Chapter 245: Opening a Bank

"Xiaohu, you're finally here." Seeing Lai Xiaohu, Ivanka was so happy that she almost jumped up, although it was only a few months since she came back from China, but Ivanka seemed to have been waiting for several years.

In the middle, she called several times to ask Lai Xiaohu to come to the United States to reunite with her, but Lai Xiaohu never had too much free time, so he didn't come.

Seeing that Lai Xiaohu didn't come, she originally wanted to come to China, but was stopped by her father, Donald was very dissatisfied with the last time Ivanka stayed in China for so long, and even let him spend Christmas and New Year by himself, which was very miserable. So he was afraid that Ivanka wouldn't want to come back when she got to Lai Xiaohu like last time, so he directly didn't let her go on the grounds that Ivanka had just come back.

And Ivanka has also been busy for a while, and Guy is now starting to improve her jewelry business. Originally, although she had created her own original jewelry brand, she had no sales because she did not have any popularity. It's all about losing money.

When she first met Lai Xiaohu, Ivanka even had the idea of giving up jewelry and concentrating on managing the company for her father. However, after talking to Lai Xiaohu at that time, Lai Xiaohu found a famous way for her.

Of course, although there is a way, it is not so easy to succeed. After all, the jewelry industry does not have to be in other industries, this is completely an industry with large investment and slow results, especially jewelry design, which is not so easy. Ivanka's company is run on its own small capital, and except for a few designers who can still be seen, it is all supported by herself. And many of the jewelry designs are actually led by herself.

Only by designing a piece of jewelry can you know the difficulty, and anyone can come up with thousands of ideas at will, but in fact, there may not be any real feasible ones.

There is no way back for Ivanka. The jewelry company has never seen the output, and it is impossible for her to stick to it all the time, so in her heart, she has already regarded this jewelry designed according to Lai Xiaohu's idea as a last resort.

The design is successful, and the jewelry will sell well, which proves that she Ivanka is still talented in the jewelry industry, and it is not impossible to continue to work. But if it fails, then think about the unequal output between the jewelry company and the company that co-founded with Lai Xiaohu, it is better to close the door as soon as possible.

In order to ensure that its products will definitely cater to consumers, Ivanka has to work a lot. First of all, she did not rush to design jewelry, and then to produce. On the contrary, he didn't look like he was in a hurry at all. Not only did he temporarily hand over his jewelry company to his assistant, but he also helped out in Lai Xiaohu's company from time to time.

Don't think Ivanka has really forgotten about jewelry, she's just turned what would have been a focus on design into a long-term battle. For months, Ivanka never stopped designing jewelry in her spare time.

Even when she celebrated the Chinese New Year in China, Ivanka spent the same time. When I was with Lai Xiaohu, I played happily. And there is free time. Think about your jewelry. Of course, I will occasionally discuss with Lai Xiaohu in the middle, although Lai Xiaohu is not good at jewelry design, but after all, with a few more years of experience, there are some things that will be popular in the future that can still be handed over to Ivanka.

After months of ideation, after returning to the United States. After communicating with several designers in her company, Ivanka finally came up with five jewelry designs.

Ivanka's company is a small company, and it certainly doesn't have the capacity to launch five new designs of jewelry at the same time, and Ivanka has to devote limited resources to the promotion of one jewelry.

So in the next time. Ivanka is busy with new product research and improvements. She paid a consulting firm to conduct market research on each of her five pieces of jewelry. Then, based on the final feedback from the consulting firm, Ivanka chose a piece of jewelry that she needed to promote in a comprehensive way. Of course, this is not the final product, and according to the suggestions for those improvements, the jewelry ended up with a slight change.

When Lai Xiaohu came to Los Angeles again at this time, Ivanka's jewelry had actually begun a small-scale test, and Ivanka was still not psychologically confident, and it seemed that the blow was too big before, so a small-scale test sale was carried out.

According to the feedback back, the jewelry called "popular elements" designed by Ivanka is still more popular with young people, especially young couples.

