"I seem to understand, Chen Xing looked at Qian Cai's expression at the accountability meeting." Lin Qiangyao thought about the scene of that day and sighed, "He was looking forward to money in his heart to change his ways, and his eyes were full of regret and expectation." It's a pity that the money is already too wrong. ”

"yes, it's a shame that the eldest of us." Qin Zheng sighed sadly, "What Jijing Sanjie is just three old vultures that have lost their hair, what else can they do." ”

In the torrent of secular life, some people are corrupted and assimilated, some people are forced to retreat and compromise, and some people choose to bear silently.

However, some people will choose to resist.

The rebels are lonely.

At this moment, Lin Qiang really understood Chen Xingyuan.

He is lonely, very lonely, and the belief of Jijing Sanjie is the most contrary to him, for them, the place of work is just an institution, but for Chen Xingyuan, this is a sacred home.

"That's not right." Lin Qiang said suddenly.

"Huh?" Qin Zheng was stunned.

"It's not right to impose one's faith and destiny on others." Lin Qiang said to himself as if no one was around, "I admit that he is great, great, and powerful, and can do all this, but it is not right to give the rebirth of Jijing Bank to others." Qian is strong but loves money, Zhu Fengshan is stable but greedy, Qin Zheng is loyal but not ambitious, each has its own strengths and weaknesses, only by putting these three people together can we really learn from each other's strengths. However, for the sake of his own beliefs, he forced others to act according to his own code of conduct, pushed Sanjie away one by one, and destroyed all this. And it was himself. ”

Qin Zheng was silent, Lin Qiang said this to his face, he had already broken through the realm of rudeness.

But on closer inspection, it is.

Isn't the strength of the three heroes of that year and the ability to move the entire bank the result of cooperation?

Once the three people are separated, their respective shortcomings will be magnified and eventually disappear silently.

"Jijing Bank is not my destination." Lin Qiang suddenly got up and looked out the window, "Higher...... Higher ......"

"Shhhhh Qin Zheng quickly understood the meaning of these words. Hurry over and press Lin Qiang to sit down. "Are you crazy?!"

"Ah......" Lin Qiang thought too deeply just now, and couldn't help it, only then did he realize that his words were inappropriate.

"I don't think I heard that." Qin Zheng pressed Lin Qiang. That's what he said. "Chen Xing must have decided to cultivate you. After that, there will be capital intervention, and matters at the board level will be separated if the Jijing branch can be separated. Life is definitely not going to be sad. ”

"You can't say that." Lin Qiang replied, "Separation and restructuring is a very big thing, who knows how many deposits will be transferred, and how many companies will choose to keep their accounts in Union Bank instead of Jijing Bank?" ”

Qin Zheng quickly replied: "You are too worried, if you are separated, the existing account of Jijing Branch will be transferred to the name of Jijing Bank, and the business hall and branch will be completely retained, and for customers, except that the name of the bank has changed, there is no difference." ”

"What about Union Bank's business in Beijing?"

"I don't know what to do." Qin Zheng shook his head, "I'm afraid I will give up Jijing and continue the days of dozens of small cities holding together." Over the years, due to Xing Li's greed, the United Bank has been in a miasma, bad debts and unrecoverable loans have been rising, with the help of Xing Li's incident, the financial department will definitely carry out a comprehensive audit, and when the time comes, all the accounts will be found out, and the United Bank will become a bottomless black hole...... In order to ensure that there is no risk of the bank failing, the central bank will absolutely limit the lending of the joint bank and require huge reserves to deal with a potential crisis. This will make it difficult for Union Bank to operate and its share price will plummet. At this time, only a huge capital injection can be saved, and the condition for exchanging those capital is the Jijing branch. ”

(Reserves, that is, the funds that are mandatory to be deposited in the central bank, the more reserves, the less funds that the bank has to do, the lower the loan amount, and ultimately affects the profitability.) ）

"Survive with a broken arm...... Lin Qiang sighed.

"Of course, there is another possibility." Qin Zheng waved his arm and said, "The board of directors can consider changing the shareholding structure to allow the intervention of major shareholders, so that the completely independent United Bank can become a real joint-stock enterprise." But this article violates the death training of the first head of the bank, and I am afraid that it will not be adopted. As a result, 'selling' the Jijing branch in exchange for overall financial health is almost the only option now. ”

Lin Qiang sighed, all this was expected by Chen Xingyuan a long time ago.

He secretly watched Xing Li fall, watched the entire Union Bank fall, and waited for this only opportunity, during which he silently contacted capital. As a capital, it is also a very good investment to be able to master Jijing Bank.

And Union Bank will lose its most important branch and become a giant with a broken arm, I am afraid that there will be no day to turn over, and 14 years of glory will be ruined in one fell swoop.

