Chapter 1081 Channel Fees
Xu Wenye's first call was to Xu Xiaomin, the financial director of the leisure club, who was his third uncle's cousin and the person he trusted the most. After graduating from Xu Xiaomin's University of Finance and Economics, he joined the Bank of China to do foreign exchange financing and other businesses. At the beginning, the leisure club randomly found an accountant and cashier, but after Qionghai earned the first money, Xiao Yuanhang asked Xu Wenye to establish an offshore company overseas and put the money in the account of the offshore company, Xu Wenye found Xu Xiaomin to operate, of course, it was still the connections of the Xu family to get through the various joints, at that time, Xu Xiaomin only helped Xu Wenye manage the funds of the offshore company in his spare time.
Since the Japanese stock market has made a lot of money, a large amount of money is in the account of the offshore company, and the domestic investment in highways, the acquisition of Jibei Iron and Steel Company, etc., requires a lot of capital flow, and the amateur is not busy at all, Xu Wenye gave Xu Xiaomin a high salary and asked her to resign to manage finances for him.
Don't look at Xu Xiaomin is just the financial director of the leisure club, but he holds the financial power of Xu Wenye's economic empire, although Jibei Iron and Steel Company has a special finance department, but it is under Xu Xiaomin's supervision, and when a large amount of capital is needed, it is also transferred by Xu Xiaomin from an overseas company, or injected capital from a bank loan. After the Chungu and Gutong expressways were officially put into operation, she was also responsible for settling accounts with the expressway management company in charge of Wei Shan.
Xu Wenye's Jibei Iron and Steel Company is very popular, the product is in short supply, but that is only a superficial phenomenon, most of the products are sold to related households, in the current situation of triangular debt, like Xu Wenye is inevitably owed by others, although Xu Wenye is not worried about whether the money will come back, but the backlog of his large amount of funds, and he put all the money in his hands into Russia, a investment is half a year, the steel company's liquidity is insufficient, and he can not stop production, so the loss is too great. I had to make short-term loans from the bank, tear down the east wall and make up the west wall, and after half a year, I owed nearly 1 billion yuan in bank loans and interest.
Even if Xu Wenye's relationship is clear, this is 1 billion yuan, more than a dozen loans expired a year ago, and the rest will expire immediately after the Spring Festival. Xu Wenye didn't pay the money to the presidents of several banks, and the benefits of the loan for him did not last long but took huge risks for him. He couldn't cheat them, and after getting the money back from Russia, he said that he would return the money to them before going to work after the Spring Festival.
It is precisely the Spring Festival holiday that gives several presidents a buffer period, once the Spring Festival holiday is over and they go to work, these can no longer be repaid, not to mention that the presidents can't keep their positions, and they may also enter the class room because of this, because the money they lent to Xu Wenye was handled through abnormal channels. It can be seen how anxious Xu Wenye was to kill Guhe in person.
Chang Jianhua's situation is similar to Xu Wenye's, except that his loan amount is much smaller than Xu Wenye's, and he owes less than 200 million yuan in loans to the bank, and he has his own channels. There are also loans from Xu Wenye.
Because of the urgent need for the funds, Xu Wenye had arranged for Xu Xiaomin to stay on the phone in the leisure club 24 hours a day before he came, and as soon as the phone was called, Xu Xiaomin immediately picked up the phone. Xu Wenye excitedly transferred 200 million US dollars to his offshore company in Nauru through the overseas account of the Hong Kong Financial Investment Company. Let her immediately transfer that money back home.
Xu Xiaomin was also troubled by the fact that the bank loan could not be repaid, and he was worried about Xu Wenye all day long, and he was not in the mood for the Spring Festival. I was very happy to hear the news. After being happy, he suddenly remembered that Ye Zi had not come back yet, so he said: "Fifth brother, Sister Ye Zi thought that you would only be able to go to Guhe after 2 o'clock, she went back to her parents for dinner, and she could not come back until 2 o'clock." ”
Although Xu Xiaomin manages funds at home and abroad for Xu Wenye, the mobilization of a large amount of funds requires Xu Wenye's authorization, and this large amount of funds refers to the time when a single fund exceeds 5 million yuan, which is a means for Xu Wenye to avoid capital risks. Xu Wenye had already considered this problem before he came, and the power of attorney had already been written, and it was only after Furukawa confirmed the amount of funds transferred, filled in the amount of funds to be transferred to the power of attorney, and then stamped Xu Wenye's special name seal, and this power of attorney took effect.
Xu Wenye's special name badge was placed in the safe in his office, when he was not at home, only Ye Zi could open this safe, he told Ye Zi about this before leaving, and asked Ye Zi to wait for him in the leisure club. Ye Zi's task of filming is very tight, the Spring Festival is only three days off, including the day of the Chinese New Year's Eve, the third day of junior high school has to go back to the base to film, thirty children spent the evening with Xu Wenye, her parents are in the capital, thirty children did not go back to the first day of junior high school, how to go back, so I told Xu Wenye what he meant, Xu Wenye thought that it was early to get to Guhe at 2 o'clock in the afternoon, so let Ye Zi go home first to accompany his parents, and come back before 2 o'clock in the afternoon. Unexpectedly, he arrived at Xiao Yuanhang's house at a little more than 12 o'clock, and what he didn't expect was that Wang Dahai had transferred 200 million US dollars to his offshore company account.