"Then congratulations, the business you love has finally been a big success." Hearing Ivanka's narration, Lai Xiaohu immediately sent his blessings. For his own women, Lai Xiaohu still supports them to do what they like.

As for Zhang Ying, Lai Xiaohu has no restrictions in essence, although he got Zhang Ying into his own company and made Zhang Ying have to work for himself, but managing a large company was Zhang Ying's ambition.

has lived with Zhang Ying for so many years, does Lai Xiaohu not know Zhang Ying's preferences, Zhang Ying is too serious and upright in front of outsiders, which also makes her more inclined to management work.

It's just that Zhang Ying is young, if it weren't for Lai Xiaohu's own company, who would rashly let Zhang Ying manage the company for him, such a person is probably really stupid.

Zhang Ying also knows this, so she has never thought of working for others, she doesn't like to be a grassroots employee, because she can't get along with colleagues at the same level, which basically cuts off her possibility of promotion. That's why after she graduated, she spent money to start a company on her own.

In Zhang Ying's company, don't look at Zhang Ying's hands-on business at the beginning, but after the company became larger, Zhang Ying also became a full-time manager, at least Lai Xiaohu had never seen Zhang Ying personally pull business at that time. Zhang Ying's personality can't get along with outsiders, but that kind of personality is really suitable to be a general manager or something. And she is also good at discovering talents, and has gathered a group of capable subordinates under her hands, and the company used to be prosperous.

Isn't this now Lai Xiaohu's company, according to Zhang Ying's liking for Lai Xiaohu, being the general manager of Lai Xiaohu is much more important for her than being the general manager for herself.

Let's talk about the size of the company. and the company's assets, Zhang Ying's company and Lai Xiaohu's are still not inversely proportional, so being the general manager of Lai Xiaohu is also an allusion to Zhang Ying's personal preferences.

As for Ivanka, Lai Xiaohu didn't think about restricting her, when it comes to talent, Ivanka is definitely not weaker than Zhang Ying at all. After all, if you simply look at the experience of Zhang Ying and Ivanka, Ivanka can almost throw Zhang Ying out several streets.

Ivanka was born in a wealthy family, but she was self-reliant since she was a child, and when she was only a teenager, she came out to work to earn money for tuition and living expenses. It can be said that in the United States, there is something that Ivanka has not seen.

Later, Ivanka was at the height of her fame, but she studied in college with peace of mind, and after graduation, she completely left the modeling industry and began to work hard in her father's company. And made a lot of contributions. Donald's real estate company is a multibillion-dollar giant with assets in the cross-billions of dollars, and he can be a vice president in such a company. Although there is an element of Donald's promotion in it. But Ivanka's ability is also unquestionable.

So Lai Xiaohu also thought about asking Ivanka to push away all other careers, and then come over to take care of the company for herself, after all, she is her own woman, and Lai Xiaohu is a lot more relieved to use it. Although Donald's ability is stronger than Ivanka, Lai Xiaohu has always been a little uneasy about Donald.

It is mainly Lai Xiaohu's own self-confidence that is at work. Lai Xiaohu is still able to be affected by his experience in his previous life, he was a small person in his previous life, so many times in this life, he will think that he is not capable. And it is true that he cooperates with a real estate predator like Donald, and Donald's reputation is not very good. So Lai Xiaohu was worried that he wouldn't be cheated by Donald when he was still helping to count the money.

Let Ivanka manage her own company, Lai Xiaohu is much more at ease. Ivanka's ability is sufficient, because Lai Xiaohu's company does not have high requirements for managers due to its particularity. And with Ivanka, Lai Xiaohu doesn't have to worry about it.

However, although Ivanka worked in Huamei Group for a period of time at the beginning, when she was in China, from time to time Ivanka asked herself about jewelry, Lai Xiaohu knew that Ivanka still remembered her jewelry company.

Later, after thinking about it, Lai Xiaohu gave up his plan to let Ivanka replace Donald. Anyway, no matter whether Donald will cheat himself or not, after he dies in the future, the family property will still have to be given to Ivanka alone. Don't look at Donald's children are not only Ivanka, but everyone else is an illegitimate child who is not recognized by the law, so there is only one legal heir to Donald, and that is Ivanka.

