He Lanyan went to the back house to see Mrs. Mei, and Gao Yuan went to the study with Mei Yipo, sitting on top of Mei Yipo's big case, Gao Yuan casually flipped through the stacks of thick books on the case, and after only reading for a moment, he felt that his head was a little wooden, and it was full of some professional manuscripts related to the financial industry.

"This is a collection of some of the lessons learned over the years in our spare time, which are all things that are part of the inner workings of the banking industry. It does seem to be a bit of a lecture. Mei Yipo served fragrant tea to Gao Yuan and said with a smile.

"It's not just an astringency, I see that I'm confused, forget it, look at it for a while, my head must hurt." Gao Yuan smiled: "By the way, Lao Mei, Cao Tianci just told me something about stocks, I heard that this is a new thing that has just appeared in our Jicheng, Cao Tianci's police department thought it was a group of liars at first, and after in-depth investigation, I felt that it was not, and I had the intention to take the truth, but I couldn't make up my mind, for fear of causing the accusation of the big council, saying that our government interfered in the economy." Have you heard about it? ”

"Speaking of this, I'm about to find a time to report to the king, this thing has been around for several years, but arrogance has been developing since this year, and it has begun to develop explosively, since it involves finance, our central bank has naturally done a lot of investigations, this matter, from one aspect, is a good thing, but from another aspect, it may evolve into a bad thing?"

"What do you say?" Gao Yuan asked pretending to be puzzled.

"Wang, now that the economy of our Han is developing rapidly, some people or workshops, the company is extremely short of funds, and I don't know who came up with such an idea, take out a small part of the shares of the workshop and the company, and sell them at a clear price, and there are really people who buy them, as far as we know from our investigation. The people who bought these shares at the beginning have made a fortune, and those workshop companies that have received funds have just encountered the rapid development of our Dahan economy in the past few years, in these few years, no matter what you do, as long as you do it carefully, you can make a fortune, and after a few years, those who bought this kind of stock with the attitude of giving it a try. also made a fortune, the most extreme one, the stock in his hand has increased tenfold, this person used to be just an ordinary teahouse owner, and now he is a millionaire. "Mei Yi ramps.

"And such a thing?" I really don't know this lofty.

"With such an example, this matter has attracted a lot of attention, and then there are such stocks for sale, but there is a bit of a shortage of supply, and often the workshop companies of these stocks have not really made money. Their stock is already turning around. At first, these things were still sold secretly, but later seeing that the imperial court did not react to this, now they have begun to sell openly, and a street has been formed in Jicheng to buy and sell this thing. They all call him a stock street. Mei Yipo spread his hands: "We Dahan uphold what you said, the law does not prohibit it, so we can only watch, even the employees inside our central bank." There are also a lot of people playing with this thing, but now they are not buying this thing and waiting for the workshop company to make money and then pay dividends, but they are frying this thing. The old minister is already starting to beat the drum in his heart. ”

Gao Yuan originally wanted to use this new thing to lead to the topic that he wanted to split the central bank, but he didn't expect to say this to Mei Yipo, and he really beat the drum in his heart, this thing is not so fun, once it is played, I am afraid that many people will have to go bankrupt, and it may cause some great social problems at that time.

"Is it serious?" His face grew serious.

"Your Majesty, it is indeed very serious, now basically all the merchants have accounts in our central bank, and the minister has done an investigation, but I am afraid that the funds involved will be as much as hundreds of millions of yuan!"

Gao Yuan was frightened, "Where did you get all this money?" Is this worth it? ”

"King, now we Han people are indeed very rich, how many people are there in Jicheng now, as many as three million people, hundreds of millions of yuan, a lot, but it is really broken down to everyone, and there are not many left."

"How can it be divided like that?" Gao Yuan shook his head, "There must be a few people who play this thing, and once something goes wrong, it will be a big deal, and here, maybe there will be liars." What do you think about this? ”

"Lao Chen feels that this matter must be managed, standardized, set thresholds, and strictly managed, but those who are qualified to enter this market must be reviewed and approved by the government to minimize risks." Mei Yi ramp.

"This needs to be done by someone who knows how to do it, now that your central bank has a lot of business, and then manage this, I'm afraid I can't be busy!" Gao Yuan frowned.

