Sun Ziming listened to Yang Guozhong in the room and said that this kid actually learned from himself and gave a part of his income to Sheknia, and couldn't help but quip: "Guozhong, my situation is a little different from yours, you don't need to learn from me like this, right?" ”

Yang Guozhong said: "Don't say it, since I clarified her share, she seems to have completely changed as a person, very confident, a bit like a professional woman." Ziming, then again, you said that like me, no matter which girl chases me or I chase her, can you tell the proportion of money and affection? If you want me to say, it's better to be confused in this matter, and it's good to have a beautiful and affectionate girl with you. ”

Sun Ziming gave a thumbs up, his brother has matured, and pure feelings can only exist in fantasy. In real life? That's just an illusion, not to mention that everyone has climbed to a certain position, and the wealth and social status they have have a fatal allure to girls, let alone trying to distinguish the ratio of feelings and wealth!

Sheknia came in softly, and when they saw the expression on her face, they knew that the matter had been done, but they thought it was very strange what Vasily had said, 'something important'. Just as I was about to guess, Guang Zai, who had finished his errand, came back, threw the three keys to the two of them, and said with a smile: "I took some in your box, and went back to make the most magnificent necklace in Hong Kong for my wife and sister-in-law." ”

'Ahem' Yang Guozhong, who was drinking water, choked, and Xie Kenia beside him hurriedly patted him on the back, "Don't you know that it is a rough diamond, and there is no cutter in Hong Kong?" ”

Yes? Guang Tsai really didn't know about it, he had seen loose diamonds in Sun Ziming's safe, and thought that Hong Kong could process them. If he hadn't known that he was going to give it away, he would have picked the big one and gave it to Aya, as he would have compensated for spending money outside.

"Okay, you take my business card to 'Chow Tai Sang Jewelry' yourself, and they will help you get it."

Guangzai played in the room for a while, took Zhang Haowei's attendant, and slapped his ass with a smile. Yang Guozhong can know the details of these two boys, and it is certain to give them to his wife and sister-in-law, but he will definitely not give them all. A considerable part of them are ready to be used to smash those female stars, and now these two bastards are very interested in playing female stars, and they can't forget the 'meat bullets' in those two or three TVs!

After more than ten minutes of light boy's reconciliation, Vasily also thought of a word and knocked on Yang Guozhong's door.

Vasily spent 36 minutes trying to speak, but it only took 5 minutes to shock Sun Ziming and Yang Guozhong, who regarded him as a genius, and that kind of crazy genius!

……

This starts with the economic structure of the Soviet Union, which has been planning its economy and has been politically highly centralized. The advantage is that a high degree of centralization of power can concentrate efforts and vigorously develop the heavy industry that the country needs most, and in just a few decades, it has completed the road of more than 200 years in Europe and the United States. The disadvantage is that light industry and agriculture have been greatly suppressed, resulting in a serious imbalance in the economic structure, and a long period of high centralization has created a highly corrupt and rigid administrative system and a large privileged class.

From an economic point of view, after decades of development, in addition to paying state profits and taxes, paying wages and benefits, enterprises have also accumulated a considerable amount of profits. According to the characteristics of the planned economic system, enterprises do not have the right to produce and trade independently, and this part of the profits of enterprises has become the monetary assets of enterprises except for the wages and benefits paid to workers.

For a long time, the Soviet Union pursued a low-income, high-welfare policy. Because the market cannot provide enough light industrial products and daily necessities to meet the people's consumption needs, most of the wages received by workers have also become savings.

Vasily's father worked in a special department, was far more informed than in ordinary departments, and could hear some high-level rumors. It is said that there is a heated debate at the top level of the CPSU Central Committee, and the reformists headed by the general secretary want to rapidly push forward the reform of the economic structure, change the reform of the management system to a reform with the change of ownership as the basic content, and enable the national economy to rapidly transition from a planned economy to a market economy. On the other hand, the other faction tends to be conservative and advocates gradual reform, tinkering with the existing economic system, and then carrying out ownership reform when the conditions are ripe.

In other words, there is a consensus on reform, and there is a high-level debate about which faction will lead the reform and how to move forward with it. But in the eyes of Vasily, a top student of history at Moscow University, Russians worship political authority in their bones and are eager to achieve quick results in everything they do. This national identity dictates that General Secretary Gorbachev will eventually emerge victorious from this debate, and it will be led by radicals, similar to the stormy reforms that characterized the founding of the Soviet Union.

This means that the state-owned enterprises of the Soviet Union will be rapidly privatized, and it also means that those assets on paper that have been accumulated for decades will be added to the circulation field in a very short period of time.

What does this mean? There will be a huge contradiction between supply and demand between the monetary assets accumulated over decades and the shortage of daily necessities. The slightest mistake by the central government will cause extremely serious inflation, and the ruble in the USSR will turn into waste paper overnight. But is it possible that the rigid administrative system and the huge privileged strata of the Soviet Union will be strictly implemented according to the decisions of the central authorities, and that the privileged strata may be indifferent to the opportune moment to make a fortune?