What if you Donald cheated me Lai Xiaohu, if you don't have to give your daughter Ivanka at that time, then it won't be my Lai Xiaohu's stuff at that time.

I have to say that after Lai Xiaohu thought about this, he often thought about it a lot.

However, if Donald knew Lai Xiaohu's jealousy and precautions against him, I don't know if he would vomit blood in depression, Donald didn't think about cheating Lai Xiaohu, after all, the output and profits of this Huamei Group are too high. Now Donald has directly handed over his real estate company to his assistant, and he has concentrated on the Huamei Group.

Guarding such a large gold mine, if anyone doesn't have a dirty idea, then he is definitely not a person. Donald thought more than once about how to add some benefits to himself.

But then I thought about it, it was really unnecessary, who let him have no son himself, and now that he is old, it is unlikely that he wants another son. So no matter how many things he can get from Lai Xiaohu, in the end, they will all be Ivanka's, in other words, they may become Lai Xiaohu's.

Thinking about it like this, Donald is often depressed, which makes this real estate tycoon sometimes absolutely embarrassed, and he is simply eaten to death by Lai Xiaohu. So based on this, although Donald thought about it in his heart, and really came up with a solution, he never really acted, and then after a long time, he gave up.

Ivanka is still very happy that Lai Xiaohu can support herself to do what she likes, at least her father can't do this. You don't see who made her go to university to study in a low-key manner when her modeling career was at its peak, and then she finally graduated. He also had to follow Donald's instructions to work for his real estate company.

Although Donald is very good to Ivanka, Donald has already arranged for Ivanka's future path, in order to make Ivanka take over his shift smoothly in the future, Ivanka can't disobey Donald if she wants, because Donald will use coercion.

And now Donald can completely ignore Ivanka, and he doesn't think that she has to accept her real estate company because of Lai Xiaohu's support.

Anyway, compared with the real estate company and Huamei Group, the gap is so big, and it is not meaningful to accept the real estate company. When the time comes, it will guard the shares of Huamei Group. Wouldn't it be more free?

Lai Xiaohu's congratulations to Ivanka made Ivanka feel like she had eaten honey, but she said modestly, "It's just started the pilot now, and it's hard to say about the future." ”

But that's all that's been said. In order not to let Lai Xiaohu look down on himself, Ivanka said again. "I've found five stores in Los Angeles. They've agreed to represent my jewelry, and I'll be fully available in Los Angeles by then. ”

"Since your jewelry is so popular, why don't you sell it all over the country?" Lai Xiaohu asked.

"You think I don't want to," said this, Ivanka twisted Lai Xiaohu's waist, "Hmph." Most of my money has been invested in your Huamei Group, and now I have no money left to rent five counters. ”

"Also, your Huamei Group is so profitable. I haven't seen you pay a single dividend until now," Ivanka said this, and Ivanka was furious.

Huamei Group is enough to make money, and millions of funds flow into Huamei Group's account every day, and Huamei Group has no other actions except for investing in the construction of a five-star hotel, so many funds are all placed in the account.

I don't dare to say that Huamei Group is the company with the most cash in Los Angeles, but at least one of the few can be counted. There is so much money, so far Lai Xiaohu has not given Ivanka, a shareholder, a dividend.

"You can't blame me for this," Lai Xiaohu was greatly wronged, "It's not that I don't pay dividends, but whether your father doesn't pay dividends, usually the company is managed by him, and I also mentioned the dividend once, but he didn't know what happened and refused." ”

Lai Xiaohu doesn't know what Donald thinks, now the company has a lot of cash, and it can't be used on the books. However, Donald has always been opposed to dividends.

Lai Xiaohu estimated that Donald must be brewing some large-scale investment at this time, if it weren't for the absolute lack of so much cash.

As soon as she heard that it was her father, Ivanka was discouraged, don't look at her father who doted on her, but the same Donald was a stubborn old man.