"Your Majesty, I think we should set up a special agency to supervise all industries involved in finance, formulate policies, and standardize supervision." Mei Yipo said: "It's just Jicheng now, but Jicheng has always been a benchmark in various places, if all parts of the country follow suit, when something happens, it will involve a major event in the country, and it will really be out of control at that time." ”

"If that's the case, I have an idea, do you think it works?" Gao Yuan glanced at Mei Yipo: "The central bank will spin off all the businesses involving cash and set up a special bank, and the central bank is only responsible for the issuance of national currency and the supervision of financial security, what do you think?" ”

Mei Yipo slapped his thigh suddenly, "Wang, you are really an unborn genius, I thought about this matter for a long time before I had this idea, and as soon as you heard about it, you immediately came up with a countermeasure, yes, that's what I thought." ”

Looking at Mei Yipo's admiring gaze, Gao Yuan was a little ashamed, if he really wanted to talk about wisdom, the old man in front of him was afraid that he would have to throw himself out a few streets.

"Since Mei Lao has already considered this problem, let's talk about your thoughts, how to split it?" Takato asked.

Mei Yipo stood up excitedly, took out a plan from the big case, and spread it in front of Gao Yuan: "Now the entire central bank is a monopoly operation in Dahan, the scale is too large, although the businessmen of Jishi City saw the huge business opportunities and established the Jishi City Commercial Bank, but compared to the behemoth of the central bank, it is simply not worth mentioning, my plan is to divide the cash business of the central bank into two and set up two targeted independent banks, one is for agriculture, agriculture is the foundation of the country, The main task of this bank is to support the development of agriculture, let's call him Dahan Agricultural Bank, and the other, for the large-scale infrastructure construction in Dahan, they will call them Dahan Construction Bank, of course, I am talking about their main business, in fact, after separation, there will definitely be a lot of overlapping business scope, we might as well let them operate independently, self-financing. Of course, for the sake of the safety of funds, the state still has to have a certain supporting function. ”

Gao Yuan looked at Mei Yipo in a daze, and suddenly had an urge to laugh, Agricultural Bank, China Construction Bank, what a familiar name! If we continue like this, will there be Bank of Communications and Industrial and Commercial Bank of China in the future?

"King, King!" Mei Yipo's cry pulled Gao Yuan back from his thoughts that had already flown far away: "King, this is just some of my immature thoughts, just for your reference. ”

"No, it's already good, just do what you say, tomorrow, we will gather Wang Wuyan from the Political Affairs Hall and the Ministry of Finance to discuss this matter."

"I don't know if the Great Council can pass this matter?" Mei Yipo was a little worried. "There will definitely be some controversy, and this will involve the interests of many of the legislators themselves."

Gao Yuan snorted coldly, "This time, I am going to act arbitrarily, first do things in the form of an executive order, and then seek the approval of the Great Council, this matter, I will endorse it." ”

This New Year, for the Han Dynasty, is destined to be unpeaceful, first the Han Dynasty annihilated Chu, the most powerful enemy in the eyes of the Han Dynasty was knocked down, and before everyone woke up from the victory carnival on the battlefield, the political affairs hall suddenly issued an order, the cash business of the Big Han Central Bank was spun off, and the Dahan Agricultural Bank and the Dahan Construction Bank were established, and the original Central Bank will become an independent department, specializing in the management of all financial businesses in the Han Dynasty. This order immediately encircled the previously independent Jishicheng Commercial Bank.

The issuance of the first policies and regulations of the Dahan Central Bank, which became a simple management institution, caused great shocks in Jicheng, and the stock exchange law was released and announced to the public in a very short period of time, and stock trading was officially allowed in the form of a decree, but it was no longer the spontaneous transaction of the people before, but the transaction was carried out in the specified place and time. The threshold for being able to issue shares has been greatly raised, and whether or not you are eligible must apply to the central bank for the workshop or company that intends to issue shares, and only after review and approval can you enter the exchange for trading. The Act sets out a series of requirements and rules that must be met for an application.

As soon as the decree came out, Jicheng immediately fell into two extremes of some people rejoicing and some crying, some stocks rose wildly, and some became worthless in a very short period of time.

And the most nervous are Mei Yipo and Cao Tianci, one is the governor of the central bank, the other is the minister of police, and in the event of a large-scale riot, both of them are responsible.

Fortunately, this has long been prepared, and in recent years, a large number of floating population in Jicheng have basically returned to their hometowns, and these mobile businessmen are the main body of buying and selling stocks for speculation, and their departure has greatly reduced the security pressure in Jicheng, although there have been several small-scale commotions, but they were immediately suppressed. And the festive atmosphere of the Spring Festival also diluted these ominous and almost unnoticed to the point that no one noticed. (To be continued.) )