The International Building, where Xinsheng Investment's headquarters is located, should be located between Sheung Wan Station and Central Station to be exact, which is the Sheung Wan redevelopment project of the Land Development Company, and is also a model project for NB Electrician's intelligent building business in Hong Kong.

The 63-storey tower stands majestically and offers stunning views of the sea.

The façade of the building is enclosed by three different colours of insulated glass, with gold and silver coated glass forming vertical and horizontal patterns, interspersed with stained glass with different shapes, forming an elegant and shimmering image.

With the efforts of NB Electrical Engineers, the requirements of a highly intelligent office building have been realized, including a raised movable floor, a floor-mounted movable air-conditioning system, Hong Kong's first fully automatic external wall cleaning system, and a fully automatic computer-controlled external wall lighting system.

Computer-controlled neon lights from top to bottom create a gradual change of colour and pattern that will be brilliant at night.

On the first floor, there is a shopping mall, there is a "Queen's Road Central Post Office", and even Metro Radio has a "Central Live Room" here. The Hong Kong branch of NB Bank, which only started retail business in Hong Kong this year, has also set up its first business hall here. The branch headquarters and Xinsheng Investment headquarters are located on the 58th and 59th floors of the building respectively.

"Hello Mr. Zhang, hello Miss Zhang."

As soon as he stepped out of the elevator, a tall and beautiful front desk stood up to greet him.

The architects also used a lot of glass to bring in plenty of natural sunlight to make the interior feel comfortable. It also places an appropriate amount of interesting plants, which is unique and vibrant, and makes people feel more nostalgic in the busy and tense rhythm of the city.

The charter nodded slightly at her, and then quickly looked around. Pointing to the reception room on the left, he smiled and said, "Qingqing." It may take a while for the land to finish. There are magazines and TVs over there, so I'll call you later. ”

"How can you be a father like this?"

As he was talking, Chen Baolin walked out of it, blamed him without giving him face, and then took Zhang Qing's hands and said with a smile: "My Qingqing has become a big girl, do you remember Auntie?" ”

The little girl didn't learn anything else, but she learned a sweet mouth. Snuggled into her arms and said coquettishly, "Aunt Pauline, how could I forget you?" Is Uncle Ding inside, is my brother here? ”

"It's still Qingqing with a conscience, unlike your father, who doesn't even bother to call me. Your Uncle Ding is having a meeting inside, and your younger brother is going to BJ, but he didn't come today, go, and my aunt will take you to the mall. ”

The charter pretended to be stern and reminded: "Don't buy a lot of it!" ”

"To save, know the land."

The little girl poked her head out and gave him a grimace. Then he added: "I just came back from a refugee camp in Rwanda, and I feel guilty about even having a meal." Where do I dare to buy blindly? ”

In the past three years, he has been drilling into poor places, especially in those war-torn areas, not only lack of medical treatment, but even food has become a problem, and under the influence of his ears and eyes, Xiao Zhangqing is far more sensible than children of the same age.

"That's pretty much it, go ahead."

The charter smiled with satisfaction, and then walked into the spacious and bright conference room with the front desk lady.

In addition to two presidents of investment companies, a bank president and an economist, Liu Siwei, the eldest brother-in-law, who had also been silent for three years and had hardly participated in any entertainment, also came, and they were sitting around the conference table, looking at the charts and graphs, listening to President Xie Weichang's analysis of the problems existing in the economies of Southeast Asian countries.

"It can be seen from the published figures that since 90 years, Thailand's foreign trade deficit has increased year by year, the current account deficit has remained high year after year, and foreign exchange reserves have only decreased but not increased every year. Its foreign trade deficit, current account deficit and foreign exchange reduction in 90 years were 7.494 billion US dollars, 7.282 billion US dollars and 3.23 billion US dollars, respectively, and by 94 years they had increased to 9.268 billion US dollars, 8.222 billion US dollars and 4.175 billion US dollars, respectively.

On the other hand, Thailand's external debt has also swelled dramatically since the 90s, from $28 billion in '90 to $90 billion in '96, and its short-term external debt, which was due in 1998 alone, amounted to more than $40 billion, exceeding its entire existing foreign exchange reserves. ”

Although I haven't seen each other for a long time, they are all my own people, so I don't need to be polite at all. The charter nodded to the crowd, smiled, said hello, and then sat down next to Prince Metbu to listen to the introduction.

NB Bank has a dedicated analysis department, with senior economic analysts, and the same goes for Diamond Capital and Xinsheng, and today this will be regarded as a verification.

