Chapter 15 Making Money is a Trouble

Genius remembers in a second [Aishang Novel Network biquge.info] to provide you with wonderful novels to read.

Rubbing his sore head, he finally digested what Tianlin had stuffed into his head.

It seems that the computer major I chose at the beginning was far less wise than the agronomy major chosen by Tianlin.

To be honest, Tianlin is indeed more courageous and thoughtful than Tianming. From childhood to adulthood, in terms of academic performance, Tianlin is not as good as Tianming, but in terms of brain wit and flexibility, Tianlin is definitely better than Tianming.

If two extremes are used to describe the two brothers: Tianming is a conservative, and Tianlin is an adventurist.

Tianming sometimes thinks that maybe his younger brother is more qualified to have a small space than himself, and only he can wield the maximum value of this small space.

But in fact, it's not necessarily right to think the other way around, not everyone is interested in studying a mysterious object for almost a year. With Tianlin's character, it is estimated that he will have to throw it aside for a while.

"Tianlin, you say, how much do you want to borrow?" After Tianlin finished his plan, Tianming asked.

"The first phase of the project is about 2oo to invest, and there is still a difference of more than 5o, and after the Chinese New Year this year, we will gather people and do a big job next year!"

Tianming pondered for a while and said, "More than 5o is not a lot. In this way, I have 3o to 10,000 on hand, and I will find a few familiar friends to borrow 2o 10,000, and in a few days, I will call you the money. ”

Tianming made up a reason to fund his younger brother to complete this grand plan.

A burst of impatient exclamations came, and Tianlin said excitedly: "Brother, this is not true, right?" Where do you have all this money on hand?! ”

"Hey, dare to look down on your brother, tell you the truth, these money is small money, recently I took on a private project with two friends, resigned and has been doing it, and now it's almost done, and when it is completed, it is estimated that it can be divided into millions, how about it, faster than your farming money, right?" Tianming on the other side of the phone said proudly.

"Really? Brother, you're so good, you just want to do it quietly. Thank you for the money! ”

"Thanks for what? I'm your brother, my brother! I don't help you, who will? ”

"Well, we're brothers!" Tianlin was moved.

"By the way, when is the best time to send the money?" Tianming asked.

"The sooner the better! Now the price of building materials such as red bricks, cement, stone and sand has fallen sharply, and now a batch of them can save more than 100,000 yuan compared to the New Year. ”

"Okay, tomorrow, I'll call you 3o million first. After 4 or 5 days, I borrowed the money, and I will call you 2o yuan, is this okay? ”

"Okay, tomorrow I can go to order first, now the water is shallow, at this time into one car of river sand top after the year into two cars, brother, thank you so much!"

"Say another word of thanks, I'll give you a hurry." Tianming is the most annoying family to talk to two families.

"Yes, yes, I won't say it, and brother, you are the one who borrowed the money, don't tell your mother, I will be miserable if she knows about it." Tianlin reminded.

"You bastard, is this your brother and I like this? You're busy with yours, don't worry so much, hang up with nothing else. ”

"Well, that's it, take care, brother"

……

Turn on your computer and log in to your online business bank account.

Financial investment card, cash balance on card: yuan, total investment income on card: yuan.

In addition to the thousands of dollars in change, these money are all Tianming's net worth.

If it weren't for the fact that I bought a lot of things for small space use, motorcycles, mountain bikes, sand, cradle beds, some furniture, etc., I spent 450,000 yuan, and I paid more than 40,000 yuan for 12 months to rent this house...... These days, Tianming has spent a total of more than 10,000 yuan, spending a lot of money. If this was the conservative and stingy Tianming before, he would probably regret it now.

In fact, over the years, Tianming has worked for 5 years with an average monthly salary of more than 8ooo, plus a year-end bonus of more than 10,000 yuan per year, and it is impossible to accumulate a deposit of 4o yuan for food, clothing and play.

But he just did it.

In fact, although Tianming has a conservative personality, he is also a smart man, and he cannot do anything about the depreciation of the bank by depositing his money, so he chooses to invest conservatively, that is, he buys some investment products with an annual yield of 6 to 8 percent, and can withdraw his money at any time for insurance investment, and buys some low- and medium-yield stocks such as treasury bonds.

Minimal risk and good returns. Relying on this, Tianming earns 230,000 yuan a year.

In addition, although he can't make a lot of money writing novels, he has accumulated a lot of subscriptions and rewards, and in the past few years, Tianming has also earned 560,000 yuan by relying on two books.

For the ex-girlfriends, Tianming can't say how picky he is, but he can't do that kind of extravagance, spending a lot of money, usually two roses, and drinking coffee is enough. Therefore, it is not easy to save so many belongings.

Lying on the comfortable sand, Tianming began to think about plans to make money in the future.

"It seems that the comfortable otaku life is still unsustainable, and I have to earn enough money to spend for a while."

Tianming counted the small space resources he mastered.

The inexhaustible and inexhaustible jujubes are almost tired of eating in the morning, but there are still millions of catties waiting for him, which is very valuable for promotion.

The juicy small red fruit of the six-leaf plain is widely distributed, but the yield per mu is not high, and when the harvest is charged, although it is very edible value, but the promotion value is not high.

Let's talk about mineral resources.

Not to mention a small coal mine and an iron mine, Tianming alone does not know how to mine, process, refine and sell. Therefore, he could only consider attacking the crystal gems in the crystal river...... The crystal river that stretches for several kilometers and countless crystal gems is the choice of Tianming.

However, there is such a thing as crystal, Tianming doesn't know what the market positioning is, if it is equivalent to jade and jade, then he can be rich. But if it is like glass fluorite, the quantity is large and the price is cheap, then there is no value in the shot.

