Chapter 780 Conditions for Cooperation with Banks
In fact, many users are well aware that the mobile game they are playing cannot be free forever.
It's free, so how can the companies that develop the app survive. Not to mention, in the past Xiangjiang, it seems that there are not many free, right? There are free, but there are really not many, and only on the inland side, many software are free, and paid software will not work there.
However, just because an app is free doesn't mean it can't be operated.
Penguin's instant messaging app is free now and will be free!
It's just that there will be some open features, and these features need to be paid, although you can still use them for free, but if you need more powerful features, you need to pay.
Earlier, there was a media report on the situation of the Penguin Group in Xiangjiang, which was also a professional business newspaper, and it was written that the Penguin Group made profits, nothing more than members, and some messy diamonds or something.
In the end, the media also speculated that in the future, Penguin Group will also open some paid services like those operating in the mainland.
A few days ago, the establishment of Alipay, the newspaper also got a report, very thunderous, or Penguin Group is the protagonist, it is clearly written: Penguin Group paid channel opened!
That's right, it's opened.
Because of the above list, Alipay has the investment of Penguin Group, so people will inevitably open a paid business.
That newspaper was rigorous and correct.
You use the free app, how can our company survive. Let's not talk about anything else. Just one server. There is still a mess of maintenance, that is, a large amount of expenses, and then there is the salary of employees, which is a huge amount, if people don't want to try to make money, how to survive, how to develop.
Development requires money to accomplish it.
There are no funds. What other developments are you talking about.
"Now it's up to how many people open an account." Qian said suddenly.
Alipay's account, many, many.
That's right, it's a lot, and the Penguin Group has once again played a huge role, because their instant messaging app on the Xiangjiang side is very popular, and now the number of registered users has already exceeded 3 million.
These three million, all of which can be converted into Alipay users, because the registration of Alipay can be completed with one click, which is to bind the account of the Penguin Group instant messaging application, in short. The two are common.
There is another way, which is to use guò fingerprint to complete the registration of the account with one click.
Select the account mode. You only need to put your fingerprint on the fingerprint scan button on your KT phone for three seconds to register and open an account.
"There should be no fewer people who open an account, but what I want is the number of users they recharge and transfer after opening, and how many users they have, that is the most important thing." Tang Hao said solemnly.
Yes, opening an account doesn't mean anything, the main thing is to see how many users are used after the user.
That's an achievement.
There are many users who have opened, you may be able to say that there are many more users registered in our company, but the water in this is too high, people from the outside world are not stupid, those media are not stupid, see you use such a time to bind the account, if you dare to say so, people will directly stab you.
Don't doubt the discipline of the Xiangjiang media, let alone their ruthlessness, it seems that many media are like this, praise you, hack you, just in their thoughts, today they can praise you, tomorrow, they can hack you, and it doesn't matter if they even slap themselves in the face.
In the media, there are a lot of discipline, but there are no more discipline.
Therefore, even if Alipay wants to announce its results, it will not announce the number of registered users, but the number of users.
"For now, let's operate it first and strive for more."
Li Chaoren thought for a while, and said: "There is nothing bad about placing advertisements, after all, the deadline given to us by the bank is not easy." ”
Do you think the bank will come to work with you? If it's not good for them, how can they work with you.
The important thing is that Alipay also harms their interests, and if you don't compensate them, this is absolutely not okay.
Alipay transfer is free of charge!
That's right, Alipay's transfer is free of charge.
It doesn't matter if you transfer from the bank or in pairs, it's free.
And what about banks? There is a fee for transfers, whether it is a reciprocal transfer or a one-way transfer.
In this case, under the premise that Alipay does not charge transfer fees, what will happen to people, there will definitely be a large number of people who use Alipay to transfer money, although it is necessary to pass guò twice, some trouble, but I believe that there will be many people who are willing to use Alipay.
As a result, banks are bound to lose a lot of transfer business, which is a big loss, and no bank is willing to bear it.
However, they are still willing to cooperate, the reason is very simple, that is, Alipay will open Yu'e Bao in the future, and if Alipay is successful, then Yu'e Bao will also be successful, and may be able to accumulate a large amount of cash in a short period of time.
Cash is king.
Banks are not short of money?
Who said that banks are not short of money.
The bank is very short of money, a big shortage of money, and it is also a lack of money all the time, so until now, the emergence of Yue Bao is equivalent to a big treasure trove of cash, and the money will not be stored on the zài network, which is virtual, how to save?
It is also impossible to deposit in the headquarters of the Alipay company, it will only be in their bank.
In this case, the banks are naturally beneficial, because they can take these people out of the loan or invest, and they will not make a profit, right?
However, the money is certain to be Alipay, if people don't nod, can you withdraw it casually? Obviously not.
Therefore, in order to compensate them, during the negotiations, this matter was raised, and Ma Yu also agreed, and everyone had no opinion, which is why the current cooperation is successful.
However, there is a limit, not all money can be called up by the bank at will, there is a limit.
If Yu'e Bao is to succeed, it will definitely increase the interest.
If the interest rate is increased, they will have to pay, and if the money is used by the bank, the interest they can get is pitiful, so don't they have to post the money themselves, and no one wants to do this.
Therefore, the bank can only call part of the money, and Alipay uses it itself, and the investment or whatever, they have the final say
(To be continued......)