"But it's okay, I'll give it to you when I run out of money." Lai Xiaohu said directly. Although Huamei Group does not pay dividends, Lai Xiaohu did not live by relying on this company, otherwise he would have starved to death for Donald's subordinates. Huamei Group in the United States is making money every day, and what about Roca supermarkets in China?

And when she heard that Lai Xiaohu was going to invest money in herself, Ivanka suddenly jumped up happily and kissed Lai Xiaohu on the face several times before calming down, Lai Xiaohu gave money to make her happier than Donald giving money, after all, running a business with her lover, all kinds of enjoyment and satisfaction are not something that outsiders can experience.

And with Lai Xiaohu's support, Ivanka also let go of her pace all of a sudden, since Lai Xiaohu said why not start selling it all over the country, then Ivanka plans to really try it.

When he went back with Ivanka in the evening, Donald learned that Lai Xiaohu was coming, and he also came to get together with Lai Xiaohu. When Weng's son-in-law met, Lai Xiaohu's son-in-law was a head shorter than Donald everywhere, so every time he was with Donald, Lai Xiaohu had to be honest.

Donald came to see Lai Xiaohu, in addition to meeting with Lai Xiaohu and telling Lai Xiaohu about the company's entry by the way, he also gave Lai Xiaohu a surprising news.

"What? You want to open a bank? Hearing Donald's words, Lai Xiaohu's mouth fell out in surprise, but Ivanka on the side laughed at him, and while Lai Xiaohu was not paying attention, he also took out his mobile phone and took a picture, which can be regarded as a handle to blackmail Lai Xiaohu in the future.

As for why Lai Xiaohu was so surprised, that is, Donald's sudden words really shocked Lai Xiaohu, Lai Xiaohu didn't expect Donald to suddenly come out of his plan to open a bank.

And when he thought about why the company paid dividends in the past, Donald has been indifferent. Instead, I kept depositing money into the company's account, and now I think about it and I understand it all at once.

It turned out that Donald had already planned to open a bank, and opening a bank is certainly not a trivial matter, and there are not a few funds needed to open a bank. Especially for Donald, he will not open that kind of small bank, if he wants to open a large bank, which is probably a national nature, then the money will be needed even more.

And where did the money come from for Donald to open a bank? It is unlikely that he will come out on his own. Don't look at Donald, who is known as a New York real estate tycoon with billions of dollars in assets, but that money is fixed assets, and the real Donald will definitely not have much cash in his hands. After all, the last time Huamei Group was formed. It's almost all the cash Donald had saved before. As for Donald selling the real estate company, it is even more impossible.

So Donald can only hit the idea of Huamei Group, Donald is also very big, once the bank is formed, it will need at least hundreds of millions of dollars in the early stage. Coupled with the investment in the later stage, he can't support it alone anyway.

But with Huamei Group, it's different. Looking at Huamei Group's capital flow day by day. Donald thought of his source.

When the time comes, he will contribute a part by himself, and then the majority will be paid by Huamei Group, and it will be easy to set up a bank, especially with the cash cow of Huamei Group, and there will be no need to worry about the bank's follow-up investment fund vacancy in the future.

But after listening to Donald's idea, Lai Xiaohu was a little disapproving. Why? Because the market is not very peaceful now. Since the outbreak of the financial crisis in the United States in 07 and 08, it has already affected the world. Even in China, which is far away from the United States, Lai Xiaohu can feel the sudden cold wind blowing in China.

And the United States, which is also in the center of the vortex where the financial crisis broke out, is even more serious at this time. It can be said that the current financial crisis has dealt a heavy blow to the US economy.

At this time, in the United States, the sound of bank failures can be heard almost every day, and even the largest banks are not immune, so it can be said that there is no bank in the United States at this moment that is not affected.

Although this crisis is not as good as the economic crisis in the United States in the twenties of the last century, for the banking industry alone, the crisis is no smaller than that time.