In addition, the golden sand in the golden pool, I don't know how many years it will take to fill a pool? It is a non-renewable resource for Tianming. Even though the gold in the gold pool adds up to several tons, and gold is a hard currency that is easy to trade and safe to use, Tianming still decided to mine it cautiously and use it in multiple batches. After all, with a little, there is a little.

The most important thing now is to get the 2o million that you can't get in a short period of time.

Although he told Tianlin that he would borrow it from a friend, of course Tianming would not do it.

Among so many classmates in college, those who have money and those who don't have money have a relationship with him so close that they can lend him 2o yuan at once, Tianming can't think of anyone......

In the evening, Tianming entered the small space again.

When I came to the jujube forest, Tianming climbed a few tall jujube trees, and it took a lot of effort to pick 3oo catties of jujube that were in good condition and ripe, as the first batch of small-space agricultural products for sale.

Riding a motorcycle, rushing from one hill to the other, along the Golden River, came to the Golden Pond. Tianming jumped into the gold pond with a maximum water depth of only 2 meters and began to mine the golden sand, which was very watery for Tianming, there was no problem.

Compared with the traditional gold panning process, Tianming's gold panning work has no technical content at all, he only needs to use his hands to hold a handful of gold sand with a gold content close to 1oo%, and pocket it into the ability space.

After 2 hours, the work is done. According to conservative estimates, Tianming mined nearly hundreds of catties of high-purity golden sand, and felt that it was almost enough, so he crawled out of the gold pool.

In order not to get his clothes wet, he went into the water naked.

After getting dressed, Tianming came to another place: the Six Leaves Plain.

The red fruit that bears on the top of the six-leaf clover has always been Tianming's favorite fruit in the small space. Each of them is no more than the size of a pigeon's egg, red and shining, the most memorable thing is that its taste is really good, a bite down, the sweet juice overflows, smooth and refreshing, eat and want to eat.

Although the yield of red fruit is not high, it has good rotation, and it can be picked again every 7 days, which can adapt to periodic picking.

After Tianming was busy, more than 2 hours, running around, a total of less than 3o catties. If it weren't for the showers a few days ago, which greatly promoted the growth of plants, and the density of fruit knots increased by three times, it is estimated that Tianming would not have picked so much.

Back to climb 6 mountains, it took 5 or 6 hours to get the time right.

Actually, Tianming still wanted to go to the Crystal River to pick up some crystal gems, but after looking at the thousands of gems piled up together in the ability space, he didn't make a long trip.

………

On December 12th, early in the morning, I got up from the warm quilt of the 2.2 by 1.8 square meters of Qianmengxi double bed.

Today, there is something very important to do.

Suyun City is a large city in the central and eastern part of H near the coast, with a resident population of 11oo and a local population of 51o.

Textiles, heavy industry and tourism services are the three pillars of its economy. The geographical location is superior, the economy is reachable, and it is suitable for living, and there are 28 multimillionaires and 6 billionaires per 1,000 residents, ranking second in the country.

As for millionaires, it's rotten. Even if it is half before dawn, if you can have a house and a car here, it will be counted.

Jin Fuyuan is a jewelry store specializing in gold sales, jade processing, art sales and other businesses, and is well-known among hundreds of gold and silver jewelry stores large and small on the jade street.

Tianming was negotiating business with Jin Fuyuan's manager Qian.

Manager Qian is a middle-aged man who looks gentle and elegant, with a white face, wearing a pair of single-hanging gold-framed glasses, wearing a plain robe, and speaking in a harmonious voice, which also gives people a feeling of spring breeze.

He took a closer look at the gold brick on the table, the gold brick was very large, 5 or 6 times larger than the average 5oo gram weight of a small gold bar, and the net weight was 258o grams. Just now he asked the staff to test the gold element content with a metal measuring instrument, and now this is a piece of gold with a purity of more than 3 9s.

As soon as he held this gold brick in his hand, the density was obviously much smaller than ordinary gold, and he thought it might be a fool's gold. Unexpectedly, when it was measured, it was a piece of high-purity thousand-foot gold, and Manager Qian was immediately much more enthusiastic about Tianming's hospitality.

"Manager Qian, how much is this gold brick worth?" didn't talk to him for long, and the morning went straight to the point.

Manager Qian breathed a sigh of relief and said: "Mr. Xu, the price of the international gold market has fallen sharply recently, and investors have sold at the bottom, and the current gold purchase price is not as good as before."

"I see that the gold in your goods counter has a sales price of 34o or 35o per gram or more, and my gold brick should not be much worse than them, right?" Tianming asked curiously.

"Your gold brick is of great purity and quality, much higher than the value of ordinary miscellaneous gold."

Manager Qian sold a pass.

"Then you tell me, how much is it worth?"

Manager Qian pondered for a while and said, "The gold in our store is collected according to the international standard of 29o yuan/gram. The gold in the hands of ordinary people is generally recycled according to the purity, and is generally 6o-65% of the selling price. The purity of your gold brick is very high, we can let a few points, and recover the ...... at the international standard price of 7o"

"8o%, you can make 2o% when you change hands, which is very good." Tianming Road.

A female teller next to her disagreed, and said: "Sir, you can't say that, we collect your gold for processing, and these processes are labor-intensive." Besides, when we open a store, we also have to pay rent, and the salaries of our employees also have to make a little money to maintain such a large store, right? ”

"75, if it doesn't work, I won't sell it!"

Seeing that Tianming picked up the gold bricks and turned around to leave, Manager Qian and the female counter glanced at each other, and said to Tianming in unison: "Wait a minute, Mr. Xu, according to the price you said." ”