The Centre for Economic Development of the Hong Kong Institute of Business Administration, which is independent of the NB Department, is a third party, and it is possible to listen to the opinions of experts independent of the company before making a decision.

These are the people who can mobilize nearly $10 billion in a week. Now that even the charter has come, it can be seen how much the NB department is concerned about the Southeast Asian economy.

Xie Weichang took a deep breath and continued: "The problem is not limited to this, on the one hand, the economic growth rate is slowing, and on the other hand, the huge foreign debt borrowed directly is not generating income in most areas, which severely weakens investors' confidence in Thailand." It is widely believed that Thailand's exchange rate has deviated from Thailand's economic performance, and the baht has been under pressure to depreciate as a result.

As a matter of fact, as early as '94, against the backdrop of the Asian economy being widely optimistic, the famous American economist Krugman wrote an article in "Foreign Affairs" criticizing the Thai model, saying that the practice of relying only on large investment without technological innovation and improving efficiency could easily form a bubble economy. ”

I have lived again, experienced so many things, and dealt with so many legendary scholars.

The charter is no longer the little turtle that sits in the well and watches the sky in later generations, clearly understands that the financial crisis is about to erupt, and the old boy of Soros has only lit the fuse, even if there is no financial crisis in Southeast Asia.

Seeing that he nodded thoughtfully, Xie Weichang changed his words: "In addition, since the 90s, Thailand has launched a series of financial reform measures to attract foreign investment: for example, in April 90. Formal acceptance of the relevant obligations of the IMF Agreements. Restrictions on international payments under the current account have been lifted;

For example, in 91. Reduced foreign exchange restrictions on capital account transactions were initiated; Another example is the opening up to foreign capital in 92, allowing domestic investors to obtain low-interest foreign funds directly through Guò Bank, which aroused the appetite of Thai enterprises and even individuals to borrow low-interest funds wantonly, and it was unacceptable. In '94, restrictions in this area were further relaxed, with the restriction of foreign currency allowed in and out of the country, and foreign banks holding offshore banking licenses in Thailand were allowed to set up branches in various cities in Thailand, among other things.

However, at the same time as financial liberalization. However, it has failed to improve the financial management system and lacks effective financial supervision. Inadvertently, the channels for foreign exchange speculation have increased, leading wolves into the house and opening the door wide, thus opening a coveted door for international speculators. ”

"Thank you, Mr. Dean, for your analysis."

Ding Wenming, who is now the president of a large investment bank with an investment of more than $10 billion, although he is also very young, but he has an inexplicable momentum in his gestures, he glanced at the charter, and then pointed to a large stack of information provided by the School of Business Administration and said: "There are indeed many problems in the Thai financial system, and we have noticed them. Some international counterparts are borrowing Thai baht in a variety of ways. What we want to know now is, what kind of measures will the IMF take once they get their hands dirty? ”

"To ensure that the crisis does not spread further. I think the IMF will definitely implement some rescue plan. But Southeast Asian countries such as Indonesia, Malaysia, and the Philippines share these problems, and if there is distrust in the region, the IMF's actions are likely to be a drop in the bucket. ”

"That's what our analysts think too."

Alexander Zimmermann, the president of NB Bank, was a very strict German who almost never saw him smile at the charter, and the same is true today, saying with a straight face and a blank face: "They agreed that not only is Thailand in jeopardy, but Indonesia, Malaysia and the Philippines are likely to be affected if they do, and even South Korea and Hong Kong will not be spared." ”

The more serious the problem, the more speculative opportunities there are.

Prince Metbu, who has become the second richest man in the Arab world and is only one step away from his dream, suddenly laughed and said: "It's really not good news, at least not for them, I think we should prepare early." ”

"Not necessarily for us."

Liu Siwei lit a cigarette and said worriedly: "Southeast Asia is one of the main markets for NB Electric, and if that happens, it will undoubtedly be a huge challenge for Mr. Wu." ”

He has a fund in his hand, but compared to Diamond Capital, Xinsheng Investment and NB Bank, it can only be a small thing, so he thought of NB Electric directly.

There are dozens of factories in China, and problems in the Southeast Asian economy will mean that tens of billions of dollars of orders will be lost, Xie Weichang is also very worried, and can't help asking: "Mr. Zhang, are we giving Mr. Wu a wake-up call?" ”

Remind me once, can I remind you a second time?

