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A hard-working master of the supporting factory of Aerospace and 132 Factory, worked hard for the boss for three years, and was driven out of the factory by the boss's wife......

"I heard that you borrowed another billion from CCB?" Xie Heping felt like he was going crazy.

In order to let Yunfei keep the computer industry base project in Rongcheng, Rongcheng helped them borrow 500 million yuan with the financial guarantee of the municipal government, which made the first phase of the entire computer industry base project reach a scale of 800 million yuan.

Such a large investment project is second to none in the country.

In particular, it is a private investment project.

As soon as the news of this project was reported, countless media reporters flocked to Rongcheng, and the eyes of the whole country shifted from the coast to Rongcheng, a southwestern city that has always been only faintly impressed by the giant panda, a national treasure.

China, the most developed place, has always been on the eastern coast.

And now, there is a private project with a total investment scale of more than 1.2 billion! This project is not a consortium of several private individuals. Just a personal investment investment project for a young boss!

A wave has not settled, and another wave has risen.

Reporters from all walks of life have not been able to interview Yun Fei, the investor of the project, nor have they been able to get an interview with Li Lu, the person in charge of the project. There is no way, so I can only interview the other party of the other project cooperation every day - the Chengdu Municipal Party Committee and Municipal Government!

China actually wants to build its own computer industry base! And it is also not to introduce foreign technology.

It is actually a private research institute that provides these technologies!

It wasn't until they had an in-depth understanding that all the reporters found out that this private comprehensive research institute of mechatronics and materials had not been established for a long time, but it had achieved great results.

The mobile communication equipment terminal of wheat mobile phone and the numerical control equipment of Jiuyi Heavy Industry are the results of this research institute. These. A lot of people don't know! And now, this research institute has actually launched a full set of computer hardware. And there is also a supporting operating system independently developed by the Chinese.

The security of the 91 Research Institute is very strict, and reporters can't get in at all, and they want to interview these project leaders, or engineers who know the details of the project. I don't know who is who at all. Even squatting at the door, it's useless.

The commuting time of the Jiuyi Research Institute is basically not fixed, and I even heard that many offices have simple lounges!

In desperation, I had no choice but to go to the Chengdu City Government and wanted to interview the Jiuyi Research Institute or the person in charge of these projects through the Guò government.

The Rongcheng propaganda department of the same industry said that it was not easy to do at all. The only one can only find Xie Heping, who is said to have a very good personal relationship with Yun Fei, the boss of the Jiuyi Group. How can this not make Xie Heping depressed?

There is a big mess of things in the entire Rongcheng waiting for him to deal with!

I want Yun Fei to be interviewed by a few reporters. solved his own troubles, but was ruthlessly rejected by Yun Fei.

And now, when the previous computer project has not yet been figured out, there is no clear news on the boundary of Rongcheng that the boss of Jiuyi Group has mortgaged Jiuyi Heavy Industry to loan 1 billion yuan to the Bashu branch of CCB, and there is no clear news about what project it will be used for.

Is this kid crazy now?

One big project after another?

Just like Bao Qi, whether it is Xie Heping or Zhang Hu, the new secretary of Rongcheng, they are not worried that Yun Fei will not be able to repay the loan.

Therefore, when he got the news, the mayor of the day came to Yun Fei in person to find out the specific situation, and wanted to continue to leave the billion funds from Yun Fei's loan in Rongcheng!

"Lao Xie, you are really well-informed. I only talked to Bao Qi about this yesterday afternoon, and you came to me early this morning! You are too well informed about this news...... "Thinking of it, Xie Heping would definitely come to the door, but he didn't expect it to be so soon.

Xie Heping smiled: "These days, how can you mix up if you are not well-informed?" Do you think that the investment environment in our Chengdu is too good, and we are ready to continue to invest in additional investment projects in Chengdu? ”

"Old Xie, these billion, you will die, at most, tens of millions will be used in Rongcheng's ......" Yun Fei glanced at Xie Heping.

If you expand investment in Chengdu, most of the Rongcheng Economic Development Zone will have to be your own!

"How is that possible?" Xie Heping was surprised.

Could it be that Yun Fei's loan this time is not for the construction of the headquarters building?

