Chapter 85 Private Debt Collection
At this time, Zhang Qiusheng didn't expect to let the first class of high school make weight loss products, all of which were middle school students who were not able to engage in those chemical formulas or something. I thought about it in my heart, and it was over, and I didn't take it seriously. It wasn't until he saw the words Qilin City Plastic Twelfth Factory on this truck that he thought of the hula hoop. This high school freshman class can do it, it's just a matter of how to sell it.
The most critical problem in selling hula hoops is to create momentum, which is the so-called leading fashion trend. In this regard, the first year of high school also has a bit of an advantage, and there are more than a dozen girls in their class who are super good looking and in shape. Pulling out and making such a stop on the street, and then hularing and turning, it will definitely attract attention.
It's a pity that there are more boys and fewer girls in the first year of high school. But it's not a big problem to find a few more in other classes, isn't there a lot of girls in many other classes dancing ballet? "Can you make plastic pipes into loops?" Zhang Qiusheng asked with his hand comparing the size of the hula hoop.
"Oh, you want a hula hoop?" Director Hou actually saw at a glance what Zhang Qiusheng wanted. It shows that he knows the problem well. Sure enough, the director of the waiting factory then told Zhang Qiusheng that their factory had made a hula hoop. In the past few years, the efficiency of their factory has not been good, and they brainstormed to find a way. It turned out that some people in big cities played this, and they thought it was very good, and the process was very simple. Although I think this thing has a small cost and low profit, it needs to be made in quantity to be effective. But mosquito legs are also meat, so I also made a batch. But it can't be sold at all, and it has been pressed in the warehouse. Qilin City is too poor, has a small population, is conservative in thought, and can't play, so the economy can't get up.
Zhang Qiusheng greeted the factory director, how much does it cost? The director said casually: "You want to buy? I'll give you one or two tomorrow, no money. When I figured out that Zhang Qiusheng was going to wholesale, not buy one or two to play at home. Director Hou said: "The cost of this thing is very low, only five cents a piece." However, if you want to wholesale less than 1,000 pieces, you have to pay 8 cents a piece. About 5,000 can cost about 7 cents, and about 10,000 can cost 6 cents and 5 cents. "Director Hou didn't expect Zhang Qiusheng to do any big deals, so he said the honest price.
Zhang Qiusheng stretched out two fingers to the waiting director and said, "Two questions." One is quality. Is the current situation of your factory caused by poor quality? Of course, I'm also talking nonsense, you must say that there is no problem with the quality of your factory. Second, how many hula hoops do you have in your factory now? ”
Director Hou smiled bitterly and said, "Your first question really can't be answered. It can only be said that our factory now has a backlog of about 50,000 hula hoops. What, do you really want to wholesale? Zhang Qiusheng lowered his head and thought for a while and said to the factory director: "I want to go to your factory to see what the quality is, so as to decide whether it is wholesale or not, and how much to wholesale." ”
Director Hou felt that there was a way, and this middle school student did not seem to be mortal. He patted his chest and said, "Just go and see, the quality assurance is fine." However, this car ——? Zhang Qiusheng had already noticed that Hu Bin was driving Su zhì too badly, and he ran away without pulling out the key. Zhang Qiusheng got into the car and said to the two factory directors: "Come up." He shouted at the noisy crowd at the corner of the building: "Li Weijun, He Qiang, I'll drive away!" He didn't wait for the two of them to answer, and drove away.
On the way, the factory director said how he owed the money. The efficiency of the factory has been declining year by year, and by the end of last year, it was no longer able to open the pot. The factory could not mobilize middle-level and above cadres to raise funds for a period of one year. Ordinary employees can also participate if they wish. The reason for this was because I was looking for a good project at that time - PVC pipe. This is a new product with wide prospects, and it is also a product that the state began to promote in the early eighties.
As soon as the efficiency of the factory is poor, the workers are poor, and a total of more than 200,000 yuan has been raised. The factory director had no money, so he borrowed 20,000 yuan from a friend. In these years, people are poor, and friends have nothing to do. Seeing that the factory director had no money to repay, this friend sold the IOU to Wang Shaoyang and his gang before it expired.
The plastic factory successfully tested PVC pipes. In fact, the PVC pipe process is not difficult, and the investment does not require too much capital, even the purchase of equipment and raw materials only costs 700,000 yuan. The 200,000 yuan raised was 50,000 yuan during the experiment, and the actual funding gap was only 500,000 yuan.
