After Ivanka got up in the morning, in order to compensate for his insomnia last night, Lai Xiaohu did not get up with Ivanka, but continued to fall asleep in the bed.

When he was eating breakfast in the morning, seeing that Lai Xiaohu did not appear, Donald was suddenly very curious, "Why didn't I see Xiaohu this morning?" After looking around, Donald, who had not found any trace of Lai Xiaohu, couldn't help but ask his daughter Ivanka.

"Oh, he's still sleeping." Subsequently, Ivanka slowly told me about the insomnia she and Lai Xiaohu had last night.

After listening to Ivanka's words, even Donald was amused, such things really don't happen often, I didn't expect that it was my daughter who had insomnia, but in the end, it made the person who was insomnia fall asleep, and the person who was asleep was insomnia.

Lai Xiaohu slept for more than two hours from the morning, and finally woke up at nine o'clock, Lai Xiaohu, who had been asleep and couldn't sleep anymore, struggled to do it, at this time Ivanka, who was lying on the table next to the bedroom and playing on the computer, saw Lai Xiaohu wake up, and quickly ran over, "Slept enough?" ”

"Well, enough sleep." Rubbing his hands on his face, Lai Xiaohu said lightly, "But you won't be allowed to do this in the future." ”

After getting Ivanka's assurance, Lai Xiaohu said happily, "Now I'm hungry, respected wife, do you want to show something?" ”

"I knew you'd be hungry, so I've got it ready for you." Hearing Lai Xiaohu say this, Ivanka ran directly to the kitchen and brought over the breakfast she had left for Lai Xiaohu.

Lai Xiaohu ate breakfast in bed, he didn't get up to get dressed at all, he didn't get out of bed, he sat directly in the quilt, and then Ivanka on the side personally fed Lai Xiaohu one bite by bite with breakfast.

"Hmm. This morning's breakfast was very good," Lai Xiaohu said very much after eating.

Christmas is over, but for most Americans, it's still on vacation. In a few days it will be New Year's Day, and this day is also the day of the real New Year in Western society. From Christmas to New Year's Day, it is as important as the Chinese New Year holiday for a long time.

But no matter where you are, there will always be a group of people who don't take a break, and that is all kinds of shops, and the more everyone else rests, the busier these stores become.

From the beginning of Christmas to the end of the whole New Year's Day. The big shopping malls in the United States have been extremely busy, and for them, these days may be the most important day of the year, and if business is done well these days, they will make more money than they have in previous months.

And Lai Xiaohu will also start working after Christmas. Although Ivanka was still resting, he had to follow Donald to New York.

This time, I went to New York to discuss the establishment of the bank. It has been almost half a year since Donald first mentioned to Lai Xiaohu that he wanted to set up his own bank. Lai Xiaohu can set up a company no less than Huamei Group in half a year, but now half a year has passed, and a bank still has not seen a shadow.

Lai Xiaohu didn't doubt Donald's ability, being able to play out of thin air has already proved Donald's talent, and even a person like Donald who has a strong influence in the United States, especially in New York, is so difficult to set up a bank, so let Lai Xiaohu do it himself. He was even less confident.

In fact, it is very simple to set up a bank in full accordance with the legal procedures, even if it is a very large bank, as long as you have money, as long as you do not have too many illegal records. Basically, it's not a problem.

However, in reality, many things that should not have been a problem have become the biggest problem in the preparation process of Lai Xiaohu's bank, that is, if his bank wants to gain a foothold in the United States, it must completely obtain the consent of those Wall Street bigwigs.

Lai Xiaohu didn't know these people at all, and he didn't want to greet these people at all, and his bank had no direct connection with these people, but whether he could open this bank or not was completely subject to these people's arrangements.

The financiers and bankers on Wall Street will never be able to imagine their strength, and more importantly, they can beat you to the extent that the law allows you to fight you in many cases, because many of the rules in this world are actually made by them.

If Lai Xiaohu wanted to open a small bank, it might have been established a long time ago, because for a small bank that may never have assets of more than 10 million US dollars, those Wall Street bigwigs will never stay on it for a second.

However, the bank that Lai Xiaohu wants to start is indeed a bank that may change the current status of Wall Street, so if Lai Xiaohu wants to be self-sufficient on Wall Street from the beginning rather than incurring an almost unanimous attack from the existing Wall Street authorities, then it is very important to obtain the approval and support of these Wall Street tycoons before opening this bank.

