0211 Birth of PayPal (Request for a monthly pass)

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[Too many trivia, the update is late! ] Today, there is no ...... Look at everyone's monthly pass! 】

Watching his classmate clutch his head like crazy, Jeffrey? Thomas smiled bitterly, and waited for Ashley to leak before he cautiously asked, "How could Song Chen refuse your beauty, didn't he say that this person is very?" ”

"He's really!" Ashley gritted his teeth, "But he's also a self-esteemed bastard, and he looks at me like a prostitute!" Sooner or later, I'm going to make him pay! ”

Jeffrey smirked, "Really? But Ashley, I've already reminded you, although you are young and beautiful, but Chinese men have always been traditional, and you take the initiative to come to the door like this......"

"Shut up! Jeffrey, you bastard, hurry up and figure it out! Otherwise, you, me, and Ollie won't be drinking the Northwest Wind before long, unless you're going to have your girlfriend serve that three-hundred-pound fat pig! ”

Then, Ashley's penetrating shouting rang out in the newsgathering van!

A golden beauty carrying a McDonald's bag followed the voice into the cab, looked at the racing Ashley through the back window and asked her boyfriend, "What's wrong?" Ashley looked depressed, which is really rare, at New York University, the men who chased her were lined up from Manhattan to San Francisco! ”

Jeffrey? Thomas shrugged his shoulders and grimaced: "There was just a guy who wasn't tempted by Ashley, so ......"

"Oh! Hit! That's a rarity, hehe......"

"Shut up, Ollie!" Ashley glared at Ollie viciously? Christinson glanced at him, stood up and paced back and forth on the carriage full of camera equipment. Geoffrey looked at her frowning and thinking about the way forward, and couldn't help but laugh and said, "I said, Ollie, we're just that, we need to work hard to live by ourselves after all, you are ......"

"Shut up!" Stared at Jeffrey coldly, full of momentum! As if if he continued, she would cut out his tongue.

"What's next?" Ollie smiled, "Without news material, it's not good to go back and see Christopher, a perverted pig!" Maybe we can try to find another newspaper, or even open our own? ”

Jeffrey smiled bitterly: "Where do we get the money, let alone buying equipment and equipment, even rent and food are problems!" ”

Looking at the buildings in Chenxing Park through the car window, he said enviously: "If I knew that technical engineers were so popular, I might not have entered the news industry!" I heard that American Chenxing not only provides free accommodation, but also three free meals, and is even ready to recruit top caterers, what a lucky guy! ”

"You know how to cook, so why don't you go inside and apply for a chef?" Ashley gave Jeffrey a blank look, patted the car and the cab baffle, and sighed, "Let's go back first!" The guy asked me for a business card, and I think there's still a chance! ”

Ashley didn't know that Song Chen handed over the business card to Zeng Qian, with the original intention of letting her keep it safe. After Wang Xiaoxue learned about it, she threw the business card into the trash can, and scolded Zeng Qian: "Stupid, I don't know how many men such a woman has slept with for the news, and what if she is touched by Ah Chen, what if she gets any disease?" Even if there is no disease, if there is a woman like this, our favor will be a little less, how can we be so sincere? Look at me, as long as you don't remind me, this man will forget about this woman in a few days......"

Sure enough, as Wang Xiaoxue expected, although Song Chen was impressed by the woman's figure, what impressed him even more was Li Xinyu's fruitful ** and her status in Samsung! So Ashley? Fanning, a beautiful woman, disappeared from his mind not long after, until he returned from his engagement in China......

……

Unlike Goog1E, PayPa1 is still in the technical development stage and has not even completed product testing. Therefore, although the registration of the wholly owned subsidiary Paypa1 has been completed, the management team has not yet been formed.

However, compared with goog1e, paypa1 because it involves sensitive financial data, so it accommodates more geek culture in the technology, and the security engineer who has a hacker background has very strict requirements for security, and the product is not allowed to have fatal vulnerabilities, which means an irreparable disaster for third-party payment.

"Next week, we can start testing! It will be put into commercial operation by the 25th at the latest! "In front of a computer, Paypa1 Technical President, future Xi Executive Logge? Filip briefed Song Chen on the current process of paypa1.

