Chapter 292: Return to Shanghai

In Lai Xiaohu's view, the development ideas of the two people also have their own advantages and disadvantages, Donald's current age has determined that he is more inclined to conservative development ideas, and Hope's previous entrepreneurial and successful experience also affects himself, so Hope will have this kind of thinking that is biased towards radical development.

For these two development ideas, Lai Xiaohu is not one of those professional financial analysts, so he cannot theoretically analyze the advantages and disadvantages of the two methods, but Lai Xiaohu can judge which method is more suitable based on his common sense and experience in the next few years of his previous life.

Considering that the crisis in the financial industry in the global market will continue to occur in the next one or two years, Lai Xiaohu feels that it is better to choose a more conservative development idea in the past two years. He does not deny that Hope's method is better for the future of the bank, but the market environment is getting worse and worse, even if Hope is very good, but Lai Xiaohu does not dare to guarantee that the bank will not lose money under the leadership of Hope, after all, the example of FGC Bank is there, even if Lai Xiaohu can rely on his own other sources of funds to support the bank's consumption, but if his bank loses too much, maybe he will slowly reduce his interest in investing.

If you have money, you can't spend it indiscriminately, and you can't invest it knowing that you will lose money, so Lai Xiaohu chose Donald's development advice first when choosing. Although the bank is nominally affiliated with the head office of the East West Group, in fact everything in East West Bank is completely independent, except for the large-scale capital injection of the bank by the head office when necessary, the two companies do not have any business dealings and contacts.

Since it is an independent company, the bank has to be responsible for its own profits and losses to a certain extent, and under Lai Xiaohu's thinking. It is not surprising that banks have chosen a prudent approach the year before. Since the overall banking industry has not been in a good situation in the past two years, why not take the opportunity to pay off the old debts after receiving a large-scale capital injection?

And when East West Union Bank pays off the old debts owed by its predecessor, it is almost time for the national banking industry to recover, then the debt-free and light East West Bank can make great strides forward, and if East West Bank can give a little support at that time, will the bank develop better soon?

Regarding Lai Xiaohu's decision, Hope only expressed regret, but he was not surprised. In Hope's mind, such a result was so normal that it would not surprise him at all.

Comparisons will be made with both Hope and Donald. Completely removing the views of the two people, it is obvious that Donald, who has a close relationship with Lai Xiaohu and is still a relative, has the best relationship with Lai Xiaohu, and Lai Xiaohu also trusts Donald very much. On the contrary, he Hope himself has only had contact with Lai Xiaohu for a few days, and all Lai Xiaohu's trust in Hope is based on his own trust in Donald.

There is this difference in trust. It would not be surprising that Hope chose to listen to Donald's development ideas instead of his own. Especially when his own development ideas have already put FGC Bank in decline, he has reduced his persuasive power.

Now that the bank's development ideas have been determined. Nahope was also able to accept the reality and manage the company according to Donald's thinking. On the first day of opening, he began to put himself into intense work.

Before the bank's business situation came out on the first day, Lai Xiaohu had already left the United States on a plane, and Ivanka, who did not follow Lai Xiaohu when he returned to China last time, did not let Lai Xiaohu leave alone this time, but directly followed Lai Xiaohu to China.

It's already the eleventh day of the Gregorian New Year, and the Chinese New Year is just around the corner. At this time, Ivanka followed Lai Xiaohu to China, obviously for the Chinese New Year.

For Ivanka to come to China, Lai Xiaohu is also supportive, after all, she is her own woman. You can't always let two people separate, and with this good opportunity, wouldn't it be nice to be able to increase the time that two people spend together. As for Song Yaqiao and Zhang Ying, Lai Xiaohu is not very worried.

Needless to say, Zhang Ying has known about Ivanka for a long time, and when the Chinese New Year last year, Ivanka had already followed Lai Xiaohu to China, and even stayed with Zhang Ying more happily.

As for Song Yaqiao, it is even less of a problem, since Zhang Ying has no opinion, what opinion can Song Yaqiao have? Even if you have an opinion, you have to keep it in your heart. She can't forget that she also came behind Zhang Ying.

The only thing that makes Lai Xiaohu feel bad is his family, with himself and Zhang Ying currently together, and then take Ivanka back? Lai Xiaohu was really worried that the two of them might see something abnormal.

Last year, when he took Ivanka back, Lai Xiaohu could also say that Ivanka was an American friend he knew, and then Ivanka was curious about the Chinese New Year, so he came to Lai Xiaohu here specifically to experience the Chinese New Year.

But last year's reason can't be used again this year, after all, even if you experience the New Year, you can't experience it every year, it came last year, and it came this year, and it's obviously the feeling of a little couple. So this year, I can't rely on Xiaohu to deal with it carelessly.

