After all, the local publishing industry in Hong Kong has continued to slump in recent years, and the millions of copies sold in a single book in the early years have long been a memory, and now if a novel in Hong Kong can sell more than 100,000 or 200,000 copies, it is already very remarkable.

The name of the world publishing company is publishing, in fact, the main focus is comic works, and it is the first time to test the waters of novel publishing, and there is no popularity and influence in the industry, so at the beginning, when the world got the copyright transfer of Lin Xiaozhi and obtained the copyright of the novel "Resident Evil", Ma Rongcheng was very cautious and proposed to him that the final circulation of this novel may be difficult to exceed 100,000 copies, and it is conservatively estimated that it will be 60,000 or 70,000 copies at most. That's why only 50,000 copies were printed in the world.

However, the market's astonishing acceptance and demand, it took only three days to digest the inventory of 50,000 copies, which made the unprepared Tianxia Publishing Company unexpected, and the company was also cheering. In addition to coping with more and more additional book orders from sales outlets, Ma Rongcheng even had to delay the main writer of two issues of serialized comics, and personally sat in the printing house that Tianxia Publishing House had just acquired, urging the printing of more "Resident Evil" novels to be printed as soon as possible to meet market demand.

“…… Lin Sheng, here is the bank share transfer agreement that I have repurchased from eleven shareholders in the past few months, you can take a look. Total. 39 shares, because it is a premium repurchase, the cash you handed over to me has been used for more than 320 million Hong Kong dollars......"

Urged back to the company by a phone call from Song Nianhui, Lin Xiaozhi had just come to his office and sat down, Song Nianhui handed him a bulging document bag, Lin Xiaozhi opened it and saw that it was full of 'Kowloon Bank, share transfer agreement.

"27" Lin Xiaozhi frowned slightly, since before going north, some shareholders of the bank made trouble, openly accusing him of disturbing his development strategy for the bank, so he kept it in mind, and directly asked Song Nianhui to bring money to the door afterwards, and directly repurchased the shares in their hands at a premium for those shareholders who had different opinions, making it clear that the carriage and horses would drive out the shareholders who disagreed with him.

After all, many shareholders of Kowloon Bank are the descendants of old buddies and old courtiers who followed his grandfather Lin Jili to fight the country, and most of them are the same generation as his father. Therefore, in the face of his tough attitude of rushing people, many shareholders who were annoyed or stabbed the matter to the media, trying to use the civil strife to trigger a run on bank depositors to force Lin Xiaozhi to make concessions. Some Yu Crisp came directly to the door to find him to theorize, but after eating a closed door at him, he found that Lin Xiaozhi didn't buy it at all, and then went to Lin Mansion to make trouble with the old man.

In the end, it was the old man who came forward to appease him, but unfortunately he Lin Xiaozhi was already determined to clean up the internal voice, for those troublesome shareholders who were blacklisted by him, Song Nianhui used all the means to kill them quickly under his instructions, on the one hand, he revoked the bank executives appointed by more than a dozen shareholders, and on the other hand, he bypassed the shareholders' meeting and only pledged allegiance to Chairman Lin Xiaozhi, and at the same time stepped up urging several shareholders who defaulted on bank loans to repay their loans.

Lin Xiaozhi's hard-hearted heart and refusal to give in finally forced many shareholders to accept the reality. After discovering that the Bank of Kowloon has completely become a word of Lam Hau-chi, and they have also been affected by Lam's new policy, it is difficult for shareholders to get low-interest loans from Kowloon Bank as easily as before. As a result, many shareholders finally chose to bow to him and accepted the premium he offered.

However, it took a lot of effort to get it back. 39 shares, apparently Lin Xiaozhi is not very satisfied. Although the Lin family holds most of the shares of the Kowloon Bank, which is more than UU%, he is not ready to touch the shares held by the old man, which is left to his father and eldest brother. However, there are still more than 30% of the remaining shares scattered in the hands of many shareholders, although there are only single digits left in their hands now, but these individuals can make trouble once It is inevitable that they will make trouble a second time, and it is also annoying to watch......

