Chapter 253: Innovation

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Forty-nine years later, the state carried out a comprehensive rectification of the banks in the Republic of China, and the Huaxia Renmin Bank absorbed and merged most of the domestic banks, integrating the central bank and commercial banks, and became the only bank in the mainland. After the reform and opening up in 1978, the state adopted a number of measures to diversify the domestic banking industry, including the restoration of Huaxia Construction Bank, Huaxia Agricultural Bank, Huaxia Bank, and the newly established Huaxia Industrial and Commercial Bank and Bank of Communications.

Since then, since 1978, the state's policy business has been mainly undertaken by Industrial and Commercial Bank of China, Agricultural Bank of China, Huaxia Bank and China Construction Bank.

And Xu Junran hit the idea on these four policy banks.

"The county raises some of its own funds, the city squeezes out some of it, and the bank gives a little policy loan, isn't there a lot of money?"

Xu Junran looked at Yang Weitian with a fixed gaze and said with a smile.

Yang Weitian was stunned and said with a wry smile: "Is this enough?" ”

Xu Junran waved his hand: "Don't say if it's enough, no matter how small the mosquito is, it's meat, Secretary Yang, we have a thin family now, you have to have the spirit of an old scalper, and the money you can hold in your hand is your own, a little more is a little, and it's better to talk than nothing." ”

Yang Weitian glared at Xu Junran unceremoniously, and said seriously: "You are knocking on the bamboo, a hammer in the east and a mallet in the west, and you can't solve the problem at all." ”

Xu Junran spread his hands crisply: "Then what can you do?" ”

After hesitating for a moment, Yang Weitian said to Xu Junran: "What do you think, how about fundraising?" ”

Xu Junran's face changed when he heard this, he looked at Yang Weitian and said in a deep voice: "Who gave you the idea?" ”

Yang Weitian doesn't know, Xu Junran clearly knows that fundraising seems to be being done in many places now, but in fact, in the next ten years, it will be more criticized for the incoming, so that when it comes to fundraising, the word illegal will inevitably be added in front, and then it will be fraud. To put it bluntly, in Xu Junran's era, as long as they talked about fundraising, they would immediately think of crime.

Even in the 80s, the act of raising funds was also very risky, and the economy was just starting, and the lack of funds was saved in many places, and the choice of fund-raising to gather funds was of course out of good intentions, but the problem was that once the funds obtained through guò fund-raising failed to be invested, what was lost was a large amount of money and a lot of trust. Even if it was Xu Junran, he didn't dare to rashly mention the matter of fundraising at this time, in case something went wrong, then he and Yang Weitian would become rats crossing the street, shouting and beating.

The most important thing is that the drawbacks of fundraising have not yet been revealed, and if you rashly do it in Wude County, it is easy to push Yang Weitian to the forefront.

That's why Xu Junran asked.

Yang Weitian saw Xu Junran being so strict, and was stunned for a moment and said: "I went to the Finance Bureau to understand the situation before, and Comrade Li Qiankun mentioned this matter to me. ”

Li Qiankun?

Xu Junran was stunned at first, and then his brows furrowed suddenly, how could it be Li Qiankun?

For Xu Junran, he knows too well how many catties and taels Li Qiankun has, and the fact that this finance bureau director can fall into his hands is nothing more than because Yang Weitian wants to rein in the forces of Yan Wangsong's era, not to mention whether Li Qiankun has the ability to do a good job in the Finance Bureau, just talking about this fund-raising matter, Xu Junran doesn't believe that in Lingnan, that kind of place is just emerging, and in Wude County, Jingran can be made out by Li Qiankun.

There must be a lot of articles in this matter!

Xu Junran made a conclusion on this matter.

But now is not the time to pursue this, with his own presence, he will not let Yang Weitian step on this minefield.

"Secretary Yang, I think it's better to forget about the fundraising, you are not unclear about the conditions of our county, the whole county is together, and it is estimated that it will not be able to make up a million, but it is a panic."

Xu Junran pondered his words and said to Yang Weitian.

Yang Weitian thought for a while and nodded: "What you said is right, you have to have spare money in your hand to raise funds." ”

He didn't think much about it, Bi Jing said that although Yang Weitian knew something about the economy, compared with Xu Junran, his little economic knowledge was really not enough. This kid has learned a lot of skills in the capital, and he has never even heard of the new terms in his mouth, since he said that the matter of fundraising is unreliable, then there is no need to fight this idea again.

After a pause, Yang Weitian looked at Xu Junran: "You said two moves, what is the third move?" ”

Xu Junran smiled, his expression was very calm: "Contract." ”

"Contracting?"

