Chapter 452: Ten billion

"Me?" Zhou Jiajia pointed to her Qiong nose in disbelief and asked in surprise.

Even if she went to work in the preparatory committee of the city commercial bank, she just looked at the face of her father and uncle and gave Ma Boyan a face.

The dignified executive vice mayor arranges a little girl's work, which is definitely a spittle. The Zhou family is not allowed to repent, nor is it possible for Ma Boyan to repent.

Therefore, Zhou Jiajia has always regarded herself as a soy sauce maker of the preparatory committee. And why is he, a soy sauce player, suddenly being pushed onto the stage to sing the leading role?

"Mayor Ho is not mistaken, right? Let me be the president, but how long have I been working, and what level! ”

Yes, she Zhou Jiajia doesn't despise herself, but after all, there is a seniority in the system. Even if it is a commercial city commercial bank, after all, it is still affected by the government.

Even if she has this ability in China, her age, qualifications, and level are the new three obstacles and three insurmountable mountains.

He Xi smiled and said lightly: "This Comrade Zhou Jiajia, you can rest assured that if the Yiqiē Shun Lì City Commercial Bank is reorganized, it is likely that the state-owned capital will only hold 30% of the shares. In this way, the candidate for the president will basically not be a person in the system. ”

This 30% is actually not He Xi's intention to release water to private capital. Last year, the state issued a document on the reform of credit cooperatives into urban commercial banks, which also clearly pointed out that local governments can use the financial budget to buy shares, but this proportion is stuck to 30%. Of course, in many places, although the government budget is only 30% of the shares, there is also the capital of the credit union itself. There is also a possibility of bringing in local state-owned enterprises to occupy shares......

In short, the government wants to control the local city commercial banks. There will definitely be these ways to achieve absolute control. With a 30% stake in the guide, few local governments will take it seriously.

But the central text jiàn is, after all, the central text jiàn. You can go around when you need to, and of course you can lift it up when you need to. Obviously, He Xi is planning to take it seriously here.

"What does Mayor He mean that the restructuring of the city commercial bank is ready to introduce private capital?" Zhou Jiajia was clear about these things, and she reacted immediately to He Xi's words.

"But with all due respect, the current climate in the Preparatory Committee is overwhelmingly not supportive of the introduction of private investment. Credit cooperatives can also sell fixed assets to the government to obtain a large amount of liquidity to plug the previous deficit. ”

Zhou Jiajia said exactly what Ma Boyan wanted to achieve the integration method, thanks to the rapid economic development of Xiucheng in the past two years, many fixed assets of the credit union have actually increased a lot.

What's more, Ma Boyan himself is also in charge of urban construction planning. It is not too easy to raise the price of the land with some means. By selling these fixed assets to the government, you can raise a lot of liquidity, and then make up for the shortfall of the credit union over the years.

Anyway, after the establishment of the city commercial bank, or the fixed assets are resold to the city commercial bank, or if you need money, you can also take out a loan from the city commercial bank, but it is not dangerous that doing so will lead to financial constraints.

As long as the accounts can be done beautifully and meet the requirements of the restructuring of commercial banks, the people above may not necessarily grasp some details.

That is, the credit union has been in deficit all these years. And it can't prevent the Preparatory Committee from realizing the acceptance of the restructuring? He Xi asked with a dark face and a stern expression.

"No matter how poor a credit union is, it's still a bank after all!" Zhou Jiajia spread her hands and said helplessly: "It's still the same sentence." In China, as long as the country's credit does not go bankrupt, banks do not have to worry about going bankrupt. As long as there is money in the bank, it doesn't matter whether it is the bank's own or the depositor's. There's so much more to be able to do. ”

"So, Mayor He, you're really thinking too much. There's no way I'm going to sit in the position of governor. Besides, even if I really became the president, I wouldn't have the ability to run a bank well! ”

He Xi took a big sip of coffee in a dull manner. A cup of the same size as a Starbucks cup, he drank it all in one gulp. Then he sighed deeply and looked at Zhou Shuodao.

"This time, it seems that I really want to do my best for Mr. Zhou and die!"

Zhou Shuo hurriedly waved his hand and said solemnly: "Mayor He, don't say that, my Fanhan Group has no requirements for you, nor has I bribed you." The stable and orderly development of the political situation in Xiucheng is itself the interest of the Panhan Group. So, you don't have to worry about it at all, and we won't make any demands that make you feel embarrassed. ”

"Okay, that mention of yours, I agreed." He Xi nodded with a look of loss, and turned his head to look at the river view outside the window.

