Chapter 283: Buy Insurance
Mengxin said: "Let's talk about it when you think about it." β
"It's called 'Heyuan', there is a word and in grandpa's name, and now he pays attention to a harmonious society, this name should be right."
The wives all said yes, Xiaoya said: "Wuyang, the word you took is really a coincidence, Wang Bin's father-in-law asked someone to write the word, there is a 'harmonious' calligraphy work, I will take it, let's see, is it engraved on the front of the garden gate monument according to this and the word." β
Yan Yuxia said: "Xiaoya, you will look at it tomorrow, and if you think you can do it, you can hand it over to Xiaobao to carve." I ......"
"I'm sorry, Sister Xia, you're done here, and there are children who need to be busy, so Wuyang will accompany you first. Sisters, let's take a shower. Xiaoya smiled.
Tang Jin said, "Wuyang, I didn't come on my period, I went to the hospital in the morning for a checkup, and I was positive, and I was pregnant." β
"It's a good thing to be pregnant, why aren't you happy?" Wuyang said with a smile.
"Don't people want to give birth?" Tang Jin said with a flat mouth.
"Then go and have an abortion."
"I won't go, others say that abortion is as painful as giving birth, so I'll just give birth. Wuyang, this time Xiaoya and I went to help, Xiaoya said that you can't tell Zhu Qibin about your matter, you have done a good job of keeping it secret. β
"It's not that I'm afraid he will know, it's that I don't want his father to know."
Yu Huijuan said: "My period didn't come on time, won't I be pregnant?" β
Wuyang said, "You can also go to the hospital tomorrow for a check-up." β
Yu Huijuan said: "If it's true, it's great. But I have to go out and visit all the businesses so that I can come back and have a son. Afternoon Sun. I have already chosen a plot of land in the capital. Drawings are being designed. What are your requirements? β
Wuyang smiled and said, "It's to build a very large basement." β
"Okay, I'm satisfied."
On Sunday, Yu Huijuan went for a check-up, and sure enough, she was pregnant, so she booked a ticket and set off on Monday.
At dinner, Yu Xiaoxiao sat next to Wuyang, "Wuyang." I would like to buy an insurance policy for my parents and the elders in my sisters' family. β
Wuyang said, "Okay, what kind of insurance is it?" β
"It is an investment and wealth management type, the lowest is 2,000 yuan per share, and the highest is 500,000 yuan."
"What's the benefit? What is the maximum payout? β
Yu Xiaoxiao said: "The salesman of the insurance company is my sister who grew up together, she said that this is the best type of insurance, the income is more than 8% per year, the highest is not capped, if the insured dies in an accident during the insurance period, you can pay 10 years of premiums, that is, if you pay a premium of 500,000 yuan a year." You can pay 5 million. β
Wu Yang asked, "What is the longest insurance period?" β
"You can invest indefinitely."
Wuyang was thinking about it, and Tang Jin said, "Xiaoxiao." I'm afraid there is no such good thing. Other insurance companies set up insurance types, and they all calculate and calculate, and anyway, they are all beneficial to themselves. β
Mengxin said: "Sister Xiaoxiao, how many people sell insurance now who don't deceive people? And the people who deceived were relatives and friends. I don't think there's any need for us to fall for that, you will say tomorrow that you can't get the money for the time being, and you will contact you when you have money in the future. β
Xiaoxiao said: "Such a good sister, how can you lie to me? Besides, we have money at home now, in case the funds can't be turned over one day, and something really happens and we need money urgently, we can have insurance to make an emergency. β
Tang Jin said: "Xiaoxiao, what Mengxin said is not unreasonable, I think it's better not to buy it." β
Wuyang saw that Xiaoxiao's face was not very good, so he smiled and said, "Xiaoxiao, it is also a good idea for you to buy insurance for your elders, I support you." However, when you buy it with your girlfriend tomorrow, ask it first before buying. β
Mengxin said: "What the salesman said will be different from what is set in the insurance policy. Sister Xiaoxiao, otherwise you should buy one with your mother first, don't buy too much, 50,000 or 100,000 will do, and then take a look at the insurance policy. If not, there is still a hesitation period of 10 working days anyway, and it is too late to regret it. β
Yu Xiaoxiao said: "Mengxin, what you said is good, Wuyang also supports it, I will buy two copies of my parents tomorrow, and it is really good to buy them for my mother-in-law." β
After work the next day, Xiaoxiao met Wuyang and told SΓΉ: "I bought a 200,000 yuan for our parents and parents, and I will get the insurance policy tomorrow." β
Wuyang smiled: "Xiaoxiao, you are so filial, I have to learn from you." You take back the insurance policy and show me, and I paid for the other elders. β
"Okay, I'll sue you when I get it back."