So you said that at this time, everyone is desperately trying to escape from the banking industry, and Donald is stupid to plunge headlong into this vortex where there will be no peace in the next few years, it would be strange if Lai Xiaohu could support it.

Although Lai Xiaohu's capital now does not need him to rely on the extra years of knowledge to make a special investment, he knows that it is a ravine and where to jump Lai Xiaohu will not do it.

"Haha," Donald did laugh after listening to Lai Xiaohu, not caring about Lai Xiaohu's words at all, "You're not the first person to say this to me." ”

That's true, because since Donald was going to form a bank, he has visited a lot of people, and most of these people will put up an example like Lai Xiaohu, and then talk about how dangerous the current situation is, in short, to make Donald give up this adventure and even commit suicide.

But if he had listened to those people, Donald would not have been where he is today.

"The biggest difference between ordinary people and successful people is the current performance of the crisis," Donald said eloquently, "Ordinary people often see the crisis with fear on their faces and avoid it, so they will always be ordinary people." But those who succeed tend to be the opposite. ”

"Every time there is a crisis, they are happy, excited, thinking that they have seen a shortcut to success in the crisis."

"Do you know when financiers make the most money?" Donald suddenly asked Lai Xiaohu.

"This?" How does Lai Xiaohu know, he was an ordinary little dick in his previous life, although he has made a fortune in this life, but he doesn't seem to have studied finance, nor has he ever been in contact with financiers, let alone heard any rumors in that circle.

"Then I'll tell you, it's this time, this time when there is an economic crisis." Donald said a few agitations. "Finance manifests itself in the form of the stock market, but the stock market is also a zero-sum game. When the crisis hit, a large number of ordinary people sold their stocks in fear. This was followed by a sharp drop in stocks, and a lot of wealth evaporated. ”

"But has that wealth really evaporated?" Donald waved his hands, "Of course it can't evaporate. Once wealth has been created, it can never be lost. Their so-called waste or evaporation is nothing more than a transfer from the hands of the common people to the hands of a few people in the shadows. ”

"The financiers hidden in the shadows are now enjoying the biggest feast in more than a decade, and the wealth in the hands of the common people is flooding their pockets."

Although Lai Xiaohu hadn't seen it with his own eyes, when Donald finished speaking, he couldn't help but choose to nod, because people have a dark side. This kind of conspiracy is the easiest thing to believe.

Next, Donald told Lai Xiaohu a few examples, "I won't tell you the example of the Rothschilds, after all, their time has passed." So as a Chinese, Soros should know, right? ”

"Yes, yes." Perhaps there may be many people in Europe and the United States who do not know who Soros is. But his popularity in Asia is definitely higher than his popularity in the West, of course. It's not a good reputation either.

And for Soros. Of course, Lai Xiaohu also knows that, although he has never been in contact with finance, he does absolutely know about the Asian financial turmoil that hit the Asian economy hard in 97 of the last century.

The Asian financial crisis of '997 began with a sharp depreciation of the Thai baht caused by Thailand, and soon after, the storm swept through Malaysia, Singapore, Japan, and South Korea. It broke the scene of rapid economic development in Asia, while the economies of some large Asian economic countries began to be depressed, and the political situation in some countries began to be chaotic.

To put it bluntly. The Asian financial crisis almost brought the entire Asian economy to a standstill, knowing that Chinese mainland was not the second largest economy in the world at that time. What was the mainland at that time? It can be said that economically, even South Korea has been able to throw off the mainland a lot.

And those affected countries were the most economically developed places in Asia at that time, for Asia at that time. That catastrophe was no small disaster. Especially the countries mentioned above, but they have suffered the most serious losses, and in their eyes, Soros really must know, absolutely keep cursing the guys.

Because in this Asian financial crisis, the most prominent international robbery institutions (those international financial institutions that came to Asia to take advantage of the crisis) performed the most dazzling Soros in time.

It can be said that the Asian economic crisis is the peak of Soros's personal career, and in this crisis, Soros led a huge financial institution to drink the blood of the Asian economy.

