PS: It's still automatically updated.,At the end of the month, things are a little bit too much.,I'm troubled by the dead curtain mountain.,Depressed, please support the genuine version of "Hacker" to inject positive energy into the curtain mountain! Because there are so many things, I compress my sleep time, stay up late, stay up late

January 2, New Year's Day holiday.

At eight o'clock in the morning, Shi Lei's mobile phone alarm clock rang, because he was going to meet Li Zhiyue today, Shi Lei deliberately got up early, so as not to wait for Li Zhiyue to call over, if he hadn't gotten up yet, wouldn't it make Li Zhiyue wait for a long time?

Just after washing, it was not yet a quarter past eight when the mobile phone on the bed rang.

The caller ID was Li Zhiyue, and Shi Lei hurriedly connected, "Good morning, Zhiyue!" ”

Li Zhiyue's tone was flat, and she responded: "Shi Lei, good morning." Are you out of bed? ”

"Of course it's time to get up! Zhiyue, where do we meet? Shi Lei asked with a faint excitement.

Li Zhiyue's tone was still as quiet as a peony, elegant and quiet. "The blue café in the backstreet, you know the way, right?"

"Huh?" Shi Lei was a little suspicious of his ears, the blue coffee house was a gathering place for surrounding universities and couples. Li Zhiyue is studying at Shuangqing University, so it is impossible not to know the situation of the Blue Coffee House in Ludao.

If Li Zhiyue knew the meaning of the Blue Coffee House and took the initiative to ask Shi Lei to go to the Blue Coffee House, it would be a little strange!

"Don't you know about the Blue Cafe?" Li Zhiyue asked rhetorically.

Shi Lei hurriedly denied, "No, Zhiyue, I know the Blue Coffee House." I'll be right over! ”

"Okay, I'll be waiting for you at the Blue Cafe!" After Li Zhiyue finished speaking, she hung up the phone and did not give Shi Lei a chance to ask.

Shi Lei still put the phone on the bed, although he was confused, Shi Lei still changed into the face-saving Versace. Then he picked up his mobile phone, as well as the car keys on the computer desk, and rushed to the back street of Shuangqing.

The white Audi A4L stopped outside the blue coffee house, Shi Lei pulled down the vanity mirror on the visor, tidied up his appearance again, and then walked towards the blue coffee house.

The Blue Cafe is not very large, it is divided into two floors, with a total of 12 couples on the upper floor and 6 couples on the lower floor. and two normal four-seaters.

As soon as Shi Lei walked into the blue coffee house, he saw Li Zhiyue, but what made Shi Lei unhappy was that there was actually a man sitting opposite Li Zhiyue!

'Humph! Shi Lei snorted secretly and walked over with a gloomy face. looked at the man with an unkind face, and said coldly: "Who are you?" ”

The man was suddenly questioned by Shi Lei. There are some scratching your heads.

Shi Lei looked at the man. He looked like he was about twenty-five or sixteen, his hair was a little messy, his beard was unshaved, his face was haggard, his eye sockets were deep, and his dark circles were very obvious. The overall image is a bitter force.

Shi Lei snorted lightly with disdain: "No matter who you are, give you ten seconds to get out." You are such a garbage, and you don't look in the mirror, what qualifications do you have to pester Zhiyue? ”

The man with the image of the bitter. looked at Shi Lei with a confused expression, and then looked at Li Zhiyue, who was smiling lightly.

"Sister, who is this guy?" The bitter man asked Li Zhiyue.

Shit！？

Shi Lei's face suddenly became very embarrassed, this bitter coercion is actually Li Zhiyue's younger brother?

This is not scientific!

In his previous life, Shi Lei had never heard of Li Zhiyue's younger brother. Why did a younger brother suddenly come out in this life?

Shi Lei turned his head to look at Li Zhiyue with a puzzled look.

Li Zhiyue met Shi Lei's gaze with a smile, "Shi Lei, let me introduce you, this is my cousin, Li Hao." ”

Shi Lei scratched his head and laughed twice to hide his embarrassment, it turned out that this was his brother-in-law!

Thinking of this, Shi Lei stretched out his hand and said generously: "Li Hao, hello, my name is Shi Lei, and I am your brother-in-law!" Ah~~" As soon as Shi Lei finished introducing, Li Zhiyue reached out to Shi Lei's waist and twisted it vigorously.

"Shi Lei! What nonsense are you talking about! Li Zhiyue's fair and delicate face was flushed with a hint of blush.

Li Hao looked at Li Zhiyue, then at Shi Lei, and said in a sullen voice: "Brother-in-law, hello." ”

Shi Lei secretly praised in his heart, Li Hao, this kid is quite good! There's a chance to help him!

Li Zhiyue snorted lightly and glared at Li Hao, but she didn't open her mouth to scold Li Hao.

Li Zhiyue and Li Hao sit in a four-seater, that is, the kind of strip sofa with two people on one side. Shi Lei sat down beside Li Zhiyue unceremoniously, and said with a smile: "Zhiyue, what's the matter with me?" ”

Li Zhiyue bit her ruddy lip, the charm of that moment, Shi Lei was a little dizzy, and there was an obsessive look in his eyes.

"Shi Lei, I think" Li Zhiyue frowned slightly, but did not say it.

