Although Zhang Cheng has never fantasized about passing all the A's in college, he can't go to college for the rest of his life - his graduation thesis is just where he got a college degree.

And the credit system doesn't care how many years you go to college, if you get a four-year course in two or three years, then you can get a degree in two or three years - for many international students whose family economic situation is not particularly good, especially for Chinese students with good brains, the average cost of studying at an American university is forty or fifty thousand yuan a year (overall) The financial pressure is still very great.

One of the reasons why many Chinese students are so diligent is because the cost of studying abroad in American universities is high, but scholarships are also very happy. Getting a scholarship is much better than going to a black job and brushing dishes.

This time he was in a good mood, Zhang Cheng went to the school café dangling, which is actually the school cafeteria, because most students feel that the coffee here is more authentic, the environment is not bad, and the price is not expensive - the school buffet, non-alcoholic drinks can be drunk as much as you want. It was secretly renamed a café a long time ago.

Here I accidentally ran into Jane and Tess from the student council.

Zhang Cheng naturally went up and greeted him with coffee and a plate of spaghetti (tomato noodles): "Hey, what have you been busy with lately?"

Tess: "What else, the Student Council is going to be involved in a game to promote the school's football baseball team recently. ”

If there are few teams or track and field masters in American universities, you don't need to look at the level of a fifth-rate pheasant university. By giving the green light to students with sports talents, and then cultivating college star players through college competitions, it is a win-win situation for both the school and the sports students.

Take the most popular football game in the United States, not to mention college games, high school games can be profitable through selling point tickets. Since there is profit, according to the urine nature of capitalism, it must be vigorously promoted and promoted.

Zhang Cheng has also watched a few live football games at home, how to say it, it is indeed a battle of wits and courage on the court, and its excitement is something that has not been seen in football games and basketball games before. It's no wonder that rugby has become the number one ball game in the United States, and even spread rugby culture to developed countries such as Europe and the United States - of course, there is still a lot of resistance.

Tess asked, "Zhang, what have you been up to lately?" ”

Zhang Cheng: "Study hard and go up every day." ”

Jane and the others all laughed when they heard this, in their opinion, of course, rich people studying are mixed diplomas, even if they get all four points of the degree certificate, do they still go to work for others?

What Zhang Cheng said is true, in addition to the main courses and elective courses in the month of admission, Zhang Cheng himself is also engaged in biopharmaceuticals, which is not without results, at least he has opened up the channel to enter the master's degree, and he has jointly opened a project with Professor Nielsen of biology. You see, it takes a month to do something that other students would take years or even more than a decade to do.

Seeing that Zhen and the others didn't believe it at all, Zhang Cheng had no choice but to say the latest plan: "Buy an RV, the kind that can drive a trip." I am also ready to buy a piece of land as an investment. ”

These two things are actually for legal tax avoidance, and now Zhang Cheng still has 10,000,000 US dollars on his books, and if he hasn't spent or invested by the end of the year, at least 20% of them will be from the tax bureau. Zhang Cheng plans to leave a few million for emergencies, and the rest will be spent by the end of the year.

The U.S. tax policy is very weird, if you make money and save money directly, sooner or later, a large piece will become the tax office, if you spend it cleanly, the U.S. tax revenue will give you a tax refund at the end of the year.

In a word, it is to encourage consumption, encourage spending, and encourage investment.

Zhang Cheng's accountant advised Zhang Cheng to invest in equity funds for reasonable tax avoidance. It's just that Zhang Cheng is not so stupid, not to mention that there are too many tricks in the fund, is the stock played by an ordinary investor like Zhang Cheng who is worth tens of millions?

Definitely not, in Zhang Cheng's view, the stock market has always been a killing ground for capital predators to play the game of big fish eating small fish. Looking at the history of stocks, which time is not after the rise, come to a black week or something, and let the predators run away the money of retail investors and hand it over to the US government.

If there is a choice, Zhang Cheng would rather choose to invest in land, after all, the land in the United States has been slowly appreciating over the years, Zhang Cheng's plan is to buy such a piece of commercial forest land for about 10 million US dollars, although the commercial forest land has a low return rate and a low return on the principal It takes too long to recover the principal, but it is better to have a stable income.

Even if the forest is burned in the event of a natural or man-made disaster, the land is still there, and if it is insured, it is actually the insurance company that loses the accident. In case gold and oil are dug up from the ground where you bought it, it will still be your own.

As for the RV, Zhang Cheng took into account that the broken Buick had already entered the waste car disposal station, and the Bugatti sports car was majestic, but it was only two seats.

Zhang Cheng fell in love with a new Mercedes-Benz RV luxury model, with four sofas and TVs, beds and bathrooms, kitchens, water dispensers, fax machines and computers, the point is that such a big car is only 200,000 US dollars, cheap.

Since the United States is a car kingdom, how can you live here without a car that can drive and travel.

Zhang Cheng thinks very simply, the main reason is that there are no worse than 200,000 (plus insurance), but the average American really can't afford to buy hundreds of thousands of luxury RVs - for low-income American families, there are more than 200,000 US dollars enough for two children to go to college, the United States is known as the car kingdom because cars are cheap, American cars cost a few thousand dollars a is not expensive, and Japanese cars in the United States are even cheaper.

Jane and her little friends still have something to say, so they can only continue to spit out the old groove: "Chinese are really rich." ”

“NO,NO,NO.” Zhang Cheng shook his head and said: "The Chinese are really nothing, in our opinion, Buffett, Gates, the British royal family, the Saudi royal family, that is called rich." ”

There is a lot of talk and laughter here, but I don't know that disaster will fall from the sky.

Someone saw that Zhang Cheng was not pleasing to the eye, and shouted to Zhang Cheng here at the adjacent table: "Hey, Asian, go back to Asia." ”

Hearing this, Zhang Cheng was not angry, and looked sideways at a big black man who was a mixed-race man, and he could be slaughtered by looking at his weight. Zhang Cheng smiled: "You can go to college with this IQ, you must be a sports student." ”

Jane knew the speaker: "The No. 2 catcher on the school baseball team." It's called Jimmy. ”

Jimmy slapped the table and got up, "So what?" ”

Zhang Cheng continued to laugh: "So you should learn more about the history of the United States and the Americas. The ancestors of the Asians, that is, my ancestors, arrived in the Americas tens of thousands of years ago, and you have only been here for a few hundred years. However, it is better for others to say, are you going back to Africa? Or go back to Europe? ”

Zhang Cheng said, laughing to himself.

PS: The power goes out during the day, and I don't sleep at night.