Seeing him frowning, Song Nianhui groaned slightly, and touched his mind very well, shrugged his shoulders and said helplessly: "Although we have made it clear that the carriage and horses are going to drive people, there are still a few shareholders who are determined not to sell, and even I took the initiative to make an offer of one percent on the basis of the original premium, but I failed to move a few old guys." Obviously, these are the real smart people, and they are more optimistic about the future prospects of our Kowloon Bank under the leadership of Lin Sheng......"

He slapped Lin Xiaozhi a little on the back, and Lin Xiaozhi just put down those equity transfer agreements and smiled, "Don't wear a top hat for me, interlacing is like separating the sea, I am only a rough surface of the banking industry, and you are responsible for the specific management." Kowloon Bank, I'm just making suggestions, and by the way, helping with advertising."

After the acquisition of Sing Pao, Lam Hau-chi did not fail to advertise his properties in Hong Kong's second-largest newspaper. It is no exaggeration to say that at least 30% of the advertising space in the current "Sing Pao" every month is reserved for many industries under his name, and the Kowloon Bank is the majority of them, and even the advertisements of the Media Asia Group are not as good and more than its location.

However, Song Nianhui is not wrong, the reason why several shareholders are reluctant to let go of the shares in their hands is basically because they are optimistic about the future of Kowloon Bank under the leadership of Lin Xiaozhi.

In the highly competitive banking industry, in addition to relying on absolute strength to establish an industry position, the foundation and influence brought by word-of-mouth accumulation are also particularly important. Since the establishment of Kowloon Bank, Lam has been a long-established brand in Hong Kong's local banking industry for decades. However, he and his son Lin Jiannian worked hard for two generations, and when Lin Xiaozhi took over in the 90s, it was just a small licensed bank with a market value of hundreds of millions.

But since Lin Xiaozhi took over, although he seems to be indifferent and handed over all the daily management of the bank to Song Nianhui, the Bank of Kowloon has skyrocketed several times in just one year, once close to 3 billion Hong Kong dollars. Although Song Nianhui has the credit for this, most of it is due to Lin Xiaozhi's own strategy.

Song Nianhui believes that banks must rely on loan interest to subsidize the amount of interest given to depositors, but Lin Xiaozhi does not agree with continuing to provide large amounts of medium and long-term loans for more than one year, especially for three or five years, on the grounds that they are not flexible enough and are prone to bad debts, but instead propose to use part of the bank's depositors' funds to invest in the property market and securities and futures.

The reborn Lin Xiaozhi suggested this, and naturally he had his foresight.

He remembered that in the next few years, it was not until the Asian financial crisis came that the myth of the bubble in Hong Kong's stock market and property market was broken. Although Hong Kong suffered some losses in the early days due to the laissez-faire actions of the SAR government, with the help of the mainland government, which tightened its belt to support, Hong Kong not only successfully repelled the incoming international fast money force, but even lost some of its profits in Hong Kong, thus laying the foundation for the next round of upsurge after the financial crisis.

In Hong Kong, who will ask for loans from small and medium-sized banks? It's nothing more than some factory owners and some real estate developers who don't enter the stream. Directly providing loans to real estate developers to eat interest is obviously not as high as buying a few office buildings directly and eating rent. And providing loans to those factory owners is even more of a pit, who gives to whom to find death.

Hong Kong itself is an international metropolis with zero resources and a serious lack of almost everything. It is precisely this point that dooms Hong Kong's local cheap manufacturing industry and extensive industry to have no way to survive, whether it is the neighboring mainland or the Southeast Asian countries in the south, its manufacturing costs are far lower than Hong Kong's, which is why since the late 70s, Hong Kong's manufacturing industry has gradually died. Originally, Hong Kong's manufacturing industry would not have been able to develop as Singapore's high-value-added technology industry had been, but Hong Kong's huge market had long been remembered by many enterprises in Japan, the United States, and Europe, so how could it be possible to allow its local high-tech industry to develop. And there is also the gradual rise of South Korea and Taiwan, especially Taiwan is too close to Hong Kong, all kinds of all kinds of tragedy created in Hong Kong's manufacturing industry, this is simply a pit that can not be touched, Hong Kong since the mid-80s, the economy is booming every year, but every year there are a large number of factories in arrears of bank deposits and even bankruptcy, the bane is here.

