The current working capital of the machine repair factory is more than 100 yuan, and it must be kept to buy raw materials or something, of course, it cannot be taken out to buy equipment.

Fan Hongquan feels that it is necessary to take out more than 100 yuan to invest in equipment, although it is a little difficult for the current machine repair factory, but as a process equipment that has a significant role in the development of the enterprise, the investment of more than 100 yuan is really nothing, but now...... It's really a penny that stumps a hero!

If Fan Hongquan is asked to spend four or five hundred yuan to buy a heat treatment furnace, not to mention that there is not so much money, even if there is, it is unlikely that he will be able to make this determination.

At present, the rotary tillage knife made by the state-owned factory on the market is 6 yuan a hand, which can plough 500 acres of land, if the production of their own can plough about 200 acres, it can only be sold for about 2 yuan on the market, in addition to the cost and sales expenses, the gross profit of each knife can be about 0.3 yuan, four or five hundred yuan of regular heat treatment furnace, you have to sell 1500 rotary tillage knives to earn back, and their own factories can produce rotary tillage knives every day, at most 30 to come, that has to work for 2 months to earn back!

If you make a simple and suitable heat treatment furnace according to Zhou Jianhua, the cost of more than 100 yuan, it will only take half a month to pay back, which is too tempting! So Fan Hongquan made up his mind at this time, no matter what, he had to take out more than 100 yuan from Cai Zhongming's hand, of course, this money could only be borrowed temporarily.

Cai Zhongming has not said anything since he entered this factory, firstly because he does not know much about the production aspects of the machine repair factory, and secondly, because he is only here to match today, and he does not need to be too involved in specific business matters. But the conversation between Zhou Jianhua and Fan Hongquan just now made Cai Zhongming feel that he was inseparable today.

Although Tonglin Machinery Repair Factory is not as good as the benefits of Tonglin Coal Mine, it was also the treasure of the commune, and it has really contributed to the commune in the past, and has not only created economic benefits for the commune over the years, but also increased the income of some members, but now the change of national policy has made it unable to adjust and adapt to it for a while.

Under the new market form, capital and technology have always been the bottleneck that plagues the machine repair plant, especially this technical problem, which cannot be solved with funds. If a few days ago, the machine repair factory wanted to reach out to the commune, Cai Zhongming would never agree. If the technical problems are not solved, no matter how much money is invested, it can only be wasted.

But now it is different, with Zhou Jianhua's technical support, if it can be supported a little financially, the machine repair factory is likely to turn over completely.

Cai Zhongming has already made up his mind, this mouth can be loosened, but it cannot be easily loosened.

Sure enough, as soon as Zhou Jianhua pulled out and left, Fan Hongquan opened his mouth to Cai Zhongming with a sneer: "Hehe...... Secretary Cai, look at this...... Can you support us in the commune? How about borrowing 150 yuan and repaying it within two months? ”

"The commune doesn't have any spare money...... Cai Zhongming replied lightly.

"Hehe, Secretary Cai, with such a big commune, where can you still squeeze out a hundred and fifty yuan? Besides, I'm not asking for nothing, I'm just borrowing it for the time being. Fan Hongquan said with a smile on his face.

"The money of the commune has a budget, and the money is lent to you, and you can't pay it back then, how can I do it?" Cai Zhongming said unhurriedly, and his clear attitude could not be seen on his face at all.

"Secretary Cai, I have carefully calculated, as long as the agricultural materials company is willing to help us distribute, the machine repair factory can earn back this one hundred and fifty yuan in half a month's profit, plus the payment time, two months will definitely be able to repay!" Fan Hongquan said eagerly.

"You haven't done external sales before, I'm not familiar with this link, and you are not familiar with it, if there is a problem in any of the links, resulting in the inability to repay the loan in time, affecting the budget expenditure of other projects of the commune, what will you let me do then?" Cai Zhongming is still quiet.

"Secretary Cai, I promise to pay it back!" Fan Hongquan patted his chest.

"There is no evidence. What do you take to guarantee? Cai Zhongming said noncommittally.

"Alas!" Fan Hongquan sighed, lowered his head and bit his lip to think about it, raised his head suddenly and said resolutely: "Secretary Cai, I can make a note!" If I can't repay the money within two months, I won't do it as a factory director, and I won't receive my salary for these two months, and if I can't repay the loan on time, I will pay it all to the commune! ”

"No! If you don't become a factory director, who will take care of this factory?! You don't receive a salary, what do your wives and children eat?! Cai Zhongming categorically rejected Fan Hongquan's plan.

"That'...... What am I going to do? Fan Hongquan listened to Secretary Cai's words, and his heart was moved and confused, but he already felt a glimmer of hope from Cai Zhongming's words.

