Chapter 610: The President Asks for a Loan
"Thank you, Mr. Lin, for your understanding." Niu Li breathed a sigh of relief, although she also knew that Lin Zheng would not do anything about this kind of thing, but helplessly, for the Provincial Construction Bank, Lianchuang Technology is really an important customer, and for President Liu's matter, only they can help solve it, in this case, who dares to snub Mr. Lin and his wife?
Before Niu Li's words fell, a hearty laugh came from behind Lin Zheng, followed by the huge body of Liu Rui, president of the Anqing branch of the CCB: "I'm sorry, I'm really sorry, Mr. Lin, I just met two leaders, I went up to toast two glasses of wine, but I didn't expect the virtuous couple to come." ”
It is said that Liu Rui is also the boss of the provincial branch, and it is not too much to say that he is in a high position, so it is necessary to "keep his voice down"? Even if Lianchuang Technology is their biggest customer, is there any company that doesn't deal with banks? But that's not what he said, as long as President Liu is still a little self-motivated, Lin Zheng is a link that he can't avoid no matter what...... In just two years, he Liu Rui was able to go from a non-top vice president to the position of president, isn't it just because of the super big customer of Lianchuang Technology, for Lin Zheng and his wife, he does not dare to slack off at all.
"Governor Liu, you are too polite." Lin Zheng said with a smile, no matter what it actually is, but in this kind of place, it is still necessary to save face for the other party.
"You're welcome," Liu Rui waved his hand again and again, turned his head to look at Niu Li, and said with emotion: "Mr. Lin, speaking of which, I also want to thank you, Xiao Niu is a cadre in our industry." If it weren't for your help yesterday, the calf wouldn't have suffered much, especially at the end of the year. There are a lot of things in the industry, and if the calf doesn't fall ill, our losses will be great...... Maverick, you'll have to toast your savior later. ”
Well, this is a lifesaver.
Tan Na said in a coquettish voice: "President Liu, what you said is over, anyone who sees yesterday's incident has to help." Are you praising us for our high consciousness or scolding us for being rich and unkind...... Sister Niu, did you go to the hospital for a detailed examination? ”
"Yes, it's not a big deal. It's just a slight bone crack on his arm," Niu Li pointed to her arm and said, "Mr. Lin, Mr. Tan, thank you for yesterday." If it weren't for your ......"
"Stop, stop." Lin Zheng interrupted Niu Li's words with a smile, "That's all for this, and if you continue to talk about it, it will become a report on the scene." ”
"Okay, okay," Liu Rui laughed and nodded, "Come on, come on, let's go up ......"
……………………
The president of a provincial branch of the China Construction Bank personally came forward to entertain his friends, and the meal could not be bad in any way. After three rounds of drinking, the atmosphere at the dinner table was almost the same. Only then did Liu Rui speak: "Brother Lin, I won't tell you, this time brother I want to ask you for a favor." ”
The president of the bank personally stepped in and wanted to ask for his help? It's the end of the year now, and it's nothing more than that some loans receivable have not been recovered, and you want to find a way from yourself? With the cooperative relationship between the two sides, of course it is impossible for Lin Zheng not to give this face, nodded and said: "This is easy to say, how much do you need?" ”
"It's not to borrow money from Mr. Lin." Liu Rui hurriedly waved his hand.
Not borrowing money? Lin Zheng was stunned for a moment, he was even mentally prepared, as long as it was not higher than 20 million, this favor still had to be helped, but now Liu Rui actually told himself that he didn't come to borrow money from him? I want to laugh in my heart: I didn't borrow money from myself, is it difficult or can't I lend money to myself?
It turns out that Lin Zheng's mouth is sometimes quite crow, so he only heard Liu Rui continue: "I want Mr. Lin to help us solve the problem of loan amount next year." ”
"How much will you borrow next year?" Lin Zheng was stunned for a moment.
For example, at the end of the year, after the head office meeting of the banking system was held and the next year's tasks were assigned to the branches of the following provinces, the bosses of the banks began to scratch their hair: I will lend out a loan of XX billion yuan next year, who am I going to lend so much money to Nima? Tom? No, Zhang San's goods have been a little dishonest recently, so I can't lend them to him; John doe? No, this guy hasn't paid off his loan last year; Or maybe it's Wang Wu? Alas, although this guy is a bit ...... But just him......
