Chapters 579-580
Although Wang Qiqi looked calm, she also told Shi Man about looking at the house, and Shi Man was also happy for Wang Qiqi, and said that if you are short of money, talk to them at that time, there is no more, there is still 10,000 US dollars, Wang Qiqi is also good at Shi Man, although the intermediary said that there is no big problem with the loan, but the problem is that the intermediary always says on the good side, and whether the loan can be successful depends on the bank.
When Wang Qiqi and others were anxious, they all thought that when the bank rejected the proposal, the intermediary made a phone call to inform that the bank agreed to the loan, but it could only borrow 30% at most, which made Wang Qiqi breathe a sigh of relief, because this house is to be loaned in the name of Han Tao, all relevant contracts need to be signed by Han Tao, Wang Qiqi and the other party made an appointment to meet at a time, and then put down the phone very calmly.
The first time Wang Qiqi put down the phone microphone was to jump up from the sofa, "Oh my God, I finally bought a house in the United States." ”
"Dad, Mom, have you seen it, your son-in-law is going to buy a house in the United States."
"Mom and Dad, you saw it......" Wang Qiqi's tears flowed, she squatted on the floor weakly and cried silently, reborn for four years, Wang Qiqi felt that she seemed to have passed forty years, constantly calculating and making money, and every day when she woke up, she would worry about whether she had become the original form.
After Wang Qiqi cried for a long time, she slowly put away her tears, she first went to the bathroom to wipe her face, and then let her mood slowly calm down, "Such good news, I have to share it with my sister and mother." Wang Qiqi knew that Luo Hongjuan should also be worried about these days, to be honest, when I told her that she planned to buy a house in the United States, her mouth was wide open at that time, and it was good for her to come to Han Tao to buy a house in the capital, but she didn't expect that it would take long to buy a house in the United States, how not to make her excited, of course, more worried, worried that her son did not have so much money.
Wang Qiqi went online and found that Shi Man was no longer online. It's late in Boston at this point, and someone is a good boy now, going to bed early and getting up early every day, and it seems that today is no exception, and he should be going to meet with Zhou.
Looking at the other contacts, Song Yao's avatar lit up, Wang Qiqi immediately said hello to her, and told her that she had good news to her, but after waiting for a long time and not replying, Wang Qiqi knew that she should be busy. got up and went to the kitchen to prepare dinner, today the two of them had a dinner with colleagues, and only Wang Qiqi ate at home alone, and Wang Qiqi waited for the result How could she have the heart to eat, she just ate something at random for lunch, and now that the result is there, Wang Qiqi feels that she can be completely relieved.
Wang Qiqi walked to the computer with the macaroni that had just come out of the pot to see if Song Yao had contacted her, but when she looked at it, she still didn't respond, which made Wang Qiqi feel so bored. It's already online but doesn't speak, which feels a little uncomfortable.
Wang Qiqi took the remote control and turned on the TV and started watching TV, although Wang Qiqi was watching TV, but she felt very unhappy in her heart. Obviously, it was good news to share with his family, but he couldn't find anyone, especially Han Tao, which made Wang Qiqi very discouraged. It's good news, but I didn't expect it to be like this, "Really." It's a bad feeling to have good news and no one to share it with. "It's not like you won the jackpot and suddenly became a multimillionaire, that's to be hidden, and the good news of buying a house that was supposed to be made public can only be shared by one person, which is really hateful.
The more Wang Qiqi thought about it, the more she felt that even if she was the only one to share the good news, she couldn't just leave it like that, "It seems that there is still a bottle of red wine at home." Wang Qiqi suddenly remembered that when she went to the supermarket before, she left an unopened bottle of a few bottles of red wine in her hand, which was just used as a celebratory gift.
Wang Qiqi ran to the edge of the cupboard, turned out the red wine and skillfully opened it, then took a wine glass and snacks and returned to the edge of the sofa, listening to the music of the CD on the computer, drinking wine, Wang Qiqi felt that her mood was really much better, and wine was definitely a good thing to share loneliness and happiness.