And the Chinese know that Soros naturally started through the vigorous Hong Kong financial security war. How could Hong Kong, one of the four Asian tigers at that time, survive the crisis, and in addition to Hong Kong, even too late and even Russia suffered a lot of shocks.

It's just that Hong Kong, with the full support of the mainland, finally beat back the vampire Soros, otherwise Hong Kong's economy would definitely suffer a heavy blow at that time. Just look at the situation of Thailand at that time to know what Hong Kong would be like if it was lost, Thailand was brilliant before the crisis, and its economic development did not have to be inferior to the four tigers at all. But now, who would dare to say that Thailand is economically developed?

Hong Kong is not Russia, and Russia was able to survive slowly with its strong national strength after suffering a heavy blow at that time, but Hong Kong had suffered a heavy blow when the mainland had not yet developed at that time, and one can imagine what the outcome would have been.

And Donald said an example of Soros, which made Lai Xiaohu believe a lot of Donald's words at once, and a real example is placed here. What did Soros rely on to make his fortune, wasn't it just the economic crisis?

On the other hand, Donald himself, Lai Xiaohu is still relatively clear about Donald's hairpin trajectory, after all, he has been in contact for so long. When Donald first entered the real estate industry, it was okay at first, and Donald transferred a sum of money, but soon like the crisis of the Japanese real estate bubble in the early nineties, the United States also had its own real estate crisis.

But Donald did treat those crises as nothing, and directly blocked all his belongings on real estate. Others had withdrawn their investments at the time. But Donald gambled his entire net worth. I have to say that Donald is a crazy person, but people do have this ability, otherwise there would be no New York real estate tycoon now.

"And you know what, Howard called me yesterday and asked for money." Looking at Lai Xiaohu, Donald said again.

Howard's person Lai Xiaohu still knows, this person used to be one of Donald's assistants, and he is also the current CEO of Donald Real Estate, after Donald fully intervened in the affairs of Huamei Group, he did not have enough time and experience to manage his own real estate company. So Howard was sent to take over the company.

"What? Is your company in trouble? Lai Xiaohu asked.

"No," said Donald, shaking his hand, "there was no trouble at all, but on the contrary, he did ask for money for expansion." ”

"Although the U.S. administration has taken over Fannie Mae and Freddie Mac, two giant companies. Although affected by the crisis, the real estate industry in the United States was also undervalued at this time. However, the board of directors of our company decided to increase investment in the real estate industry at this time. A crisis is an opportunity. A lot of capital will exit the industry in a crisis. As long as you can survive this crisis, when the crisis is over, you will find that you have become the biggest beneficiary of the crisis. ”

"Okay, I'll support it," gritting his teeth, Lai Xiaohu said ruthlessly.

I have to say. Donald's words still touched Lai Xiaohu, the crisis is also an opportunity, under this crisis, real estate and the banking industry are actually the same. In the midst of an absolute depression, but, as Donald said, a large amount of capital exited during the crisis, leaving a lot of gaps in the market, and at the same time reducing the cost of entering this market.

Although you may be affected by the crisis, as long as you earn it, you will succeed in the end. Because the crisis cannot always exist, it is specially prepared that Lai Xiaohu from later generations knows about this crisis; It was menacing and devastating, but after the crisis, it didn't take a few years for the United States to recover, especially in the banking sector, which had a crisis before other industries, and when it recovered, it would also precede other industries.

Now taking advantage of the economic crisis in the United States, the financial industry and the banking industry to take the opportunity to enter this industry, and then invest a lot of money, it is not impossible to occupy a place in this industry at that time.

And the opportunity is also fleeting, and it is not so simple to enter after not entering now. When the banking industry recovers, a lot of capital will pour back into the industry. In the fierce competition at that time, it will be more difficult to survive.

Lai Xiaohu made up his mind very boldly to make Ivanka on the side look at the blur, women like this kind of bold man. However, when Donald on the side saw Ivanka like this, he thought in his heart that his daughter was still not angry, and it was too easy to be deceived by Lai Xiaohu.