Vasily's plan is to design a crazy gamble against the possible reform of the economic system, the imbalance with the actual economic structure and the corrupt administrative system. Bet that the central government of the CPSU will definitely carry out economic reforms, which must be led by radicals, that the rigid administrative system will definitely make mistakes, and that the privileged strata will definitely make waves.

As long as everyone cooperates to set up a bank in Vladivostok, raise the interest rate on deposits, and collect those savings of assets on paper for various industrial investments. When the currency depreciates sharply, then use the rubles purchased at a low price to pay off those debts, so as to obtain unimaginable profits!

Vasily's whole body trembled, and his eyes showed fanaticism, "Ming, Ivan, as long as we buy the rough diamond, we will have enough capital to open a bank." You are also the largest supplier of light industrial products and daily necessities in the Far East, if we win the bet, will we know how much wealth we will gain? We will be the richest people in the world! ”

Sun Ziming's heart was surging, his fingers holding the cigarette were trembling, if it wasn't for enough concentration, he would hug the young man and roar.

This guy is indeed a genius, and if nothing else, General Secretary Gorbachev will push for this reform the year after. And as the young man said, in a short time, the ruble will become worthless.

Although Yang Guozhong was also excited, he could not predict the future, and the risks involved were something he had to consider. In the event of a Khrushchev-style change in the political situation, the banks will face huge losses, and all the profits they will receive will be lost.

Vasily blurted out: "Even if the central government does not carry out privatization, as long as it does something about railways and shipping, prices in the entire Far East will rise sharply." The materials we have hoarded in advance can still make those ruble debts worthless, and we can still make a fortune! ”

This is a madman with sores on his head and pus under his feet, and a morally corrupt man! However, such a madman is liked by everyone in the house! Yang Guozhong has no sense of belonging to the Soviet Union, and Sheknia likes money more than the Soviet Union, let alone Sun Ziming, a Chinese.

'Bang Bang' Sun Ziming and Yang Guozhong took out champagne from the wine cabinet and opened it, the golden wine filled the wine glasses, and everyone toasted to this crazy plan.

In the morning, three men and one woman finished two bottles of champagne, Yang Guozhong smiled and said, "Ziming, Vasily, now let's talk about the bank." ”

Sun Ziming, who was happy, suddenly heard this, and a layer of displeasure rose in his heart. This is not a private occasion between the two, this should be said by themselves, the bank must have contributed the most money by itself, and it should be led by itself, but he still nodded with a smile on his face. Hey, the third brother is right, the brothers have to settle the accounts.

Yang Guozhong and Vasily waited for a while, and when they saw that Sun Ziming was still smiling, they just didn't speak, and they were anxious, "Ziming, don't laugh, give me a charter?" ”

Yes? Sun Ziming realized that Yang Guozhong did not want to seize the dominance, but was used to saying something with him. , I'm really used to it, with the heart of a villain, spend the belly of a gentleman!

Sun Ziming laughed a few times and asked rhetorically: "Which of you understands finance and banking?" ”

The two of them were stunned and shook their heads in unison, basic common sense knows the point, if you want to say how to do it, the two of them don't understand it at all.

Sun Ziming picked up the phone next to the sofa, "Steve, put what you have on hand in advance, and come to room 16036 of Lisboa." Yes, immediately! ”

The excited flushed Sheknia finally came to his senses, whispered something to Yang Guozhong, and prepared to get up and go out to let the three men discuss things. Sun Ziming said to Yang Guozhong: "Guozhong, let her stay, things are not as simple as you think." ”

Yang Guozhong nodded, and Xie Kenia smiled gratefully at Sun Ziming, and sat down next to Yang Guozhong again. Sun Ziming turned his face and asked Vasily: "Vasily, now that we are partners, you should tell us how much we can acquire and how much it will cost, right?" ”

Vasily hesitated, but still told the truth about the three rough diamonds. It was not bought by him from the Peace Mine, but that one of his cousins offended the children of the powerful in Moscow, and the cousin who worked in the Peace Mine asked for money to dredge it and sold it to his father on his own initiative.

Yang Guozhong's face darkened and just thought, Sun Ziming quietly stepped on his feet, "Vasily, it's okay. Fortresses are easiest to breach from within, and I'm sure you have enough of them. ”

Vasily nodded awkwardly and said in a low voice: "Ming, I lost my temper in the restaurant just now because the people of the Twelfth Bureau of the National Security Committee had no way to buy it." Because, except for their bosses, no one knows who they are. My cousin was the deputy chief mechanical engineer of the Peace Mine, and he had worked there for twenty-three years, and he knew the situation more than the mine manager, and even he was not sure which was the informant and which was the real agent. ”

Yang Guozhong looked at Sun Ziming in horror, fortunately he listened to his brother's words, and didn't try to buy from those cadres, otherwise he would have died, and he didn't know how Lu Dao died!