"Really. Lao Xie, we are not outsiders in this matter, I will tell you that our loan this time is to expand the production scale of the entire Jiuyi Group, and the main investment direction is to acquire some bankrupt state-owned machinery factories and electronics factories in Northeast China, North China, and Central China. You say, after I complete the acquisition, I can't use the ready-made factory equipment and spend a lot of money to move all the factories to Rongcheng, right? "If you want Xie Heping to eliminate his obsession, you can only explain it to him.

"Isn't it really a loan to build the headquarters building of your group company?" Xie Heping still asked unrelentingly.

The rumors are terrible, it's all that bastard's random speculation?

"Lao Xie, who told you that I took out a loan to build the headquarters building? We don't have such plans yet! Besides, if it is really a loan to invest in Rongcheng, do you think I will not ask for a financial guarantee from the Rongcheng government to obtain a low-interest loan? For the sake of this billion, I have mortgaged my Jiuyi Heavy Industry! These loans, just the interest, are hundreds of millions! You can get half the interest on the loan you guarantee! ”

Yun Fei wants an interest-free loan, in this era of fiscal austerity. It's simply impossible.

With such a large loan amount, if it can be approved, it will burn high incense. And the interest rate is also discounted by half, if you still want to make an inch, it is not a wise move.

Over the years, even the three generations of a giant celebrity like Ye Fei, relying on the deep background of the family, have been relying on relationships everywhere to borrow hundreds of millions. I can't get it!

"What kind of loan project did you want to go back to the head office in person?" Wang Zhishan, the president of CCB, saw that he valued him the most, and Bao Qi Hongchen, who was transferred from ICBC, rushed into his office. I couldn't help but be a little surprised.

The business ability of Bao Qi is one of the best in the four major banks in the whole country. Otherwise, he would not have become the president of the provincial branch at the age of just over the age of confusion.

"President Wang. I have a big loan program here. With the authorization of the headquarters, ......" Bao Qi directly handed the information in the file bag in his hand to Wang Zhishan.

It stands to reason that these materials should be submitted to the loan department of the head office, and it will take at least several months to follow the process, and it may take more than a year for such a large loan amount to be approved!

Bao Qi didn't know why Yun Fei was so anxious, but he knew Yun Fei's character. Yun Fei said that before the year, there must be accurate news before the year. Otherwise, he would immediately think of another way.

"Oh? In a hurry? Wang Zhishan frowned.

In the past two years, the state has been implementing increasingly severe fiscal austerity policies in order to control the overheated economy.

Bao Qi did not submit the information to the loan department, but came to himself, and then reviewed it from top to bottom......

"Yes, the other party of this billion loan project needs a clear answer from us before the end of this year." Bao Qi solemnly told the request of Wang Zhishan, it will be August soon, and there is only five months in total, and in terms of time, it is still very sufficient.

"Who's so loud? Come to us and beg us, and set a deadline for us? Wang Zhishan's face instantly became gloomy.

In the land of Bashu, it seems that no state-owned enterprise needs such a large loan, right? Or, is it a loan from the Chengdu City Government? Is it Zhang Hu or Xie Heping? Such a big breath!

"He's not begging us, even if we don't lend him a loan, he can get together the money, but it will take a little longer! As long as he releases the news, our four major banks, any bank, will come to his door and beg him for a loan. He is the ideal lender in China and will never have to worry about him not being able to repay his loans. Moreover, he only borrowed our billion funds for five years, and if his investment scale was smaller, he might be able to pay off the billion loans in two or three years! ”

"You mean Yun Fei? The invisible richest man in the Southwest? Hearing Bao Qi's words, Wang Zhishan said in surprise.

Yun Fei, this kid, he has heard about it many times.

This kid is a wonder.

In addition to the loan of tens of millions when Jiuyi Heavy Industry was established at the beginning, after almost being cheated out of Huashu shares, I no longer want to take out bank loans.

Many people are discussing that if this kid takes a loan from the bank, maybe he can make a billion profits a year now! Become the richest man in China, that's safe!

The richest man in China in his twenties, just thinking about it, is amazing. And others still rely on their own skills, not on their parents' leftovers!

Bao Qi nodded, did not speak, but calmly waited for Wang Zhishan's reply.

"If it were him, he would be qualified to tell us that his property has billions of cash flows a year, which is a huge performance for any bank! If this money is used for lending, the interest alone will exceed a billion! Did he make this a condition? Wang Zhishan very much hopes that Yun Fei will use this as a condition.