Wang Qiqi raised her wine glass and made a toast to the air, "Congratulations to Han Tao for buying a house in the United States." Although the owner of the house this time is Han Tao, Wang Qiqi is convinced that in the near future, she will also have a property of her own on the land of the United States.
Wang Qiqi drank red wine and listened to music, it felt really good, she didn't even eat the appetizers that were prepared, and when she heard the voice of the chat message, Wang Qiqi had already drunk half a bottle of red wine, Wang Qiqi thought that Song Yao was busy and found her message to find herself, but when she squinted and stared at the computer screen for a while, she found that it was Song Ziwen looking for herself. "What is he looking for me?" Wang Qiqi thinks it's strange, mainly because this guy doesn't like to chat online, he goes online to either watch the news or play games, and many times it is Yang Jing who chats with Qiqi and says that he needs those goods.
Wang Qiqi: What are you looking for me?
Song Ziwen: Sister, I have found a house, the scenery is good, you have heard of the real estate of Golden Horse Garden.
Golden Horse Garden? Of course Wang Qiqi has heard of it, although it is an early real estate, but the property in the community has always been quite good, plus the corresponding school is very good, so after the opening of this real estate, although the price is not soaring, it is also rising steadily, she didn't expect Song Ziwen to take a fancy to this real estate: I have heard it, it is said to be good, but brother, this is a large house.
Wang Qiqi is most dissatisfied with this point for the real estate of Golden Horse Garden, which is basically more than 150 real estate, although the house is spacious to live in, but the problem is that Wang Qiqi only occasionally goes back to live, and feels that it is a waste to buy such a big house, but Song Ziwen needs such a big house.
Song Ziwen: Yes, but Qiqi, the big room type is better than the big room, you won't feel crowded when you come back to live in the future, and besides, the house is bigger than if you think it's smaller in the future, so you have to change the house again.
Wang Qiqi stared at the computer for a long time, feeling that her head was so heavy, there was no way to think about it at all, and such a big house had to be discussed with Han Tao: Brother, I drank some wine, and my head was a little dizzy, did that make me consider going down?
Song Ziwen: Ah, what kind of wine do you drink in broad daylight, oh, you are in the United States. Is it night, happy or unhappy?
Looking at Song Ziwen's concern, although Wang Qiqi felt so tired and dizzy, she finally met a relative who could share her happiness with her: Brother, do you know the truth, Han Tao and I can buy a house in the United States, and the bank here agrees to our loan.
After Wang Qiqi sent this sentence, she didn't see a reply for a long time, Wang Qiqi thought to herself, she wouldn't be frightened by her news. Alas, okay, Wang Qiqi admitted that the blow to Song Ziwen should be quite big, even if he had a lot of properties in China before, the blow to them was not so big, but now I suddenly heard that we are going to buy a house in the United States, what will Song Ziwen's mood be, Wang Qiqi understands.
Wang Qiqi: But it will be very hard in the future, and I have to repay the bank loan.
It's been a long time since these words were sent. Song Ziwen replied: Congratulations Qiqi for buying a house, I just called my mother and my sister, Han Tao's mother is very happy.
Song Yao: Qiqi, have you bought a house? Oh, my God. You're so capable, no, you found a capable brother-in-law, right. Your mother-in-law asked me to ask you if you had enough money, and if she didn't, she could sell a house.
Wang Qiqi didn't expect that Song Ziwen disappeared for so long, but he went to ventilate and report the news. Looking at it again, even Song Yao spoke, facing the two chat windows, Wang Qiqi deeply missed the group chat in later generations, and that chat was more refreshing.
Wang Qiqi said to Song Yao: It's okay, the bank can take out a loan, her house will be kept, the loan also has a benefit, and the interest can be refunded.
Wang Qiqi thought to herself that if she didn't say that, the old lady would not be able to sleep, she had always felt that she and Han Tao owed too much debt, but now that she is also in debt, Wang Qiqi can only comfort like this.
