"If you think somebody is going to buy it, you can keep it in the bank. But I'm worried that after inflation, those four million dollars won't be worth anything. ”

"Then I'll use this money to build a trust fund for my daughter, so that I don't have to worry about her running out of money in the future." Wang Hao already has the consciousness of being a wealthy man, if according to the normal inheritance tax, the money he left to his daughter will be greatly reduced, but by setting up a trust fund, he can avoid these high taxes.

The trust fund is controlled by the trustee, and a certain amount of money is handed over to the children according to education, medical care, or the purchase of real estate, the establishment of a company, etc., and the unused money will continue to be used for investment.

Banner Marks is a beneficiary of the family trust, and he has been able to receive various dividends since his college years, and he will continue to do so, and he will only be able to spend them until he is 40 years old.

Being able to rise from North America to Australia, this money is the starting capital of Banner's career and life, and by the time he is 40 years old, he is mature enough to handle this money rationally.

"Seriously, you can set up a special family trust fund for my future goddaughter, and the more famous one is the Rockefeller Family Fund, which is an open family office that uses Rockefeller's brand and asset management experience to jointly manage assets for the rest of the world's wealthy families."

These are not things that Wang Hao can understand, he silently listened to Banner's popular science and increased his knowledge. Don't look like a foreigner or something.

Banner touched his chin: "I remember a statistic that said that in the United States alone, there are more than 3,000 family offices managing more than $1.5 trillion in assets, and they manage an average of $500 million in assets per office. Many of them are multi-family shared offices, and a small number are independent family offices. As far as I know, the Greek ship king family and the wealthy blueberry family have transferred their assets to the United States and set up family funds in the United States. ”

"But we're in Australia, isn't there a similar agency in Australia?" Wang Hao weakly reminded that he didn't settle in the United States, so why talk about something American.

"Dude. You have to know one thing, Australia is not financially developed in our whole world, basically the emerging family investment is converging in the United States. By the way. The trust of our Max family is in the United States, of course, in addition to the trust fund of the Max family, my parents also designated a separate trust fund for me, but the amount of benefit is not as large as that of the family. ”

Wang Hao heard this. couldn't help but complain and said: "You rich people's careers are really difficult to understand." But I don't think I'm going to sleep in the bank with my money. It is better to take it out for investment appreciation, maintain liquidity and achieve its own profitability at the same time. ”

Banner patted Wang Hao on the shoulder and quipped: "Wang, I'm not rich, I'm just an ordinary person who is still enjoying the benefits of trust." On the other hand, your assets are enough to establish a Wang family fund, and you can even put a part of your income into it every year, which may surprise you one day. ”

Now the exchange rate of the Australian dollar has moved too much. A moment of depreciation and a moment of appreciation cannot well guarantee that Wang Hao's wealth will not shrink.

So he didn't care if Banner was completely conscious or not. He asked, "Then your idea is to let me find an asset management company in the United States?" ”

"Of course, because I'm most familiar with the United States. To give you an example, at the Hive Royalty auction some time ago, Paul Allen also showed up, right? ”

Wang Hao still has an impression of the rich old man, after all, he is the co-founder of Microsoft, and he also spent a lot of money to buy the right to use the hive, and now a hive on the side of the golden ranch still has Paul Allen's name on it.

So, he nodded and waited for the follow-up insider.

Banner gave a teachable look, adding: "More than a decade ago, Paul was the third richest man in the United States, behind Bill Gates and Warren Buffett, but he failed to invest many times, his net worth shrank to $15 billion, and his ranking in the United States fell to more than 20.

His investments are managed through a family fund, which can be very costly, the $7 billion charter typical company has gone bankrupt, the business center of Seattle is almost unoccupied, and teams like the Polish Trail Blazers have not been profitable.

But after he took out $1.5 billion in assets and let others manage them, that part of the assets has now increased to $20 billion, which only took five years. ”

"Sounds pretty good, do you have any good companies to recommend to me?" Wang Hao was also frightened by this astonishing increase, and his assets of 1.5 billion became 20 billion, which was like eating hormones.

I don't know when, Dr. Dillon has left the two of them, he doesn't care about this topic of money making money, and he starts to get busy with his experimental data.

Wang Hao's net worth is naturally not comparable to those super-rich, he can only be regarded as a rich man at best, with a net worth of more than one billion US dollars, but with the popularity of golden beef in the world, those evaluation agencies have increased his net worth a little, and it is estimated that when the next statistical cycle comes out, his ranking will rise a lot.

Banner said with a smile, "Actually, I don't know much about these things, I just use them myself, and I think it's a good method." You should look for a dedicated family management company or a third-party agency to work with. ”

"Then you said such a big bunch earlier, what is the name of Paul Allen's asset management company, maybe I can hand over the property to them, not asking for much appreciation, just not depreciation."

According to U.S. laws and tax regulations, as well as the inflation rate, the return on investment needs to be maintained above 8% for the average family trust fund to ensure that the property does not shrink, which should not be difficult for those asset management companies.

"I remember his company called Makena-Capital, which was originally set up by a fund team at Stanford University to manage assets through the university fund model for wealthy families and charities in the United States. Now the company manages tens of billions of dollars in assets for more than a dozen families and institutions, and you can find someone to learn more about that. ”

Wang Hao actually enjoys the private butler business of ANZ Bank, which is a bit similar to this, but it only stays at the most basic stage, and the professional only has to rely on professional talents to solve it.

He patted Banner on the shoulder and said with a smile, "Okay, I'll have someone ask in a few days to see what the requirements are and what they can offer." Having said all that, are you sleepy now? I have to go home. (To be continued.) )