0179 Wife

Wang Wenjun pushed the door in, and saw Lin Qiang changing his shoes with his back on his back, and said casually: "Yo, I'm back so early today." ”

Lin Qiang pretended to have just arrived home, turned around and smiled: "Yes, the harvest is quite rich, just look at the game at night." ”

"At night?" Wang Wenjun pursed his lips, "That person, he is indeed fat enough, and he should be slaughtered." ”

Lin Qiang raised his knife and fell: "Detective Shuai has been determined, they have a game tonight, and I want to catch the rapist in bed." ”

"It's hard enough for Zheng Shuai." Wang Wenjun changed his shoes, leaned back on the sofa and said with a smile, "I live with Zhang Jiaming every day, but in fact, it's just to peek at my phone and ask for information." ”

"How's it going on your side?" Lin Qiang walked behind Wang Wenjun and asked as he rubbed her shoulders.

"After finding out, it should be the problem of covering up the insurance company executive in the previous paragraph." Wang Wenjun took out a dozen materials from his bag and handed them to Lin Qiang.

When Lin Qiang got the information, he stopped rubbing her shoulders in an instant, and looked at it very devotedly.

"You man! Dump others when you run out! Wang Wenjun said unhappily.

Lin Qiang only stared at the material: "Guan Xiaodie, CEO of Ocean Insurance, three months ago, absconded Panama with a huge sum of 300 million, and was arrested two weeks later, ...... 28 years old"

"28 years old?!" Lin Qiang was dumbfounded, "Ya's 28-year-old has 300 million?" ”

"It's very powerful...... Wang Wenjun got up and patted Lin Qiang, "If you break the law, you also have a chance." ”

"Don't make trouble......," Lin Qiang shook his head, "28 years old, 300 million, how did you do it?" ”

"Hey, it's an exaggeration to say 300 million. There shouldn't be so many, but no one knows exactly how much. Wang Wenjun explained, "It's your bank, so you're not unfamiliar with the insurance industry, right?" ”

"Hmm......" Lin Qiang looked down at the information and couldn't help nodding, "Treat the term payment insurance as a one-time lump sum sale...... It's too bold, no wonder it can be involved in the Audit Commission, it's too much, it's too obvious. ”

"I don't understand, what does it mean to pay on time and pay for a single payment?"

"Two ways to buy insurance." Lin Qiang explained. "There are usually two types of insurance. One is how much money to pay at one time, how many years to guarantee, and then stipulate how to return dividends and profits. The other is a regular payment, which stipulates how much to pay each year. And then how and how to distribute dividends each year. Overall. It's a one-shot deal and a gradual increase. ”

"And what did she do?"

Lin Qiang pointed to the material: "Obviously. She took the futures as a wholesale sale, and deceived her superiors and subordinates. ”

"I still don't understand!"

"Let's give you an example." Lin Qiang continued, "There is a term payment insurance. Invest 100,000 every year, invest for 15 years, return 10% of your 100,000 every year, that is, 10,000, and then after 15 years, return the principal of 1.5 million to you in one go, understand what this means? ”

"Huh? After the most reluctant, it will be returned in full, and there will be 10,000 yuan a year, which is much higher than the bank interest rate, which sounds so profitable! ”

"Hehe, aim for that 10,000 and fall into the trap." Lin Qiang said with a smile, "Pay attention, you have to invest an additional 100,000 every year, and you have to include the stacking snowball of profits." In fact, the first year did make money, but the second you invested 100,000 yuan, and the profit was still only 10,000, and then you invested 140,000 yuan, which was still 10,000. Therefore, in fact, if you invest 100,000 yuan into the bank account as a fixed deposit every year, the final profit is much more than this. ”

"Huh? Yes, have you counted? ”

"Don't worry, the first thing I did when I entered the bank was to count this...... Otherwise, I would have wanted to buy insurance myself. Lin Qiang said with a smile, "But despite this, insurance is still meaningful, the reason is the word 'insurance', buying insurance is not to make money, but to protect the money, and at the same time can give an insurance for emergencies, which is actually a very good product." In addition, insurance can avoid taxes. ”

"Then what do you mean when you say that Fluttershy is taking the futures as a lump sum sale?"