The charter weighed it, and finally shook his head and said: "Everyone, NB Electric's cash flow must be fine, and there is such a big market as China, no wonder it should not be difficult to survive this." I think this is an opportunity to test the management of the company, and if they can cope with it properly, then we have nothing to worry about in the future. ”

Prince Mateb was made laughed at by these words, and couldn't help but smile and asked, "Zhang, do you know what this means?" ”

"Of course I know, but I feel that these years have been too smooth, and I should suffer some setbacks and pay some tuition."

"It's not a little expensive, but it sounds reasonable."

These two people really don't treat money as money, Liu Siwei was completely convinced, and after thinking about it, he turned sideways and asked, "Dean Xie, does NB Electric have your analysis report over there?" ”

"One per month, never stopped, not only ours, but also the Center for Asia-Pacific Studies at HKU."

"Isn't that unprepared?"

Of all the people present, NB Bank has the most dealings with NB Electric's headquarters, and President Zimmerman said lightly: "On paper, there are preparations, such as some payment terms and receivables are very strict, but not sufficient, because a power plant project was signed with the Malaysian government just last month, and the first funds were disbursed." ”

"Let their problems be solved by themselves," the charter asked, taking a sip of coffee from his cup, "Your Highness, civilization." What's next for you two? ”

Don't wait for Ding Wenming to speak. Prince Metbu laughed and said, "It's the same. Let them do it first, and trust that showy Yankee won't let us down. Of course, we can't just put pressure on him, and we can also take action at critical moments. ”

Ding Wenming sighed lightly and said solemnly: "Charter, Tengxi came to Hong Kong the day before yesterday and told Zhang Lin a not-so-good news. ”

"What's the bad news?"

"Mr. D has entered the hospital, and the situation is not optimistic. To ensure that nothing goes wrong, I am selling the Hong Kong stocks held by Xinsheng and delivering all the HSI futures contracts of Xinsheng. ”

Hong Kong stocks are too affected by domestic politics, and once the old man dies, it will inevitably fall sharply.

Ding Wenming handled it very properly, nodded slightly, and was silent for a while before asking in a low voice: "So Xinsheng can return a large amount of money in a period of time?" ”

"So I plan to bet on both ends, first borrow the Thai baht in the foreign exchange market, and once the Thai baht spreads to Southeast Asia and may affect Hong Kong, I will immediately short the Hang Seng Index."

Liu Siwei frowned and asked, "Mr. Ding." Hong Kong is about to return to the motherland, is it appropriate to do so? ”

If you don't do this kind of thing, others will do the same. What's more, more than a dozen analysts next door have noticed that the hot money that has poured into Hong Kong since '93 is quietly preparing for its withdrawal. Even if Xinsheng does not fall into the ground, Hong Kong's economy will also have problems.

A successful business community will not think too much about social responsibility, and a successful investor can not think about those, Ding Wenming said lightly: "Don't worry, I have prepared more than 20 accounts, which will not affect Xinsheng, let alone implicate NB Electric." ”

President Zimmerman said coldly: "The Chinese government's repossession of Hong Kong will more or less affect the confidence of some investors, and the financial system of Southeast Asia as a whole has so many problems, and our Hong Kong branch has also made a lot of preparations, such as tightening monetary policy, especially real estate loans, which have almost stopped disbursement." ”

It's the bubble that will burst.

Whether they like it or not, no one can change the cruel reality that Hong Kong people have to pay for the land finance and real estate economy that have been going on for decades.

The charter pinched the bridge of his nose and said slowly: "In business, we can do what we should do, don't think about it so much, the key is to do things beautifully, and don't leave any handle for the outside world." ”

"yes, we don't have to be accountable to anyone."

Prince Matebu smiled, then turned around and said: "Mr. Ding, President Zimmerman, you are more familiar with Southeast Asia than me, I will build yì next by the two of you to operate, and our diamond capital is only responsible for raising funds." ”

"Actually, I'm not very familiar with it, so it's better to be operated by Xinsheng."

"Mr. Ding, what do you see?"

This time it is not comparable to speculative pounds, how can Ding Wenming agree, after thinking about it, he shook his head and said: "Your Highness, President Zimmerman, we are not manpowered, and Thailand, Indonesia, Malaysia and the Philippines are also inseparable from the assistance of NB Bank." ”

"I'll transfer the manpower, and I'll call the board of directors to greet them at a few branches."

"I also have a few effective teams over there, and I believe they will have a good time working with my friends in Hong Kong."