If this is the case, even if he does not have collateral, he will persuade those officials who can interfere and the leaders above to agree to them to release such a huge amount of loan to Yun Fei.

"He mortgaged Jiuyi Heavy Industry!" Bao Qi looked at Wang Zhishan in surprise, such a thing, wouldn't Yun Fei himself know?

But Yun Fei didn't put this as a condition, so he would definitely have his purpose.

Although Yun Fei is young, he will not be untargeted in anything.

"Why don't you transfer this project to the International Finance Corporation?" Since CCB could not reap the huge benefits, it would be better to transfer this to China International Capital Corporation, a bank specializing in investment.

China International Capital Corporation Limited is the first international investment bank in mainland China established in 1995 by Wang Zhishan, a joint venture between China Construction Bank, Morgan Stanley, China Economic and Technological Investment Guarantee Corporation, Government of Singapore Investment Corporation and Heung Kong Mingli Group Holding Company.

With the implementation of the CIS strategy by the four major banks in China to promote the commercialization of the four major banks, other commercial banks in China have followed suit, so that China's banks have quickly entered the era of commercialization.

Fierce competition has also begun among banks.

The establishment of China International Capital Corporation Limited, led by Wang Zhishan, is China's first investment bank with foreign participation, which can also be seen as a signal of the opening up of China's financial sector. Since then, many foreign banks have begun to enter China.

This is also a big customer like Yunfei who not only does not need to ask the bank for a loan, but many banks need to come to the door to ask Yunfei!

"Impossible!" Bao Qi shook his head.

He also asked Yun Fei about this matter at the time, if he borrowed money from the International Finance Corporation, not only the approval procedure was simpler, but also much faster.

But Yun Fei directly refused.

He sued Bao Qi that even if his company took out loans, it would only take loans from the four major banks in China, but as for the reason, he did not tell Bao Qi.

"This is difficult...... Wang Zhishan wants Yun Fei to transfer all the transit funds from ICBC to CCB, and even the salary is paid by CCB, which is the most ideal.

Since these benefits are not obtained, and the other party is unwilling to transfer the project to international finance, he really feels a little troublesome.

There is simply no reason to convince those who oppose the approval of this loan.

"Some time ago, Yunfei signed a loan contract of 500 million yuan with ICBC Bashu Branch, which is also a five-year term with an interest rate of 50 cents and 73 points!" Bao Qi knew what Wang Zhishan was thinking, and said that Yun Fei signed a low-interest loan contract of 500 million yuan with ICBC under the financial guarantee of the Chengdu City Government.

"ICBC is crazy?" Wang Zhishan hadn't even heard of this.

Now that the minimum interest rate for commercial loans is more than 10 percent, ICBC has such great courage?

"They're not crazy! On the surface, they have earned more than 200 million less interest, but after five years, it is less than 50 million a year! If ICBC does not lend, the cash flow and capital turnover of all Yunfei's industries may be transferred to other banks. Yun Fei is a young man, and many times, he does things by his own temperament! This time, he asked us for a loan, instead of continuing to choose ICBC, Mr. Wang, don't you think this is very intriguing? "How did Bao Qi know, Yun Fei didn't think about this at all.

The reason why Yun Fei chose CCB is that he is very familiar with Bao Qi, and second, he has only borrowed 500 million yuan in ICBC, and if he borrows another 1 billion, people may not lend him at all!

"Then you mean that we not only have to approve, but also have to learn from ICBC, low interest?" Wang Zhishan's face changed, and he asked Bao Qi in a deep voice.

"Even if it's not fully approved, some of it has to be approved......," Bao Qi nodded.

The richest man in southwest China started out in industry and has been running an industry, so it should not be difficult to take out a loan in order to expand the scale of the industry and get approval from the bank.

Although CCB is not the main bank for the main capital flow of Yunfei's industries, a large number of capital flows through various branches of CCB every year.

In the reform of the past few years, CCB has opened a lot of business outlets in order to pursue performance, and almost every county has its branches.

Jiuyi Group, the most favored by CCB, is the angel fund's many poverty alleviation investment projects in southwest China. Once it starts to make a profit, the benefits that can be brought by putting those project funds into CCB are very considerable! (To be continued......)