As I said earlier, Guan Xiaodie's sales order to the company is to invest 100,000 yuan a year for a total of 15 years of term insurance. What is quoted to the customer is that he will invest in 1.5 million single payment insurance in one go, and promise that the customer will return the principal plus 10% of the profit after one year. ”

"Huh? Isn't it a loss to close Fluttershy like this? Directly return 150,000 plus 1.5 million principal in a year? ”

"Look at how you settle the score." Lin Qiang said with a smile, "For the company, as long as it receives 100,000 accounts this year, it is right, and the customer pays 1.5 million, and the remaining 1.4 million is in Guan Xiaodie's personal hands during this year." ”

"My God......"

"Then crazy to make this product, more people know that she can directly return 10% of the profit a year, will be attracted by her, she uses the newly absorbed funds to fill the vacancy in the past, so that the situation can be maintained, and at the same time let the company's value explode."

"Finance or something...... It's terrible......" Wang Wenjun muttered, "The problem is that after the end, the hole is getting bigger and bigger, and there will always be a time when it can't be filled." ”

"That's why I'm going to run away." Lin Qiang took a sip of water and said indifferently, "I had to escape." To be honest, with this method, it is possible to take away 300 million in the end. ”

"I understand......," Wang Wenjun pondered, "such an obvious thing, the CIRC and the Audit Commission will definitely find out, it is impossible for her to hide it for so long." ”

So after her arrest, public opinion was very strong on the CIRC and the Audit Commission. Taking advantage of this opportunity, it is reported that the Director of the Financial Audit Department of the Audit Office has deliberately shielded this person from investigating further, and as long as it is supplemented by appropriate evidence or a confession about Fluttershy, he will be doomed in the early hours of the morning. ”

"But the key now is ......" Wang Wenjun raised the corners of his mouth and said with a smile, "The Commission for Discipline Inspection has not found conclusive evidence, and now at most it proves that there is a certain degree of violation of discipline in the early morning, but it cannot prove that he took bribes." ”

"Exactly." Lin Qiang snapped his fingers, "They put pressure on Liu Ming and Xia Xin just to let them take the initiative to take bribes in the early morning, but these two people are not so easy to handle." ”

"That'...... What about Fluttershy? ”

"The ghost knows the way." Lin Qiang shook his head, "If she admits that she bribed Ling Chen, then Ling Chen is estimated to be really finished." ”

"Someone is expecting her to say that......"

"None of that is critical." Lin Qiang frowned and said, "What we have to prove now is that all the supporting evidence about Ling Chen's relationship with her was fabricated. ”

"Hmm." Wang Wenjun nodded, "So the night game is quite important." ”

"Well, quite important."

"Then I'll go with you!" Wang Wenjun opened his bag and took out a professional and essential SLR camera, "I'm a reporter anyway!" Scare them to death! ”

"I'd better go by myself...... It's something I'm obsessed with......"

"Single-minded? Why did you use this word all of a sudden? ”

"Huh? Isn't it? Lin Qiang sighed, "I decided to help Ling Chen, and you and Zheng Shuai were implicated by me." ”

β€œNONONO。” Wang Wenjun waved his hand angrily, "The meaning of our reporter's existence is to make the truth public!" ”

"What a fool!"

"! Sincerely! After Wang Wenjun retorted, he lowered his head and blushed and said, "Actually...... It doesn't matter what the truth is. Marry a chicken with a chicken, marry a dog with a dog, I have to follow wherever you go......"

β€œοΌοΌοΌβ€ Lin Qiang was extremely moved in an instant, and the haze that had plagued him before was swept away, he hugged Wang Wenjun and kissed him fiercely, "Good wife!" ”

β€œβ€¦β€¦ Not yet! ”

"Mentally a wife!"

Lin Qiang already knew it in his heart.

At least there is a girl in front of her, willing to go with her, to the back.

Xie Bin, you are wrong, one person's opinion is not all.

Chase after my girlfriend who left me to death, Xie Bin. (To be continued......)