billion?

According to the 0.5% transaction commission agreement reached between ICQ and the merchants settled in the ICQ online mall, ICQ's annual share is almost 250 million!

250 million! Dollar!

With this project alone, ICQ can get a net profit of at least $120 million!

And that's not counting the other ways they make a profit from it. Pen %Fun %Cabinet www.biquge.info± Top Novel,

You don't need to calculate carefully, you can also come up with a very conservative figure: as long as ICQ does not pump its own brain, the net profit brought by ICQ online mall to ICQ will not be less than 300 million every year!

This does not include ICQ's revenues from other businesses.

O Nima! This figure makes many people bad: how many companies in the United States can achieve annual profits of more than 300 million US dollars? For a time, all kinds of envy, jealousy and hatred replaced the previous decline.

Some people are envious and some people are happy, in addition to ICQ, the happiest is those partners who have cooperation with the ICQ network mall project, UPS, USPS and FedEx, the three giants of the American logistics industry, smiled crookedly: 99.99% of the goods sold through the ICQ network mall have to go by express!

Although according to the previous agreement, everyone has to give these packages an ultra-low discounted price, but the discount does not prevent several major express companies from being in a good mood.

The major investment banks that work with ICQ are both painful and happy. What makes them happy is that they can make a lot of money on this project, and what makes them miserable...... Lin Zheng, you bastard! You're going to die if you zoom in on the financing opening?

But the surprise that the ICQ online mall has given to the world - and for many people can also be said to be a shock - does not stop there. In just one month, the daily turnover of the ICQ online store has reached 150 million US dollars. The annual turnover is more than 50 billion US dollars.

Can a platform provide more than $50 billion in annual trading volume? Everyone was frightened by this data, Lin Zheng's phone was busy again, in addition to the thank you calls from several major express companies, there were also Wall Street bankers, in front of capital, those bankers who were usually high up on weekdays could no longer sit still, and took the initiative to send an invitation to Lin Zheng: What a high-quality resource this is?!

Lin Zheng did not refuse, now that he has become a shareholder of East West Bank, even if he has stepped into the banking world. It has become his job to have a good relationship with his peers, for example, now, he has to endure a warm hug with a big fat man who weighs nearly 250 pounds......

"Mr. Puth, I'm glad to see you again."

Saying that, this Pus. Paretti's information automatically came to Lin Zheng's mind: Rise. Paretti is the Chairman and Chief Executive Officer of City Nationals Bank.

As a bank with total assets of more than $10 billion, City National Bank is one of the top banks in the second echelon of the U.S. banking industry, and its comprehensive ranking can rank in the top 30, which is still very powerful.

"Lin. I'm so glad to be able to see you here," I saw Lin Zheng, Pus. Paretti seemed to be very happy, and enthusiastically introduced her female companion to Lin Zheng: "Come." Let me introduce you to a beautiful woman, this is Miss Jones, a famous model in New York. ”

Mannequin? Lin Zheng's gaze subconsciously fell on Pus. On the beautiful woman next to Paredith. It's always more comfortable to look at a pleasing beauty than to look at a big fat man of 250 pounds, right?

He nodded politely to her. Lin Zheng didn't even want to stretch out his hand: "Miss Jones, hello." ”

This Miss Jones is indeed beautiful. If you are not beautiful, you can't be a model, Lin Zheng's gaze stayed on Miss Jones for a moment, and then looked at Puth. Paredita, who weighed almost 250 pounds, sighed with emotion in her heart: Well, a typical beauty and a wild boar, it's a pity, it's a pity.

Boss Lin still underestimated the boldness of this Miss Jones, or Lin Zheng's identity as the fifth diamond king is too tempting for women, feeling Lin Zheng's gaze linger on him for a while, this beautiful blonde model not only did not pretend to be indifferent, but also winked at Lin Zheng provocatively, and gave bundles of spinach in autumn for free.

It's a pity that this beauty's flattery was thrown to the blind man, and her hint was directly ignored by Lin Zheng: Just kidding, if buddy is interesting, will there be a shortage of beauties around? Dude beckons casually, and a woman who is willing to sleep with a buddy can cross the Manhattan Bridge several times, not to mention that you can be Pus. This guy brought by Paretti must have an "important mission".