This process of obtaining the approval and support of the other side will definitely require constant negotiations, and this time will certainly be quite long. Fortunately, it was Donald who negotiated with those bankers instead of Lai Xiaohu, otherwise, according to Lai Xiaohu's character, I am afraid that the plan to open this bank would have been cancelled, and it was really not worth the effort to spend so much effort for a bank.

And even so, Lai Xiaohu now has to rush to New York to meet these Wall Street bankers when he could have rested. Because these were the conditions put forward by those bankers, although Lai Xiaohu was very dissatisfied, but at Donald's request, he still had to follow the other party here.

On his first night in New York, Lai first met a banker, Hope Hope, the CEO of FGC Bank, who is also the founder of the bank and now the big boss.

However, what made Lai Xiaohu feel a little better was that this time the meeting between the two sides was not Lai Xiaohu who came to let the other party meet, but the other party came to ask to see Lai Xiaohu. Although he is also one of the bankers on Wall Street, Hope is obviously having a bad time now.

Since the financial crisis of '07 two years ago. The only thing that is most sensitive to the entire world economy is the area where Lai Xiaohu and his family are currently located, Wall Street. The countless bankers here are the most favorable illustrators and direct witnesses to this crisis.

Banks and the financial system were the first to be affected in the financial crisis, and most banks were in trouble from the beginning of the financial crisis, and even some banks that were doing well suffered from a sharp drop in their stocks due to the general environment, not to mention those that were already in crisis.

Under the first wave of the financial crisis, a large number of silver taels faced a life-and-death crisis, and when this crisis began to spread, other industries began to be implicated. However, the contraction in other industries is again reflected in the banking and stock markets. This implication has led to the collapse of a large number of banks, and the remaining banks feel like they are walking on thin ice.

At this time, those bankers are actually not comfortable, and the big ones can still rely on their strong strength to survive this crisis, but those small enterprises can only drift with the wind and rain.

Now Hope is one of those bankers who is still struggling. Hope, who owned a large bank, has been living a very prosperous life, and at just over 40 years old, he was already worth billions of dollars two years ago. At that time, he could be said to be the most beautiful time in his life, with money. Hope almost has what she wants.

But such a fascinating life came quickly. disappeared faster, in less than half a year, with the outbreak of the crisis, the stock of his FGC Bank began to shrink significantly, and his wealth fell to less than $300 million in just two years, and his assets have shrunk more than ten times in two years. The reduction in asset jumps was already annoying to Hope. But what made him renovate is that this crisis has not yet seen an end, and the United States is not yet good, as if something is going to happen again in Europe, and the current Hope almost does not see the future of the bank at all.

What he wants to do most now is to quickly sell his FGC bank. However, in the past, the banks that others sent banknotes to the door and did not sell them themselves now have a big price reduction and no one wants them. If he couldn't sell the bank and cash out as soon as possible, Hope really couldn't imagine whether he would have a future if he persevered like this.

At least the current Hope can't hold on, and in the absence of hope, Hope not only does not have the confidence to persevere, but also has the strength to persevere.

All in all, even if Hope still wants to insist, he doesn't have that much money to keep the bank running, and once his capital chain breaks one day, then his FGC bank will be delisted from Wall Street.

The consequence of FGC's delisting is that Hope could become a veritable pauper, and even a well-known loser on Wall Street.

Hope didn't want to be implicated by this bank all the time and lose all his money, but he couldn't do anything when he was in a hurry to sell the bank.

None of the people who had said they were going to buy the bank under his name could be contacted, and when he went to the big names with his plan, he was always turned away.

Hope was almost desperate, and before that he had even thought about selling his stock on a large scale, and although he might lose a lot of money, it was better than not having a penny left.

Hope's stock sell-off was planned, and FGC Bank was a large bank in the past, with assets of nearly $7 billion at its peak, and it was a public company.

Under normal circumstances, if Hope could not find someone to accept his shares at one time, he could have sold his shares in the market, and if it was placed in the market when it was prosperous, maybe Hope would really have so much, but now he is hesitant to do so.

The company's founders sold stocks on a large scale, which is certainly not good news, and once the news comes out, then the blow to the company is almost fatal, and even the founders have begun to sell stocks on a large scale, then the company must have a big problem, maybe it will be finished soon. At this time, it is strange that those ordinary retail investors do not follow up desperately.