Ivanka was fascinated by Lai Xiaohu's temperament, but Donald knew that the fundamental reason for Lai Xiaohu's determination was not how bold Lai Xiaohu was, nor what he had just said.

Of course, what he just said must have played a role, after all, Lai Xiaohu was opposed to entering this industry at the beginning, and he was able to directly change Lai Xiaohu's mind, and his words still had a great effect.

However, compared with the reason that Lai Xiaohu can afford to lose, the effect of those words is not so great, Ivanka has a love for Lai Xiaohu, and naturally her judgment of Lai Xiaohu is often affected by feelings. But Donald, who has been in contact with Lai Xiaohu for so long, really knows very well what kind of person Lai Xiaohu is.

It can be said unceremoniously that in terms of personality and abilities other than that force, Donald can't see that Lai Xiaohu is better than the ordinary public, that is to say, in Donald's eyes, people like Lai Xiaohu really have no reason to succeed, Lai Xiaohu can succeed, then God is too unfair to those ordinary people, giving Lai Xiaohu all the good things, and even Donald himself is a little jealous of Lai Xiaohu. At the very least, Lai Xiaohu's two companies in the United States and China are more promising than his own real estate companies.

I have to say that Donald's treatment of Lai Xiaohu's personality is still very accurate, don't look at Lai Xiaohu pretending to be forced in front of others, but if it weren't for Xiaoran, would he be able to have his current achievements? Even if he is reborn, at most he can get out of poverty with a few extra years of experience, and it is no problem to make a small fortune, but if he wants to become a rich man, it will be difficult.

All in all, Lai Xiaohu's talent is actually no different from the previous life, just the general public. Although he is a man of the year in school, the school is a school after all, and it will be a different situation when he goes outside. Besides, whether it is in the previous life or this life, Lai Xiaohu has not even finished college.

The reason why Lai Xiaohu finally agreed without any worries is because he is not afraid of failure, or that failure will not have a big blow to him.

What if it fails? Isn't it just a loss of hundreds of millions of dollars? But does Lai Xiaohu care? What is a few hundred million? Lai Xiaohu was able to earn it back in two months.

Even if the investment is a little bigger, and he loses more than a dozen or even billions, Lai Xiaohu can't sleep for one night at most. It's a big deal, it's just a year for nothing. Anyway, Lai Xiaohu is growing, and losing that little money is nothing at all.

It is precisely because there are two companies behind that continue to give Lai Xiaohu a huge amount of wealth, so Lai Xiaohu dares to agree. At first, he refused because he didn't think it was profitable, since there was no possibility of making money, then Lai Xiaohu would not throw it away in vain even if he had a lot of money.

But once Lai Xiaohu thinks that opening a bank is profitable, it will be different, just a few hundred million, a small meaning.

Donald, who is very familiar with Lai Xiaohu, knocked on Lai Xiaohu a few times to know what Lai Xiaohu was thinking, and he could actually guess Lai Xiaohu's thoughts before he came, so he was full of confidence from the beginning when he returned today.

Glaring at Donald, Lai Xiaohu moved to Ivanka's side, just looking at Donald's shrewd eyes, Lai Xiaohu knew that he might have been calculated by Donald again, but fortunately, Lai Xiaohu's success depends on Xiao Ran, so even if others calculate him, they can't hurt Lai Xiaohu's roots.

After getting rid of Lai Xiaohu, the financial problem that troubled Donald was solved all of a sudden, and the reason why Donald didn't tell Lai Xiaohu about opening a bank some time ago was actually that he had been running relationships.

After all, opening a bank is not something that can be done with money, especially since Donald is not ambitious. How about not opening up some joints and finding a few more partners? This time, he told Lai Xiaohu that Donald was basically sure that there was no obstacle to opening a bank.

At night Donald did not stay, but did not know where he went?

But it's better to go, the surname Tang is gone, Lai Xiaohu can do what he likes to do, but it's just that Ivanka is suffering, and he was looking forward to Lai Xiaohu coming to see him with joy, but he didn't expect to be devastated by Lai Xiaohu overnight. (To be continued......)