But these 500,000 hard lives in the 12th plastic factory. They can't borrow money at all. They already owed more than 5 million yuan to the bank and could not repay the loan, and the factory land, machinery and equipment were all mortgaged, and they could no longer take out anything valuable as collateral. The office is ready to give up, and let their factories close down at any time. In this case, no brother unit is willing to provide them with guarantees. In short, they are now dead.
But the factory director is really unwilling. He took over the 12th Plastics Factory when the factory was already going downhill. The director is not so great, and he dedicates himself to what cause. He is simply interested in the broad application prospects of PVC materials, if they can get on this project as soon as possible, they will be saved by seizing the market opportunity.
It is difficult for a good woman to cook without rice, and she can't get on a good project without money. Now it's just a matter of catching their breath, waiting for the day when their superiors announce their closure. All the manager has to do now is to protect the remaining assets in the factory. At least don't be a scapegoat, the factory closure always has to be held accountable for some people's faults, the so-called yellow dog stealing white dog as a disaster.
If I hadn't met Zhang Qiusheng today, this car would definitely not have been recovered. And whether this will be an excuse for him to be a scapegoat, who can say?
According to the introduction of the factory director, there are now some people in Qilin City who specialize in collecting debts for others. Some of them even want to set up a "debt collection company", but the law does not allow it. In this way, collecting debts for others has become a business on Qilin Road, and Wang Shaoyang and his gang are one of them.
Some people say that debt collection can be considered a transaction? The answer is that it is not only countable, but it is a big deal. In the early nineties, the intertwined triangular debt had become a problem that plagued economic work. According to some data, between 1991 and 1992, the scale of triangular debt accounted for one-third of the total bank credit.
The reasons for the formation and disappearance of triangular debt are complex, and until now researchers have different opinions. We're just telling stories, so there's no need for in-depth theoretical discussion here. At that time, some experts pointed out that triangular debts not only hindered economic development, but also corrupted the social atmosphere, increased factors of social instability, and bred the spread of criminal syndicates and evil forces and corruption.
Someone else said, you're fooling book friends. It is natural to repay debts, and if you don't pay back the money, you will go to the court to sue him. Theoretically, this is certainly true, and collecting debts according to law is the most correct way. But the reality is far more complex than the theory. First of all, debt collection according to the law must go according to the procedure, and many people cannot afford to pay this time cost. The factory is waiting for the rice to be put into the pot, how can there be time to slowly consume? Secondly, there is always a risk in litigation, and the lawsuit may not be won, and winning may not necessarily be able to be executed. The reasons for this problem are well known, so I won't say much.
It is in this context that the private debt collection business has quietly emerged. Folk debt collection follows the principle of debt collection, not to invite guests to dinner, not to make a fuss, not to embroider and paint, and not to be so polite and courteous. There is no procedure for private debt collection, and it is generally agreed with the creditor in advance, and the money to be recovered is three-seven, four-six, or even five-five, which basically depends on the difficulty and ease.
Then there is the cold face and ruthless autumn wind sweeping the leaves, and the thunder is crisp and neat. If you don't give money today, you will see red. You owe 5,000 to a private person, right? Do you want money to kill you? Okay, I don't want the money anymore. Life? I don't want your life, why do I want your life? A thousand buys you a finger, and today cut off five fingers. Are you going to cut off your left hand or your right hand? You also don't have money, and your money was taken away by your wife when you divorced? Okay, she's not your wife anymore anyway, I'll take her away now.
Is it the public that owes the debt? That's better. The land and factory can't be moved, and we will help you sell the backlog of products. The money from selling the backlog of products is not enough to pay off the debt, isn't there still a car machine? We helped you sell the debt.
Many creditors take the road of private debt collection, that is, they are more profitable than the courts, and dare to do anything. Beatings, kidnappings, extortion, and more. Therefore, the collection of debts by the people has corrupted the social atmosphere and fostered the arrogance of the underworld.
Wang Shaoyang and his gang are specifically looking for factories and mining enterprises to collect debts. Unless someone has something good at home that they are worried about, they generally do not do the "business" of collecting debts from private individuals.
On Qilin Road, Wang Shaoyang and his gang are not the most powerful because they are relatively young, but they are undoubtedly the most shrewd. The amount of private debt is generally not large, and even 55 percent of the debt does not get much oil and water. What's more, private individuals really dare to fight with you for their own interests. The public debt is generally larger. As the saying goes, a skinny camel is bigger than a horse, and there is no money on the company's books, and they also have a backlog of products, machines and equipment. Besides, who would work hard for the affairs of the public family?
Wang Shaoyang is not absolutely unaware of private debts. Some debtors who really have no oil or water, and who cry and beg when they see their creditors, are generally reluctant to borrow this kind of work. But Wang Shaoyang took it. He likes to see people cry and kowtow in front of him.