Song Ziwen: Loans? The money is not enough, your brother and I have money here, I will lend it to you.
Song Yao: What kind of loan, your sister and I have been doing a good business recently, I will lend you some money, although there is not much money, and your mother-in-law said that if you don't sell the house, you won't sell the house, and she still has some money in hand, so she can lend it to you.
Wang Qiqi looked at the two windows lit up at the same time, although the length of the content is different, but the theme is one that they are willing to lend money to themselves, Wang Qiqi is very moved, but now the bank is willing to lend, Wang Qiqi is unwilling to owe this favor, and the debt is the most difficult in the world to repay.
Wang Qiqi: Xie Lu Xie, sister, I also know that you are short of funds, don't want it, besides, if you exchange RMB for US dollars, there will be losses, and then remitting it to the United States is a big expense, or a loan, and Han Tao's monthly income has to pay personal income tax, which can reduce tax payment.
Wang Qiqi also thanked Song Ziwen for his kindness, don't look at Song Ziwen as if he is not short of money, in fact, Wang Qiqi knows that he is the person with the thinnest foundation among the three.
After Wang Qiqi and Song Ziwen chatted for a while, they found that the wine was getting stronger and stronger, and after pouring a few with them, they were ready to go to bed, and at this time, Wang Qiqi found that she had drunk a bottle of wine unconsciously, "No wonder I'm getting drunk." "I haven't drunk for a long time, the amount of alcohol has really regressed, Wang Qiqi wanted to get up and take a shower and go back to the bedroom, but she felt that she was really dizzy, so Wang Qiqi didn't even turn off the computer, just sat on the sofa and fell asleep.
Han Tao returned home and found that there was a wine bottle on the coffee table, and the wine in it was gone, "A person is presumptuous at home, and he is drunk." Han Tao picked up Wang Qiqi and sent her to the bedroom, and then he was about to clean up the computer, and as soon as he moved the mouse, he found that the computer was not turned off, and of course the chat interface was not turned off.
Han Tao didn't want to see it, but after finding out that Qiqi was chatting with Song Yao and Song Ziwen, he flipped through the chat records, and he also understood why Qiqi would drink, but for what Song Ziwen said in the chat, Han Tao was a little unsure what to do.
Although Wang Qiqi seemed to be asleep, in fact, she drank some wine, and she didn't sleep very deeply, and when Han Tao came into the house to hug her, she woke up a little, but after smelling someone's familiar smell, Wang Qiqi didn't resist.
Han Tao walked into the bedroom with a towel to wipe his hair, and found that Wang Qiqi's eyes were wide, "Awake?" How to drink so much alcohol today. ”
"Are you happy?" Wang Qiqi said lazily, after smelling a sober shower gel, Wang Qiqi felt that the smell emanating from her body was really a little stinky, "Today the intermediary called, and he said that the bank agreed to the loan." ”
"Oh." Han Tao put the towel into the weaving basket next to the bed, slipped into the quilt, and then hugged Wang Qiqi's shoulder.
Han Tao's tone was too calm, "Do you know that the Dao Bank will pass?" "No, it won't. The contact number left at the beginning was the phone number here, there is no reason why he will know it, Wang Qiqi thinks it is strange.
"The bank and the developer called the company again today to ask for clarification, otherwise how would I have known." Han Tao thought that the people of the United States were really meticulous in doing things, but they were actually worried that the information they provided was fake, after all, their situation was really a bit special. "So I know that there is no problem with the loan, and besides, the current housing prices are still going up, and if we can't repay the loan, the bank can take the house away, so they will lend to us. That's right. Isn't it time for us to sign a contract? SO AFTER HAN TAO TOLD JOHN ABOUT THE LOAN, HE PATTED HAN TAO ON THE SHOULDER AND SAID THAT THERE WAS NO NEED TO WORRY, AND HE REALLY TOLD HIM.
