At ten o'clock in the evening, Ding Mei pushed the door and came in, saw Wen Liang sitting in the living room watching TV, and said in surprise: "When did you come back?" ”

"I'll be back in the morning, I'll look for you in the store, you're not there." Wen Liang stood up with a smile, took the paper bag in Ding Mei's hand, opened the opening and looked inside, and saw a stack of things that I didn't know if it was a magazine or an article.

Ding Mei bent down to change into slippers, his tone was a little evasive, and said, "During the day, I went shopping with my friends...... Don't flip it, I borrowed it from a friend, and I have to return it tomorrow. ”

Wen Liang put the paper bag on the shoe cabinet aside and asked, "Have you eaten?" ”

"I ate ...... with friends"

Wen Liang smiled: "What kind of friend, I've heard you mention it three times in a while." Mom, although my dad is often away from home, you have to stand firm. ”

Ding Mei was stunned for a moment before he reacted, twisted Wen Liang's ears, and said angrily: "What are you talking about, I haven't cleaned you up for a while, and my butt is itchy, isn't it?" ”

"Don't, it hurts, it hurts!" Wen Liang screamed: "I was wrong, Mom, you let go first." ”

"Humph!" Ding Mei twisted it again before letting go of his hand, and said, "It's like a monkey all day long, no big or small." ”

After speaking, I went to the bedroom, came over for a while, changed into home clothes and came to the living room, took a calculator in my hand, sat on the sofa and crackled and calculated, and suddenly smiled, and I was almost out of nowhere.

Wen Liang leaned over and said, "What's the matter, so happy?" ”

"Go, go, what do children know!" Ding Mei pushed away Wen Liang, his eyes were still on the numbers on the calculator, and he counted the zeros again from the single digit.

"Thirty-eight million...... This is? ”

"I didn't ...... It's nothing. Ding Mei happily put away the calculator, looked back at Wen Liang, and said dotingly: "Son, don't work hard outside in the future, your daughter-in-law's money mother will earn it back for you!" ”

Wen Liang touched his nose and said, "This is not in a hurry...... Mother. Come, sit here, let's chat. ”

Ding Mei glanced at his son strangely, moved his body over, and said, "What's the matter, it's weird today, I have a fever?" ”

Saying that, he reached out and touched Wen Liang's forehead, Wen Liang couldn't cry or laugh, and said, "I'm fine, I just run outside every day." My dad is also busy, you take care of Bi Ya by yourself, are you tired? ”

"Oh, I know that I feel sorry for my mother, where did the sun come out today?" Ding Mei pinched his forgiving face with a smile and said, "Bi Yasi's third aunt is in charge of it, and I've been ...... recently."

She said that she leaked her mouth for a while, her expression was a little unnatural, and Wen Liang saw that the heat was almost over. said: "I can't worry about my third aunt, it's not easy to do business now, and if you're not careful, you'll be deceived." A few days ago, I heard outside that someone in Suhai Province was engaged in illegal pyramid schemes, and they had deceived tens of millions of dollars and ran away. Many people's life savings were lost all at once, and some people couldn't stand it and committed suicide by jumping off the building......"

Ding Mei was startled and said, "Really? ”

Illegal pyramid schemes are not new. As early as the early 90s, it began to be quietly popular, and the state also vigorously cracked down on it many times, and carried out extensive reporting and publicity. So not to mention that women and children know it, but it is not a new term.

"What's the fake?" Wen Yu accentuated his tone and said, "One of them is only in his forties, the old and the young, the old and the young, crying to death and life, it's really miserable. ”

"The government should arrest and shoot all these people with a black conscience!" Ding Meiqi trembled all over, and it took a while to stop, and he wondered: "Xiao Liang, what do you say is this illegal pyramid scheme?" Why are so many people fooled? ”

The World Direct Selling Association has a clear definition of direct selling, in which independent marketers introduce products and services directly to consumers in a face-to-face manner, through explanations and demonstrations, and market consumer goods in places other than fixed retail stores (such as personal residences, workplaces or other places).

