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Back at the richly decorated villa, Zhao Lin said hello to her mother, sat on the sand and hung up a long-distance call to her father who was far away.

"Computer room?" The voice on the phone was low and majestic.

"yes, Dad, you've heard of it?" Zhao Lin asked curiously.

"Well, I've heard that the profits are extremely high! But! There is also dirt and dirt, most of them do not have business licenses, cultural permits, so what does your friend have to do with you? ”

Hearing his father's tone of dissatisfaction, Zhao Lin stuck out his tongue, knowing that his father, who had always been upright, was unwilling to help, so he explained: "Ruoxi's boyfriend, his family has suffered some changes, and his parents are divorced......"

After exaggerating Song Chen's situation, Zhao Lin said, "Dad, help!" ”

"Humph! If it's Ruoxi's girl, it doesn't matter if you help a group......" Zhao Desheng snorted lightly, "I know, I'll call a friend in Dongou City later!" Daddy had this beforehand and hung up! ”

Zhao Lin smiled and made a gesture of victory.

Unlike Zhao Lin, who cares about whether she can fulfill her favor, Zhang Ruoxi, who solved the financial problem for her boyfriend, can't sleep at home. Lying on the bed tossing and turning and unable to sleep, I had no choice but to wear cotton pajamas to the living room to watch TV back, but I happened to see my mother Zhao Yingying, who was about to bring a pot of tea to her husband.

Zhang Ruoxi's expression moved, so she smiled and took the pot of tea in her mother's hand: "Mom, I'll help you!" ”

"Hehe, it's rare to see you so proactive, okay! Be careful not to get hot! Zhao Yingying reminded her, and after her daughter entered her husband's study, she turned around and left to go back to the room.

"Daddy!"

Zhang Hua, who was dealing with today's text, raised his head and saw his baby daughter walking in with a teapot with a smile, and seeing that he raised his head, Zhang Ruoxi picked up the teapot and signaled.

Zhang Hua smiled and said, "How can Ruoxi in my family be so well-behaved in serving tea and water to my father?" It's a rarity! ”

"I've never done the same before!" Zhang Ruoxi curled her lips and glanced at her father, put the teapot on the mahogany desk, and then carefully picked up the delicate teacup and poured it for her father. Seeing that her father was concentrating on Wen Jiàn again, she shook her lower lip and asked softly, "Dad, I have a question for you!" ”

"Huh? All right! You say, Daddy, listen! Zhang Hua put down the pen with great interest, crossed her hands on her abdomen and leaned comfortably on the chair, looking at her daughter kindly.

Zhang Ruoxi groaned and said Song Chen's plan, Zhang Hua listened, pondered for a moment, and said with great interest: "Really? Opening an Internet café is so profitable? You can send someone to find out about this! ”

"Is it really achievable?" Zhang Ruoxi asked.

"If you follow your assumptions, even if it's only 5 dollars per hour and 10 hours of time on the plane, it's a huge return on investment! Well, it seems like a good investment plan! Zhang Hua said again with interest, seeing that his daughter was stunned, he suddenly blushed and said, "This year's Southeast Asian financial crisis, domestic and foreign orders have been greatly reduced, and the company has also been greatly affected!" This time the problem is very big, and it also reminds me that the company is too dependent on foreign trade, which is too risky, and the diversification of investment can ensure that our Zhang family will not be blown down by the wind at one time! I had such a plan a year ago, but I have been delayed by the continuous entertainment! ”

"That's right!" As he spoke, Zhang Hua seemed to have only now remembered a question, "Why did you suddenly ask this question?" Your friend is planning to do business in this area? ”

"No... Nope! Zhang Ruoxi hurriedly shook his head, "There is a classmate who plans to drop out of school and start a business, and I think it's interesting, so ask!" ”

Turning around and sticking out her tongue, Zhang Ruoxi put her hands behind her back and pretended to go back to sleep with a relaxed face.

Zhang Hua was dumbfounded, looking at his daughter's back, he touched his chin and muttered: "Maybe I should find someone to understand Ruoxi's boyfriend, and I don't know what kind of person he is, dare to snatch my baby daughter!" ”

……

On January 25th, the weather was exceptionally sunny today, and the breeze rarely blew through the "tin box" commercial house, and the room with the open window was greeted with a cool autumn breeze.

It was such a beautiful day, Zhao Lin brought good news to Song Chen, and left a landline phone on the phone. Song Chen followed the phone and quickly negotiated a meeting time with someone from the Agricultural Bank.

Standing in front of her son, Li Wan sorted out the clothes for Song Chen with a complicated expression, seeing that his expression was indifferent, as if he did not have a trace of consciousness of mortgaging all her net worth, she sighed deeply, and was about to speak, but saw her son smile and said: "Mom, I'm not conceited, let alone hot-headed, I know very well what I'm doing and what kind of results I can achieve!" Believe me, I wouldn't have put our house as a bet without absolute certainty! Your son is not crazy! In the last sentence, Song Chen winked at Li Wan easily.

"You're not crazy, but Sun Monkey! No toss uncomfortable! Li Wan was amused by her son, and couldn't help but spread her eyebrows and smile.

"Hee-hee, my grandson monkey can't run out of the palm of your hand!" Song Chen stared at his mother with deep meaning and teased, he always knew that his mother was worried that he would not be able to stand it and return to the Song family.