"The operation is not rushed, the most important thing is the safety and perfection of the product!" Looking at the simple interface of paypa1 on the display, Song Chen frowned slightly, drew a circle in the air against the screen and continued, "There is also a good user experience!" Especially the Deng6 interface, to give people a sense of exquisite design, but also to take into account the overall simplicity, do not have too many elements! ”

This is the impression that Alipay gave to Song Chen in later generations, although the Chinese and American cultures are different, but the pursuit of beauty is the same. Song Chen is a layman, I don't know if the current technical support does not support some dynamic displays, such as whether the F1ASH technology has been opened? But he didn't ask, he didn't need to ask the technical designer what to do, he just explained the main points.

A little white girl took a notebook and wrote down the key points mentioned by Song Chen.

"What patents have been generated during the whole opening process?" Song Chen asked.

Everyone in the company knew that Song Chen attached the most importance to technology and the patents generated by technology, so he quickly pulled out an A4 document with a clip from his armpit and handed it to Song Chen. Song Chen took a cursory look, and the first page was a list of tables, about two dozen of them, of which more than ten were core patents, involving online payment and security protection, and the back was a specific description of the patents.

"It's not complete yet, if you follow the specific functions described by the boss some time ago, as well as the interface design, I think we will generate one to two hundred patents." Logge explained.

Song Chen nodded. Although he doesn't know the specific appearance time of paypa1 in the previous life, he thinks that it will be either this year or next year, and it is necessary for him to nip the ideas of these founders in the bud, which is why he is so eager to ask for the opening time of paypa1.

Now that there is payment, all that remains is to find a business channel for Paypa1. In the United States, there is no need to worry about being plagiarized when making a product, because it is protected by patents. Of course, competitors will try their best to circumvent patents, but it will take some time. Therefore, the most important thing for PayPa1 is to open up the market as much as possible and capture the vast majority of the market share in a blank market.

"Have you ever thought about how to open the market?"

"Yes!" Logge looked confident, "eBay, Amazon, Netoapedia...... All markets that require third-party payment are the marketplaces of our Paypa1! At least for now, yes! [Note: ebags was born in 1999, here is a bit earlier, in fact, 1999 is not the year of China's Internet!] 】

Logge is confident that it is a good thing, but Song Chen does not want the other party to be blindly confident: "Just like we Chinese like cash on delivery for various reasons, as far as I know, you Americans like to pay by credit card!" We have to think about competing with Visa, Mastercard! ”

Chinese like cash on delivery, not because they like this payment method, but because of the helpless choice of payment and integrity is not in place, if they can solve the problem of payment and integrity, I believe they are happy to use convenient online payment. Unlike the huge savings funds of Chinese, Europeans and Americans advocate early consumption, and they will use credit cards to brush off the balance and then consider the problem of repayment, which is determined by the salary level and consumption level of China and foreign countries!

"That's a problem!"

Song Chen smiled: "You don't need to think so much now, first open the product and then think about marketing!" Before that, though, you have to take into account some business leaders like Amazon Jeff? Whether Bezos will tolerate third-party payment issues, these things involving business competition, you must also consider carefully! ”

Logge nodded cautiously, indicating that he understood.

Just when the flood peak in the Yangtze River, Nenjiang River and Songhua River basins in China reached its highest point and was about to burst. On July 23, 1998, it was launched in a low-key manner. As a wholly-owned subsidiary of Chenxing in the United States, and also the world's first third-party payment, for the time being, there is no need for a license such as a qualification license, the first thing PayPa1 went online was to reach a cooperation agreement with the National Trust Savings Bank of the Americas, with Bank of America as the acquirer of Paypa1, and each transaction fee is about two US dollars, and PayPa1 charges transaction fees to merchants in need.

The second thing is that Song Chen visited the headquarters of eBay in San Jose, not far from Mountain View. Schol was full of interest in Song Chen's visit, and was even more interested in Paypa1 in Song Chen's hands.

Of course, it will take time to observe.

When Song Chen proposed to make PayPa1 a payment channel for eBay online transactions, Jeff? Skor didn't think much about it for long before nodding principledly. Previously, eBay had similar basic payment terms in China, with three payment channels: credit card, cash on delivery, cash or check remittance, and if PayPa1 could increase the convenience and way of online shopping, Jeff? Naturally, Score and eBay investors were willing to work with Song. [Note: In this book, China already has credit cards for online payment]

Logg, who was promoted to executive officer? Filip offers a payment method that supports the eBay transaction system based on the API interface provided by the other party. As a result, PayPa1 has completed an overnight transformation and has begun to have very considerable profit prospects. (To be continued.) If you like this work, you are welcome to come to the starting point to vote for recommendation and monthly passes, and your support is my biggest motivation. )

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