Looking at Thomas, who seemed to have run 10,000 meters, Lin Hongfei was a little surprised, "Thomas, you are ......"

"Don't mention it," Thomas gasped and waved his hand, "this hotel where you're staying is full of crazy reporters, and it took me a lot of effort to squeeze in...... If I wasn't a manager at Citibank, I wouldn't be able to get in......"

Hearing this, Lin Hongfei, Jessica, and Holger couldn't stop laughing: Intentionally or unintentionally promoted, the fact that a super-rich man from the Republic wanted to invest $500 million in the United States to build an aircraft manufacturing industry was almost spread crazy in the United States...... In the United States, the rights of the uncrowned king are still very large.

"Isn't that funny?" Thomas said with some dissatisfaction, but the next moment, he shook his head, "Okay, I admit it's a little funny," he said, took out a document from his bag, and solemnly handed it to Lin Hongfei, "Mr. Lin Hongfei, before the negotiations officially begin, please confirm my identity and authorization, this is the power of attorney given to me by the directors of Citibank, authorizing me to negotiate with you on this loan business." ”

A loan of at least $500 million is indeed beyond the negotiating authority of a branch manager, but Lin Hongfei has made it clear to Citibank before that he only deals with Mr. Thomas, and in desperation, Citibank has no choice but to do business with Lin Hongfei in this way: We specifically authorize Mr. Thomas to negotiate with you.

Once the business link was involved, Lin Hongfei immediately changed the person repeatedly, he read the authorization letter several times, and after confirming that there was no problem, he asked Jessica and Holger respectively to confirm that there was no problem, and then nodded. "OK, there's no problem with this power of attorney, let's get started."

Taking a sip of water, Thomas said, "Before the negotiations officially begin, Mr. Lin Hongfei, let me confirm to you again, are you sure that you only accept loans and not investments?" Before coming, I have been authorized by the board of directors of the company as long as Mr. Lim agrees to invest. No matter how much money is needed for the whole project, all the investment is Citibank's, Citibank only needs 50.1% of the shares, and the daily operation and management of the enterprise can also be handed over to you. ”

On paper, the conditions couldn't have been more generous. Based on the $500 million investment in this project, all the $500 million is Citibank's investment. It only holds 50.1% of the shares. The Ti6-Al-4V titanium-aluminum-vanadium iron grade 5 titanium alloy, Tu-134 passenger aircraft, Il-62 passenger aircraft, An-14 light multi-purpose transport aircraft, An-28 light multi-purpose transport aircraft, and the small turboprop engine and WZ-01 small turboprop engine temporarily named WJ-01 and the small turboshaft engine temporarily named WZ-01 will account for 49.9% of the shares, worth nearly 500 million US dollars...... No matter how you calculate it, it seems that Guqi Provincial Industrial Manufacturing Co., Ltd. and Lin Hongfei have made a lot of money.

"No, as I said, I only accept loans, loans with the lowest interest rate, and do not accept any other forms of cooperation. Let's talk about loans. Lin Hongfei shook his head, this condition, if the leaders of other state-owned enterprises in China are allowed to come, it is estimated that they will be crazy. They would immediately hug Thomas's thighs and cry and shout to sign the contract immediately, but then again, they didn't have that chance.

"Okay," although there is some regret, but since Lin Hongfei has strongly stated that he will not agree to buy shares, he has to follow Lin Hongfei's personal wishes, "Citibank provides you with 2 loan options, the first one: $500 million loan, 6% annual interest, five-year term, you need to pay $30 million in interest per year, and the principal will be repaid in a lump sum after five years, and there is a chance to postpone, you will pay the interest on time in the first five years, and in the first half of the fifth year, You can apply for a two-year extension, and the interest rate is 7% for the two years of the extension; ”

"The second type, the same $500 million loan, with an interest rate of 6.2%, a loan term of four years, the first year's interest is paid at the first time of loan approval, and the remaining principal and interest can be repaid in a lump sum within the most recurring period;"

"No, I don't choose either option," Lin Hongfei shook his head, "Our conditions are a loan of 650 million US dollars, an annual interest rate of 3.2%, a loan term of five years, that is, 60 months, the first half of the first year and the second year, that is, the first 18 months without paying any interest and returning the principal, from the 19th month to the 60th month to start paying interest, the first 18 months of loan interest will be averaged to the 42-month interest repayment period, and the principal will be repaid in a lump sum after 60 months, and there is a chance to extend it for two years. During the deferment period, the loan interest rate remains unchanged, and the most important one is that compound interest is not calculated. ”

The so-called compound interest is the so-called "donkey rolling" interest by ordinary people, the kind that rolls the interest into the principal, although Thomas never said that compound interest is not calculated before, but Lin Hongfei has never been afraid to speculate on American bankers with the most ill intentions.

