"To complete a full takeover, we would first have to hold a 35 percent stake in Galaxy Technology and then propose a full takeover to the other party's board of directors," Anna said. This stage can be done in secret. There are two ways to build a position in the stock market and buy shares from some major shareholders. However, when we propose a general takeover, the SFC must know about it and announce it. At this stage, it will be a little complicated. Moreover, to complete the acquisition, 200 million yuan will be required. ”

"Need 200 million?" Ling Xiao was taken aback.

"Yes, two hundred million." Anna said.

"With the current financial situation, it should be no problem for us to raise 100 million funds, but 200 million ......" Ling Xiao frowned. 100 million and 200 million, it is not a question of one plus one equals two, and it is very difficult to raise such a fund.

Anna smiled, "Mr. Ling, our company has 50 million in its account, and there is still a gap of 150 million, you can handle it." ”

Ling Xiao smiled bitterly: "You said it easily, that's 150 million, isn't it 15,000, okay?" ”

"You don't know yet, do you? After yesterday's new product launch and up to this time today, do you know how many orders we have received for beauty balm? ”

Ling Xiao's heart moved, "How much?" ”

"The Kami Village base received five million orders, and the Kyoto base received nine million orders." Anna said: "Most of these orders come from beauty salons and high-end cosmetics stores, it seems that yesterday's news and Mr. Ling's fame played a big role." ”

Receiving 14 million orders in one day, this is already a very remarkable thing for a small company like Shennu Pharmaceutical. But for the things in front of you, it's still far from enough. The payment of 14 million is a drop in the bucket for a gap of 150 million. What's more, when the order is placed, Shennu Pharmaceutical has to work overtime to produce, it needs to buy raw materials, and other miscellaneous expenses, these expenses are inevitable, so this payment can only be used half, only a few million.

"Of course, it's a good thing that the business is so good, but the funding gap is still so big that it seems that I have to take out a loan. If it really doesn't work, I'll sell the hanging pot house as well. Ling Xiao said.

Anna shook her head, "That's not going to work. If someone with ulterior motives knows that you sold your house to buy a company, it will affect both you and the reputation of Shennu Pharmaceutical, and it is best not to do so. I estimate that there will be orders and payments during this time, which can solve part of it, and the insufficient part will be loaned. ”

"How much do you think you'll have to borrow?"

"At least 120 million." Anna said.

Ling Xiao's brows furrowed again, "The original plan was to go back to Batian City for a loan, but with such a large sum of money, it seems that it will be divided into two parts." Find a bank in Kyoto and borrow 60 million, and then go back to Batian City to borrow 60 million. ”

Anna said: "Okay, let's go our separate ways, Mr. Ling, you are responsible for solving the problem of funds." I set up an acquisition team, used our existing funds to enter the stock market to build a position and buy stocks, and at the same time contacted the major shareholders of Galaxy Technology to persuade them to sell their shares to us. ”

"Okay, that's it. I'll talk to the bank right now. "Ling Xiao is also an anxious person at work, and he wants to complete the work all of a sudden.

Back at Shennu Pharmaceutical, Ling Xiao didn't even enter his own office, and after coming out of Anna's office, he drove to a commercial bank.

The first loan of Shennu Pharmaceutical was from the Agricultural Bank of Batian City, and that time it was Nie Tianqi who helped him, otherwise he would definitely not be able to borrow a loan. The amount of money to be borrowed this time was huge, so he thought carefully on the way, if he borrowed from the Agricultural Bank of China, the 120 million yuan might not be approved. Shennu Pharmaceutical has fixed assets in Batian City, which can be mortgaged to the Agricultural Bank of China. The fixed assets of Shennu Pharmaceutical in Kyoto can be mortgaged to commercial banks. Therefore, if you take out a loan from two banks, you will have a better chance of success.

Ling Xiao chose a relatively large branch of a commercial bank, and when he entered the hall, he found the front desk and briefly explained the situation.

When the lobby manager at the front desk heard that Ling Xiao was here to consult a large loan, he couldn't help but look at him twice, and there was a little doubt and ridicule in his eyes. However, she soon saw that Ling Xiao was holding the Land Rover car keys in her hand, and then she also saw the Range Rover parked outside the gate, and her attitude changed.

"Sir, I'll take you to the president's office, you have to talk to our president about this kind of thing." The lobby manager smiled, then made a gesture of please, and followed to lead the way.

Some women are so realistic and snobbish, if Ling Xiao came to her with Chery or BYD car keys in her hand to ask about a large loan, she didn't even want to take care of it. Therefore, people who do business, even if they are carrying a lot of debts, must drive a good car and wear a watch, and they must hold up the scene no matter what.

Ling Xiao didn't notice the change in the lobby manager's expression, he followed the lobby manager upstairs while pondering how to speak when he saw the branch president.

The door of the branch president's office was open, but out of politeness, Ling Xiao still stood at the door and waited for the lobby manager to come in and say something, and then he went in.

The lobby manager who led the way simply whispered a few words to the branch president before leaving.

"Please come in." The branch president said.