And there is another situation this year that makes Lai Xiaohu even more uneasy, that is, when he goes back for the New Year, it may not only be him, Zhang Ying and Ivanka, but Song Yaqiao will also follow Lai Xiaohu back this year.

This was proposed by Song Yaqiao a long time ago, and at that time, Zhang Ying directly closed her mouth and didn't say anything about Song Yaqiao's request, and then watched Lai Xiaohu's response like a joke. Anyway, the biggest pressure on this matter is not on her Zhang Ying, but on Lai Xiaohu, so Zhang Ying is not worried at all.

This time, if he takes three people back for the New Year, and it is still three women, then Lai Xiaohu can imagine that the family will be suspicious of him at that time, after all, this is too obvious, as long as it is a person with a little common sense, he can feel that it is abnormal.

Before Lai Xiaohu and Ivanka got off the plane, the matter about East West Bank and Lai Xiaohu, the big boss, had already appeared on the TV news in the United States that night. Although it has not reached the point where all the major television stations in the United States have covered it. However, in several major economic channels in the United States, the matter of East West Bank and Lai Xiaohu has still become the main news.

However, it is not entertainment news, so the focus of these news is more on East West Bank. For Lai Xiaohu, although it was also introduced, it was not as detailed as entertainment news to dig into Lai Xiaohu's details.

Therefore, in these news, except for a little introduction by Lai Xiaohu, the rest of the pages are mainly focused on banks, anyway, a large group of economic professionals analyze the impact that East West Union Bank can have after its establishment from the perspective of the entire banking industry and the global economic development. In fact, it has no impact, what impact can a bank with only a few billion dollars have on the entire industry and the global economy, and the main reason for saying so much is to bluff people. However, these professionals are optimistic about the future of East West Bank.

After all, banks are a money-burning business. Relying on the big backer of Huamei Group, mainly relying on Xiaohu is willing to invest money in it, and the CEO of Huamei United Bank is not a fool, then the future growth of this bank must be inevitable. And is there any doubt about Hope's ability? At least in the banking industry, everyone is more recognized for Hope's ability.

However, it is a pity that the current East West Union Bank is no longer a listed company. So those who read the news have no choice but to buy East West Union Bank stock.

Lai Xiaohu doesn't like the consensus on listing, not that he thinks the act of listing is bad. Rather, they don't like the drawbacks of listed companies.

Companies are generally listed for money. Either it is for listing and financing in the hope that the company can develop better after getting funds, or it is simply going public to make money.

No matter which one it is, it's all about money, but Lai Xiaohu just doesn't lack money. So there is no incentive for him to go public. On the contrary, the disadvantages of listed companies make Lai Xiaohu very jealous.

The first listed company must clearly disclose a lot of property, management and share information, so how can Lai Xiaohu not like it. He is a person who likes to keep a low profile, but a listed company not only needs to take the initiative to make himself public, but also will let people watch it with a magnifying glass all day long. Lai Xiaohu doesn't like this kind of situation. Wealth is not revealed, no matter how others guess about Lai Xiaohu's wealth, but it is speculation after all. And if the company goes public, then basically after a little calculation, you can calculate how much wealth a person has?

And since the company is listed. There is definitely no way to achieve 100% control, the future prospects of companies like Huamei Group and Huamei United Bank are very good, Lai Xiaohu can let the money earned by the company be distributed to the people around him, but he doesn't like to share the money earned by his company with other people.

Therefore, Lai Xiaohu, who does not like going public, had already begun to prepare to buy back shares and then withdraw from the stock market before Donald bought FGC Bank. After FGC Bank was completely unacquired, the delisting proceeded even faster, and the new bank was no longer a public company before East West Bank opened.

In addition to the evening news, on the second day, there was also a lot of news that focused on East West Bank and Lai Xiaohu. The cost of newspapers is relatively low, so there is a lot of news in these newspapers that analyze Lai Xiaohu a lot. And in addition to economic news, there are some other news reports on Lai Xiaohu.

For example, some newspapers that mainly target overseas Chinese in the United States have focused on the opening of a bank in the United States by Lai Xiaohu, a Chinese, after all, this is the news that overseas Chinese in the United States like to read.

And some entertainment newspapers have even found a place to hype from last night's news, anyway, Lai Xiaohu is also an acquaintance of the entertainment news industry in the United States, so everyone is even more familiar with reporting.

But these things have nothing to do with Lai Xiaohu and Ivanka, because whether it was the evening news or the next morning's news, the two of them were on the plane at that time.

After the two of them got off the plane, it was in China, where no one could see the news about the United States. After all, China at this time is no longer what it used to be, and it is simply impossible for a multi-billion dollar company like this to generate much attention in China. If it is a company with tens of billions of dollars, maybe there will be some attention.