And in the present the market deteriorates. In the case of a general and continuous sharp decline in the stock price of banks, if there is a rumor that they have sold the company's shares, then it is conceivable that once the news is learned, FGC's shares will definitely be regarded as a mustard by a large number of ordinary shareholders and sold as soon as possible.

At that time, Hope will not usher in a sharp drop in the stock, but may be a stock crash, which is unimaginable for Hope and makes him feel deeply throbbed.

The only advantage of such an approach may be that it can more or less preserve some of Hope's assets, after all, it will take some time for the market to react to his selling, and this time is enough time for him to leave a sum of money for himself.

Not enoughJust when Hope was almost determined to choose this path, the sudden arrival of Donald gave Hope great hope.

For Donald. Hope is no stranger to everyone, everyone is mixed in New York, although one is on Wall Street and the other is in the real estate market, but the rich and the rich will always be friends with each other. At his peak, Hope was on the same level as Donald in terms of assets. The two have had contacts and deep conversations on many occasions.

But now, Donald is still the high-spirited Donald he was at the beginning. After excluding Donald's stake in the Huamei Group. Donald's assets are still billions of dollars, and although the economy has deteriorated in the past two years, Donald's company has been making profits, which has also made Donald's assets rise steadily.

And if you add Donald's stake in Huamei Group, then it is difficult to evaluate Donald's assets, because so far. In addition to knowing that Huamei Group is a very profitable company, everyone has always known little about the composition of Huamei Group's shares and the operating conditions of Huamei Group.

However, as a member of Wall Street, Hope knows a little more, and he judged that Donald's current assets should be more than $10 billion based on the operating conditions of Huamei Group in the past two years.

When this conclusion is reached. Hope immediately felt a deep sense of frustration, looking at the two people who were equal at the beginning, but now there is such a big gap.

Donald's assets are steadily rising, but what about himself? is less than one-tenth of the original value, but compared to a person like Donald, Hope almost has the heart to commit suicide.

Of course, Hope will not choose to commit suicide, because he is afraid of death, as a rich man, a rich man in his forties, Hope feels that he still has a lot of good life to enjoy.

So, when Donald explained his intentions, Hope almost didn't kneel down for Donald, thank God, all Hope had in mind at that time was this sentence, he prayed to God for a few months, and today he finally has a fairy.

In response to Donald's request to buy his own bank, Hope even agreed. He was so excited, he had waited for so long before, begged for so long, but his bank just couldn't sell it, and now someone finally came to take the initiative to buy it, regardless of the price offered by the other party, he promised to talk about it.

Stabilize Donald first, Hope can slowly negotiate the price with Donald, if he comes out at the beginning to scare Donald away at a high price, he will really want to cry without tears.

Donald also knew a lot about Hope's FGC Bank before he came, not only because he and Hope seemed to know something about FGC after they met before, but also because he had investigated a large number of banks that met his requirements when he decided to acquire the current one.

As one of the last three banks to be left behind, FGC Bank is the focus of Donald's investigation. Because the three banks are of comparable size, but FGC Bank is indeed the worst, and he has the best relationship with Hope, so the acquisition of FGC is also the most likely.

FGC is a large bank that has been established for more than 15 years, and a bank that has only been 15 years old is simply a small character in the United States, a country with hundreds of years of business tradition, and even a bank pulled out casually in the United States is much older than FGC, just like a team that has been unknown in Europe may have a history of hundreds of years.

FGC is a small-character bank, but the strength of FGC is not what a small-character bank can have. In fact, FGC has grown rapidly since its inception, and in just 15 years, this newly founded bank has become a national bank.

Relying on the rapid development of FGC, Hope was elected Wall Street's Person of the Year, just when FGC was the largest.

Before the crisis, FGC had a good momentum of development, although it was not profitable, but this rapidly growing bank was very favored by investors and stockholders, so FGC received a lot of investment before the listing, and after the listing, it was highly sought after.

At its peak, FGC was able to hit the total value of the company to the $7 billion mark when it was not profitable, which shows how popular FGC was at the beginning.

However, with the advent of the financial crisis, the development model of Danghu FGC, which became popular by absorbing savings and investing in financial derivatives, has also suffered the biggest blow. The original development core has now become a life-threatening talisman, and the situation of FGC has only taken a sharp turn for the worse, and finally reached the point where it is now.

However, even if FGC is no longer good, Donald is still very optimistic about it, especially FGC's branches throughout North America, which are not comparable to other banks of the same size. (To be continued......)