Sun Tzu hesitated, "Vasily, give the share to the National Security Bureau to your cousin, and the one to be guarded will be divided equally between the three of us." In addition, tell your cousin that if something happens to him, we can arrange for his family to immigrate to Canada or the United States. ”

Vasily had no opinion, and Sun Ziming continued: "Vasily, there is something you need to understand. Even if we acquire the rough diamond, it will not be able to be realized for a considerable period of time, so we have to discuss the issue of the bank's shares, what do you say? ”

At this moment, Vasily's heart lifted, and he had nothing but the more than 180,000 dollars. The funds for opening a bank must be advanced by Ming and Ivan, as well as the logistics channels that cooperate with the operation, which determines that he is the weakest party. Now I can only hope for the kindness and generosity of the other party, and allow myself to pledge the proceeds of the future rough diamond.

Sun Ziming and Yang Guozhong got up and went into the bedroom, "Guozhong, what do you think?" ”

"You set the rules, and I will implement them." When Yang Guozhong faced Sun Ziming, he was also at an absolute disadvantage like Vasily, but he knew that his brother would never treat him badly.

Sun Ziming gave a cigarette to Yang Guozhong, and the two took a few puffs of cigarettes, "In addition to investing back to the mainland and the Soviet Union, our trading company also has a little more than 100 million yuan in the account, and the cash distributed by the Huo family has not been touched, about 180 million US dollars." I'm going to use the money to start a bank and hand it over to Steve to run it. Our shares are well divided, in proportion to the original, the problem is Vasily. ”

This Yang Guozhong has no opinion, the three of them were originally tied together, and according to the original division of shares, he also took advantage of his brothers. But it doesn't matter, everyone is still struggling, there is no need to be so clear, otherwise it won't be interesting.

"Ziming, I have an idea, can you hear if it makes sense."

"You say"

Yang Guozhong means that the idea was made by Vasily, and it can be said that he has the merit of making suggestions, but business is business, and he is not his own brother, so he cannot take advantage of his own family. You can use the proceeds of his future rough diamonds as collateral and lend him $10 million as stock.

After a pause, Yang Guozhong continued: "Steve is our own person, and we have to rely on him to preside over the opening of the bank, so we can't treat him badly." Or do we give him 5% of the shares, and the shares will be deducted from the dividends? ”

Sun Ziming laughed when he heard Da Lu, this plan was similar to what he thought, ", you are really a roundworm in Lao Tzu's stomach!" ”

", don't say it so disgustingly, you have to say that Lao Tzu is your confidant!"

The two talked and laughed for a while, and then went out to talk to Vasily. The young man was slightly disappointed, but he was also glad that he had met Ivan and Ming, who were able to allow him to pledge with unknown gains.

"Ming, Ivan, thank you for your generosity."

Who is Yang Guozhong? In the Soviet Union, legal business and illegal business were done vigorously, and Vasily could not understand that little bit of careful thinking?

"Vasily, this $10 million is because you gave us a good idea, not because you can help us buy the original diamond. An idea can get $10 million in venture capital, which is a miracle in the world, and you should be proud! Besides, the $10 million loan is a symbol of your shareholder status. In the future, after the economic situation stabilizes, those invested companies will be spun off and sold, and banks will expand their shares and go public, how much advantage will you have as a shareholder? ”

Vasily is a smart man, putting aside that little disappointment, it is easy to think clearly about what he has paid and what he has gained, which is completely disproportionate, "Thank you, my dear friend!" ”

……

It was almost time for lunch when Steve hurried over from Hong Kong, leaving what he was doing and running over. Steve was ecstatic after listening to Yang Guozhong's introduction, and only after being excited did he ask in a deep voice: "Boss, opening a bank is not so simple......"

This ghost guy is stained with the problems of the Chinese, and he likes to beat around the bush when he speaks, Sun Ziming interrupted with a smile: "If you have something to say, what do you want to ask?" Do you think the 5% stake was given to you for free? ”

Only then did Steve stop talking about the difficulty, and asked in a deep voice: "BOSS, I want to know how much autonomy I have?" Who oversees finances? How are major issues decided? ”

Sun Ziming discussed with Yang Guozhong for a few sentences, and said with a smile: "You are fully responsible for business matters." Financial supervision is the responsibility of Vasily, independent of the bank and directly to the Board of Directors. Major matters are discussed by you, Guozhong, and Vasily, and I am too far away from you. ”

"OK, BOSS, you're wise! Believe me, as long as the status quo in the USSR is as Chung and Vasily said, in less than five years, we will all become super-rich! ”

Everyone laughed and reopened the champagne to celebrate.

……

Indeed, as Steve said, it only took more than three years for these three people to make Yang Guozhong and Vasily Russia's financial oligarchs, and to establish a huge consortium combining politics and economics, firmly controlling the economic lifeline of the Russian Far East