When she arrived at the hotel, You Juan was waiting downstairs, in front of her father-in-law, this beautiful young woman still did not change her spicy nature, if she hadn't raised her hand to block it with a gentle smile, she would have grabbed her arm and leaned on her body.

"How's it going, aren't you angry?"

You Juan was straightforward and enthusiastic, and the way she expressed her concern was a little unbearable even for a cheeky person like Wen Xiang, and she looked at Qu Donghai for help. Qu Donghai coughed, but before he could speak, You Juan said coquettishly: "Dad, it's all because of me tonight, that Liu Jiang deliberately came to find trouble, if it weren't for Mr. Wen's help, my daughter-in-law would have been bullied to death!" ”

Qu Donghai obviously had no choice but to take this daughter-in-law, so he had to smile when he heard this: "Then wait a few glasses of wine and express your gratitude to others!" ”

"Well, that's for sure! Mr. Wen, please here, I asked the kitchen to carefully prepare a large table of wine and food......"

The four of them changed to a private room with better privacy, and the banquet was staggered, only gossiping and homely, but also the guests and hosts enjoyed themselves. After three rounds of drinking, when his face was hot, Wen Liang asked in a low voice: "Mr. Qu, has the money been recovered?" ”

Qu Donghai nodded and said: "You have confessed to borrow for up to three months, and for the sake of insurance, I will finalize the contract with a limit of two months, and the principal plus interest will be fully received five days ago!" ”

Qu Rong was confused when he heard it, but he also knew that this was Wen Liang and his father's private business, and he was not qualified to ask, but You Juan was not as sensible as him, and while pouring wine for Wen Liang, he said strangely: "What money, and interest, you are usury?" ”

Since Wen Liang mentioned it in front of them, he naturally didn't intend to hide it. smiled: "Sister-in-law's words are too ugly, even if a private enterprise has a relationship in the bank, if it wants to take out a loan, it has to grind for several months." In the event of an emergency, or if there is a problem with capital turnover, it is a penny that is difficult for a hero, and he has the heart to hang himself. Therefore, short-term lending to cash-rich companies is not the same as lending usury. ”

You Juan works at China Merchants Bureau, and what she does is to deal with all kinds of enterprises. He stopped the wine bottle in his hand and frowned, "Isn't this illegal?" ”

This topic involves a very interesting paradox, the central bank issued the "General Principles of Loans" in '96. Article 61 clearly stipulates that enterprises shall not engage in lending or disguised lending and financing business in violation of state regulations, and it is generally determined that short-term lending contracts between enterprises are invalid on this basis. However, there have always been many loopholes in domestic laws, which is also due to the lack of experience in implementing a market economy. Business law is complicated. Because it needs to be gradually improved in practice, this interesting paradox emerged when the Contract Law was promulgated and the Supreme People's Court explained several issues concerning the application of the Contract Law:

The Contract Law and its judicial interpretations clearly state that the court cannot find a contract invalid unless there is a violation of the state's business restrictions, franchises, and laws and administrative regulations prohibiting business operations. However, the General Principles of Loans are administrative regulations rather than administrative regulations, so only one of the Contract Law and the General Principles of Loans can be selected as the rules applicable to business.

So, which one is legitimate?

This depends on the Supreme Court's several provisions on judicial interpretation. Article 12 states that judicial interpretations are promulgated when new laws are promulgated, or when the original laws are amended or repealed. or after a new judicial interpretation is formulated, it no longer has legal effect.

In other words, whoever was born early was unlucky, the "Contract Law" was implemented in 1999, and the "General Principles of Loans" was in 96, so in a sense, after 99 years, enterprise lending is not illegal. In later generations, the provincial high court also made such a judgment, but the trick is that some places still insist on determining that such behavior is illegal, and it is drunk to think about it.

However, it is now 97 years, and there are still two years before the promulgation of the paradoxical "Contract Law", so You Juan is right, this is illegal!

But there is a saying that the law is not responsible for the public, 97 years of private economy has developed to the point of full swing, private lending has long become a common practice, and even formed a set of unique code of conduct, which is fundamentally different from the behavior of raising funds and making profits purely by usury in later generations, and belongs to the benign mutual assistance and mutual benefit between enterprises, which has played a positive role in promoting the development of the private economy.

Qu Donghai said unhappily: "It's just helping a friend, what kind of law is violated, doing business, you don't understand a woman!" ”

You Juan raised her eyebrows and said, "Dad, I really understand a little, if you just borrow money and don't charge interest, that's called help, if you collect interest, it's a loan." You say, did you collect interest? ”

Qu Donghai snorted and said, "A whole 100 million, can't it be used by others in vain?" ”

"Huh?" You Juan's charming and narrow eyes instantly turned round, and her tone unconsciously rose, and she said, "One hundred million? ”

She is not an uninformed person, and the Qu family is not a family without money, but when she suddenly heard 100 million in cash, she still couldn't stand the violent beating in her heart.

"Shout what!" Qu Rong reprimanded You Juan, and looked at Wen Liang's eyes with even more admiration, he knew that his stall was very large, Qinghe, Xinxing, Chuangtu, Phoenix Bird, Materia Medica, Ruolan, etc., all of them are star enterprises that make money and earn hand cramps, but I really didn't expect that they could spare 100 million in cash to borrow from others.