Today, Li Weijun and the three of them took advantage of the 12th Plastics Factory to get off work, and they ran to the driver's neck to force him to hand over the car keys. They need a car so badly.
Li Weijun and He Qiang watched Zhang Qiusheng drive the car away. Anger, incomparable anger burned them. Zhang Qiusheng, you are cutting off people's financial paths, and you have greatly broken the rules on the road! When they scolded Zhang Qiusheng, they just forgot that they themselves were the most unabiding. But people are like this, if they don't follow the rules, they will be angry if others don't follow the rules.
Angry, scolding, but there is no way to do it. Zhang Qiusheng is not a Taoist. Together, they beat him.
Wang Shaoyang and his gang are the most unbearable. If they are angry and can't get back to the field, they will never hold back in their stomachs and make themselves uncomfortable, and they must find a place to work. Of course, you can't let go of the ready-made punching bag in front of you.
Li Weijun and He Qiang rushed towards the man of the family and immediately fought. Although the man in this family is weak, although he has never fought. But in the face of such a deception, he was too desperate to fight hard with Li and He. Can't fight? There will be no fight, I will hold you and bite with my teeth!
Li, He is unreasonable, this family is defending dignity. The battle was fought without fancy fancy, but it was extremely tragic. After a hundred days of broken muscles and bones, Li Weijun's arm was still not good, and he was held and rolled on the ground by a man in his fifties by the head of the family. He Qiang was also held and rolled on the ground by this family's son, a young man in his twenties.
The most tragic thing is that just as the horse-faced old Hu was about to kick the man who was rolling around with Li Weijun. The old man in his 70s and nearly 80s of this family pounced, hugged Lao Hu and then fell down together, and the old man bit Lao Hu's ear deadly.
This woman's family also got into a mess with Hu Bin's mother. This woman is nearly fifty years old, and she is not Hu Bin's mother's opponent at all. But Hu Bin's mother suffered a loss because her pants were not fastened, and her combat effectiveness was greatly reduced, so that this woman barely fought with her. This is a battle to the death. Onlookers simply couldn't pull them away.
The flamour that had lost its leaves on the edge of the square stretched its bare branches into the clear night sky, and it seemed to be a silent cry that seemed to tell the injustice of the ages, why should the stars be high and I should be rooted in the soil? The deep blue night sky is full of stars. Xing'er blinked and looked down, as if in response: I don't understand this, I don't understand either.
The perfume moons in the building next to them are trying to bloom their last splendor of the year. The strong fragrance mixed with the stench of Hu Bin's mother's yellow and white things made the air in this square seem so weird.
In the speakers of the dance hall, Meng Tingwei was singing: "How many good sisters do you have?" Why is every sister so haggard - "like crying, like complaining, like love and hate."
Ignoring the things around them, the middle-aged and elderly people who only danced ballroom dancing in pairs were sticky and slimy, grinding and chattering, full of interest, and had endless fun, and walked slowly around the square counterclockwise, slowly, slowly.
Sirens sounded in the distance, getting closer and louder. The police finally arrived. A police car creaked to a halt where Hu Bin had parked. The two policemen got out of the car and walked towards the crowd that was beating the ground.
The two policemen stopped as they approached the corner of the building, turned and headed for the dance floor. They couldn't stand the strange smell and decided to bring the fighters here for interrogation.
A police officer called the dancer to turn off the stereo. The old man playing the stereo was reluctant. I've done revolutionary work all my life, and I'm almost good at dealing with that horse-faced person, so am I still afraid of the police?
The old man stiffened his head and asked the police: "The city government has a document prohibiting dancing?" You take the text to me! "Huh? The police didn't expect the old man to ask: "No, no"
So why do you want me to turn off the stereo? Well, you see, there's a fight over there, and we're going to question the person here.
The swearing words and quarrels were heard clearly by both sides, and they didn't think that my sound was getting in their way. What kind of ears are you a police officer? Are you not as good as the ordinary people as a policeman?
The average old man is afraid of hooligans. The hooligan is unreasonable, and he slapped him in the face if he didn't say the right word. But the old man is not afraid of the police, you can still arrest me if I didn't break the law?
The police mustered up the courage to brave the foul smell and take all the people who were fighting to the police station.
Fa Wu still unrelentingly stabbed its bare branches into the deep night sky, the stars were still blinking, and Meng Tingwei was still singing like a resentful woman: "Is every happy red face your sad sister in the end." Her heart is broken, my heart is broken—"