Volume 1 Chapter 297 Coveting Debao
“…… Dear shareholders, thank you for your trust and support, and I have the opportunity to stand here. I would like to express my gratitude to all of you who have stood together with the Lin family over the past decades to grow stronger in the increasingly competitive banking world...... Most of you present are Xiaozhi's uncles, and occasionally your peers know ten times more about the banking industry than me, and you can be trusted by you to temporarily manage the Kowloon Bank, Xiaozhi is afraid and feels that he has a great responsibility on his shoulders......"
In the conference room hall on the fifth floor of the Bank of Kowloon Building, Song Nianhui stared intently at the corner of the round table, and Lin Xiaozhi, dressed in a brand-new suit, stood there with a warm smile, neither reading the draft nor hesitating, and calmly finished a speech under the attention of more than a dozen shareholders of the Bank of Kowloon and some bank executives.
The afterglow secretly swept over the faces of many people in the conference room, and the smiles, frowns, facial expressions, or panicked expressions were all in the eyes, and the smiles on Song Nianhui's face became brighter and brighter. Human beings are the most cruel and forgetful creatures, and on August 15, it has been half a month since the car accident of former chairman of the Bank of Kowloon Lin Jiannian and his eldest son Lin Xiaoyi. However, on this day, Lin Xiaozhi, known as the rebel son of a wealthy family, took over more than half of the shares of the Bank of Kowloon held by the Lin family from his grandfather Lin Jili, and officially took over the Bank of Kowloon as the largest individual shareholder with the support of Lin Jili.
This may be the reason why Chinese companies have not been able to truly become world-class enterprises, and the deep-rooted family values of Chinese people make them unable to tolerate their business power falling into the hands of others. Even Lin Jili knows very well that his grandson Lin Xiaozhi, who suddenly shines brightly in the entertainment industry, especially in the film industry, may not be able to continue his magic in the Bank of Kowloon across industries. But in order to keep his family business, the old man still chose to hand over the bank to Lin Xiaozhi.
Lin Xiaozhi's decent speech, Song Nianhui didn't have the heart to listen to it. It's just a few scenes, and he knows very well that once they sell the now lucrative oil futures, the first thing he will do is to attack the shareholders of the Kowloon Bank, and maybe even turn the Kowloon Bank into his private bank.
There was a slight mockery in his eyes, flashing some shareholders, directors and some executives who occasionally looked at young people like Lin Xiaozhi and made eye contact with each other in their hearts. They may just be unhappy with Lin Xiaozhi now, but in three or five months, no, maybe a month later, I'm afraid there will be no chance to be unhappy......
However, these have nothing to do with him, on the contrary, the head of the Kowloon Bank has changed, and he Song Nianhui is also a vested interest.
In just two years, he has changed from a wealthy man who does not know how to learn in the eyes of others to an upstart in the business world today, if he does not have some means and self-knowledge, how could he Lin Xiaozhi be where he is today. So everyone else is waiting to see the joke of him, a person who doesn't know anything about the banking industry, hasn't Lin Xiaozhi counted it in his heart? So as early as Lin Jiannian's car accident, Lin Xiaozhi had ambitions for the Bank of Kowloon, he thought about this. And his strategy is also very simple, if he doesn't understand, won't he ask someone who knows better to manage it? Just two days ago, Song Nianhui had clearly received a promise from him that when he Lin Xiaozhi entered Kowloon, the bank would set up a new position of president to manage the bank's daily operations, and the best candidate for this position was him Song Nianhui
After the end of the session, Lin Xiaozhi greeted many shareholders who were his uncle's generation under the guidance of the old man, and only after the shareholders left with one excuse after another, they arranged for the driver to send Lin Jili back.
"Boss, not too enthusiastic......"
In the chairman's office, which originally belonged to Lin Jiannian, his fingers gently stroked the boss chair that was different from his office, and snorted softly when he heard it, "A group of old things, when they smell a little fishy, they want to share some benefits, don't pay attention to their ......"
subconsciously touched his pocket, and only when he was hollowed out did he remember that the cigarettes and lighters on his body were confiscated by Zhou Huimin, the glamorous secretary who gave him what he wanted the day before yesterday, on the grounds that the child needs a healthy body......