Li Wan didn't seem to understand the meaning of Song Chen's words, so she just chattered and said: "No matter what business you do, it's good that people should be safe, if you have time, you can take Ruoxi's child home, and we will have a meal as a family!" ”

Song Chen's face flushed, and he said curtly: "Mom, it's normal to have a boyfriend and girlfriend in college, and there aren't many people together after graduating from college!" So don't rush me if you don't have a word! ”

Li Wan squinted at her son and snorted softly: "I don't know about other people's families, but are you still a college student?" Xiaochen, from today onwards, you will be a little adult who has entered the society and can stand up to the sky! ”

Song Chen was slightly stunned when he heard this. He smiled and nodded, his expression confident and determined.

……

Yuan Like is about 30 years old, a local, after graduating from university, he went to the civil service examination, was assigned to the branch of the Agricultural Bank of China on Xiaonan Road, and after a few years as a loan officer, he was promoted to the account manager of the credit department of the branch. For a person with a small background, he cherishes his current position.

This morning, he was called to the office by the president of the branch, and personally ordered to pay attention to a person named Song Chen, who thought it was the president or someone's relative, who knew that the president said vaguely "help as appropriate", Yuan Like immediately understood and left, and soon Yuan Like received a call from Song Chen from home.

At 9 o'clock, in the café near the bank, Yuan Li could see Song Chen's person, and he quickly understood why the president said that he would help as appropriate. Because the boy in front of him who is less than 2o years old has no background at all, the reason why the president will come forward may be because of a favor that a certain big man has to do, right? Maybe it's a friend's side? Yuan Li guessed in his heart.

"Nice house! It's close to here! It's only a few steps away from our bank! ”

Studying the real estate certificate handed over by Song Chen, Yuan Like nodded affirmatively and said in a deep voice: "Although I am not an appraisal company, according to my years of experience, I can estimate about 25oo per square meter!" Of course, the appraisal company may not give you such a high appraisal price, which is in the range of 21oo-22oo blocks, with a total value of about 160,000 to 170,000. ”

The house was more expensive than he thought.

Song Chen breathed a sigh of relief, forced a calm smile and said, "Mr. Yuan, then according to the bank's regulations, how much can I borrow for my house?" ”

"It's your mother's house, Mr. Song!" Yuan Like smiled slightly, and casually corrected the mistake in Song Chen's words, "The information you brought is very detailed, the household registration, your mother's ID card and your ID card are all available, but the fixed income certificate information is missing... Not a big problem! ”

Groaning, Yuan Like looked at Song Chen and said, "In principle, there is no need to mortgage private real estate in the credit market now, but since someone cares about it...... I'll try to help you as much as I can! Oh yes, Mr. Song, I don't know what your relationship is with President Cui of our bank? ”

If it was Song Chen in his previous life, he was afraid that he wouldn't know how to speak, but after crossing over, especially Song Chen, who had an epiphany in the hospital, naturally he wouldn't say stupidly: I don't know President Cui!

He smiled slightly, didn't mind pulling up Zhao Lin's banner, and said lightly: "President Cui, I know him, he doesn't know me!" But it doesn't matter, my good friend can point it to him, presumably this little favor Governor Cui doesn't mind! ”

Hello friend is so awesome? Since it's so awesome, why does the president still have to use the word "discretionary", he has already ordered me! Yuan Li was full of slander, but he thought that since the other party's "good friend" could find the branch president accurately, the energy was indeed unfathomable! Nodding kindly, Yuan Like expressed his understanding.

"In view of the information currently available, with a loan limit of 7o%, it can be estimated that our bank can provide a loan of about 120,000 yuan to you, do you plan to apply for a short-term loan or a medium and long-term loan? How to repay? ”

Song Chen, who had already made a calculation, said categorically: "Long-term! Mortgage for five years! Equal repayment of principal and interest! ”

"Five years, 1o.53 years!" Yuan Like did the math for a moment, nodded and said, "A total of about 155,000 will be required for five years with interest, and this result will change up and down with the appraisal company's valuation of your suite, but the difference will not be very big, is it acceptable Mr. Song?" ”

Yuan Like nodded with satisfaction and said with a smile: "Okay, I'll contact the appraisal company to evaluate your house as soon as I go back to the bank." Just now is my approximate estimate, the specific amount will be notified to you at that time, others will take two weeks and a month, as for you, about three or four days, you will be able to get the payment! ”

Song Chen was overjoyed, stood up and handed it out and said with a smile: "Then trouble Brother Yuan!" ”

This person doesn't look like a 19-year-old boy, but like an old fritter who has crawled and rolled in society! Thinking in his heart, Yuan Like didn't refuse Song Chen's set, the two shook hands and shook their smiles: "I'm older than you, so I'll call you Xiao Song!" ”

"Hehe, the two of us should be more intimate in the future, it's better to be the younger brother at night, how about inviting Brother Yuan to drink at the Hyatt Bar?"

Yuan Like originally wanted to refuse, but suddenly thought that there was a great big man behind this smiling boy, so he smiled and nodded: "That's good!" It's been a long time since I've been to a bar for a pastime! ”

"At 9 o'clock in the evening at the Hyatt Bar, see you or not?"

"See you or leave!"

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