Lai Xiaohu, who returned to China, directly returned to Shanghai with Ivanka, which was also chosen by Ivanka herself. Before coming to China, Lai Xiaohu communicated with Ivanka that there are two places to go to China, one is Jincheng, where Ivanka has spent a lot of time in the past. The other is the new city of Shanghai, but if you go to Shanghai, then Ivan may have to accompany Lai Xiaohu to work.

However, despite this, Ivanka still chose to come to Shanghai first, because Shanghai is not only the most economically developed place in China at present. It's a place she's never been to before, and she also wants to see what Lai Xiaohu looks like when she works in China.

When the two arrived at the airport in Shanghai, it was Song Yaqiao who came to pick them up, and after seeing Ivanka, Song Yaqiao was not surprised. Although I may feel a little uncomfortable, I didn't show it.

For Ivanka. Song Yaqiao also knew. When Ivanka came to China before, she stayed in Jincheng for a while, and Song Yaqiao also had contact with her during that time.

However, Song Yaqiao at that time absolutely didn't know the relationship between Ivanka and Lai Xiaohu, so she had always regarded Ivanka as a friend of Lai Xiaohu before.

But now it's different, Zhang Ying, who came to follow Lai Xiaohu to Shanghai with Monkey Dao Ivanka, called Song Yaqiao before, and the purpose of her call was not anything else. told Song Yaqiao about the relationship between Lai Xiaohu and Ivanka in advance.

If this matter was told to Song Yaqiao by Lai Xiaohu, the effect might not be as good as it is now, but it was Zhang Ying, then the effect would be surprisingly good.

Although I was very shocked by the relationship between Lai Xiaohu and Ivanka in Zhang Ying's mouth. But when Zhang Ying told Song Yaqiao what she had known for a long time, Song Yaqiao suddenly found that she had nothing to say, because since Zhang Ying didn't say anything, what could she, a latecomer, say about this matter?

And listening to Zhang Ying's tone, he may still be behind Ivanka, in this case, it makes him even less confident to accuse Lai Xiaohu or Ivanka.

So although she felt a little sad about the relationship between Lai Xiaohu and Ivanka, Song Yaqiao slowly accepted this reality after a day of thinking.

Song Yaqiao, who had almost adjusted, greeted Lai Xiaohu and Ivanka after seeing Lai Xiaohu and Ivanka walk out, and after hugging Lai Xiaohu and Ivanka respectively, Song Yaqiao drove the two to the city.

Song Yaqiao didn't take Ivanka directly to her home because she was a little worried that her mother would see that something was wrong. Since the relationship between Lai Xiaohu and Ivanka was already like that, the two of them would definitely show it in their daily life, she didn't want to let her current discovery of the relationship between Lai Xiaohu and Ivanka, after all, Zhuo Liya was not as easy to talk to as Song Yaqiao.

Looking for a hotel outside, Song Yaqiao temporarily placed Ivanka inside, the location of this hotel is very appropriate from the place where Song Yaqiao's family lives, not too far, not too close. Song Yaqiao's home is in a villa area at the foot of Sheshan Mountain in Shanghai, and there are also many luxury hotels built in other places not far from this Sheshan Scenic Area. The hotel where Ivanka lives is one of them.

Such a distance is not too close, so that Zhuo Liya can easily find Ivanka, and the same distance is not too far, which can also allow the three of them to gather together in a short time.

Ivanka expressed her understanding of Song Yaqiao's arrangement, and she understood what Song Yaqiao meant, but she was not angry. Because this is not the first time that such a thing has been experienced, when I first came to Jincheng, I also experienced such a thing once. She's been weird to these things for a long time.

And this time, Ivanka's main purpose in coming to Shanghai was to have a good time in Shanghai, but after coming back, Lai Xiaohu had to temporarily put aside the thought of accompanying Ivanka to play. Because when he came back, Song Yaqiao had already conducted a final round of analysis of several places he had inspected before leaving.

After a comprehensive analysis, Song Yaqiao has given different evaluations and different scores for several places, basically Song Yaqiao has introduced the advantages and disadvantages of all places, and Lai Xiaohu has also investigated it on the spot, so as long as he looks at this information, he can make the final choice.

Work and play must be more important than work, so since Song Yaqiao has done so much work in the early stage, Lai Xiaohu can't temporarily put aside the fruits of Song Yaqiao's labor just because he plays with Ivanka, which makes Song Yaqiao too hit.

After resting on the day of his return, Lai Xiaohu got the analysis information from Song Yaqiao, and after careful consideration, he finally made up his mind to choose a place from it as the address of the new store. (To be continued......)