And the fact that Kowloon Bank has been able to grow is somewhat related to Lin Xiaozhi's advertising effect. In the past few years, he has almost become the most exposed celebrity in Hong Kong, and many citizens have chosen to deposit their savings in the Bank of Kowloon because they have seen him too much. For Hong Kong people who believe in feng shui and gods and Buddhas, it is not always the bank where they save money, and it is impossible to say that they can still touch his legend and bring wealth and luck to him. Relying on his 'living signboard', it is conservatively estimated that at least a billion Hong Kong dollars of huge deposits have been brought to the Bank of Kowloon.

After thinking about it again, Lin Xiaozhi waved his hand and said: "Forget it, if those shareholders don't want to sell you, don't chase after them, anyway, it's just a little bit of shares, and they can't make trouble."

Seeing that he refused to accept the credit, Song Nianhui couldn't help but admire it even more, and said with emotion: "Although I am confident in management, if you talk about making money and investing, a hundred Song Nianhui can't be worth Lin Sheng alone." I won't talk about the myth of Media Asia, if our Kowloon Bank hadn't listened to your instructions last year and pursued a large number of loans to tighten the monetary system, last month's run on us alone might have hit us hard. Now we do lose a lot of loan interest income, but in the past quarter, in the securities and futures market alone, we have gained close to 43UU million in net profit, which is not counting the monthly rental income of several office buildings under our name...... At the current rate of development, in another year at most, I am confident that bank deposits will exceed HK$5 billion, and Kowloon Bank will be among the medium-sized licensed banks......"

Hong Kong's banking industry is extremely developed, not only there are hundreds of large and small banks in the city, but also banking giants from various European and American powers and Asian countries have rushed to the beach, so in Hong Kong, the "super, large, medium, and small" four-level bank classification system is extremely rigorous, in addition to testing the assets of the banks themselves, the banks absorb private deposits is also an important indicator.

After successfully investing in the mainland Shenzhen Development Bank, Lin Xiaozhi no longer attaches too much importance to the Bank of Kowloon. But Rao is so, he will hear Song Nianhui's ambitious proposal to make Kowloon Bank bigger and stronger, and he will still be agitated in his heart. No one thinks they have too much money, and Lin Xiaozhi is the same.

smiled slightly, Lin Xiaozhi, who was very glad that he left Song Nianhui and recommended him as president, smiled and nodded at him: "I can rest assured that the bank has you, and I can do it boldly, and if you encounter any difficulties, you just have to tell me about it...... By the way, I gave up shooting today because I have something to look for you. I have a company under my name that is also called 'Kowloon Investment, in the afternoon, I asked people to bring the company information that has been sorted out, and you can take the time to help me register as a group, and the registered capital will be 50 million Hong Kong dollars, and it will be deducted from my account......"

Today he gave the crew a day off to see Song Nianhui, and he also had something to come to him. After more than a month of contacts and intensive negotiations, the four mainland companies he had been in contact with when he went north in mid-March have now almost completed all the formalities for becoming shareholder. In addition to Shenzhen Development and Ping An Insurance, which were the first to negotiate the conditions, the other two Jianlibao and Xiaobawang Technology, which were very resistant to shareholding at the beginning, also signed a shareholding contract.

Xu was Beijing who personally inquired into the matter, so that the local governments below could see some information. Jianlibao and Xiaobawang Technology are both state-owned enterprises supported by the local government, Li Jingwei and Duan Yongping finally failed to change the decision of the local government, Lin Xiaozhi spent nearly 200 million yuan, each obtained 30 shares of two companies.