Xu Wenye said: "I'll call Ye's parents right away and ask her to go back as quickly as possible, and you can make preparations first." ”
Without waiting for Xu Xiaomin to agree, Xu Wenye cut off the phone and immediately called Ye Zi's parents' house, the phone rang three times and the phone was picked up, and a nice female voice immediately came from the phone: "Hello, who are you looking for?" ”
Xu Wenye immediately heard that this was Ye Zi's sister Xiao Mo, and he didn't bother to bow down for a year and said anxiously: "Xiao Mo, I'm Xu Wenye, quickly find me your sister, there's something urgent!" ”
As soon as Xiao Mo heard that it was his quasi-brother-in-law Xu Wenye calling, he knew that he was looking for something to do with his sister, and Ye Zi had already told her when he was eating just now, and he was in a hurry to go back. So he said, "My sister has already driven back, and it has been walking for more than ten minutes!" ”
Xu Wenye was very happy to hear that Ye Zi had returned to the leisure club, Ye Zi's parents' house to the leisure club was about half an hour's drive, and it had been more than ten minutes to go, and it would take more than ten minutes to arrive. So he smiled and said: "Xiao Mo, I forgot to give you a New Year's greeting just now, happy New Year!" ”
"Good, good! Little Fifth Brother is also good for the New Year! Xiao Mo smiled and bowed back, his voice was very clear.
Xu Wenye said with a smile: "Xiao Mo, I won't talk to you more about something here, and I will give you a big red envelope when I go back!" ”
"Thank you, Little Fifth Brother!" Xiao Mo said excitedly. She knows how rich this prospective brother-in-law is, and he said that the money will not be too small for a big red envelope!
Xu Wenye immediately dialed Xu Xiaomin's phone and said, "Xiaomin, Ye Zi has already gone back, and it is estimated that he will be able to reach the club in more than 10 minutes." You are like this, after transferring the 200 million US dollars back, transfer 30 million to Xiao Chang's account, and then pay off all the loans, in addition, give Lao Yan a red envelope of 200,000 yuan each, it is not easy for them, they are scared during this time! ”
Xu Xiaomin said: "Fifth brother, I understand. ”
Xu Wenye decisively allocated 170 million US dollars to himself, and only gave Chang Jianhua 30 million US dollars, he knew that Chang Jianhua's loan owed to the bank with principal and interest was less than 200 million yuan, according to the current exchange rate, 1 US dollar can be exchanged for about 8.2 yuan, and 30 million US dollars for Chang Jianhua can be exchanged for more than 240 million yuan, which is enough. He also took out a bank loan, and the steel company still had a lot of useful money, and he didn't know when the rest of the money he earned in Russia would be transferred, so he left some extra money for himself. And what Xu Wenye said about giving Lao Yan a red envelope of 200,000 yuan per person is not the US dollar, but the RMB, and the Lao Yan people are the presidents who made loans for him.
Chang Jianhua was not dissatisfied because Xu Wenye only transferred him 30 million US dollars, his cement plant was much smaller than Xu Wenye's steel company, and the place to use the money was less than Xu Wenye's, in addition to repaying the loan, he still had nearly 50 million yuan left, as the working capital of the cement factory, enough to last for several months.
Seeing that Xu Wenye finished making the call, Chang Jianhua immediately picked up the phone and put down the phone after arranging the loan repayment and things.
As soon as the matter was arranged and relaxed, Xu Wenye and Chang Jianhua both felt hungry, Xiao Yuanhang wanted to arrange for them to go to the Business Building for dinner, but Xu Wenye said: "Xiao Xiao, you can't have nothing at home for the New Year, but the remaining heat from last night is hot, I am so hungry that I really don't want to move." ”
At this time, Xiao Yuanhang's parents heard the movement and went downstairs, this was the first time Xu Wenye and Chang Jianhua saw Xiao Yuanhang's parents, Xiao Yuanhang introduced them, the two of them hurriedly stepped forward to greet Xiao Qiliang and Bai Shuxian, Xiao Qiliang and Bai Shuxian had heard Xu Wenye say that he was hungry when he went downstairs just now, and after greeting them warmly, the two went to the kitchen to give them hot dumplings and hot dishes.
Said it was hot dumplings, in fact, two dumplings wrapped in lotus were newly cooked, and the dishes were basically freshly fried, after being served, Xiao Yuanhang took out a few bottles of ice sorghum wine, and the five people chatted while drinking and eating, of course, they also sent two plates of dumplings to the two drivers brought by Xu Wenye, and arranged them to eat in the guest room on the first floor.
Talking about the income of this investment, Xu Wenye and Chang Jianhua are very excited, Xu Wenye invested nearly 2 billion, and the one that came back was nearly 70 billion, which was converted into US dollars and was close to 1 billion, Chang Jianhua invested 200 million, and came back more than 700 million, and his identity also reached 100 million US dollars!
Xiao Yuanhang said with a smile: "Little Fifth Brother, Brother Chang, Wang Dahai said, these will be transferred to you within a month after the Spring Festival, but the 8% channel fee that was agreed in advance must be deducted!" ”
"Hmm!" Xu Wenye was very hurt when he heard this, Xiao Yuanhang told them before investing in Russia, since this investment is operated by the Hong Kong Financial Investment Company on their behalf, they can't take a ride as before, after all, the operation of funds requires costs, and there are costs for the early layout and later operation, and this time the channel fee of 8% of the net profit will be charged in accordance with international standards. Xu Wenye and Chang Jianhua only charged 8% when they heard it, and they still had 92% of the net profit left, anyway, it was free money, so they agreed without hesitation, but when the net profit came out, he had to deduct more than 5 billion channel fees, not only did the flesh hurt, but even the bones hurt! (To be continued......)