The next day, Xiaoxiao didn't give the policy, Wuyang didn't ask, and then the company had a lot of things, so he forgot about it, and on the Friday of the second week, Tang Jin remembered this and asked Wuyang: "Did Sister Xiaoxiao get the policy back?" β
"Didn't give it to me, I'll ask." ran to Xiaoxiao's table, "Xiaoxiao, lend me the insurance policy, I have time tomorrow afternoon, let's go and buy the insurance together." β
Xiaoxiao said: "My friend said that he was busy and couldn't win, and he didn't make an appointment several times, and the insurance policy was not given to me yet." Today, their provincial companies called to inquire, I truthfully said that I didn't get the policy, and my friend complained that I shouldn't have said that I didn't get it, and the company wanted to deduct her bonus. β
Wuyang said: "If you don't get it, you haven't got it, and you can't tell the truth?" Xiaoxiao, I think there's something strange in this. Tomorrow they go to work, which is the final hesitation period, you must get the policy in hand and determine whether to buy it. β
Yu Xiaoxiao said: "Take it back tomorrow, you are not at home, and you may not be able to find it if you look for sisters, I will go and get it tonight, and take it back for everyone's consideration." β
"Okay, I'll go with you."
Xiaoxiao smiled: "It's not going to fight, what are you going to do?" You go for a walk, and I'll be home soon. β
Sure enough, Wuyang came back from a walk with everyone, and before he entered the door, Yu Xiaoxiao came back, and her face was very unsightly when she got out of the car, "Wuyang, this stinky guy lied to me." β
Wuyang smiled: "Isn't it 400,000, is it worth Miss Yu to be angry?" β
"I'm not angry about the money, it's because she took the insurance policy and didn't give it to me, and after thinking about it, I have no chance to regret it after the hesitation period."
"Do you really want to regret it?"
Yu Xiaoxiao took out the insurance policy, "Look at it, what kind of ghost insurance is this." It's worse than depositing in a bank. Of course I'm going to regret it. β
Wuyang took a look. The premium paid in the first year should be deducted 60% of the initial fee, 35% in the second year, and then reduced every year, and after the seventh year, at least 5% should be deducted, as well as the policy custody fee or something, and more than 120 yuan per year. If you pay a premium of 2 million for 10 years. You can get more than 80,000 yuan. If the insured dies within this period, he can get more than 160,000 yuan. In other words, the insured amount of such a large policy is only 80,000 yuan.
Tang Jin took it and looked at it, "I just said it's not interesting, pay 200,000 yuan, and the initial fee will go to 120,000 yuan, which is less than the interest of the bank in the end." β
Yu Xiaoxiao said: "I'll go to surrender the insurance tomorrow." β
Wuyang said: "Xiaoxiao, forget it, isn't it 400,000." It will be 100 years old for your parents, that is, more than 40 years. It's only more than 16 million. β
Tang Jin also said: "Sister Xiaoxiao, you go to surrender the insurance, and you have nothing to do with that girlfriend and friend, why bother, just lose playing mahjong." However, our family doesn't touch these things much. β
Wuyang said: "There are some types of insurance that still need to be bought, such as heavy dΓ illness insurance, which many people in my family's company have bought. Several of them are sick or injured, and they spend a lot of money on hospitalization, and the medical insurance will reimburse part of it, and the serious illness insurance will reimburse part of it, so they basically don't have to pay much money. Xiaoxiao, you contact your best friend to see if she can buy it, if you can, you can buy everyone in the family, the insurance period is longer, the premium is higher, we can be prepared, and we can also increase her income. β
Xiaoxiao said: "Wuyang, you are good-hearted, people deceive us, you still repay your grievances with virtue, you want to rely on my temper, I don't bother to pay attention to her." β
"You can't be angry about small money, don't you often lose playing mahjong."
Xiaoxiao blushed, "Wuyang, do you know that I lost money playing mahjong?" β
Wuyang smiled and said, "I guess, don't you often sneak to Zhang Zi's hotel to play mahjong during work hours." β
"I didn't lose much, I just played around."
"You can go home after work every day, it's very good, it's hard to pass the time if you don't play, remember not to play big, if you meet someone who kills a pig, it will be miserable."
