Chapter 704: The Black One Is You (Medium)

Yang Yiwei still met the prime minister through formal channels, because this was a formal meeting between the two sides, so it was a very formal occasion, and after the two sides exchanged pleasantries, they directly cut to the topic. "Prime Minister, we are here to submit the issue of cooperation with ICBC." Yang Yiwei said the purpose of his visit, and the prime minister nodded slightly, because you always have a main theme for an official visit to the country's prime minister like this, right?

You can't say nothing, the prime minister will meet you, of course, it's not impossible, but rules are rules, so the main purpose of the Starfall Group's visit has been said in the application letter handed over. "I don't know what kind of cooperation you want to carry out with ICBC?" The Prime Minister asked tentatively.

ICBC state-owned bank, although it has been restructured into a joint-stock system, but after all, the state still holds the absolute controlling stake, and the president of ICBC and so on are all ranked, since Yang Yiwei visited himself, it is obvious that this is a decision that ICBC cannot decide. Yang Yiwei thought for a while before he spoke: "That's the case, Prime Minister, you also understand, I now have a lot of money in my hands, about 1.5 trillion US dollars, equivalent to a total of about 9 trillion RMB, such a huge amount of money, according to the group's shareholders, we don't have a good investment plan for the time being, so the best choice is to set up a bank, instead of depositing it in ICBC like now." ”

"Do you mean you want to open a Starfall Bank in China?" The prime minister immediately nodded and asked seriously. Because this is an official meeting between the two sides, the prime minister is not only the prime minister, but also the prime minister's assistants, as well as the relevant staff officers of the State Council, etc., and Yang Yiwei also has Xu Zhennan, the president of the Starfall Group. There are also several senior vice presidents, and each side has its own person responsible for taking notes.

"This is only one aspect, in fact, we want to seek another cooperation, I mean, can ICBC be completely restructured into a commercial bank?" Yang Yiwei directly stated his purpose.

"Huh?" The prime minister was stunned for a moment, and then reacted violently to what Yang Yiwei said, commercial banks, now the five major state-owned banks can also be called commercial banks, but after all, they are state-owned enterprises, but they have become complete commercial banks. In other words, from a state-owned bank to a non-state-owned enterprise, in other words, it is hoped that the state's shareholding will be reduced to less than 50 percent.

"This ......" The prime minister didn't expect Yang Yiwei to say such a thing for a while, and he didn't know how to say it. Wait until you come back to your senses completely. The prime minister is a little funny, this kid dares to think about it. Even the idea of a state-owned bank dares to fight. "Since you've made such a request. I don't know what you think? The prime minister looked at Yang Yiwei and asked.

"I can come up with $1 trillion in shares, and we can discuss how many shares I can buy." Yang Yiwei said very simply. The prime minister snorted directly, this ...... It's really direct, but I have to say that Yang Yiwei asked for ...... Even the country is a little embarrassed, the bank. Although it is said to be a state-owned bank, but people directly throw money, you can't object to this, and the shot is 1 trillion US dollars.

1 trillion! ICBC's total market capitalization is currently only about $230 billion. How much can 1 trillion buy? Although state-owned banks cannot be measured purely by money, after all, ICBC, as the richest bank in the world, has the largest number of depositors and other services far beyond other banks in the world, as well as terrifying cash flow, so that ICBC's profitability is very high, and the bank's market value is far higher than the current figure, but 1 trillion US dollars is obviously too exaggerated.

What can $1 trillion do? If the Starfall Group opens a bank, it will not even spend one-third of the funds to open the entire Starfall Bank's branches all over the world. And if there is a star pendant as a guarantee, the expansion strength of the star fall bank is definitely the top in the world, and the star fall group also has an advantage that other banks cannot match, and the orchid is completed with the assistance of the star fall group, so of course the prime minister knows how much advantage the star fall group has in terms of intelligent programs.

And this smart program undoubtedly has considerable advantages for the bank's business. "You submit a special application, and how many shares do you want to get? 1 trillion dollars, holding? You need to come up with a detailed explanation of these, and if you can come up with that, I will put this as a topic to discuss at the Standing Committee. He thought about it, but he didn't refuse.