In fact, to put it bluntly, direct selling is that manufacturers sell goods directly to consumers, eliminating the two links of agents and retailers, and many great salesmen in the world have done this kind of work. However, when direct selling entered China, it was cleverly varied by some people using their ingenuity, so it became a chilling business model - MLM.

"What about illegal pyramid schemes, which is to introduce you to a commodity that has no value or whose value is far lower than the price, such as cosmetics, stationery, clothing, etc., so that you can sell this kind of product to develop the downline, rather than selling it to consumers who need it......" Wen Yu took the trouble to introduce the various characteristics of pyramid scheme to Ding Mei in detail, while paying attention to her expression.

Sure enough, Ding Mei was devoured by thunder, but he still held on to hope, and said to himself: "No, Lin Yu...... She said that this is capital operation, which is different from buying and selling things, it is the safest, and it is different......"

"Capital operation?" Wen Yu said in a deep voice: "The most hateful thing is the so-called capital operation, you don't even need to make a real commodity, pat your head and make up a plan, build a building in the air, draw cakes on the spot, and promise a rate of return of hundreds or thousands of times, which is simply deceiving people and not paying for their lives!" ”

"Huh?" Ding Mei's face turned pale instantly, his eyes looked at the calculator in his hand blankly, he only felt that a rope was tied to his neck and was slowly tightened, his lips moved, and he said to Wen Liang after a while: "I...... I may have been fooled......"

Wen Forgiveness said so much, just to make Ding Mei realize that he had fallen into a scam, and then seek a solution, but instead of scaring her, he hurriedly said: "What happened, Mom, you say it slowly, it doesn't matter if you are deceived, now my son has nothing else, but he has money, and it doesn't matter if he loses 180,000 yuan." ”

Seeing his son's tyrant temperament, Ding Mei was slightly relieved and said, "That's the case, I met a woman in the car before, and I want to invest in a national-level big project,......"

Ding Mei told Wen Wen in the original beforehand, and the details were more detailed than what Ding Lan said. Since Lin Yufen was able to run from Suhai to Jiangdong to develop the downline, she naturally had already used Shenyu Company's brainwashing method superbly, and first took Ding Mei to a high-end community in Guanshan City that accommodated more than 2,000 people, and saw twenty or thirty investors from various cities in Jiangdong who came to listen to the entrepreneurship meeting in a two-storey duplex house with exquisite decoration, these investors are all in their thirties and forties, and the oldest one is about sixty years old, there are teachers, white-collar workers, state-owned enterprise employees, and retired cadres. That is, most of them belong to the middle class and have a little spare money in their hands. Or if you try to squeeze it, you can squeeze a lot of money out.

Ding Mei was still a little skeptical that this was a pyramid scheme often said on TV, but after seeing so many people with status, and the environment was not as dirty and messy as what they saw on TV, their suspicions slowly went away, and then they watched a large-scale PPT lecture played by a man who was said to be Lin Yufen's deputy using a projector, and explained in detail the origin, method and expected return of the project operation of the Western Bay Economic Zone. Impressed. After listening to the lecture, it was a group discussion, and a dozen beautiful women who were dressed up in a fashionable and shrewd and capable way conducted a one-on-one questionnaire, such as what questions you have about the project, whether you have investment intentions, and if so, whether you are under pressure in terms of funds, etc......

After such a wheel battle, although Ding Mei has not decided to invest, at least he feels that this company is large and powerful from the bottom of his heart. Do things reliably. In the next month or so, Lin Yufen had more than a dozen contacts with Ding Mei, and Ding Mei knew that the Western Bay Economic Zone occupies an extremely important position in the country's western development strategy. This is a once-in-a-decade opportunity, and it is an important moment to change the fate of the individual class for the third time since the reform and opening up, and I also saw a group photo of the president of Shenyu Company and many high-level government officials, Wei Qiwen and Yu Peidong were also impressively listed. followed Lin Yufen and promised. As long as they take the shares, they will take a group of investors to the Western Bay Economic Zone for on-the-spot inspections every once in a while, and they will be able to get a return in less than three years......