Yu Xiaoxiao smiled: "Don't crow mouth, okay?" In the future, we will train a few mahjong players at home, and play them at home, so that the fertilizer and water do not flow into the fields of outsiders. β
Wuyang said: "My mother likes to play mahjong, and there are many things in the family over the years, and it is rare to get together people, so I rarely play." If you want to find someone, count it as a mother. β
Xiaoxiao said: "Mom is old, playing cards slowly, and playing small, who wants to play with her?" β
Tang Jin said: "If you have to fight so much, don't you just play and kill time." Sister Xiaoxiao, if you take playing mahjong with your mother as a task to complete, you will be willing. β
Xiaoxiao said: "You are so considerate of your mother, just gather someone to accompany her, I can be a coach." β
The next day was November 30, and on Saturday, the Lujiang Municipal Government organized an auction of the old municipal party committee compound, which both Wuyang and Zhu Qibin attended. Liming Group was sent by Li Qiuhua to raise the card, starting from the starting price of 200,000 yuan per mu, until it reached 1.2 million yuan per mu, and finally got the hand.
Subsequently, the surrounding plots of Luye Group were auctioned, the starting price was 100,000 per mu, and the Liming Group did not know what to do, and saw that no one raised the card, so under the signal of Zhu Qibin, the card was raised, and no one raised the card, and the Liming Group got the land again.
After coming out of the venue, Zhu Qibin said: "Big brother, I'm sorry, I was joking, I didn't expect it to be really closed, or I'll give you the money." β
Wuyang smiled, "Between us, do we still need to say this?" These lands are good land, but the environmental pollution is too strict, as long as the environment changes, maybe it will increase in value. Oh, by the way, I didn't even think about it, our furniture factory needs to expand its scale, I don't know if I found the land, I'll ask. β
Call Koishi immediately. Xiaoshi has now returned to the furniture factory as a full-time director, and Wuyang does not have a full-time driver now.
"Xiao Shi, did you go to the tea garden last time?"
"Secretary, I read it, no. The tea tree grows so well that I can't bear to destroy it. It's better to hire a tea master to make zuΓ² tea. β
"Did you find a place to build a furniture factory?"
"Not for the time being, if you can't do it high, you can't do it low, it's the same as looking for a partner."
"My brother has bid for you a piece of land, which is on the edge of the Luye Group. When the company's personnel and the city government are handed over, you are involved. Just build a factory directly. The environmental pollution here is relatively strict. Don't build residential buildings. β
"That's just right. Our furniture factory is noise pollution. They're air pollution, polluted to the point of being a piece. You sue me sΓΉ phone number and I'll contact them okay. β
After hanging up, Wuyang smiled and said: "Qibin, we are really stupid people and stupid blessings." β
Zhu Qibin said: "Big brother, I'm worried about it now." β
"Are you worried about the brothers in Kunlun Mountain?"
"yes. I know that they will be fine, but I can't let go of it. There is also the Tibetan mastiff, which is my own. Brother Wang Bin has one, Yu Ying and Zhang Ling have one each, and the 4 Tibetan mastiffs are all locked up now, that is, Brother Wang Bin will go to release the wind when he has time, and I am afraid that they will be closed. β
"Your Tibetan mastiff has grown up now, right?"
"Yes, they are all bigger than Gemu Cuosan, but I don't know if they can reproduce, they may be sexually mature. There is also the matter of Myanmar, I went this time and selected wool from a few small bosses. Only one big boss picked it, and there are 5 that didn't pick it. You know. I'm much slower than you, and I have a lot of wool from the boss's mines, so it takes 6 or 7 days for a family. I promised Boss Chen to come over immediately, I was afraid that he would be angry. β
"Your wife has just reached the full moon, so can't you go?"
"I'm at home, and I can't help much. Now the family has hired 8 nannies and waiters, as well as cooks, and several wives are also recovering very quickly. I want to go over tomorrow, and you can call my dad tomorrow afternoon and say you can't go. β
"Well, there's no way around it. How much wool did you buy this time? β
"It's about 500,000 yuan. Now it is stacked on the hillside of the cement factory over there, and more than a dozen people are just guarding, and there are very few stones cut. β
"Are you going to let Boss Qiu pass over this time?" Wuyang has recently received Boss Qiu's consulting fees every month, and they have all been paid, of course, Zhu Qibin doesn't know about it.
"Big brother, I know you're righteous and a friend enough, so you can call them over. But I can't come over until I'm almost done with the selection, and those little bosses produce them again, otherwise they can choose as they like in the future. Although the cost will be higher, we have picked up the good jadeite we wanted. After this time, it will be the jade public market in March again. β
Wuyang said: "If you don't have time, it's okay if you don't participate in the Jade Public Market." β
Zhu Qibing smiled: "Big brother, how is that possible?" Now if you want to sell jadeite in China, it will definitely affect the market price, and you can't earn so much money, so the public market is a must-go every year, and you can't miss it once. β
"Whatever you want, how is Wang Bin's villa complex being built?"
