The four brothers turned back in surprise, and Anna was looking at the four of them with a smile on her face, and said:

"I listen to your story, it seems that the company of the three of you is engaged in different types of enterprises, and the time required by your company is not the same, since you are three companies and four people have holdings, the way of dispersed use of funds is very unscientific and reasonable, and the utilization rate is too low!"

The four brothers blinked, and although Anna didn't understand what they meant, it probably meant to point out the scattered use of funds by the three companies.

"So, what do you think we should do?"

Song Dechuan became interested and asked with a smile on his face.

"You can control the three companies in each other, so that the three companies are controlled in one company, so that not only the company's total assets will expand a lot, but also in the development of more according to the amount of funds needed by each different branch, more perfect allocation!

And that's not the main thing, but the more important point is that the average size of your three companies doesn't seem to be large at the moment, and you don't take out loans to prevent risks, I think this is because you are afraid that if there is a risk after the loan, the company with a good future will be taken away, right? ”

The four brothers nodded except for Yun Yi, they really thought so, and the reason why Yun Yi had so many funds not borrowed was because the three of them were not very rich, and as the old saying goes, 'the children of poor families are in charge of the family early', and when it falls on the three of them, it means that the children of poor families have backbone, or hard tempers.

"This is the problem brought about by the separation of your three companies, if you now hold the three companies under one group company, then as the total assets rise, the company's ability to resist risks is also greater, and you can borrow more money, and you don't have to worry about losing control!"

Anna smiled slightly and continued to talk to the four of them, seeing that the four of them were a little confused. Her two white and slender hands gestured to give an example:

"For example, if the average asset of each of your three companies is 10 million, then each of them has a loan of 4 million, and as long as the probability of success and failure is half, the risk of losing your controlling interest has reached 60%.

And if three companies become controlled by a holding company, according to the rule of half the probability of risk success, even if the total size of the loan reaches 12 million, you will not lose the controlling stake in one company; And, if you don't think the future of that company is going to be good. It can also be used to offset the impact of a one-step split.

According to this method, even if the total loan size of your company reaches 15 million, you can maintain a controlling stake in at least two companies! ”

Anna explained to the four of them that although the four poor brothers are all high-achieving students who graduated from Tsinghua University, it is a pity that in addition to business administration, they also have majors such as machinery and information, and there is no advanced financial major at all, and Anna still speaks English, and many nouns make the four of them sound very difficult.

"Of course. This is based on the principle of maximum risk, in fact, one of the main advantages of this method is that it can maximize the use of funds; For example, a company with 10 million yuan only dared to borrow 4 million at most, but now it can invest three times the amount of capital in the short term.

And after the company's development momentum is optimistic. It is also possible to use the re-evaluated company to increase new loans, so that other excellent branches can be expanded, so that the rapid development of the enterprise, generally speaking, as long as the enterprise can maintain a good market and profits. This method is the best! ”

Seeing that the four of them were a little confused, Anna said the main points of this plan, which is most suitable for the four-person company.

The four brothers looked at each other again. Song Dechuan got up from the chair, looked at Anna with a serious face and asked:

"I wonder what company Miss Anna works for?"

"I haven't thought about it yet, because I haven't graduated from the Massachusetts School of Finance yet, and I won't be able to think about what company to work in until next year!"

Anna smiled slightly, spread her hands.

"Brother, what do you think of Professor Alfred's daughter theory, I think it's very good!"

Song Dechuan turned his head and glanced at Yun Yi and the three of them, and saw Yun Yi looking at him with strange eyes, so he hurriedly continued:

"I mean her knowledge of finance and business management, have you three noticed that our company's strength is not used together, it is really their own development, and there is no joint force; If we merge the three companies in terms of capital control, then the development will be really good! ”

"Well, I think it's a good point!"

"Me too, this method alone can make us feel confident and bold next year to nearly double the amount of loans on the basis of the original funds!"

"It's no wonder that this old American financial capital is so powerful, the financial level of emotional people is beyond our comparison, this method is really good, tsk!"

After Yunyi and the three sighed, they immediately agreed to Song Dechuan's proposal, anyway, with Yunyi, a real local tyrant, in charge, even if there is a problem with funds at that time, there is no need to worry about being taken away by the bank because of loan problems.

"Hi, hello Miss Anna, your proposal is so good, the three of us have a very good opinion of you, if you want, I think we would like to hire you as the secretary of the board of directors of our three holding companies.