"Hello Mr. Lin," model Jones said coquettishly, "I'm a big fan of ICQ." ”

"Really?" When this woman said this, Lin Zheng was embarrassed to ignore others, and nodded to her again: "Thank you for your support of ICQ." ”

Pus. Paretti unceremoniously slapped Jones hard on the buttocks, "Hey, baby, go get me a glass of champagne." ”

"Yes, Mr. Puth." This woman was not stupid, she knew that the boss who brought her was going to talk to this young rich Chinese man, so she answered and walked away with her ass twisted.

As soon as Jones left, the banker, who was still proud just now, instantly became extremely flattering: "Mr. Lin, City National Bank hopes to borrow a sum of money from ICQ, how about it?" ”

Borrowing funds? Of course, Lin Zheng would not refuse to make money, and nodded: "No problem, how much to borrow?" Borrow for a few days? What about interest rates? ”

In people's inherent impression, banks are never short of money, but they are only the state-owned banks of our Great Celestial Empire, and in the world, banks that have always given the impression of vampires are often short of money and need to borrow some funds from their peers.

For banks, their main source of income is to issue loans to eat interest, for example, if the bank is now available for lending only 100 million, but there are customers who ask for a loan of 200 million, the funding gap is 100 million, what should I do? Do you want to give up this business?

Of course, it is impossible, and the bank will not give up such a large business, they will inevitably try to get 100 million to meet the loan demand, at this time it is necessary to borrow funds from peers, of course, this kind of lending behavior is required to pay a certain interest rate, depending on the situation, the interest rate of the call is also different, the relevant laws and regulations of the United States stipulate that the short-term lending rate between banks is 1.374% overnight, 2.559% a week, and the short-term lending rate for three days is generally about 2.2%. But this is only one side of the story, and in many cases the three-day short-term call rate can even exceed 5%, and it is not uncommon for it to exceed 10% - this is really usury.

Banks or financial institutions with large positions (such as ICQ now) can lend excess funds in the market, and enjoy the agreed interest income after recovering the funds at maturity.

Banks with small positions borrow money, and they can lend money to customers in this market to make this business.

Pus. The main reason why Paretti found Lin Zheng is the ICQ online mall.

After seeing the abundant cash flow of the ICQ online mall, major banks and financial institutions immediately realized that ICQ is a very good short-term lending object, and now more than 20 banks have established business relationships with ICQ, as long as it is to provide short-term capital lending to banks, and all of this depends on the abundant cash flow provided by the ICQ online mall, so it is no wonder that the CEO of the City National Bank is extremely flattering to Lin Zheng.

"Really? Are you really willing to borrow? "Puth. Paretti was obviously not as happy as Lin Zheng promised, and was suddenly overjoyed, rubbing his hands. Paretti said to Lin Zheng with an expectant face: "That's right, we need 200 million US dollars, the borrowing time is three days, and the borrowing rate is 2.2%. Mr. Lin, what do you think? ”

As long as Lin Zheng agrees to lend the $200 million to the National Bank of the City, he can make a net profit of $4.4 million, which has to be said to be a very cost-effective business...... At least that's what it seems.

In the ICQ online mall project, a very important source of profit is to lend money to the bank, that is, the bank's short-interest loan. Lin Zheng did not refuse directly, but said to him: "Of course, of course I am interested, but ......"

The last "but", Lin Zheng's tone was very long.

"Look at my brain......" As a successful banker, Puth. Of course, Paretti is not stupid, he patted his head "suddenly", and said to Lin Zheng apologetically: "That's the case, we have negotiated a big deal, but the position of the City National Bank is not very sufficient, not enough for us to have a sum of money that can be recovered immediately, I promise you that I will definitely return this money to you in three days......"

"No, no, no, Mr. Puss, that's not what you're talking about," Lin Zheng looked at Pus, who was deliberately pretending to be stupid. Paredith smiled, "I'm talking about interest rates. ”

**！ This damn vampire! Pus. Paretti scolded fiercely in his heart, but no matter how he scolded in his heart, he had to pretend to be stupid in the face of Lin Zheng, who had a large amount of money in his hands: "Mr. Lin, is there anything wrong with this interest rate?" The three-day call rate is 2.2%, which is the practice in the industry. ”

You treat me like a rookie? Lin Zheng smiled: "Mr. Puth, 200 million US dollars is not a small amount, you have found a lot of banks, but unfortunately the risk is too great, everyone is a little worried, right?" With an interest rate of 2.2%, do you think you can borrow money? (To be continued.) )r527

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