Wen Liang frowned. Listening to Ding Mei's description, this Shenyu company has obviously gotten rid of the initial stage of the MLM company that sleeps in shops, eats pickles, and relies on control and detention to brainwash and deceive people, and has entered another stage of high-end atmosphere, and the target of fraud has also changed from the bottom of the people to the middle class, and the threshold for shareholding has also risen directly from tens of thousands of yuan to tens of thousands of yuan in ordinary pyramid schemes, and it is even likely to have been laundered ashore, and has a huge network of relationships in the local government, but because of this, once you dig deeper, you don't have to guess that it is also a shocking case!

Wen Liang originally just planned to teach Lin Yufen a lesson and recover the money that Ding Mei had put in, but at this moment, he changed his mind a little.

Speaking of which, it's time for Liu Tianlai to move his position, Xu Fuyan no longer trusts him, but if there is no big case, there is no great achievement, if you want to move forward, you must have a chance to receive meritorious service awards!

"Mom, did the other party tell you why this investment has such a big rate of return?"

"Of course I said it, we're not stupid, just let her talk nonsense." Ding Mei took out a piece of information from the paper bag he took when he entered the door, flipped a few pages, pointed it to Wen Liang, and said: "Well, here, she said that capital operation is the meaning of money rolling, each person invests 38,000, using the principle of geometric multiplication and the distribution system of the five-level and three-order system, you can get a thousand times the profit and earn 38 million ......."

Every successful fraud case will be backed by scientific evidence, and it must conform to basic logical principles, and then use psychology to achieve the purpose of fooling people. Wen Liang took a serious look at the geometric multiplication principle of Shenyu Company, for example, if you deposit a penny in the bank, it seems to be a small amount, but as long as it increases by a multiple of 2, it becomes 2 points in one day, 4 points in two days, and it is 5.368 million yuan in a month, which is the logical basis for why wealth can grow wildly.

The five levels refer to the five levels according to the investment share, the intern salesman (1-2 shares), the team leader (3-9 shares), the director (10-64 shares), the manager (65-599 shares), and the boss (more than 600 shares), and the share under each person's name takes the cumulative value, you invest in a share, and find three people to invest in three, you are equal to having four shares, and so on.

The third stage refers to the first stage when your share accumulates more than 10 shares, you will change from an intern salesman to a director; The promotion from director to manager is the second stage, you must have 65 shares in your name, and two more downlines will become directors before you can be promoted; The third stage is to be promoted from manager to CEO, in addition to having more than 600 shares, but also three downlines to become managers. There will be different bonuses in these three stages, and the higher the level, the more commissions will be, so that the boss will not get less than seven figures every month.

This is a business that will not lose money no matter how you look at it, the smarter people are, the more they love to ponder, and the more they will find that it is full of business opportunities, so it will make some people who have spare money and want to get rich fall into the trap and can't extricate themselves. What makes Wen Liang feel most ridiculous is that Shenyu Company also stipulates that as long as you reach the boss level and earn enough 38 million, you must be out, on the grounds that the country wants to use this project to create a large number of middle classes, and you can't make unlimited money.

That's enough!

"Mom, don't worry, I'll leave this matter to me," Wen Liang dialed Liu Tianlai's phone and asked him to wait to meet outside, and then said to Ding Mei: "You continue to contact Lin Yufen, and then inquire about the details of Shenyu Company, it is best to visit the headquarters of Suhai over there, but don't show your feet." ”

Where could Ding Mei guess Wen Yu's plan, nodded in a daze, but secretly prayed in his heart that the money invested in it would not really be wasted, it would be distressing to death! (To be continued......)