As for the salary, you can refer to similar companies in the United States~ China, and you can continue to go to college in the United States~ countries, as long as you draw ~ out at a fixed time to help us improve the company's holding process, as well as deal with the financial community! ”

Song Dechuan stretched out his hand to Anna with a gentlemanly smile, Anna was stunned, and suddenly looked at Song Dechuan with some hesitation, and then looked at Yunyi and the three of them, and said:

"You really decided to hire me as the secretary of the board of directors, do you know that I will not graduate until next year, and I am still an authentic newcomer to the workplace?"

"That's right, Miss Anna, we've decided to hire you as secretary of our board!"

Song Dechuan affirmed

At nine o'clock in the morning of the next day, the sun rose for a while, and after the temperature in Qingyunshan Village rose a lot, Anna, who had slept for a while, came to a small wooden house outside the small forest in the south of Qingyunshan Village.

In the grove in the south of the village is Yunyi's private fairy tale forest wooden house hotel, but now the hotel is not an ordinary tourist can live in, basically the four brothers can live in the tourism company, that is, the original Chen Zhiqiang's tourism company, and now the four brothers have shares through the shares.

As for the outside of the grove, there are now several small wooden buildings on the edge of the woods, which are also part of the inn, but mainly for ordinary tourists.

Another function here is the headquarters of Chen Yuqiang's tourism company, which was moved from the capital to Qingyun Mountain Village as early as last year.

Anna walked along the path of Qingyun Mountain Village, although it was the end of November at this time, but the temperature in Qingyun Mountain Village at this time was not too cold, because it was surrounded by mountains on three sides, and the influence of Qingyun Valley to a certain extent made Qingyun Mountain Village here in the woods Although the leaves were yellow and fell badly, there were still leaves in many places.

On both sides of the path, although there are dewdrops hanging on the dead grass, there are still a lot of bushes or perennial herbaceous plants, which still maintain a little greenery, making Qingyun Mountain Village not look so barren at this time.

When Anna arrived at the small wooden building outside the grove, Yunyi and the four of them were already there, and after seeing Anna coming, Song Dechuan immediately greeted her warmly.

"Hey, Miss Anna, you only came by plane yesterday, the jet lag shouldn't have been reversed, why don't you take a break today!"

Anna looked at the four apologetically, smiled slightly, and then shook her head:

"I'm so sorry, I should have arrived at seven o'clock, but I slept too late last night and woke up late today!"

Of course, Yunyi and the others would not blame Anna, even if there was no Professor Alfred, just because Anna was only in the United States yesterday. The jet lag when Guo Fei came, as well as the reason of the gentleman, plus Song Dechuan's problem, Yunyi and the others would not be dissatisfied.

After some politeness, Anna, with the diligent assistance of Song Dechuan, retrieved and integrated all the accounts of the three companies together.

Although the accounts of the three companies are not much, with the help of Anna and Song Dechuan, they have only retrieved more than one-third of them until noon.

And Yunyi, Chen Yuqiang, and Sun Jiabin couldn't help at all except for occasionally answering Anna's questions when they asked some questions, so after eating at noon, the three of them went to another office to play Warcraft together, so that the three masters and Anna were busy together.

Warcraft games are very popular games in college dormitories, although Yunyi didn't have much enthusiasm for playing games back then, but driven by the three brothers in the dormitory who all played games, he still occasionally played two handfuls.

"I haven't played a game in many years, it's been seven or eight years, I'm going to have a good time this afternoon!"

Chen Yuqiang shouted excitedly, although he was nervous about his studies when he was in school, several brothers would get together to play well, but since graduation, the pressure of life and social competition have made everyone work hard every day, and they are very tired, so naturally they don't have the mind to play games.

The three brothers were playing with a high-end notebook of more than 20,000 yuan, shouting a few times from time to time.

The three of them had a good time, and they didn't care until it was almost dark, until the office door opened, and Song Dechuan walked in with an inexplicable look, and after pushing the three of them for a long time, the three of them woke up from the game world.

"Third child, what's wrong with you kid, the expression on your face is so strange?"

Yun Yi took off the black hi-fi headphones hanging on his ears, and looked at Song Dechuan with a strange expression suspiciously, followed by Anna, who also looked surprised and incredulous. (To be continued......)

PS: Thank you to the 'Blue Obsession' brother for tipping the monthly pass support!

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