Zhou Shuo saw that He Xi was not interested in speaking for a while, so he had to go into battle in person and said: "Jiajia, we still hope that you can think about it and agree to take the position of the future president of Xiucheng City Commercial Bank." ”

"I can't, I don't have the work experience in this position, and I don't have the ability to do such an important position......"

Without waiting for Zhou Jiajia to finish speaking, Zhou Shuo waved his hand to interrupt her: "Jiajia, if you say that, you are a little arrogant." In fact, letting you take the position of president is also recommended to us by Mr. Zhou of Fulin Group. You may not have been in charge of a bank in its entirety, but your ability to do your job may not be as bad as you say......"

Zhou Shuo said, took out a resume and put it on the table, and said with a smile: "London Business School is the world's top business school, with less than three hundred graduates a year. Being able to graduate from such a university in itself shows that you are excellent. What's more, we have carefully studied several of your cases in the City of London and found that you have a very high success rate in mergers and acquisitions and high-tech investments. ”

In Mayor He's future plan for Xiucheng, Xiucheng City Commercial Bank will shoulder a very important mission, that is, to support the restructuring and merger of Xiucheng's current state-owned enterprises. At present, there are 73 state-owned enterprises with assets of more than 10 million yuan under local management in Xiucheng, and if you want to knead such a behemoth, it is very difficult to achieve it without the support of a professional commercial bank. ”

"After the reorganization of such a group, the assets will be more than one billion, right?" Zhou Jiajia shook her head and said: "It's not that I look down on Xiucheng City Commercial Bank, with their current core capital and business capabilities, they are simply unable to support such a large merger and acquisition case." Even if it is reluctantly formed, it will fall into violent internal friction, and in the end, it is not a group to warm up but to jump into the sea together. ”

"So, we need your expertise." Zhou Shuo spread his hands and looked at Zhou Jiajia sincerely.

Zhou Jiajia was under Zhou Shuo's gaze, and her mind almost wanted to impulsively agree. But after all, she is a proud woman, a woman who has seen the world abroad, and she is no longer one of those little girls who are prone to nymphomaniacs in the rainy season.

She also spread her hands, and said helplessly: "Even if I agree, it's useless, the core capital and savings of the city commercial bank can't support such a big project at all." ”

"If you want to operate a billion-level asset restructuring and merger project, you must have at least three billion capital stock. I don't think the restructured city commercial bank will be able to come up with this money at all within three years. ”

Zhou Shuo's eyes were bright, and he smiled confidently: "Hehe, what if I say that I can bring 10 billion deposits for the city commercial bank?" ”

Zhou Jiajia's eyes widened, thought about it, and instantly realized: "Is Mr. Zhou going to sell your shares in Netscape?" ”

Domestic information is relatively closed, and many people don't know Zhou Shuo's achievements in the United States. But among these people, Zhou Jiajia is definitely not included. Her understanding of Zhou Shuo, in addition to the descriptions from her father, uncle and eldest brother, has also come into contact with this name in her work.

Although the British are now in decline, they are after all the former world hegemon - the empire on which the sun never sets. The tiger will not fall down, and the spectrum that should be there will not be saved at all. And the British are also known for their arrogance towards the colored people of the former colonies.

In the City of London, there are white people, and white people are also Normans, Ongru or Germanic. And then there are black people, and of course black people are also differentiated, such as Indians, Indonesians, or Africans. There are also a lot of yellow people, Middle Easterners, Japanese, Koreans, and even Indians. But whether white, black, or yellow, Chinese mainland people have always been an alternative.

On the one hand, the Chinese took back Hong Kong, which made the British feel that the boss's self-esteem was somewhat hurt. But on the other hand, the Chinese in this era really have nothing to do in the international market.

The British's fragile self-esteem has been hurt, but also in a country that doesn't seem to have many good business talent. This can't help but make the British people feel unbalanced, and the result of this imbalance is that Zhou Jiajia must always fight against racial prejudice whether she is in school or at work.

Until one day, her boss personally called her out of the office and personally made her an authentic Jamaican Blue Mountain coffee. Then he put a newspaper in front of her and asked kindly: "Jia, do you know this Chinese named Shuozhou?" Is he well-known in your China? Or from the mysterious red family? I would be very interested if you know anything about him. ”

It was on that day that Zhou Jiajia saw Zhou Shuo's name for the first time. A Chinese with a personal fortune of more than $4 billion in 1996. Not to mention in China, this result can be ranked in the top 10 in Asia, and in the world, this result can be ranked in the top 50.

And such brilliant achievements are just created by this person in two years. (To be continued......)