"It's coming. I went to see a few times, and saw that some of the scaffolding had been dismantled, and Brother Wang Bin said that he would strive to do a good job of exterior wall decoration before the rainy season, and the interior decoration could be carried out in the rainy season. Brother Wang Bin's ability is quite strong, I think he seems to be fine at all, either he goes to the base on weekends, or his wife comes over. β
"You're going to have to learn how to lift weights later. With money is to enjoy life, enjoy life, in addition to the purchase of wool we must do it ourselves, other things must be arranged for others to do, their own work is always busy not win. β
"Okay. Big brother, what do you say about Zhou Qian? β
"I think you will arrange your current wife in Spring City, before you start a family, you will be with them more, and after you marry Zhou Qian, you will gradually tell her, aren't you very capable? It's better if she can't stand it, and she won't blame you. As for how Zhou Qian will be treated, none of us can say for sure. By the way, you can choose a few more villas in the villa group, and it is not necessary to have a few wives now, but to leave a few sets of mobile ones, in case the wife team grows and grows, and the villa is gone. β
"I heard Brother Wang Bin say that after the villa is renovated, the cost is 100 million, why am I embarrassed to ask for too much?"
"I said you're stupid, aren't you? What is the concept of 100 million? It's just a small piece of jadeite, how much do you buy back in a year? I think you can keep at least 50 sets, or 100 sets. In the steel mills on the Lujiang River, the island, the East China Sea, the capital and Xie Daxia, our villas are being built, you have to pick and choose, you can do whatever you want. If you have more wives, you will have more sons, and you can't do without a house. At that time, in addition to bank deposits, the basement of the villa for wives and children was filled with gold and jade, sealed and handed over to them, so that they could have no worries about food and clothing. β
"Big brother, what about Brother Wang Bin?"
"They can have 5 or 10 sets, but if they have more, they can't. Although they are my brothers, they are employees of the company after all, so the involvement is greater. You are different, your contribution to the company is irreplaceable by others, I will try my best to meet any needs you have, and what you don't consider, I will also consider for you. It's one thing, anything about me, many things in the company, if it's not necessary, don't tell your parents and grandmother, and your wives should also tell you. β
"No problem. Big brother, I'm leaving, I'll call you when the time comes, and you can call Boss Qiu again. β
After the breakup, Wuyang called Wu Fang's mother and told her about asking her to design the financial building.
Mother Ye said: "You arrange someone to figure out the geological situation first, and we will come over immediately." Now they are all designed by computers, and the speed has increased a lot, if you can explore the geological conditions within half a month, I can guarantee that you will be able to construct after the Chinese New Year. Wuyang, is Xiaofang's child for her grandfather? β
"Give it, but it's better to grow up next to Xiaofang before you go over."
Mother Ye said: "What's in the past, it's just a surname." We don't fight with her uncle for property, and if her uncle wants to keep his daughter at home to recruit a son-in-law, we can bring it over and make a table of wine. β
"Mom, I think that since we can get the recognition of the Ye family, then we should take advantage of this matter to buy more family property on my grandfather's side, not only to give you a glorious lintel, but also to plan for the future of the child."
Mother Ye smiled: "You kid, you just think thoughtfully and think far." Your father-in-law and I will take graduate students over there tomorrow to participate in the design of the new city, and if there is a good location or a good investment project, we will stay for you, and you will take some time to go over and check it. β
"You and Dad think it's okay, just call me if you need investment."
I thought that the construction project manager of this financial building was Guo Xiangli, so I drove there to have a look.
When passing by the logistics center, Wuyang stopped and went in to see if Han Jianzhou was still there. Inside, a brother of the Li family, was arranged, and he was arranged to be the director of the office. Just asked: "Big brother, what about Han Jianzhou?" β
"Wuyang, please take a seat. Han Jianzhou has been out for a week, and I will be in charge here. β
"Is there more to this mess now?"
"Much less than before. There is only one assembly line left in the factory, the hospital is mainly green space and lawn, and the largest is the construction of two 15,000 acres of real estate, which has only started recently. β
"What about Han Jianzhou's planting and breeding industry in Yihe City Forest Farm?"
"There are our brothers who used to manage it, and there are also mineral water factories, which are all industries with better benefits."
"Is your office going to be moved?"
"After the New Year. I'm going to move to the new building, but I don't have an office space yet, so I'll go there when it's done. β
"Okay, you're busy, I'm leaving." (To be continued......)