Yang Weitian was confused, looking at Xu Junran inexplicably, it was obvious that the contract proposed by Xu Junran made Yang Weitian a little incomprehensible.

Although this thing has begun to be popularized in coastal areas, there are also pilot projects of ethnic hotels in Jiangnan Province, and even the breweries in the county have been contracted to the Lijiazhen Commune, but the problem is that these contracts are specific to economic entities, such as factories, companies, etc., and they have never heard of it.

"Yes, contract! Contract out the entire project of our White Spoon Highway, not only to repair, but also to repair! ”

Xu Junran looked at Yang Weitian and said slowly.

"What a joke!"

"I don't believe it!"

Yang Weitian shook his head one after another, not that he didn't trust Xu Junran, but that Xu Junran said that this thing was too unbelievable. This is not a small amount of hundreds of thousands, if according to Xu Junran's idea, to build a higher-level highway, at least tens of millions, such a large amount of money, Wude County will make up more than one million at most. Are the rest willing to do that wronged big head and take it out?

Xu Junran shook his head helplessly: "Secretary, this matter is not what you think. We learned a book called Investment Theory in school, which clearly stated that how much to invest is not the most critical issue. The most critical issue is the input-output ratio. No matter how big the investment is, as long as the expected return is sufficient, there will be an incentive to enter. In other words, as long as we feel that the prospects of our highway are very good and we can recoup the investment, we will have to spend this money. ”

Yang Weitian didn't say anything for a long time, these things Xu Junran said were too strange to him, contracting out the income of a highway in the next few decades, this matter made him famous, and if he didn't get it right, he would be pointed out by Qianfu.

Xu Junran could see Yang Weitian's hesitation, and he also knew what he was afraid of, so he smiled and said calmly: "Secretary, contracting this matter, whether we can do it or not, is implementing the spirit of the Central Committee's instructions." The supreme chief's words are right, whether it is a black cat or a white cat, the one who can catch a mouse is a good cat. In the same way, although our white spoon method is a bit different, as long as we can build the road, improve the traffic in our county, and let the people get benefits, it will be a success. Just because you haven't done something doesn't mean you can't do it, if you want to get rich, you have to build roads first. If the traffic can't go up, the problem can't be solved, and then the future trouble will be big. Even if I have the ability and can develop the economy, but the things outside can't enter our Wude County, the things in our county can't be shipped out, even if we guard the gold and silver mountains, we can only watch! ”

Yang Weitian was silent for a long time, just silently lit a cigarette for himself, and smoked one after another. He knew very well that what Xu Junran said was reasonable, and Bi Jing himself knew that what Wude County lacked now was precisely what Xu Junran said.

It's just that the political risks in this are really too great.

Xu Junran saw that Yang Weitian was groaning and did not speak, and he had already guessed his thoughts in his heart, but he was worried that after doing so, he would become the target of public criticism.

Not to mention Yang Weitian, even Zhang Jingmin, secretary of the Quanzhou Municipal Party Committee, or Zhou Deliang, the leader of the Jiangnan Provincial Party Committee, did not dare to agree lightly.

If this kind of thing is done well, it is a political achievement, and if it is not done well, it will be disgraced.

After thinking about it, Xu Junran felt that he should help Yang Weitian make up his mind, otherwise when he hesitated for a while, something might not happen.

"Secretary, this matter is done, you may have to be interviewed by the central reporter."

Xu Junran spit out a sentence, which made Yang Weitian change color.

"What are you kidding?" Yang Weitian looked at Xu Junran with a surprised expression and asked in surprise.

If Xu Junran was surprised when he mentioned the news broadcast just now, now that he said that he might be interviewed by a central reporter, he simply felt that Xu Junran was blowing nonsense: "Isn't it possible that you want your classmates to interview me?" ”

Yang Weitian blurted out a thousand crisps.

Xu Junran was stunned when he heard this, and then smiled bitterly, Yang Weitian seemed to be wrong, thinking that he wanted the third brother Chu Wentian to interview him, although this is also a way, but Xu Junran knew that if he always did this, it would make the above people dissatisfied, not to mention don't enter, the Huang family who has been staring at him will make a big fuss about this matter, Bi Jing himself was ruthless at the beginning, and now Huang Dashao, who is still squatting in the ministry, I am afraid that he would have the opportunity to give himself a knife.

Therefore, Xu Junran will never use Chu Wentian's line, not only Chu Wentian, but all his college classmates, Xu Junran does not plan to contact them until they have been able to climb to a certain position and have sufficient self-protection ability.

Sometimes, it's a long way to go. (To be continued)