1 trillion US dollars, although Yang Yiwei just said this, but it is still unknown how much can really be taken out, but I have to say, how much profit can this more than 1 trillion US dollars bring to ICBC? To know, before the 1 trillion US dollars of the star fall, what is the total deposit of ICBC? 14 trillion RMB! But the 1.5 trillion yuan of the Starfall Group was thrown into the ICBC, and the money belonging to the Starfall Group alone was 9 trillion!

What is this concept? This means that if Starfall Group opens a bank, just this terrifying capital achievement, coupled with the reputation of Starfall Group in the world, Starfall Bank's business expansion will be very fast. Moreover, Yang Yiwei's investment vision, it is difficult for Starfall Bank to lose money, which is one of the keys for users to choose Starfall Bank. If the more than 1 trillion US dollars left ICBC, it would naturally be a big loss to ICBC, more than 1 trillion US dollars, if this is used for investment, no matter what is invested, the bank's annual profit is a terrifying figure.

"We're ready." Yang Yiwei smiled and asked Xu Zhennan to take out the document in his hand, and then handed it to the prime minister, in this document, Yang Yiwei of course hopes that the more shares he has, the better, but Yang Yiwei knows that if the above is willing to reduce the country's shareholding by less than 50%, then it is absolutely not allowed to hold more than 50% of the shares of the Star Fall Group, in other words, both sides are holding 40% of the shares, which is a very good ratio, as for the remaining 20 percent, So these shareholders now either inject capital and maintain their original shareholding ratio, or they can only reduce their shareholding ratio.

After reading it, the prime minister handed over the documents to his secretary, and then said with a smile: "In this way, I can't decide this directly for you, this needs to be discussed by the Standing Committee, and then I will know what the result of the most difficult thing will be at the Politburo meeting, but I advise you not to have too much thought, because you also know the way of China's financial control, but ICBC is the largest of China's five state-owned banks, If it were not after the state-owned banks, it would have a very significant impact on domestic financial regulation. ”

"I understand, that's why I'm here to apply, and if the state doesn't agree, I'll open my own bank." Yang Yiwei nodded and said. The current capital of the Starfall Group is too large, so it must have its own bank, otherwise, it will be the role of making a wedding dress for people in any other bank, but the current business of Starfall Bank is only in Madagascar, and it is a bank opened to help Madagascar with infrastructure construction.

Although it is said that it has also opened a personal business, but the personal business is still relatively small, although it is said that because of the development of the Star Fall Group, the development of the Star Fall Bank in Madagascar is also very fast, after all, it can only be said that it is a small bank, and the entire Madagascar does not even have a large area of a province in China, and it is the least developed country in the world, what kind of extent can you expect the Star Fall Bank to expand now.

Therefore, even if Yang Yiwei wants to open a bank, there is only one best choice, that is, to acquire a bank, whether it is a domestic or foreign bank, the acquisition of a bank is the best choice. Because banks are different from other companies, it is very difficult to train employees, and it is undoubtedly a very difficult choice if you want to develop slowly.

"Why don't you choose another bank? For example, a non-state-owned joint-stock bank controlled by a national industrial enterprise such as Huaxia Bank? Isn't this the same nature as what you call a commercial bank? "The prime minister didn't understand that not all domestic banks are state-owned, such as Huaxia Bank, whose main shareholders are the State Grid Corporation, China Shougang Group, and Deutsche Bank.

So Yang Yiwei naturally has no problem entering a bank like Huaxia Bank, listening to the premier's words, Yang Yiwei smiled slightly, then shook his head and said: "Although these banks are also one of my choices, if I choose these banks, I will directly ask for a controlling stake, and, to be honest, the pattern of banks like Huaxia Bank is too small, their staff is too small, and I want to expand the bank's business to the maximum in a very short time." ”

Yang Yiwei shrugged his shoulders and said, the bank's employees are a very important data, because the bank is a special enterprise, and the training of these employees is not easy, not to mention that if you need to expand quickly, you need a lot of employees to cooperate with you to open these business outlets.

"Okay." The prime minister is also a little helpless, Yang Yiwei always has a feeling of saying big things when he says this, the scale of this open mouth and closed mouth makes the prime minister of this country feel surprised, the information contained in the words can be imagined, but the prime minister knows that Yang Yiwei is right, people do have this ability, but whether ICBC can do it here is really unknown. (To be continued......)