In the second half of the year, the governors began to struggle with their hair again: Oh, how should this year's loans be recovered? There is less than half a year, if you can't complete the task of loan recovery, it will be troublesome, Liu Er Mazi still has 10 million, but two days ago, this grandson said that there was no money; Where is Sun Ergou? Whatever, forcing him to sell his wife and children has to repay the loan, this guy is going to die on weekdays...... Oh, no, this year's storage task has not been completed, what can I do? I'm flipping through my address book, huh? Ma Dashuai, this guy seems to be pretty good......
Listening to friends in the banking system say that there are many interesting things in the bank, Lin Zheng instinctively thought that Liu Rui wanted to help him solve this year's affairs by himself, but he didn't expect it to be next year anyway.
"That's right, next year," Liu Rui nodded with a bitter face: "The head office gave us a loan amount of 50 billion yuan next year, Mr. Lin, can you help me solve it." ”
"it!" Lin Zheng almost jumped up from his chair in fright: "50 billion? Even if I dare to take it all, you don't have a long time? ”
This is the truth, 50 billion, even if Lin Zheng dares to take it all, does he Liu Rui dare to be the master? Although there are four other banks, as well as local commercial banks, credit cooperatives and other institutions, after all, the main ones are the five major state-owned banks, and all 5 billion yuan are lent to Lin Zheng, how can they support local economic construction? How do the heads of the various departments below share the benefits? If there is no money in the bank, will the leaders of the local government jump to their feet?
These questions are all real, who dares to be sloppy?
Fortunately, Liu Rui was not really confused, and said to Lin Zheng with a wry smile: "Even if you dare to take it all, brother, I can't joke about my little life, right?" Can you help me solve 500 million? ”
500 million? Lin Zheng couldn't help but groan.
500 million is certainly not a bad thing, Patrick. Pickett has already made a financial plan for next year according to the company's development plan for next year, but the company's investment plan for next year is not much, as long as it can guarantee a loan of 300 million, 500 million? It's really not necessary.
"Why?" After hesitating for a moment, Lin Zheng did not answer, but asked Liu Rui.
"To be honest, I really don't want to lend this money to the government," Liu Rui poured bitter water out of his stomach when he talked about it: "The current local government is simply a big colander leaking from all sides, and there are places asking for money everywhere." ”
As a state-owned enterprise, one of their important functions is to ensure the stability and development of the local economy, so many of the loan requests of the local government are not rejected by the bank.
Seeing that Lin Zheng did not refuse, Liu Rui breathed a sigh of relief: "It is said that our bank has the responsibility to support the development of local governments, but this group of grandsons is not a thing, they have no money in their pockets, and they will enjoy it when they die, we lend them money, either by themselves to enjoy it, or by the heads of those enterprises below, so that when they repay the loan, they will only spread their hands and tell you that they have no money, what do you say these are all things?" ”
As soon as he talked about the local government's pit people, Liu Rui was full of indignation: "What do you say we are helping them do?" Helping the country raise pigs? If we have it, we might as well lend it to you." ”
Lin Zheng laughed when he heard it.
Of course, Liu Rui's words can't be fully believed, government departments have always borrowed more money and repaid less, which is the case now and in the future, Lin Zheng even knows that the fourth municipality directly under the central government, the following district dares to lend more than 10 billion loans, and the annual interest alone accounts for a considerable proportion of the district's financial revenue, but people don't worry about more accounts, and they don't bite if they have more lice, so they still try their best to borrow from the bank, as for the bank asking them to repay the loan? Just two words: no money!
Someone said, since the government is so virtuous, how dare the bank lend them money? Isn't it the fact that the heads of the banks are joking with their own hats if they can't collect the loans? As for the money lent out in the name of A but the government uses it on B, this situation is simply too common, for which the bank does not have a toothless itch, and some people even shouted slogans, threatening to use this money to raise pigs, but even so, the money that should be borrowed still cannot be borrowed.
Since this is the case, Lin Zheng also confessed: "Brother Liu, it's not that I don't help you, but our whole group only has a loan budget of 200 million yuan next year, which is ......"
There is only a loan plan of 200 million yuan in the whole group? Liu Ruideng was anxious.
Of course, he knew that what Lin Zheng said might not be the truth, but he also knew that since Lin Zheng said that it was 200 million, in fact, it was only 300 million at most, but it was impossible for all the 300 million to himself. Even if this bowl of water is uneven, it will be very different, so wouldn't he only be able to take away 50 million at most?
Nima, 50 million is enough?
"Brother, help, don't help, in this way, if you help me solve the 500 million, the loan ......" Liu Rui gritted his teeth, "I'll give you 100 million, and the other 400 million will be interest-free!" ”
I rub! Lin Zheng was dumbfounded when he heard this: Lao Liu is planning to spend his blood. (To be continued......)