"There is a third possibility...... "Lin Qiang muttered, "the Audit Office is open to the net, and the central bank gives leeway and time to give the United Bank the possibility of turning over." In this way, Union Bank will be able to make up for its mistakes in the coming year, and there will be no need for external capital. ”

"How is that possible?" Qin Zheng only felt that Lin Qiang's statement was ridiculous, "Xing Li has been greedy for so long, those bad debts and unrecoverable loans are almost impossible to make up, and if this continues, there is even the danger of bankruptcy, how can the central financial organs condone this kind of thing?" ”

Knock knock!!

There was a sharp knock on the door.

Chen Xingyuan's secretary panted and walked in the door and said, "Director Qin, Director Lin, Chen Xingyuan wants the two of you to come over for a while, it's urgent." ”

Qin Zheng frowned slightly: "At this time...... What else can there be? ”

"The more times like this, the more moths will come out, let's go." Lin Qiang patted Qin Zheng.

In the office, Chen Xingyuan's face was awe-inspiring, and there was no joy on his face, even Xiang Haichao, who had been talking a lot, fell into contemplation, and invisible pressure enveloped the whole room.

Lin Qiang and Qin Zheng sat down on the sofa, not daring to say more.

"He's back." Chen Xingyuan clasped his palms together and propped his arms on the table——

"The first president is back."

Lin Qiang's whole body suddenly had a feeling that he had never felt before.

It's him, the man of legends.

Fourteen years ago, the city banks that were attached to the city committees and fought for their own battles were unified, and the men who formulated the tradition of dictatorship were formulated.

At a time when Union Bank was in danger, he returned.

70 years old? 80 years old? Or 100 years old?

I really want to meet that man.

See what kind of courage and what kind of will he has.

The only pity is that we can only meet in the way of enemies.

Chen Xing...... Did I hear me right? Qin Zheng stood up and asked in astonishment, "What are you talking about...... Qiu Zhizhang? ”

"Well, Qiu Zhizhang, the founder of Union Bank, the first president, the chairman."

“！！！！” Lin Qiang fell into a stupor again, completely sluggish......

Qiu Zhizhang...... Old Qiu?

He's obviously his client?!! When the performance was 100 million, he obviously contributed millions to himself.

That harmless old man who likes to drink tea and claims to know nothing about finance is actually the first president of Union Bank?!

Lin Qiang didn't know what to say or think at this time, his head was empty.

"Lin Qiang, what's wrong with you?" Chen Xingyuan saw that Lin Qiang reacted quite a lot, and then asked.

"I didn't ...... It's okay...... Lin Qiang was already confused at this time, and hurriedly asked, "How can you say that you will come back when you come back?" Obviously he has been retired for so long, can he come back as chairman in a word? ”

"Yes, as long as he lives." Chen Xingyuan let out a long sigh, "Actually, he never left. ”

"What do you mean by that?"

Qin Zheng next to him explained: "After the former chairman of the board of directors step down, he can continue to serve as the honorary director of the bank, according to the internal articles of association of our bank, that is, the unchangeable articles of association set by the first president, in case of special circumstances, when the chairman is vacant, the former president can temporarily act as the chairman of all matters, waiting for the new chairman to be elected before stepping down." Although Xing Li was preceded by the second chairman, if the first chairman decided to go out of the mountain...... He is categorically indisputable...... After all, Qiu Zhizhang's fame and aura ...... No one else can do it. In a way, he was the father of Union Bank. ”

"Even that...... It's all counted? Lin Qiang was surprised, "In other words, he expected this day?" ”

"Who knows?" Qin Zheng replied helplessly, "Say...... He should be in his 70s now, can such an old man still keep his mind clear......"

Yes, Lin Qiang knows that he can.

Every time he talks with Qiu Zhizhang, he has to do his best to keep up with the rhythm of the conversation, even if it is a trivial matter, every sentence seems to bring out a lot of things.

Hidden in the city, that's exactly what happened.

If 14 years ago, it was a miracle to unite many city banks......

Now, then, an even greater miracle is needed to save the struggling Union Bank.

What will he do...... Retired for so long, does he still have so much energy and ability?

70-somethings, how are you going to save all this.

Xiang Haichao, who had not spoken, took off his glasses, rubbed his eyes and said: "Xingyuan, I don't think we need to be so nervous, no matter how Qiu Zhizhang is, he is just one person, the big momentum cannot be changed, and it is impossible to suddenly conjure up billions of tens of billions of capital to save the future situation." ”

"If you think so, you're wrong." Chen Xingyuan's fists gradually clenched, "I've seen his ability...... He is the one who makes the impossible possible. Strength, connections, and courage are unimaginably large. ”

"Oh, there's no need." Xiang Haichao put on his glasses again, "I have been retired for so many years, and I still have any connections, just like I am now, I am just full of honor, what I really want to do, I can only rely on my own fame to call, others ignore me, and I have no temper at all." (To be continued......)