"It can't be!" As soon as Lin Hongfei's words fell, Thomas jumped up, "3.2% annual interest, this is absolutely impossible!" We are banks, not philanthropists! ”

3.2% annual interest, for bankers, can indeed be regarded as a philanthropist, you know, the five-year bank loan interest rate in the same period is as high as 7.8%, Citibank feels that it can take the initiative to give a loan interest rate of 6% is already considered a philanthropist, where do you want to get Lin Hongfei's request is more ruthless, directly 3.2%, the first 18 months do not pay interest...... Your factory will only be half a year from the start of construction to the official production, right? We at Citibank have provided you with an interest-free loan for 18 months!

There is such a thing as an interest-free loan, once is enough, they definitely don't want to have a second time.

"Of course Citibank is not a philanthropist, otherwise I would have asked for interest-free," Lin Hongfei said with a smile, but in contrast to this extremely comfortable smile, his unprecedentedly tough attitude, "Mr. Thomas, this is our final condition, you have three days to think about it, but I must make it clear that Citibank is not our only option." ”

Hearing Lin Hongfei's words, Thomas was stunned for a moment.

Only then did he realize a very serious problem: yes, Lin Hongfei had the best relationship with Citibank, and most of their company's overseas banking transactions were done through Citibank, but it did not mean that they had to choose Citibank in this matter...... A five-year loan of $650 million, even if it is only a 3.2% interest rate, means a stable income of $20.8 million per year, which is $140 million in five years, which is a net income of $140 million that can be guaranteed as long as the contract is signed.

No banker doubts the sales of titanium alloys, in fact, although the price of titanium alloys is high, the demand for titanium alloys in the market is now far greater than the production capacity.

It is said that with such a large demand, enterprises should desperately expand production, right? No! Because the high-tech content of titanium alloys is too high, although the price of this thing is calculated in kilograms, the output cannot be increased at all...... The investment required is too great, which is also the fundamental reason why the Pentagon and American bankers were excited when Lin Hongfei said that he was able to reduce the cost of this new Ti6-Al-4V titanium-aluminum-vanadium iron grade 5 titanium alloy to one-fifth of that of traditional high-strength substable β titanium alloys!

The drastic reduction in costs means that large-scale industrial production is possible! Large-scale industrial production means a lot of profits, as has always been the case in manufacturing.

It's pitiful to say, the annual output of large-scale steel plants is now measured in tens of millions of tons, but the titanium alloy manufacturing project with an annual output of 10,000 tons of Guqi Provincial Industrial Manufacturing Co., Ltd. is already the largest titanium alloy manufacturing project in the world. This kind of business that only makes money and does not lose money is not only for Citibank, how many banks are ready to come in and get a piece of the pie.

"Well," Thomas gave in and spread his hands in the face of reality, "Lin, this is beyond my authority, but I will urge the gentlemen of the board to discuss your request as soon as I get back." ”

"That's right," Lin Hongfei finally had a smile on his face, he stood up, this gesture indicated that he was going to drive people, "Mr. Thomas, we had a very pleasant cooperation before, so I myself hope that we can have a happy cooperation this time." ”

"Of course, I'm sure we'll have a great time working together." Thomas nodded, but his face was wrinkled and serious, and he was a little worried: 3.2% per annum, not counting compound interest, would the bosses on the board really agree? However, this is a big business with a total net profit of $1.4......

…………………………………………

"Holger, are the things of the land ready?" As soon as Thomas left, Lin Hongfei asked Holger.

Lin Hongfei had asked Holger to buy a piece of land in the United States, planning to build a small town on this piece of land, used to house those Belarusian experts who were "abducted" to his own company, who knew that things took a turn for the better, and the land that had been bought was idle there, but now it is used again, the only problem is that according to Lin Hongfei's planning, the area of that land is too small, for this reason, Holger is crazy to buy land around that land these days...... It's also a loss that land in the United States is cheap.

"Alright."

Holger's answer finally made Lin Hongfei finally show a relieved smile on his face...... He was really worried that someone would take the opportunity to make a fuss about the land, but now, he can rest assured. (To be continued......)