Seeing that Ding Wenming wanted to speak and stopped, the charter said conclusively: "It's decided, Mr. Ding, you work hard." After all, Xinsheng is responsible for Asia side, American Diamond Capital is responsible, and NB Bank is responsible for Europe. ”

Xie Weichang obviously didn't want to miss this opportunity, and suddenly asked with a smile: "Mr. Ding, my term of office is coming soon, and the school board is selecting the second dean, I don't know if you have my place here?" ”

The charter was stunned for a moment, and hurriedly asked, "Dean Xie, are you going to resign?" ”

The president of the university is a well-deserved celebrity in Hong Kong, serving as the dean of the Hong Kong Business Administration for four years, Tse Wai-cheong has already entered the upper class of Hong Kong, already has the qualifications that others can only dream of, and even as the first dean, he can also enter the history of the college.

Now that he is on the right track, he can retreat bravely and do what he really likes to do, and when he saw everyone looking at him, he smiled embarrassedly: "Mr. Zhang, everyone, I find that I am still more comfortable in economic analysis. In addition, I only submitted my resignation as the dean, and even after I left, I was still the director of the Economic Development Research Center. ”

Everyone has their own aspirations, and the charter will naturally not make it difficult for others.

What's more, the School of Business Administration was built by dozens of Hong Kong tycoons, and the board members come from all walks of life, and it is not up to him to decide who will serve as the dean, so he couldn't help but sigh: "This is the second resignation news I heard today, Dean Xie, did you make an appointment with Chairman Gao?" ”

"Chairman Gao is also resigning?" He obviously didn't know anything, and he had a surprised expression.

"Well, Chairman Gao is old and not in good health, so I didn't keep it."

The importance of the NB real yàn room to NB Electric is self-evident, as the third largest shareholder, it is difficult for Prince Matebu not to pay attention, and immediately asked: "Then who will take over?" It can't be you, right? ”

"Of course not," the charter smiled and patiently explained, "We would like to ask President Wu of HKUST to serve as the chairman of the second academic committee, and there should be no problem on the side of the Senate, the key is whether President Wu is willing to participate in the selection." ”

He rarely comes to Hong Kong and certainly doesn't know much about President Wu, Lau Siwei added: "Your Royal Highness the Prince, President Wu Jiawei is an outstanding scientist in his own right, who participated in the establishment of the University, and has lived in the Office of Science and Technology for three years, so he is very familiar with each other, so it is most appropriate for him to take over as the chairman of the Academic Committee of the Office." ”

Prince Matebu smiled: "Great, I must visit Mr. Wu if I have the opportunity." ”

The daughter was still waiting for herself to return to the Xiangjiang Special Economic Zone, but she didn't have time to chat with them, so she clapped her hands and said: "Okay, let's get down to business, it's been confirmed just now, the next investment is in charge of Xinsheng, and now it's about funds." I've been in Africa for the past few years, and I don't know much about the situation, so let's show your family background and see how much money you can raise on the biggest platform. ”

Ding Wenming secretly calculated and said: "Xinsheng should be able to raise 8.6 billion US dollars in January, if there is more time and some investment in China and Southeast Asia is mortgaged to the bank, 15 billion should not be much of a problem." ”

Although futures are not stocks, using one Hong Kong dollar to do a business of ten Hong Kong dollars is risky and rewarding. But at the beginning, a total of hundreds of millions of dollars were invested, and it has multiplied dozens of times in just four years, and the charter is happy: "So much? ”

Ding Wenming smiled proudly: "When you left, the Hang Seng Index was only more than 8,000 points, and now it has exceeded 13,000 points, and our principal is not only those hundreds of millions of dollars. ”

"It's a lot, I'll talk to Xia Yao when I go back, she must be very happy."

Liu Siwei quipped: "Don't let her donate all at once, you have to leave some principal for civilization." ”

"Don't worry, she knows what it means to be a long stream. No matter how much the income is, it will still be credited to the foundation according to the original proportion. ”

After a long absence, it was obviously difficult to talk about business smoothly, Xie Weichang asked curiously: "Mr. Zhang, what about Mrs. Zhang's donation ratio?" ”

The charter smiled and introduced: "Half in China and half in the world, the country mainly donates to poor areas to build hope primary schools, provides scholarships and grants to poor children, and medical care; Internationally, mainly in Africa, the form of donation is mainly to provide food and medicine that are inevitably in short supply during the war, and we plan to donate a hospital in each African country and rely on the hospital to train some medical personnel. (To be continued......)