"By the way, how much the bank agrees to lend." Although the banks agreed to lend money, the question was the amount of loans.
"No more than thirty percent." Han Tao lay down to the side, Wang Qiqi felt more and more that the smell on her body was not good, and she felt uncomfortable all over her body, "I'll take a bath first, that's right." My brother said that he took a fancy to the house, but the area is very large, more than 150 square meters, I think it is a bit big. The environment of the community is good, it is the Golden Horse Garden, and Shi Man's family bought a house in that community. Just now, Wang Qiqi remembered that Shi Man also said that her parents bought a new house, which was in the Jinma community.
Although Han Tao looked at the chat records before, he knew these contents. But he still put on a very puzzled expression when he heard it for the first time, "More than one hundred and fifty square meters, it's a little bigger." ”
Wang Qiqi nodded. "I think so, too, and we'll talk later." Wang Qiqi knew that Han Tao needed to think about it, and he also had to take a shower, and wash the dishes for dinner by the way, he was patronizing and chatting happily just now, and forgot to wash the dishes, on such a hot day, if he didn't wash it off, there would be a rancid smell in the room tomorrow.
Wang Qiqi walked to the living room and found that the bowl was gone, and then looked at the edge of the pool and found that there were no dishes in it, indicating that Han Tao had washed it, Wang Qiqi praised Han Tao in her heart, compared to Dai Lijun's lazy man, his own man is absolutely practical.
Wang Qiqi wrapped her hair in a towel and held a hair dryer in her hand, and after walking into the bedroom, she directly handed the hair dryer to Han Tao, "How do you think about it?" To be honest, Wang Qiqi thinks that the house is really big enough, but the problem is that Song Ziwen can only take care of one or two when he lives on the side, which makes Qiqi really embarrassed.
Han Tao carefully helped Wang Qiqi blow her hair, and that proficiency can definitely go to the barber shop to be a qualified hair dryer, "I think it's better to have a bigger house, although the number of times I go back is not too much, but your things, my house has a lot of things, and you can't go back to see that the house is full of things." "Song Ziwen is right, if you have children in the future, that is, the three generations of grandparents and grandchildren will go back, and the house will be bigger and more comfortable to live in, and compared to the price of the house in the United States, Han Tao really feels that it is not expensive.
Han Tao's meaning is clearly to buy it, since the other half of the house ownership has no opinion, Wang Qiqi said that there is no opinion, "Cheng, I will tell my brother tomorrow, but I will go back early then." "We need to go back to pay and sign the contract, if the decoration is more powerful, Wang Qiqi estimates that next year's New Year can be spent in a new home, when I think of next year's New Year, I finally see Wang Rui's face, Wang Qiqi is comfortable.
Sandy sat in the car and looked at the time, pushed the car door after taking care of his appearance in the rearview mirror a little, and walked down a path to the outdoor stairs that Wang Qiqi said, although it took up his spare time and let his date with his girlfriend go to waste, but he was still very happy in his heart, and finally sold out a house, although the commission has not yet arrived, but he has already calculated how to spend the money.
Wang Qiqi looked at the time agreed with the real estate agent getting closer and closer, and a future head of household did not come back, which made Wang Qiqi very annoyed, obviously this time was set by Han Tao, why hasn't he come back yet, isn't this a delay, Wang Qiqi can only hope that the agent will come later when he encounters something, but this possibility, Wang Qiqi thinks it is really unlikely.
Sandy stood in the doorway and straightened her appearance again, then knocked on the door, "Hello, I'm Sandy." ”
I was really worried about what I was coming, Wang Qiqi slowly walked to the door and opened the door, "Hi, hello, come in." ”
Sandy went in to take a look and found that Wang Qiqi was alone. Suddenly felt a little embarrassed, "Hello, did I come a little early." HE REMEMBERED AS IF THE GIRL WAS JAKE'S GIRLFRIEND AND IT WAS IMPOSSIBLE FOR HER TO TAKE OUT A LOAN, SO HER SIGNATURE WAS USELESS.