It was Li Hao on the other side who took over, "Brother-in-law, I want to borrow money from you!" ”

Shi Lei looked at Li Hao with a strange look, could it be that Li Zhiyue was going to borrow money from him because of Li Hao?

If it is the reason for borrowing money, according to Li Zhiyue's character, it is indeed very difficult to speak. Especially when he opened his mouth to him, Shi Lei sighed in his heart, and then said to Li Hao: "Brother-in-law, how much do you want to borrow?" ”

Li Hao showed a wry smile, and then said, "Brother-in-law, I want three million." ”

"How much?" Shi Lei looked at Li Hao in surprise. In the age of '06, three million is not a small amount!

"Three million!" Li Hao repeated.

Li Zhiyue's brows kept frowning slightly, and her face was a little not good.

Shi Lei did not refuse, but asked: "Brother-in-law, I don't know what you want to do with three million?" ”

Judging from Li Hao's appearance, he is only twenty-five or sixteen years old at most, and judging from his temperament and dress, he should not use the big project of three million.

Li Hao didn't find a reason to hide it, and directly began to speak.

On New Year's Day two years ago, Li Hao met a woman by chance, and after the two sides met, they fell in love at first sight. As the New Year approaches, Li Hao, who has graduated, is ready to take the woman home for the New Year. So, Li Hao confessed to the woman, and the woman also gladly accepted Li Hao's confession.

If only the story had gone so far. That's a good story. But what happened next was a bit unbelievable!

When Li Hao proposed to take the woman named Zheng Juan home for the New Year, Zheng Juan told Li Hao one thing.

It turned out that Zheng Juan's father owed a million loan sharks, if he wanted to be with Zheng Juan, without this million, it would be absolutely impossible!

The young and arrogant Li Hao, coupled with the first time to fall in love. directly put the person who found the loan shark and said that he was willing to bear the one million loan shark of Zheng Juan's father.

But the loan sharks are very shrewd, they know that usury is illegal, and if Li Hao gets into trouble at the legal level, they will definitely suffer.

As the saying goes. Hooligans are not scary, scary hooligans are cultured. Loan sharks. After having culture. That's terrible!

They came up with a series of calculations, increasing the original debt of one million to two million, and asked Li Hao to sign a formal arrears contract, which should be calculated according to four times the interest on the bank loan.

Usury is defined as four times higher than the bank's interest rate for the same period. If it is not more than four times, then it is protected by law.

Li Hao was originally a little hesitant, but in the face of the pitiful Zheng Juan, he resolutely signed the two million contract. The term of the loan is two years.

In the six-year period of '06, the interest rate on bank loans was 6.3 per cent, and after four times it was 25.2 per cent, and the usurers were reduced by 0.2 per cent, which is 25 per cent per annum, and there was no need for interest rollover, so they were within the scope of legal protection.

A two-year loan of two million with an interest rate of 25% per annum, and after two years it is three million in arrears. Seeing that it was about to come to the Chinese New Year again, those loan sharks began to come to collect debts.

What made Li Hao even more devastated was that Zheng Juan, who had lived with him for two years, actually said goodbye and completely disappeared from his life.

According to Zheng Juan's information, Li Hao's family was in the police station and investigated Zheng Juan's file, but found that there was no such person!

For such a situation, Li Hao was hit hard, and he couldn't even bear the pressure and had the idea of committing suicide. In his previous life, Shi Lei didn't know the reason why Li Hao was because Li Hao chose to end his life.

At that time, Li Zhiyue's family, because of Li Zhiyue's disfigurement, Li Hao's family did not find Li Zhiyue's family. But the situation in this life is different, Li Hao's parents heard Huang Fen say that Li Zhiyue has a very rich boyfriend. So they took Li Hao to Li Zhiyue's house and begged Li Zhiyue's family for help.

Although Li Zhiyue's family is a scholarly family, she doesn't have much savings, and she can't take out three million at all.

Looking at his cousin, who grew up together, mentally getting closer and closer to a state of collapse, Li Zhiyue finally sighed and did not choose to die or not to save him.

Among the people Li Zhiyue knows, the only one who can come up with three million is Shi Lei!

It's just that the relationship between Li Zhiyue and Shi Lei is a little ambiguous, if it weren't for the desperation, Li Zhiyue would definitely not look for Shi Lei.

After listening to Li Hao's story, Shi Lei's first reaction was a scam!

This is definitely a well-planned scam against Li Hao!

The whole scam, in Shi Lei's eyes, is even full of loopholes, and there is only an unlucky child who deceives Li Hao, who is caught in the love network and has a negative IQ.

Li Hao looked at Shi Lei with extravagant hope and pleading, if Shi Lei didn't help him, I'm afraid

Shi Lei turned his head to look at Li Zhiyue, Li Zhiyue deliberately didn't look at Shi Lei, but from her slightly trembling eyelashes, she could still see the nervousness of her mood.

"Brother-in-law, did you bring that arrears contract?" Shi Lei asked.

Li Hao nodded, then took out three sheets of A4 printer paper from his pants pocket and handed them to Shi Lei.

After Shi Lei read it carefully, he once again sighed that the hooligans are literate, it is really terrible!

This arrears contract, even if it goes to court, there is no possibility of overturning the case. The person who designed this scam is definitely a master!

"Where are the loan sharks?" Shi Lei asked, wanting to find another way to solve it.

(To be continued.) )