As soon as he thought of this, he couldn't help but have a headache, and said that only when he had a child could he tie a woman, Lin Xiaozhi's current addiction to smoking is not small, and he is afraid that it will be uncomfortable in the future.
When the addiction to cigarettes came, he had to divert his attention, he looked at Song Nianhui: "I will get the president appointed today, I don't know much about the bank, but I also have to put forward four requirements for you"
After receiving an affirmative answer from his mouth, Song Nianhui's face flashed with excitement, and he responded with a serious face: "Boss, say it."
He was thrilled to be the president of a bank in his thirties. With this experience, it will be a change of owner in the future, and at least one executive status will not be able to run.
"First, increase publicity efforts to increase the amount of savings as quickly as possible to enrich the bank's capital; Second, tighten monetary policy, suspend the issuance of large amounts of foreign loans, and recover loans that are about to expire or have already matured, and take legal measures if necessary; Third, in terms of investment methods, reduce the holdings of stocks and increase the number of precious metals such as gold, so as to enhance the bank's resistance to risks; Fourth, inform the banks that no one is allowed to make any hostile or offensive remarks against the mainland in the capacity of the bank, and I also want you to recruit some people who are more familiar with the mainland, and the bank will try to invest in ......the mainland in the future."
Song Nianhui frowned when he heard this, it is not surprising that this first requirement is the foundation of the bank, and the third one he can also understand, approaching the 87 stock market crash, the Middle East is now in trouble, and no one knows whether it will turn into an economic crisis that affects the world. It's just that the second one is the same as the fourth......
He pondered for a moment before asking, "I'll pay attention to the first and third requests, but I can understand that you want the bank to do its best to recover the loan." However, if we tighten the monetary system and stop issuing large loans, our banks will have to pay interest on deposits, and the price of gold has been falling in recent years. With all due respect, the mainland's policy is unclear now, last year's political storm has not stopped, and many foreign investors are busy withdrawing from the mainland. ”
Lin Xiaozhi secretly breathed a sigh of relief, he knew that Song Nianhui was a generation born in Taiwan after World War II, and this generation rarely has a direct feeling for the mainland, so he is worried that he is out of political opposition to his demands. However, listening to him consider the problem from the bank's point of view, I couldn't help but put down a package in my heart.
"The reason why we need to tighten the monetary system and suspend the issuance of large loans to foreign countries is to maintain sufficient funds in hand. You don't need to worry about the interest of depositors, the amount of loan funds needed by New Asia Film Company every year is not much less than that of other customers provided by banks. As for investing in the mainland, this is only an intention for the time being. After more than 10 years of reform, the mainland market is getting bigger and bigger, and most of those who choose to withdraw from the mainland are due to political factors, and a small number are short-sighted. However, although I mentioned this, it is only an intention for the time being. As you can see from our own bank, there are 60 or 70 small licensed banks like ours in Hong Kong, and there are still many British, Japanese, American, Taiwanese, and mainland state-owned banks competing with each other, and it is too difficult to fight a bloody way out of Hong Kong, and we have to find a new breakthrough......
New Asia Film Company is indeed short of money, and it is still very short of money. Song Nianhui was silent when he heard this, calculating all kinds of gains and losses, Lin Xiaozhi's New Asia Film Company profitability he knows, not to mention that he is the boss of the bank, even if he does not have this loan, he will also give the green light to loan to New Asia. It's just, is Xinya short of money? In other words, will New Asia be able to fill the loan gap on the bank's side?
After pondering for a moment, Yu Crisp asked him directly: "Boss, the profitability of your film company is very strong, and there should be no problem with funds." Why do you need a bank to provide a loan? ”
"Development needs" was repeatedly asked by him, Lin Xiaozhi was not angry, he still had a gentle smile on his face, but his eyes flickered a little.
"Development needs?" Song Nianhui continued to ask unrelentingly, although he had not yet taken office, he still began to think from the strategic perspective of the bank, "For example?" ”
"Acquisition of Debao"
As soon as his words fell, Song Nianhui's face changed suddenly, and he quickly returned to calm, and even his face was the same as him, with a somewhat warm smile. Facing Lin Xiaozhi's gaze, he also smiled and nodded and didn't speak again.