What is this concept?

Qu Donghai has worked hard for decades, single-handedly established the Golden Dragon Group, and has developed to this point, with a big family and a big business, but he does not dare to say that he can easily make up 100 million in cash, which is not real estate, not securities and stocks, not corporate valuation, but cash gathered by old man's tickets.

100 million!

Wen Liang said a little shyly under You Juan's eyes that seemed to be stripped naked: "Actually, it's not my money......

Of course, this money is not meek, if Lei Fang is here, he will definitely remember that he once snatched 100 million hedge fund shares from Wen Xiang's plate, and in order not to make him regret it, he borrowed 100 million in cash from Gu Shitong and the Buddha. And after the 100 million yuan was put on Wen Liang's account, he handed over the money to Qu Donghai, and through the Golden Dragon Group, which has a wide range of business, he released the money in batches for borrowing. According to the short-term interest rate standard of the underground lending market in the surrounding provinces and cities of Jiangdong, the interest earned in two months is as high as more than 5 million, which is still a friendly price, which is enough to top the income of many people for a lifetime.

Wen Liang gave Qu Donghai ten new accounts, and asked him to divide the money into different accounts tomorrow, and then said apologetically to Qu Rong and You Juan: "Brother Qu, Xixi is home alone, you and your sister-in-law might as well go back early, I will stay in Guanshan for a few more days, and we will get together again in time." ”

Qu Rong knew that it was inconvenient for him to participate in the next thing, so he pulled You Juan, who still didn't want to leave, to say goodbye together. When the door was closed again, Qu Donghai's face became heavy, and he said, "Mr. Wen, this matter ...... tonight."

He is an old Jianghu, just listening to You Juan's relay, he understands that Wen Liang is deliberately making things bigger, although he doesn't know his intentions and purposes, but with their relationship, they must fully cooperate, otherwise it is not worth him to ask Jiang Lei for favors, and borrow Hua Qichao to support the scene.

"Mr. Qu, we have cooperated for so long, and we believe in each other, I won't hide it, I ask you a question, if Jiang Lei retires next year and Chen Zongzhi takes over, will Jinlong's life be better?"

Qu Donghai was silent for a moment, sighed, and said: "I walked too close to Secretary Jiang, although I didn't offend Mayor Chen, but there will inevitably be thorns in his heart, as for the length or shortness of this thorn, how long it will take and how much the golden dragon will pay to wear it off, I don't know the bottom of my heart!" ”

This is a heart-wrenching word, and Wen Liang agreed with Qu Donghai's prediction of Jinlong's future, and said: "Qu can always ask me the same question, if Jiang goes to Chen Liu, will my life be good?" I can give you a definite answer, and that is that it must be bad! ”

Not to mention the Materia Medica and Xinxing, which are located in Guanshan and belong to the current management of others, even other industries far away in Qingzhou and Lingyang may not be able to hide from the past. Because once he became the secretary of the Guanshan Municipal Party Committee, Chen Zongzhi's position in public reports ranked first was a member of the Standing Committee of the Jiangdong Provincial Party Committee!

This is a vote held in the Standing Committee, and it is also a leap from the mayor to the secretary, Wen Liang can not put the mayor of Guanshan in his eyes, but there is no way to ignore the heavyweight existence of the secretary of the Guanshan Municipal Party Committee.

Qu Donghai understands the meaning of Wen and forgiveness, when the contradiction between Wen and Chen cannot be reconciled, if he wants to eliminate the thorn in Chen Zongzhi's heart, in addition to time and cost, he must also completely draw a line with Wen Liang, and he will be forced to become Chen Zongzhi's pawn and cannon fodder to deal with Wen Liang!

If it is another person, when he conflicts with the interests of the group, he needs to choose the latter without hesitation, but Wen Forgiveness is different, he represents not only himself, but the network of relations throughout the whole province of Jiangdong behind him, from Yu Peidong to Yin Qingquan, from He Xihua to Zuo Jing, from Xu Fuyan to Wen Huaiming, who has a promising future, plus the hundreds of millions of contracts in Lingyang Port, and more importantly, Wen Forgiveness itself represents many incredible and infinite possibilities.

Qu Donghai has a long-term vision, not only to consider the present of the group, but also to consider the future of his children and grandchildren, and the opportunity of five or six years at most with Chen Zongzhi may not be recognized by the other party, but with Wen Liang and cooperation, there can be a future of decades.

At Qu Donghai's age, he will understand that many times, youth is the sharpest weapon!

"Since this is the case, Mayor Chen's temple is big, so I won't join in the fun. There is only one sentence, no matter when, Jinlong Group will stand with Mr. Wen! ”

Qu Donghai didn't think about it for too long, sometimes he couldn't make decisions too quickly, it was easy to make mistakes if he was fast, but sometimes he couldn't be too slow, and if he was slow, he would lose the opportunity.

Wen Liang was waiting for Qu Donghai's words, and said with a smile: "Mr. Qu said a little wrong, Chen Zongzhi's temple, until now, will only be very ...... in theory" (to be continued......)