It is not an exaggeration to say that Alipay is an online bank, because Alipay can do too many things, such as recharging mobile phones, as well as online shopping payments, and saving money, etc., there are many, many more, but Tang Hao knows very well that Alipay is not mature enough.

Maybe it's a bit too much to say that it's not mature enough, but the so-called maturity in this is nothing more than real development and growth, I'm afraid that many people now use mobile phone payment to use most of the bank electronic transfers, and there is still a distance from using Alipay.

It doesn't matter anymore, as a reborn person, Tang Hao deeply knows that in the coming days, Alipay will enter people's lives, and for many people, how big the impact will be, especially with the popularization of smart touch screen mobile phones, how many users use Alipay.

In the previous life, there was a number of jù showing that in 2013, Alipay's users exceeded 100 million!

100 million is such a big number, China has a population of more than one billion, 100 million users, that is, one-dozenth, you can exclude some old people and children, and there are many people in the remaining age group, but 100 million users, that is also a number that people can't believe.

Alipay was originally created by Ma Yu, and at the beginning it was promoted and implemented with Taojin.com, and the two originally belonged to the same company, but later they were separated and formed an independent company, which still belongs to the same camp as the group where Taojin.com is located.

Tang Hao is very clear that in the future of mobile phone or network payment, Alipay will not be opened, and now it is obvious that Ma Yu has begun to work for Alipay, and has the idea of promoting overseas, so he naturally wants to share a little benefit.

If you ask. Is Alipay safe?

Tang Hao can sue you with great certainty. Alipay is not secure.

Why say it's not safe. Because if you are using Alipay on your mobile phone, then your mobile phone is bound to Alipay, but if your mobile phone is stolen or lost, let people open it, then people can use your Alipay to pay, and it is your money that is spent.

This example has not happened in previous lives, and there are many, many more, but there are many more examples in front of us.

Tang Hao's previous life was in Huashenbei, S City. I have heard people say that some people's mobile phones are broken and repaired, but the result is that they have a bank account number, and the Alipay balance is stolen, and the reason is naturally that the mobile phone is on the Alipay.

This is a security vulnerability without a doubt.

Obviously, Ma Yu is also aware of the risks involved, and at this time, Tang's Technology Company launched the COS operating system, which is bundled with a fingerprint system.

The fingerprint system is a part of the COS operating system, but it can also be said that it is not a part. There is a qualitative difference between the two, and it can also be separated.

Ma Huateng has already benefited from the fingerprint system. The risk of the cloud is reduced to very low, and the possibility of customer information theft is not said to be zero, nor is it too high, even if it is stolen, it is difficult to crack it.

It is impossible for these Ma Yu not to see it, so if you put another lock on Alipay, I am afraid that the fingerprint system will come in handy.

In fact, Ma Yu's group has long been aware of this, no, an internal resolution has been formed, that is, to cooperate with Tang's Technology Company, as much as possible to integrate the fingerprint system into Alipay, and the other is to vigorously promote the Alipay application in KT mobile phones.

The security performance of KT mobile phones has been verified, among many mobile phone brands, KT mobile phones dare to say second, absolutely no one dares to say first, because so far, although it has only been on the market for so many months, but no one has been able to crack it.

Isn't the crazy phone advertised as having strong security performance? But there is a person who blocked the old guy Jobs, not their people from the United States of America, and the new system version was directly cracked not long after it was launched, which I have to say, it makes people have a headache and laughs off people's big teeth.

Tang Hao has reason to believe that when the COS operating system was launched, there were countless people involved in cracking it, including many of them who were crazy companies and companies where the Desk System was located, and they were peers, whether it was to understand the opponent or for future plans, they would participate in cracking the COS operating system, and as soon as there was a result, they would not hesitate to throw it out, suppress the opponent, and point out that the opponent's operating system is actually not safe at all.

Until now, there are such things that have happened, indicating that the COS operating system is verified, so it is impossible for Ma Yu's group to remain indifferent.

Don't count on the additional domestic market in China, and the share of overseas can be fought for.

This is Tang Hao's plan, but if Ma Yu agrees, I'm afraid there is still something to talk about.

No, the next day Ma Yu led a team to Tang's Technology Company, and Ma Huateng also formed a team to come, and the talks between the two sides turned into three-party talks, and the three parties gathered together.

"Forming an overseas company?" Ma Yu was very angry, he saw Tang Hao's plan, and he felt like he had been kidnapped and robbed.

"That's a good plan." Ma Huateng's face was cramping with a quick smile.

Originally, the tripartite cooperation, this is a great thing, because now in China, Penguin Group and Alipay have a lot of cooperation business, the two are inseparable, to overseas business, Ma Yu naturally wants to continue to cooperate, Ma Huateng has no opinion, the two sides reached an agreement earlier.

Now, he has more ideas, because Tang Hao threw out the plan, and he also has a part of it, that is, the three companies work together, cooperate in depth, form a new overseas company, and then invest in the holding of Alipay to promote Alipay's overseas business.

There are KT mobile phones, fingerprint systems, and Ma Yu's original form of Alipay, and then there is a strong capital chain of Penguin Group, and the tripartite cooperation can make this newly formed company have strong strength.

In addition, it is also a possibility that others cannot ignore, that is, if Penguin Group's products are successfully promoted overseas, how to solve the user's consumption and cooperate with overseas online payment companies?

It is better to be cheap than to be cheaper than to be cheap, as the so-called fertilizer does not leave outsiders to the field.

Of course, there is a big premise in this, that is, KT mobile phones must be successfully promoted first, only when KT mobile phones are successfully promoted, the application of Penguin Group can be promoted, and the success rate is higher, the latter is the application of Alipay.

"You feel good, this is cutting my flesh." Ma Yu said angrily.

"The idea of our boss is this, each doing its own thing to distract and waste resources, and concentrating and integrating resources is of great benefit to promotion." Lin Yashi said with a smile.

There was silence at the scene, and everyone was thinking

(To be continued......)