"If the rotary tiller can be successfully produced and sold, I estimate that your machine repair factory will have to increase the input of raw materials in the next few months." Cai Zhongming thought for a while and said:

"Well, I can lend you money, not for two months, but for half a year. You don't have to repay the loan for the first two months, but from the third month onwards, you will repay the commune 40 yuan every month, and you will repay it for 4 consecutive months, with a total of 160 yuan, and the extra 10 yuan will be regarded as the interest on your loan! From the third month onwards, if you fail to repay the loan on time and in full, then sorry, you will have to pay half of your salary every month as a penalty until you have paid off the money with interest! ”

"Secretary Cai! Thank you so much! You are truly our leader! Fan Hongquan shouted in surprise and grabbed Cai Zhongming's hand excitedly.

Cai Zhongming's loan plan seems to be very harsh, but in fact it is a strong support for the machine repair factory, and Fan Hongquan can certainly understand Cai Zhongming's thoughtful consideration for the development of the machine repair plant and his ardent hope for himself.

"Hehe, what is there to thank, I'm a loan shark!" Cai Zhongming said half-jokingly.

"No, no, no! Secretary Cai, you are sincerely caring for and supporting our machine repair factory, and you are also helping and supporting me, and I can really understand your hard work! Secretary Cai, don't worry! I will definitely try my best to run this factory well, with your support and the help of Master Zhou, there is no reason why this factory can't do well! Fan Hongquan said excitedly.

"Na! What I said just now is not child's play, interest must be collected, and if you don't repay the loan on time, your salary will also be deducted! You must write all of this clearly on the loan application! Cai Zhongming said in a businesslike tone:

"When will the loan application be in place, and when will I give you the approval!"

"I'm going to write it!"

Fan Hongquan immediately ran out of the factory with excitement and went back to the office to write a loan application, he knew very well that the money could be in place one day earlier, the heat treatment furnace could be done one day earlier, the rotary tiller produced by the machine repair factory could meet the quality requirements one day earlier, and the sales of rotary tiller could produce results one day earlier. Now is the moment when every second counts, half of the afternoon time has passed, if you can get the money before getting off work this afternoon, Zhou Jianhua can go to the provincial capital tomorrow to buy materials for making heat treatment furnaces, otherwise it will be postponed for another day.

Looking at Fan Hongquan's back running out, Cai Zhongming showed a hint of a smile.

"Secretary Cai, it seems that I will be able to travel to the provincial capital tomorrow?" Zhou Jianhua, who was already standing aside, asked jokingly at this time.

Just now, Lin Dongming took Zhou Jianhua to the corner of the room where the finished products were stacked, turned over a few hoes and sickles produced by Tonglin Machinery Repair Factory, Zhou Jianhua took a cursory look, and asked Lin Dongming about the production process of these small farm tools, and knew what the situation was, so he walked back, just heard Cai Zhongming and Fan Hongquan talking about the loan conditions, Zhou Jianhua stood quietly behind Fan Hongquan and did not speak, just smiled and admired Secretary Cai's way of being a royal man, Lin Dongming said hello to Zhou Jianhua, Straight back to my desk.

"Hmm!" Cai Zhongming smiled and nodded at Zhou Jianhua, and said with emotion: "Xiao Zhou! The reason why I'm willing to take the risk of lending the budget money to the mechanic shop is because you're here to help them......"

"Secretary Cai, I can't always help them here...... I'm still a student, and I still have to study! Zhou Jianhua deliberately said: "Moreover, in the next few days, I am afraid that my time will have to be spent on the machine repair factory, what should I say about the coal mine?" ”

"Reading?! People like you still need to go to school? Self-study is enough! Hehehe......" Cai Zhongming said jokingly, and then looked at Zhou Jianhua with a kind face, patted Zhou Jianhua's shoulder gently, and said with a sigh: "It's going to be hard for you this time, hehe, work hard!" - As for the coal mine, I'll call Director Chen. ”

"Then let's go back to Director Fan's office now, shall we? I've pretty much already understood the situation here. Zhou Jianhua said: "If I can go to the provincial capital tomorrow, I have to call Section Chief Yan of Changhong Mine this afternoon and ask him to help understand the raw materials for heat treatment furnaces." ”

When Zhou Jianhua and Cai Zhongming came to Fan Hongquan's office, Fan Hongquan had just written the loan application and happily handed it to Cai Zhongming, who took it and glanced at it, and immediately signed it.

Fan Hongquan took the signed loan application, turned around and walked out, turning back as he walked and said, "Secretary Cai, Master Zhou, please sit here and drink tea first, I will hurry to the commune to get the money back, so as not to delay!" ”

Cai Zhongming nodded and didn't say anything.

Listen to the sound of Fan Hongquan pedaling away from the office. Cai Zhongming sat at Fan Hongquan's desk, stretched out his left hand and pressed the old-fashioned hand-cranked phone on the desk, shook his right hand a few times, and then picked up the microphone and said: "I'm Cai Zhongming, give me finance!" ”

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