Ling Xiao walked in. He saw the work sign on the collar of the branch president, which showed his position and name, Xia Changde. At a glance, Ling Xiao said with a smile: "Hello Xia Xing, I'm sorry." ”

"Sit down, sit down, let's sit down and talk." Xia Changde was also very polite.

Ling Xiao sat on the sofa and said straight to the point: "That's the case, President Xia, I want to talk to you about the loan." ”

"Okay, tell me first, how much do you want to borrow?" Xia Changde looked at Ling Xiao.

"Sixty million." Ling Xiao said.

"How much?" Xia Changde suddenly showed a very surprised expression. When the lobby manager told him just now, he thought that Ling Xiao was going to use the car as collateral and borrow hundreds of thousands or a million or something, but he didn't expect that the young boy in front of him would actually open his mouth to borrow 60 million!

"Yes, sixty million."

"What's your last name? What profession? What does a loan do? Xia Changde asked three questions in one breath. These are routine questions.

Ling Xiao briefly introduced himself, and then briefly explained the purpose of the loan. This is a must, to go to the bank for a loan, the use of funds must be clearly explained to the bank, and the bank will also do a risk assessment according to the use of funds, so this step is the key to whether the loan can be obtained.

Xia Changde listened to Ling Xiao very patiently, and a smile appeared on his face, "It turns out that you are Ling Xiao of Goddess Pharmaceutical, why didn't you say it earlier?" I think you can use the fixed assets of Shennu Pharmaceutical in Kyoto as collateral and borrow 60 million yuan from our commercial bank. ”

Ling Xiao was also very happy in his heart, he said with a smile: "President Xia, I am a very good person to deal with, you have helped me with this, I will not forget you." ”

This is a hint to Xia Changde, if the loan is successful, he wants to give Xia Changde benefits.

The smile on Xia Changde's face became even bigger, "In the past few days, your goddess medicine has become popular, the traditional media are stirring up, and the Internet is also stirring up, your Yuanqi soup is already selling very hot, and now I'm afraid it's going to add to the fire." With such good development prospects for high-quality enterprises like yours, our commercial banks must definitely support them. ”

When a high-quality enterprise like Shennu Pharmaceutical comes to take out a loan, the bank is actually reluctant to do so, because it is not worried that Shennu Pharmaceutical will not be able to pay it back, and it will have an extra stable income. Once a long-term cooperative relationship is established with Shennu Pharmaceutical, there will be one more high-quality customer for the bank. So, that's a better thing to do, so why not lend?

"Then I'll thank Governor Xia, thank you so much." Ling Xiao was really grateful in his heart, and stepped forward and stretched out his hands to shake hands with Xia Changde.

Xia Changde didn't hold it big, and he also held Ling Xiao's hand with both hands.

"Mr. Ling, wait a minute, I will arrange someone to assist you in handling the relevant procedures, and I will also inform the above. Your Shennu Pharmaceutical must be a trustworthy and good enterprise, but such a large amount of money, according to the regulations, we have to report to the head office. Xia Changde said.

"No problem, it should be, it should be." Ling Xiao said politely.

Xia Changde made an internal call, and a very young female staff member came to his office.

"You take Mr. Ling to the VIP room to go through the relevant procedures." Xia Changde said.

"Okay, President, Mr. Ling, please here." The female staff had a professional smile on her face and spoke in a gentle tone.

But just as Ling Xiao followed the female staff outside, the phone on the desk suddenly rang.

Xia Changde picked up the phone, "Hey......"

Ling Xiao followed the female staff to the door.

Xia Changde suddenly covered the microphone and said, "You wait a minute." ”

The female staff member who led the way returned to the office, and Ling Xiao also returned to Xia Changde's office from the door.

"Well, okay, I see......" Xia Changde didn't know who he was talking to on the phone, his expression was quite nervous, and his tone was very humble.

Ling Xiao didn't care, and quietly waited for Xia Changde to call.

Two minutes later, Xia Changde put down the phone, there was no smile on his face, he said: "I'm sorry, Mr. Ling, the loan is ......" After a pause, he said: "We can't lend you money." ”

Ling Xiao was stunned for a moment.

"I'm really embarrassed, Mr. Ling, let's go." Xia Changde's attitude before and after was like two people.

"What's going on?" Ling Xiao asked.

"This ...... I'm really sorry, now that the funds are tight, our bank will not issue loans of more than 10 million yuan for the time being. Xia Changde said with a little flicker.

This is obviously an excuse to fool people, and the real reason must be the phone call that Xia Changde just received.

"Governor Xia, who called you to ask you to say this, right?" Ling Xiao tentatively probed the tunnel.

Xia Changde's face changed, and he said, "Mr. Ling, I'm really embarrassed, let's go." I'm actually a salaried person, so be considerate. ”

Ling Xiao originally wanted to ask a few questions, but after hearing this, he didn't ask. Although Xia Changde did not explain the real reason, his guess was inseparable. What's more, Xia Changde is really a salary-paid person, and someone above him spoke, and he didn't dare not implement it. So it's actually unnecessary to ask about a character like Xia Changde.

"Those guys, finally shot." When he left the commercial bank, Ling Xiao secretly said in his heart, as if he was carrying a piece of red-hot charcoal in his heart, and he was furious!