Wang Qiqi also felt very sorry, "He has something to do and is going to be a little late, you can sit down for a while." ”
Wang Qiqi sent a drink and started chatting with Sandy and dragged him by the way, just when Sandy drank two drinks and planned to make another appointment to sign the contract, Han Tao ran in sweating profusely. And followed by Daley's army.
After Han Tao entered the house, he was busy and apologized, "I'm really sorry, I encountered something temporarily." ”
Although Sandy was dissatisfied, he also saw his sweaty appearance and knew that he should rush back, "It's okay, it's okay." "If he can get the contract after a while, he's willing to wait," this is a sample of the contract. Sandy quickly took out the contract from his bag and handed it to Han Tao,
Han Tao and Wang Qiqi took the sample and went directly to the amount to look at it, Wang Qiqi looked at the amount and Han Tao looked at each other. Seeing the surprise in the other party's eyes, "this price ......" is a little cheaper than the price said by the intermediary last time, Wang Qiqi really thinks it is very strange, you must know that the house price on the other side of the road is not a bargain. How can there be such a big discount when you officially sign the contract.
Sandy was honestly surprised by this price, but this is the price set by the boss above, as long as his commission is not less, "Don't worry." This price is the price approved by our company. ”
Wang Qiqi stared at Sandy for a long time, "No, when the time comes, you have to take some of the things inside." Originally, the price of Haolu has changed sharply, and Wang Qiqi is worried that there will be problems inside.
"Rest assured. All the things you guys visited that day are there. Sandy thought to herself that the boss was suddenly cheaper, and the other party was still worried about what was wrong with it.
Wang Qiqi and Han Tao heard such a guarantee, and they didn't worry much about the price, since they can have discounts, this is a good thing, they looked at the previous contract seriously, and asked carefully about some small problems Han Tao asked carefully, after Han Tao finished asking his question, his eyes moved to Wang Qiqi to indicate if she had a problem, Wang Qiqi shook her head and signaled that she had no problem, and the question she was concerned about was either asked by herself or asked by Han Tao.
Han Tao suddenly remembered something, "If the homeowner writes the names of two people, will it have a big impact on the loan?" ”
"The names of two people?" Sandy was surprised, "The impact won't be huge. ”
Wang Qiqi didn't expect Han Tao to add his name, you must know that this house is completely Han Tao's salary deposit here and the money from the stock speculation and appreciation, but before Han Tao didn't say whose name to add, she would not be automatically amorous, in case it was to add Luo Hongjuan's name, it was not impossible.
"Okay." Han Tao took out the bag from the computer bag and added a Wang Qiqi's name to the buyer, "Add my wife's name." Although this house has Qiqi's share, although the money is earned by him, there is no Qiqi's share in it, if there is a case in the future, it will be half of the house given to Wang Qiqi.
Dai Lijun didn't feel strange about Han Tao's answer at all, but he admired Han Tao a lot, to be honest, if it was him, he wouldn't have the courage to write Lu Qiaowei's name.
Wang Qiqi was not too excited about this result, "Then Xie Lu Xie Hantao." "It's really not easy to give us half a house before marriage.
"You can ask your lawyer to look at these contracts, and if there are no problems, you can confirm them and call me." Sandy also added Wang Qiqi's name to the contract in his hand, and then carefully put the contract in his bag.
Dai Lijun was stunned when he heard Sandy's words, in China, you never need to trouble a lawyer to buy a house, basically the contract is like this, as long as the unit price of the house, the total amount, the area of the house and other information related to the house are matched, there is no need to find a lawyer at all, but Lao Mi here is really a lawyer, big and small things are inseparable from lawyers, Dai Lijun thought that this is really a lot of expenses.
Han Tao sighed, although this matter still needs to go through a lawyer, but because there is not much of a problem, it is just a procedure, as for the lawyer, he has also contacted it, "Cheng." (To be continued......)