After acquiring such a few companies, coupled with the fact that Lin Xiaozhi still has many companies such as Media Asia, ATV, and Tianxia Publishing under his name, it is not convenient to manage, so he moved to change the Kowloon Investment Company that he asked his eldest brother Lin Xiaoyi to help him apply for to a professional investment group for management and further investment in the mainland in the future.

Song Nianhui was stunned when he heard this, but this matter was not too troublesome, he nodded and agreed without thinking about it, "This thing is easy to do, I'll get it when I go back."

After saying that, he hesitated for a moment before he continued: "Lin Sheng, in fact, our bank has encountered an opportunity to grow rapidly right now, but it's just ......"

"Opportunity?" Lin Xiaozhi was stunned for a moment, and asked him curiously: "What chance?" ”

"Wing On Bank"

The four words came out of Song Nianhui's mouth, and they were so anxious and fast, which made Lin Xiaozhi, who rarely saw his gaffe, also curious.

But before he could ask, Song Nianhui looked directly at him and said categorically, without the hesitation of Fang Cai: "Lin Sheng, I hope you will approve the acquisition of Bank An,"

Wing On Bank is a veteran bank founded in 193l by Kwok Quan, the founder of the famous Wing On Company in Hong Kong. Due to its conservative management style, until the RU era, the bank was able to stand firm in many banking waves, but no matter how good the ship was, it could not withstand the corrosion of time, and Yongan Bank escaped the previous stock market crashes, but finally fell into the hands of the operator.

In 1984, there was a financial scandal in Yongan Bank, and Guo Zhikuang, the third generation of the Kwok family, who served as the general manager, embezzled US$10UU from the bank for his own use. At the end of 1985, the bank's capital was in negative value as it was unable to recover loans to its directors, including its directors and executives, and suffered heavy losses. In 1985, when the bank auditors reconciled the bank accounts for 1985, they pointed out that there were serious problems in the accounts, because there was no money available in the bank accounts because of the existence of a large number of bad debts, and even the deposits that paid the depositors could not be withdrawn.

However, at this critical moment, the shareholders of Wing On Bank voted against a special resolution to inject HK$5.4 billion into Wing On Bank, which eventually led to the suspension of Wing On Bank's operations.

As a long-established licensed bank, the closure of Wing On Bank alarmed the Hong Kong government, and finally, under the coordination of the Hong Kong government, in May 1919, Hang Seng Bank and Wing On Bank reached an agreement to inject capital into Wing On Bank. 7.6 billion yuan, 50 of which was obtained. At the same time, the Hong Kong Government and Wing On Bank also entered into a contract of guarantee for indemnity, whereby the Hong Kong Government would pay for the losses from the Exchange Fund if the bank's liabilities exceeded its assets after the restructuring of its share capital. Since then, Hang Seng Bank has become the largest shareholder of Wing On Bank, changing the name of Wing On Bank, which had been established by the Kwok family for more than 50 years.

After the intervention of the Hong Kong government and the Independent Commission Against Corruption, the shareholders of Wing On Bank were forced to repay a large number of bank loans under the threat of jail time, which caused the bank to eliminate a large amount of bad debts. Therefore, after Hang Seng Bank took over, by the time of the RR year, Wing On Bank had quickly turned a loss. Hang Seng Bank itself is one of the licensed banks in Hong Kong, and it is also a large bank with much more capital than Wing On, so after Wing On Bank turned a loss, the board of directors had the intention of selling it, and since the news of this news was released at the beginning of this year, it immediately attracted the attention of Song Nianhui, who is ambitious and wants to expand Kowloon Bank.

“… At that time, Yongan was forced to suspend business only because the shareholders embezzled a large amount of money from the bank and could not recover it. Hang Seng picked up a bargain, and after the Hong Kong government and the Independent Commission Against Corruption intervened, the problem was solved and soon turned into a profit. The bank, which has eight branches in Hong Kong, is about the same size as Kowloon, but its assets have been severely undervalued due to the impact of its previous closure and takeover. I have calculated that if Hang Seng wants to sell the shares in his hands, the asking price may be between 300 million and 400 million, and we can completely lower it, and it is definitely a sure ......."