0421 Flipping houses
Lu Bida's IQ seems to have been used on his friend Xiao Donghai, not Lin Qiang. He began to gush about his "clever plan".
"These dozens of loans, it's up to you to do it." Lupida was a little on the table, and he was full of words.
"......" Xiao Donghai was noncommittal, and in the face of this kind of problem, he even looked stupid to oppose it.
Lu Bida didn't care about him, and said to himself: "These dozens of loans, we take formal channels to take out loans, the documents are readily available, and the bank lends money directly to the developer to buy a house, I guarantee you peace of mind, and I can also get through the current difficulties." As soon as I got the house, I immediately went to the agent to rent it, signed the contract, and handed it over to them to rent for two years, so that I could just make up the money from the loan shark. On the other hand, I hung Lin Qiang, pretending to wait for him, as soon as the next month arrived, presumably he could immediately let go and start doing it, and when the time came, Lin Qiang ignored the review process and lent me money in violation of regulations, and I will re-lend these dozens of suites as Qu Kangping!
Lu Bida said, wiping it on his neck: "After that, Qu Kangping completely disappeared, only Lu Bida is still careful to live, waiting for the right opportunity, and will gradually sell the house you borrowed here, we all have earned, and we all retreated, only Lin Qiang, called every day, called the earth is not spiritual!" ”
"......" Xiao Donghai looked at Lu Bida, wanting to laugh but couldn't, "Old Lu, Lin Qiang is not a fool, you obviously took out a loan from me, how can you still repeat the loan from him?" Even if I really lend it to you, Qu Kangping, Huixin guarantees that the matter of finding me Xiao Donghai for a loan will soon reach his ears Lin Qiang. If he knew, would he honestly bypass his warrants and give you another illegal loan? ”
"Hehe, he will." Lu Bida smiled lightly and pointed at himself, "Because it was Lu Bida who was looking for you for a loan, and it was Qu Kangping who was looking for him for a loan." ”
"Oh?"
At this moment, Xiao Donghai had to be moved.
"Dude, this is the only way we have now." Lu Bida leaned back on the sofa and breathed a sigh of relief, "I use my real name and surname, and I can see my sincerity through your loan." I'll make sure it's all right. Otherwise, it's me. Only by passing the current level first can you catch Lin Qiang's capital! ”
"There's no other way?" Xiao Donghai took a deep breath and fell into deep thought. He knew that he now rejected Lu Bida's words. He really didn't have a way to live. It doesn't matter if he dies. He was inevitably implicated, and the collapse of Lin Qiang became a fool's dream.
"Lao Xiao, that's 100 million." Lupida turned sideways. patted Xiao Donghai vigorously, "As long as you get through this hurdle, Lin Qiang will lend money next month, and 100 million will enter Huixin's account, of which 20 million will go around in a circle, and call you immediately, compared with this 20 million, the branch president of the bank is still so heavy?" ”
"Yes...... It is not possible to refinance a mortgage. ”
"What are you afraid of?" Lu Bida waved his arm and said, "ID card, how much I want, get through the difficulties in front of me first, after the capital turnover is opened, I will put two households next month to see if Lin Qiang can bypass it, and then play big fun." If something happened, Qu Kangping came out, and I can't find my way here. ”
“…… Let me think again. ”
The previous promised return of Lubida was 10 million, but now the price is raised on the ground, directly multiplied by two.
Lu Bida continued to persuade: "Even if this matter does not work, we have no risk, I will gradually transfer the house out of Lu, and the loan will also be transferred, and the money that falls last will be given to you as usual." ”
"This is two percent...... How many ...... can there be?"
Lu Bida Enwei is a combination of soft and hard, Xiao Donghai finally can't support it.
"Hehe, if Weixin announces that it will settle in Longyuan, it will not be a problem for the house price to rise by 20%." Lu Bida said with a smile, "I went back and forth, but I borrowed about 150 million to go in." If you are in a hurry to transfer, even if you make less money, only 10% of the profit, it is a full 15 million. ”
15 million of 20%, 3 million! is also a windfall, even if you don't run away with the money, just flipping houses, you can make such a lot of money. It can be seen that if Lin Qiang does not make a hindrance, if Lu Bida plays according to this routine, he will make a steady profit in the end.
In the end, Lu Bida sighed: "Old Xiao, this is the way, really." ”
……
Financial Street, United Bank Head Office, Wong Kwong Yew Office.
"Is there such a thing??? Huang Guangyao frowned, "Someone used a stolen ID card to guarantee a fraudulent loan?!" ”
Lin Qiang replied: "I have already confirmed, but he has been repaying the loan every month with the identity of those people, I believe that it is just to exploit the policy loopholes, so that he can borrow countless shares of one person and obtain benefits from speculating in real estate." ”
"How did you find out?" Huang Guangyao's palms were intertwined, and he kept pointing.
"During the follow-up audit, some problems were found, and according to the internal customer information of our bank, I called to verify and found that the other party was in Yunzhou and did not buy a house in Jijing at all."
"Trouble, trouble." Huang Guangyao shook his head, "It's really troublesome to come to this kind of thing at the end of the year." ”
He then asked, "How many loans have you borrowed before and after?" ”
"About 20 million, seven suites." Lin Qianghe said, "However, Huixin has a set of real estate worth 70 million yuan to us, even if it is the worst result, there will be no bad debts." ”
"It's okay, there's a mortgage." Huang Guangyao thought about it again, "Thanks to you for finding out early, otherwise it would be more troublesome." From beginning to end, you have followed the procedure, there is no problem, it seems that the rules for intermediary guarantee loans should be stricter. ”
"Yes, this kind of bold theft of ID cards is really hard to detect. Of course, I am also responsible for failing to thoroughly verify the identity of the customer. ”
"There's no way, I'm in a hurry to perform, no one has the time to do it so carefully." Huang Guangyao took a deep breath, turned his head and asked, "In your opinion, how can this matter be solved?" ”
Lin Qiang thought about it and replied with four words: "Pass the New Year first." ”
"Hmm." Huang Guangyao dragged his chin and said, "Indeed, it's only been a few days, and now is not the time to do this." But...... It's not a way to drag it all the time, and we have to fill this hole in time. ”
"Yes." Lin Qiang nodded and said, "What I want is to pass the New Year's Pass first, and then notify internally to blacklist Qu Kangping and Huixin Guarantee, and at the same time I will talk to Qu Kangping and ask him to fill this hole by himself and transfer all these mortgages out of the bank, otherwise, we will go through the judicial process." ”
"It's not good, it's not good to go through the judicial process." Huang Guangyao shook his head firmly, "There have been too many scandals this year, and Union Bank can no longer be associated with dirty things." (To be continued......)